scholarly journals Market Thoughts: Potential Implications of COVID-19 on Takaful Scheme for Mental Health Disorders

Author(s):  
Khairil Faizal Khairi ◽  
Nur Hidayah Laili ◽  
Aimi Fadzirul Kamarubahrin

Malaysia's takaful market is showing steady growth and is overtaking conventional insurance in a very obvious way despite the pernicious COVID-19 pandemic hitting global Islamic finance sectors. As comparison, family and general takaful premiums rose by 29.6 percent and 16.4 percent respectively in the first half of 2019, as compared with 12.2 percent in conventional life and -1.3 percent in general insurance. The COVID-19 pandemic's rapid emergence poses unparalleled challenges the world is dealing with. In addition to the risks to human health and lives, this pandemic has a drastic effect on companies and economies worldwide and is also affecting people's mental health due to depression issues. Hence, this commentary aims to discuss the market thoughts on the potential implications of COVID-19 on takaful scheme for mental disorders. Mental health issues in Malaysia continue to be a major concern, generating debates about causes, responses and, more recently, insurance or takaful plans. Mental illness is costly to treat, especially for the disfavoured group. As a result, people with an ultimate goal will try to have a good plan protection to cover their uncertain health conditions. Thus, to overcome this scenario takaful provider should introduce a takaful scheme for mental health disorders in the country where the growth of market potential is there.

Author(s):  
Rhoshel Lenroot

Enormous progress has been made in recognizing the scope of mental health problems for children around the world, and in developing the theoretical framework needed to address decreasing this burden in a systematic fashion. Technological advances in neuroimaging, genetics, and computational biology are providing the tools to start describing the biological processes underlying the complex course of development, and have renewed appreciation of the role of the environment in determining how a genetic heritage is expressed. However, rapid technological change is also altering the environment of children and their families at an unprecedented rate, and what kinds of challenges to public health these changes may present is not yet fully understood. What is becoming clear is that as technological advances increase the range of available health care treatments, along with the potential cost, the choices for societies between spending limited resources on treatment or prevention will have to become increasingly deliberate. A substantial body of work has demonstrated that prevention in mental health can be effective, but those who would benefit the most from preventive interventions are often not those with the political or economic resources to make them a priority. While the potential interventions to prevent mental health disorders in children are constrained by the knowledge and resources available, what is actually done depends upon the social and political values of individual communities and nations. It is to be hoped that as our understanding of these disorders grows, public policies to prevent the development of mental health disorders in children will become as commonplace a responsibility for modern societies as the provision of clean drinking water.


2020 ◽  
Author(s):  
Salman Muhammad Soomar

UNSTRUCTURED Health is the state of overall well-being which includes physical, mental, and social wellbeing. Good health is a resource for living everyday life. It is central for functioning properly, handling stress, living a longer and more active life. Physical well-being includes a healthful lifestyle to decrease the risk of disease. Mental health is equally important as physical health, it is integral and important component of health, it provides strength and enhance a person’s ability to complete regular tasks . Differences in socioeconomic and other living conditions can lead to health inequities which can impact on a person’s health especially mental health though this is not the case in every situation, however the risk to an individual’s mental health determine how the person is going to suffer with mental health issues as these risk factors are not only bounded to poor socio-economic class . Violence, rapid social change, stressful work conditions, gender discrimination, social exclusion, physically ill health, sexual abuse, and persistent socio-economic pressures are recognized as risk factors for poor mental health. Moreover, there are some personality factors and genetic factors that also make people vulnerable to mental health disorders . Mental health issues alone add a lot in the global burden of disease however it is associated with other diseases and conditions as well. Mental health disorders in different forms and intensities a large number of people in their lifetime which not only impact on their health but it causes economic burden on the person and family as well . Despite a greater population is affected from mental health illness, the estimates produced through research regarding are still underestimated the reasons may be overlapping between psychiatric and neurological disorder and keeping suicide behaviors associated with self-harm a separate category other than mental illness . The major reason of underestimation can be less no reporting for these illness due to stigma associated with it. Stigma is the negative attitude towards the illness which creates discrimination and is the main obstacle in seeking help and care .


