On-Line Credit and Debit Card Processing and Fraud Prevention for E-Business

2019 ◽  
pp. 155-173
Author(s):  
James G. Williams
Keyword(s):  
Preventive Measures ◽  
The Internet ◽  
Shopping Cart ◽  
Debit Card ◽  
Online Payment ◽  
On Line ◽  
Bank Accounts ◽  
Security Standards ◽  
Debit Cards ◽  
Cyber Criminals

As the number of purchases over the internet has increased and the method of payment is a credit or debit card, e-commerce merchants must be able to accept online payment using the card data. Cyber-criminals have found ways to capture the information on credit and debit cards and use this information to make purchases and remove money from bank accounts which costs merchants lost revenue and chargebacks fees and costs consumers and banks lost funds. The process by which credit and debit card payments are processed beginning with the e-commerce merchant's website to a card processor or service gateway to the credit or debit card company's network to the issuing bank's network with an accept or decline response being returned to the merchant's shopping cart system via the same networks is discussed. The issue of credit and debit card fraud in terms of how cyber-criminals function and the solutions used to deter these attempts by the cyber-criminals is covered. The security standards and a list of preventive measures that should be used by e-commerce merchants are discussed.

On-Line Credit and Debit Card Processing and Fraud Prevention for E-Business

2018 ◽  
pp. 2707-2722
Author(s):  
James G. Williams
Keyword(s):  
Web Site ◽  
Preventive Measures ◽  
The Internet ◽  
Shopping Cart ◽  
Debit Card ◽  
On Line ◽  
Bank Accounts ◽  
Security Standards ◽  
Debit Cards ◽  
Cyber Criminals

As the number of purchases over the Internet has increased and the method of payment is a credit or debit card, e-commerce merchants must be able to accept on-line payment using the card data. Cyber-criminals have found ways to capture the information on credit and debit cards and use this information to make purchases and remove money from bank accounts which costs merchants lost revenue and chargebacks fees and cost consumers and banks lost funds.. The process by which credit and debit card payments are processed beginning with the e-commerce merchant's web site to a card processor or service gateway to the credit or debit card company's network to the issuing bank's network with an accept or decline response being returned to the merchant's shopping cart system via the same networks is discussed. The issue of credit and debit card fraud in terms of how cyber-criminals function and the solutions used to deter these attempts by the cyber-criminals is covered. The security standards and a list of preventive measures that should be used by e-commerce merchants are discussed.

On-Line Credit Card Payment Processing and Fraud Prevention for e-Business

2010 ◽  
pp. 455-473 ◽  
Author(s):  
James G. Williams ◽  
Wichian Premchaiswadi
Keyword(s):  
Credit Card ◽  
Preventive Measures ◽  
Personal Information ◽  
Credit Cards ◽  
The Internet ◽  
Payment Methods ◽  
On Line ◽  
Card Payment ◽  
Debit Cards ◽  
Cyber Criminals

As the volume of purchases for products and services on the Internet has increased and the chosen method of payment is a credit or debit card, e-commerce merchants must be capable of accepting such payment methods. Unfortunately, cyber-criminals have found ways to steal personal information found on credit cards and debit cards and fraudulently use this information to purchase products and services which costs merchants lost revenue and fees for chargebacks. This article discusses the process by which credit card payments are processed beginning with the e-commerce merchant’s web site to a credit card processor or service gateway to the credit card company’s network to the issuing bank’s network with an accept or decline response being returned to the merchant’s shopping cart system via the same networks. The article addresses the issue of credit card fraud in terms of how the cyber-criminals function and the potential solutions used to deter these attempts by the cybercriminals. A list of preventive measures that should be used by e-commerce merchants is provided.

On-Line Credit Card Payment Processing and Fraud Prevention for e-Business

2011 ◽  
pp. 699-717
Author(s):  
James G. Williams ◽  
Wichian Premchaiswadi
Keyword(s):  
Credit Card ◽  
Preventive Measures ◽  
Personal Information ◽  
Credit Cards ◽  
The Internet ◽  
Payment Methods ◽  
On Line ◽  
Card Payment ◽  
Debit Cards ◽  
Cyber Criminals

As the volume of purchases for products and services on the Internet has increased and the chosen method of payment is a credit or debit card, e-commerce merchants must be capable of accepting such payment methods. Unfortunately, cyber-criminals have found ways to steal personal information found on credit cards and debit cards and fraudulently use this information to purchase products and services which costs merchants lost revenue and fees for chargebacks. This article discusses the process by which credit card payments are processed beginning with the e-commerce merchant’s web site to a credit card processor or service gateway to the credit card company’s network to the issuing bank’s network with an accept or decline response being returned to the merchant’s shopping cart system via the same networks. The article addresses the issue of credit card fraud in terms of how the cyber-criminals function and the potential solutions used to deter these attempts by the cybercriminals. A list of preventive measures that should be used by e-commerce merchants is provided.

