scholarly journals Comparative Study on the Korean-Chinese Financial Legal System and Financial Consumer Protection Agency

법과정책 ◽  
2014 ◽  
Vol 20 (2) ◽  
pp. 381-401
Author(s):  
장진보
2021 ◽  
pp. 1-16
Author(s):  
Tariq Kameel ◽  
Fayez Alnusair ◽  
Nour Alhajaya

Abstract This article compares consumer protection in the framework of discounts with the constituent elements of such sales and the relevant methods of protecting consumer rights, according to French, Emirati, Jordanian, and Tunisian legislation and judicial practice. The findings shed light on the operation of consumer rights and market protection, and argues that each legal system has developed divergent means to attain the same goal. While some legal systems have organised sales with detailed rules, others have engaged in very limited market intervention; in the latter case, consumers are prevented from enjoying an important set of rights, as consumer rights and market protection are determined by the merchants.


2017 ◽  
Vol 31 (3) ◽  
pp. 276-304
Author(s):  
Taher Habibzadeh

Abstract In the modern world, electronic communications play a significant role in areas of national and international law such as Internet jurisdiction. Private international law provides that the competent court is the court within which jurisdiction the contract is performed, so it is important to know the place of performance of the contract in the case of contracts for digital goods such as e-books or computer software delivered online. It is equally important in the case of electronic services such as e-teaching. Furthermore, as consumer protection in B2C contracts is important in developing global e-commerce, it is important to consider whether the consumer party is able to bring an action against the business party in his own place of domicile or habitual residence. The article analyses these questions and proposes ways in which the Iranian legal system might be developed to address issues of Internet jurisdiction in B2B and B2C contracts.


2017 ◽  
pp. 1-20
Author(s):  
Yousef Ahmmed Nawafleh ◽  

In the last decades, the means of communication witnessed tremendous developments. These means have clearly and concretely affected the lives of individuals. No one can deny the amount of services that telephones offer now as a modern communication means and all accompanying benefits. In addition to the Internet services available on the mobile phone, most of the mobile phones’ holders needs are facilitated via the Internet, such as e-mails and others. Recently, mobile phones have substituted computers for many people. The use of mobile phones as a means of communication has caused tremendous technological revolution. This has led the researcher to question the nature of the contracts between individuals and communication companies as well as their characteristics especially due to the emergence of problems between individuals and companies. With companies imposing their arbitrary conditions, the researcher is also investigating the role of the Telecommunications Authority in facing unfair conditions, the roles of Consumer Protection Associations and the judiciary in modifying these arbitrary conditions. The present research will answer these qustions after offering a definition of the contract of communication, its legal nature and its characteristics and effects.


2017 ◽  
pp. 1-20
Author(s):  
Yousef Ahmmed Nawafleh ◽  

In the last decades, the means of communication witnessed tremendous developments. These means have clearly and concretely affected the lives of individuals. No one can deny the amount of services that telephones offer now as a modern communication means and all accompanying benefits. In addition to the Internet services available on the mobile phone, most of the mobile phones’ holders needs are facilitated via the Internet, such as e-mails and others. Recently, mobile phones have substituted computers for many people. The use of mobile phones as a means of communication has caused tremendous technological revolution. This has led the researcher to question the nature of the contracts between individuals and communication companies as well as their characteristics especially due to the emergence of problems between individuals and companies. With companies imposing their arbitrary conditions, the researcher is also investigating the role of the Telecommunications Authority in facing unfair conditions, the roles of Consumer Protection Associations and the judiciary in modifying these arbitrary conditions. The present research will answer these qustions after offering a definition of the contract of communication, its legal nature and its characteristics and effects.


2019 ◽  
Author(s):  
Shane Timmons

Encouraging consumers to switch to lower-rate mortgages is important both for the individual consumer’s finances and for functioning competitive markets, but switching rates are low. Given the complexity of mortgages, one potential regulatory intervention that may increase switching rates is to provide independent advice on how to select good mortgage products and how to navigate the switching process. Working with a government consumer protection agency, we conducted an experiment with mortgage-holders to test whether such advice alters perceptions of switching. The experiment tested how (i) the attributes of the offer, (ii) perceptions about the switching process, (iii) individual feelings of competence and (iv) comprehension of the product affect willingness to switch to better offers, both before and after reading the official advice. The advice made consumers more sensitive to interest rate decreases, especially at longer terms. It also increased consumers’ confidence in their ability to select good offers. Overall, the findings imply that advice from policymakers can change perceptions and increase switching rates. Moreover, the experiment demonstrates how lab studies can contribute to behaviourally-informed policy development.


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