2019 ◽  
Vol 8 (1) ◽  
pp. 49-52
Author(s):  
Saad Ali Mir ◽  
Fatima Khan

The Low Energy Neuro feedback System (LENS) is one of the growing approaches used to bring Quality of life (QOL) to the patients suffering from mental health issues and Nervous system disorders by elevating the symptoms. It is a computer- based software program that is connected to EEG box which measure brain waves. This approach is different from Neuro feedback technique as it uses very low electromagnetic strength. It brings in noticeable improvement after few second of treatment session which does not require conscious awareness or voluntary participation from the client. It was first developed in the early 1900s by Dr Len Ochs to treat uncontrolled epilepsy, followed by many researches that signify its beneficence for treating many neurological and mental health disorders. This technique does not cure the disorder though it does elevate symptoms that improve the QOL. Although LENS is being exercise around the world, it is still unidentified by many professionals in Pakistan. Use of LENS adjacent to other therapies will bring revolution in Pakistan mental health rehabilitation. More research on LENS is suggested.


2020 ◽  
Vol 2 (3) ◽  
Author(s):  
Ilaria Domenicano

The COVID-19 pandemic is a public health emergency. As we write, the world counts more than 10 million positive cases and more than 500 thousand deaths. The difficult conditions faced by healthcare workers helping with the COVID-19 pandemic are leading to severe adverse mental health consequences.The aim of this review is to summarize and analyze the mental health issues that healthcare workers are experiencing during the COVID-19 outbreak. We conduct a systematic literature review to investigate the healthcare workforce’s mental health disorders. About 145 articles were retrieved for the period between January 1, 2020 and April 30, 2020. After screening, 27 articles were selected for full-text examination, 13 were included in the review. Of the studies included, 69% (9/13) and 61% (8/13) investigated depression and anxiety, respectively, although other mental health disorders such as insomnia, distress, stress, and fear were also assessed. Most of the healthcare workers in the studies reported high levels of stress, anxiety, and severe symptoms of depressions.Caregivers are working under high levels of pressure, in a high-risk environment, and are dealing with many physical and psychological challenges. Appropriate actions and well-timed psychological support to protect medical workers’ mental health should be considered.


2020 ◽  
pp. 102831532096428
Author(s):  
Pengfei Chen ◽  
Hsuanpo Wang ◽  
Xiang You ◽  
Dui Chen ◽  
Renee Shiun Yee Chew

This study extends previous research by examining the mental health issues of international mainland Chinese college students in Thailand. The research specifically proposed that mental health issues originate from the relationship between life adaptation and mental health disorders, and this study was conducted to test this assertion. Nine hundred international mainland Chinese college students in Thailand participated in an online survey. The results showed that life adaptation in respect of family relationships, interpersonal relationships, emotions, and learning had a positive effect on mental health disorders and that female and junior students who stayed in Thailand for 1 to 2 years were likely to have significant mental health issues.


2021 ◽  
Vol 1 (2) ◽  
Author(s):  
Lutfi Azizah Madya Gumelar ◽  
Yessy Hermawati

Man can express the state of their souls through literary works, and Man also gain experience of their souls by reading and appreciating literary works. This paper aims to see a description of trauma symptoms related to the mental health of Lanang figures, in the Lanang Novel by Yonathan Rahardjo. The inner conflict of the characters in this novel represents the symptoms of trauma resulting in mental health disorders. It is important to know that novel readers can understand mental health issues through the appreciation of literary works. This novel study uses the contentanalysis method and literary psychoanalysis approach carried out to describe psychological problems, especially related to mental health disorders in Novel Lanang. The results of the analysis show that the symptoms of trauma can be shown through three things, namely: 1) Re-experiencing or intrusion is the reappearance of a traumatic event in the self (flashback), 2) Avoidance is an uncomfortable or painful feeling that makes him try to avoid so as not too experienced a traumatic event. 3) Hyperarousal is excessive anxiety experienced by sufferers causing him to feel in a state of being threatened or a constant danger. These three things are reflected in the character of Lanang. The description of trauma symptoms in this novel can be used as an initial experience to understand mental health issues. Literary works can also be a source of knowledge about the state of human psychology.