A hitchhiker’s guide to microscopy and microanalysis using telecommunications, e-mail, and the Internet

1994 ◽  
Vol 52 ◽  
pp. 390-391 ◽  
Author(s):  
Nestor J. Zaluzec
Keyword(s):  
The Internet ◽  
Information Superhighway ◽  
The World ◽  
Exchange Information ◽  
On Line ◽  
Computer Based ◽  
Software And Hardware ◽  
Communication Software ◽  
Basic Ideas ◽  
E Mail

The Information SuperHighway, Email, The Internet, FTP, BBS, Modems, : all buzz words which are becoming more and more routine in our daily life. Confusing terminology? Hopefully it won't be in a few minutes, all you need is to have a handle on a few basic concepts and terms and you will be on-line with the rest of the "telecommunication experts". These terms all refer to some type or aspect of tools associated with a range of computer-based communication software and hardware. They are in fact far less complex than the instruments we use on a day to day basis as microscopist's and microanalyst's. The key is for each of us to know what each is and how to make use of the wealth of information which they can make available to us for the asking. Basically all of these items relate to mechanisms and protocols by which we as scientists can easily exchange information rapidly and efficiently to colleagues in the office down the hall, or half-way around the world using computers and various communications media. The purpose of this tutorial/paper is to outline and demonstrate the basic ideas of some of the major information systems available to all of us today. For the sake of simplicity we will break this presentation down into two distinct (but as we shall see later connected) areas: telecommunications over conventional phone lines, and telecommunications by computer networks. Live tutorial/demonstrations of both procedures will be presented in the Computer Workshop/Software Exchange during the course of the meeting.

Opening New Worlds of Information: Library Technology and Internet Access for Patrons with Disabilities

2013 ◽  
Author(s):  
Courtney Deine-Jones
Keyword(s):  
Internet Access ◽  
The Internet ◽  
Electronic Information ◽  
On Line ◽  
Remote Sites ◽  
Technological Improvements ◽  
Library Technology

As more libraries offer patron access to the Internet and other on-line services, they must consider the needs of patrons with disabilities who will be using their Internet links either from the library or from remote sites. In planning and implementing technological improvements to optimize access for all patrons, librarians and information specialists must take into account questions of both physical and intellectual access to electronic information. This paper addresses these issues from a pragmatic perspective, reviewing available options and suggesting strategies for improving access for people with various disabilities.

scholarly journals Technology Adoption and Consumer Payments: Evidence from Survey Data

2003 ◽  
Vol 2 (2) ◽  
Author(s):  
Fumiko Hayashi ◽  
Elizabeth Klee
Keyword(s):  
Technology Adoption ◽  
Survey Data ◽  
New Technologies ◽  
New Technology ◽  
The Internet ◽  
Electronic Payment ◽  
Point Of Sale ◽  
Goods And Services ◽  
Transaction Value ◽  
Debit Cards

Consumers pay for hundreds of goods and services each year, but across households and across goods, consumers do not choose to pay the same way. This paper posits that payment choices depend in part on consumers' propensity to adopt new technologies and in part on the nature of the transaction. To test this hypothesis, this paper analyzes consumer's payment instrument use at the point of sale and for bill payment. The sample includes consumers surveyed in 2001, who are primarily users of the Internet. The results indicate that consumers who use new technology or computers are more likely to use electronic forms of payment, such as debit cards and electronic bill payments. Particularly, the use of direct deposit is a significant predictor of electronic payment use. Furthermore, the results indicate that payment choice depends on the characteristics of the transaction, such as the transaction value, the physical characteristics of the point of sale, and a bill's frequency and value variability.

