Diffusion of Information Technology Innovations within Retail Banking

2011 ◽  
pp. 235-255
Author(s):  
Bernardo Batiz-Lazo ◽  
Douglas Wood
Keyword(s):  
Information Technology ◽  
Technological Innovation ◽  
Internet Banking ◽  
Major Effect ◽  
Retail Banking ◽  
Banking And Finance ◽  
Diffusion Of Information ◽  
Technology Innovations ◽  
Early Adoption ◽  
Front Office

Technological innovation in general and information technology (IT) applications in particular have had a major effect in banking and finance. Following Garbade and Silber (1978), this research reviews the effects on banking organisations with reference to front office or external changes as described by the nature of product and service offerings. Following Morris (1986), Quintás (1991) and Fincham et al. (1994), the research also considers innovations in the back office or internal (operational function) changes brought about to banking organisations. Outstanding IT-based innovations are considered and grouped into four distinct periods: early adoption (1864-1945), specific application (1945-1965), emergence (1965-1980) and diffusion (1980-1995). The research then discusses the potential impact of more recent innovations (i.e., electronic purses, digital cash and Internet banking). As a result, the research provides an historical perspective on the main drivers determining the adoption of technological innovation in retail banking.

TECHNOLOGICAL INNOVATION AND TEACHING METHODS: PROBLEMS AND PROSPECTS AT THE UNIVERSITY OF FLORENCE

2001 ◽  
Vol 12 (04) ◽  
pp. 501-504
Author(s):  
MARIA CRISTINA RIBOLI
Keyword(s):  
Information Technology ◽  
Technological Innovation ◽  
Learning Process ◽  
Teaching Methods ◽  
Teaching Approach ◽  
Educational Technologist ◽  
Diffusion Of Information ◽  
Set Up ◽  
University Of Florence ◽  
The University

The wide diffusion of information technology brins generally changes in any field of society. In universities, the teaching approach must conform itself to these new needs adding the information technology tools into the learning process. A multi-disciplinary technical team of Florence University was set up a project involving technical staff developer, educational technologist and web developer and has pointed out issues concerning hardware, software, technical methods and knowledge required by these innovations.

Competing in the Age of Information Technology in a Developing Economy

2009 ◽  
pp. 326-350
Author(s):  
S.C. Lenny Koh ◽  
Stuart Maguire
Keyword(s):  
Information Technology ◽  
Public Sector ◽  
Internet Banking ◽  
Retail Banking ◽  
Foreign Banks ◽  
Public Sector Banks ◽  
Private Banks ◽  
Strong Position ◽  
Automatic Teller Machines

This case describes how banking in India has changed after developments in information technology in the last decade. The new private and foreign banks, which are strong in technology, are giving tough competition to old public sector banks. Private banks have pioneered Internet banking, phone banking, anywhere banking, mobile banking, debit cards, automatic teller machines (ATMs), and retail banking in urban India. This case is about the VN Bank, a public sector bank that has to formulate its strategy in order to compete in this new environment. The case also explores the opportunity and challenges for the bank in rural India and makes readers think about how information technology can help the bank in building a strong position in the rural markets. The findings of the case study also can be generalized across other developing countries, where domestic companies are facing tough competition from foreign and private players.

Analysis on Characters of Technology Innovations in Shenzhen Enterprises

2014 ◽  
Vol 638-640 ◽  
pp. 2383-2387
Author(s):  
Tong Hua Mou ◽  
Fang Du
Keyword(s):  
Technological Innovation ◽  
Evaluation Method ◽  
Service System ◽  
Research Result ◽  
Research Centers ◽  
Government Regulations ◽  
External Finance ◽  
Technology Innovations ◽  
The Future ◽  
Future Work

According to current research result on the meaning, foundation, and evaluation method of technological innovation of enterprise in Shenzhen, the character of the innovation can be summarized as: utilizing the demand of the current market as a guideline, cooperating with research centers and universities, applying most of the innovation in practice quickly. For the future work, the research could be focused on the factors which might affect the ability of technological innovation. Those factors could be either external such as external finance and government regulations, or it could be internal such as the size of the enterprise. At the same time it is necessary to establish the innovation and evaluation service system for small and medium sized enterprises (SMES).

scholarly journals IMPLEMENTASI VIEWBOARD DALAM MENDUKUNG PENYEBARAN INFORMASI DENGAN PENYAJIAN ARTIFICIAL INFORMATICS PADA PERGURUAN TINGGI

CCIT Journal ◽  
2016 ◽  
Vol 9 (3) ◽  
pp. 251-257
Author(s):  
Untung Rahardja ◽  
Deddy Pratama ◽  
Ely Susanti
Keyword(s):  
Higher Education ◽  
Information Technology ◽  
Data Warehouse ◽  
Programming Language ◽  
Educational Institution ◽  
Statistical Measure ◽  
Strategic Decisions ◽  
Database Query ◽  
Front Office ◽  
Education Academic

Information Technology (IT) has been able to made improve the effectiveness, efficiency, competitiveness, and support the managerial activities of the organization. Here are discussed about the implementation of Viewboard application for an educational institution as a module assistant of leadership in making strategic decisions. Viewboard applications developed based on existing databases on other systems as a data warehouse. In the implementation, the Viewboard applications built using the PHP programming language for the front-office interface with the concept of Artificial Informatics as a result of the processed grain database query. The Viewboard application has been tested for statistical measure of student overview on Higher Education Academic Raharja as a development and research Viewboard done. The final results show that the test can pull Viewboard processed data from an existing repository database and display the information is critical to the presentation of the characteristics of Artificial Informatics.

scholarly journals PENGUATAN PENGELOLAAN BACK OFFICE E-COMMERCE UNTUK PENINGKATAN KAPASITAS UKM DI KOTA SAMARINDA

2021 ◽  
Vol 9 (3) ◽  
pp. 255
Author(s):  
Muhammad Zaini ◽  
Riyadi Riyadi
Keyword(s):  
Information Technology ◽  
Transaction Processing ◽  
Limited Capacity ◽  
Application System ◽  
Web Based ◽  
Space And Time ◽  
Front Office ◽  
Back Office ◽  
The Way

The low business capacity of SMEs is the result of the majority of SMEs (93.33%) still being managed traditionally. The limited capacity of SMEs can be overcome if SMEs are willing and able to change the way their business is managed, which is still traditionally replaced with web-based information technology, which is able to manage business and transaction processing without limits on space and time, such as the Prestashop back office application system. This application provides 2 types of modules, namely Back Office which consists of purchasing, sales, inventory, cash and bank modules, Front Office which functions as cash sales, so it is very easy to use by SMEs.

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