2020 ◽  
Author(s):  
Hua Li ◽  
Lorraine Holtslander ◽  
Tracie Risling ◽  
Don Leidl ◽  
Megan Kennedy ◽  
...  

BACKGROUND The number of adolescents with mental health issues has increased worldwide, which not only affects adolescents themselves but also their families, especially, their primary caregivers (mostly parents). Family caregivers are a lifelong resource in a child’s life, and play a crucial role in supporting and helping their children in their recovery journey, and provide unpaid care, mostly in the community, Yet they are the most unsupported of all groups of caregivers. With growing recognition of web-based or mobile application interventions playing a promising role in delivering programs in mental health related areas, caregivers of adolescents with mental health issues can benefit from the technologies that provide support for them. OBJECTIVE In this systematic review, we aimed to review the current existing literature on online-based programs or mobile applications that support caregivers of adolescents with mental health disorders. METHODS A systematic search of the literature using the PRISMA guideline was conducted on seven databases to identify any peer-reviewed articles published in English from 2009 to March 2019. The studies were screened, extracted, and the quality of the selected studies was appraised using the McMaster Critical Review. RESULTS This review revealed a paucity of studies that met the inclusion criteria. All five selected articles focus on evaluating online-based or mobile app interventions including online moderated social therapy, online parenting intervention program, online chat support groups, and smartphone application for suicidal adolescents and their parents. Acceptability, usability, and feasibility of the online-based or smartphone app interventions were confirmed in the studies while findings of improving mental health and well-being in the caregivers and adolescents were inconclusive. CONCLUSIONS With increased interests in web-based or mobile app interventions used in mental health related areas and its known benefits, more studies on supporting the caregivers using technologies are required.


2019 ◽  
Vol 100 (6) ◽  
pp. 56-59 ◽  
Author(s):  
Jessica Minahan

Teachers today work in classrooms where a large proportion of students have mental health disorders. Yet, because these teachers lack training in mental health issues, they often react to these students in ways that cause them to shut down or escalate their aggressive behavior. Other teachers, however, seem to intuitively understand how to connect with these students. Behavioral analyst Jessica Minahan suggests that the strategies these teachers employ be treated as accommodations, similar to those provided for students with other special needs. Carefully articulating and writing down these interaction strategies will enable adults throughout the school to create personal connections that help students with mental health issues access the curriculum, instead of disengaging or being sent out of class for behavior they cannot control.


2021 ◽  
Vol 15 (2) ◽  
pp. 155-173
Author(s):  
Sarvina Fitri Rizky ◽  
Aghnia Zahrah

This article aims to find out the attention of professionals in the field of architecture on housing and mental health issues. It has been found that a building can affect the physical and mental health of humans, so that focusing research on housing is considered very important where housing is a place where humans spend their time and hope to get comfort and tranquility. The study was conducted by tracing articles in journals by focusing on titles and discussions that raised residential design issues oriented to the prevention and healing of people with mental health disorders. The journals taken as the source of the articles are national and international journals that are within the accreditation range of Sinta (1-2) and Q1. This study found that the level of discussion that occurs regarding residential design oriented towards people with mental health disorders is low.AbstrakArtikel ini bertujuan untuk mengetahui perhatian para profesional dalam bidang arsitektur pada masalah hunian dan kesehatan mental. Telah ditemukan fakta bahwa suatu bangunan dapat berpengaruh terhadap kesehatan fisik dan mental manusia, sehingga menfokuskan penelitian terhadap hunian di anggap sangat penting di mana hunian menjadi tempat manusia menghabiskan waktunya dan berharap mendapat kenyamanan dan ketenangan. Penelitian ini dilakukan dengan menelusuri artikel pada jurnal dengan memusatkan perhatian pada judul dan pembahasan yang mengangkat permasalah desain hunian yang berorientasi pada pencegahan maupun penyembuhan penderita gangguan kesehatan mental. Jurnal yang diambil sebagai sumber artikel adalah jurnal nasional dan internasional yang berada dalam rentang akreditasi Sinta (1-2) dan Q1. Penelitian yang telah dilakukan menunjukkan bahwa tingkat diskusi yang terjadi terkait desain hunian yang berorientasi pada penderita gagguan kesehatan mental adalah rendah.


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