Internet/Intranet Based Remote Condition Monitoring and Fault Diagnosis Scheme and System for Steam Turboset

2005 ◽  
Vol 293-294 ◽  
pp. 365-372 ◽  
Author(s):  
Yong Yong He ◽  
Wen Xiu Lu ◽  
Fu Lei Chu
Keyword(s):  
Fault Diagnosis ◽  
Power System ◽  
Electric Power ◽  
Condition Monitoring ◽  
Economic Benefits ◽  
Electric Power System ◽  
The Internet ◽  
Time Data ◽  
On Line ◽  
Line Condition

The steam turboset is the key equipment of the electric power system. Thus, it is very important and necessary to monitor and diagnose the running condition and the faults of the steam turboset for the safe and normal running of the electric power system. In this paper, the Internet/Intranet based remote condition monitoring and fault diagnosis scheme is proposed. The corresponding technique and methods are discussed in detail. And a real application system is developed for the 300MW steam turboset. In this scheme, the system is built on the Internet/Intranet and the Client/Server construction and Web/Server model are adopted. The proposed scheme can guarantee real-time data acquisition and on-line condition analysis simultaneously. And especially, the remote condition monitoring and fault diagnosis can be implemented effectively. The developed system has been installed in a power plant of China. And the plant has obtained great economic benefits from it.

Major accessions to repositories relating to Irish history, 2013

2014 ◽  
Vol 39 (154) ◽  
pp. 323-325 ◽  
Keyword(s):  
Great Britain ◽  
The Internet ◽  
National Register ◽  
Irish History ◽  
National Archives ◽  
Historical Manuscripts ◽  
On Line

The following digest lists accessions to repositories in Great Britain and Ireland during 2013 relating to Irish history and reported to the National Archives: Historical Manuscripts Commission (T.N.A. H.M.C.). This information is also published on the internet via T.N.A.’s website (www.nationalarchives.gov.uk) and is added to the computerised indexes of the National Register of Archives (N.R.A.) which are available for consultation at the National Archives, Kew, Richmond, TW9 4DU. Alternatively, searchers may access the indexes to the N.R.A. and certain linked on-line catalogues via the website. Limited and specific enquiries can be dealt with by post, or email ([email protected]).

scholarly journals COMO ESTÃO “NAVEGANDO” NOS CURSOS DE PÓS-GRADUAÇÃO EM ADMINISTRAÇÃO?: um estudo sobre o uso da netnografia nas disciplinas de método de pesquisa

2019 ◽  
Vol 5 (6) ◽  
pp. 232-248
Author(s):  
Kathiane Benedetti Corso ◽  
Rodrigo de Oliveira Estela ◽  
Marina Valim Bandeira
Keyword(s):  
Research Methods ◽  
Research Methodology ◽  
Basic Concept ◽  
Educational Institutions ◽  
The Internet ◽  
Online Research ◽  
Online Information ◽  
Traditional Research ◽  
Palabras Clave ◽  
On Line

O boom da internet nos últimos anos levou a sociedade a utilizar novas formas de comunicação. Seus usuários passaram de meros espectadores a produtores de conteúdo. Esta produção de conteúdo leva a uma evolução lógica dos métodos tradicionais de pesquisa, tanto no âmbito empresarial como nas instituições de ensino. Neste cenário, surge o método netnográfico ou, Netnografia. Esta nova ferramenta, focada na pesquisa online, e que favorece a coleta de informações on-line. Este estudo visa esclarecer o conceito básico a respeito da Netnografia, bem como demonstrar a utilização do método nos cursos de Pós-Graduação em Administração no Brasil.   PALAVRAS-CHAVE: Netnografia; Pós-Graduação; Metodologia da Pesquisa; Administração.   ABSTRACT The growing of the internet in recent years has led society to use new forms of communication. His users went from mere viewers to content producers. This leads to a logical evolution of traditional research methods, both in business and in educational institutions. In this scenario, the netnographic method appears. This new tool, focused on online research favors the collection of online information such as images, vídeos and comments. In this way, the presente study aims to clarify the basic concept regarding Netnography, as well as demonstrate the use of the method in the PostGraduate courses in Business in Brazil.   KEYWORDS: Netnography; Post-Graduation; Research Methodology; Business.   RESUMEN El boom de Internet en los últimos años ha llevado a la sociedad a utilizar nuevas formas de comunicación. Sus usuarios pasaron de meros espectadores a productores de contenido. Esta producción de contenido lleva a una evolución lógica de los métodos tradicionales de investigación, tanto en el ámbito empresarial como en las instituciones de enseñanza. En este escenario, surge el método netnográfico o, Netnografía. Esta nueva herramienta, enfocada en la búsqueda en línea, y que favorece la recolección de información en línea. Este estudio pretende esclarecer el concepto básico respecto a la Netnografía, así como demostrar la utilización del método en los cursos de Postgrado en Administración en Brasil.   PALABRAS CLAVE: Netnografía; Postgrado; Metodología de la Investigación; Administración  

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