scholarly journals Reading Makes Cents Resource Review

2011 ◽  
Vol 6 (4) ◽  
pp. 101-103
Author(s):  
Lacie Ashby ◽  
Kathy Gordon ◽  
Shante Stokes
Keyword(s):  
Financial Literacy ◽  
Well Being ◽  
Life Skill ◽  
State University ◽  
Family Activities ◽  
Personal Finances ◽  
Hands On ◽  
Penn State ◽  
Excellent Resource ◽  
Economic Well Being

In today’s economy, it is more crucial than ever to focus our educational efforts on increasing financial literacy. Many young people are unskilled in managing their personal finances, yet this critical life skill will greatly affect their future economic well-being. Reading Makes Cents, developed by Penn State University, is an excellent resource to address this need. A reviewed and recommended curriculum by National 4-H, this complete, easy to use curriculum targets youth in grades 3-5 with a combination of financial literacy and reading. The curriculum explores basic money concepts such as spending, saving, and sharing money. Lessons incorporate hands-on activities and children’s literature to reinforce lesson objectives. With evaluation questions and family activities included, Reading Makes Cents is a perfect guide for educators to easily pick up and teach.

Formation of financial literacy in training of informatics teachers on the basis of the 1С:Enterprise system

2020 ◽  
Vol 1 (1) ◽  
pp. 11-18
Author(s):  
M. A. Rodionov ◽  
I. V. Akimova
Keyword(s):  
Financial Literacy ◽  
Basic Knowledge ◽  
State University ◽  
Science And Literature ◽  
Successful Development ◽  
Mathematics History ◽  
School Subjects ◽  
Personal Finances ◽  
The Right

In the submitted study the problem of the formation of financial literacy of students at informatics lessons and relevant training of future informatics teachers is considered. Financial literacy is understood as a set of basic knowledge in the field of finance, banking, insurance, as well as budgeting for personal finances that allow a person to choose the right financial product or service, soberly assess and take risks that may arise during the use of these products, correctly accumulate savings and identify doubtful (fraudulent) investment schemes. The authors conclude that successful development of meaningful lines of the course of financial literacy requires integration of a few school subjects, such as mathematics, history, informatics, social science and literature. The role of modern informatics teacher in the formation of financial literacy of students is great. Therefore, in the training of a future informatics teacher, it should be paid the attention to issues related to the study of elements of financial literacy in informatics lessons. In order to solve the problem, the authors propose to use the special course “Basics of work in 1С:Enterprise”, which is implemented at Penza State University. The article contains a program of the course and the methodological recommendations for its implementation.

scholarly journals Financial literacy as a key factor for an individual’s social and economic well-being

2016 ◽  
Vol 28 ◽  
pp. 01037
Author(s):  
Tatyana Filippova ◽  
Elmira Kashapova ◽  
Svetlana Nikitina
Keyword(s):  
Financial Literacy ◽  
Well Being ◽  
Key Factor ◽  
Economic Well Being

scholarly journals Economic perception and economic behavior of students in the area of personal finances (on the example of students of the city of Vladimir)

2020 ◽  
pp. 65-73
Author(s):  
Marina Vladimirovna Sokolova ◽  
Dmitrii Il'ich Petrosyan ◽  
Tat'yana Mikhailovna Golubkina
Keyword(s):  
Young People ◽  
Financial Literacy ◽  
Online Survey ◽  
Economic Behavior ◽  
State University ◽  
Behavioral Strategies ◽  
Main Method ◽  
Finance Management ◽  
Personal Finances ◽  
The City

The subject of this research is the economic behavior of students in the area of personal finance management. Special attention is currently devoted to increasing the level of financial literacy of the population. The target audience in this research is the students of higher education in the city of Vladimir. Majority of young people find it necessary to manage their own finances namely during their student years. The research explores behavioral strategies of students in the areas of savings and borrowing. The main method of this research consisted in an online survey of college students of the city of Vladimir. The sociological survey covered the students of the Vladimir Aviation Mechanics College, Vladimir Polytechnic College, Vladimir State University, and Vladimir branch of the Russian Academy of the Russian Presidential Academy of National Economy and Public Administration. The data acquired allows concluding on the fairly low level of financial capacity of the students. The current level of income allows the young people provision for only their ongoing needs. Management of personal finances is reduced to control of income and spending. High levels of debt have not been observed among the students.

scholarly journals Financial Management Capabilities Among Personnel in a State University in The Philippines

2021 ◽  
Vol 3 (2) ◽  
pp. 158-168
Author(s):  
Rosario Clarabel C. Contreras ◽  
Elias Olapane ◽  
Magdalena P. Cataluňa ◽  
Liela C. Buenviaje
Keyword(s):  
Financial Literacy ◽  
Financial Management ◽  
Financial Stability ◽  
Management Practices ◽  
The Philippines ◽  
Management Program ◽  
State University ◽  
Personal Finances ◽  
Key Factor ◽  
Management Capabilities

Financial management is a key factor in achieving financial autonomy. Like other employees overseas, Filipino employees too are facing financial inadequacy, in one way or another. Thus, this descriptive study was conducted to assess the financial management of the personnel in the West Visayas State University Calinog Campus, Iloilo, Philippines. Using the duly validated and pilot-tested questionnaire, this study examined the three (3) aspects of financial management, namely: financial literacy; financial attitude; and financial management practices. It revealed that the respondents have an average level of financial literacy indicating that employees already possess knowledge in handling personal finances. The financial attitude of the respondents is relatively practical spenders as evident in "comparing prices when shopping for purchases" and "spending less than income".  As to financial management practices, most of the respondents put money in the bank in order to cope with the growing expenses of the respondents' children's education. At some point, some employees venture into investments such as livestock and business. Financial management program may be conducted to improve the economic and financial stability of the employees. Emphasis may center on budgeting, expenditure, and saving mechanisms to achieve financial literacy.

scholarly journals Financial Elements in Teaching and Learning of Mathematics: A Systematic Review

2021 ◽  
Vol 9 (1) ◽  
pp. 1
Author(s):  
Noor Shazreen Amalin Saini ◽  
Roslinda Rosli
Keyword(s):  
Financial Literacy ◽  
Teaching And Learning ◽  
Well Being ◽  
School Curriculum ◽  
Parental Socialization ◽  
Financial Socialization ◽  
Simulation Games ◽  
Factors Affecting ◽  
Online Databases ◽  
Economic Well Being

Financial literacy is one of the 21st-century skills that are important for young people. Thus, integrating financial components in Mathematics subject is a way to instill financial literacy among students. This study aimed to determine the factor influencing the integration of financial elements and identify effective methods to enhance studentsʹ financial literacy. The research articles are collected from 2011 until 2019 through online databases known as Education Resources Information Center (ERIC), Sage Journals, Web of Science (WOS), ScienceDirect, and SCOPUS. The research finding shows that the factors affecting studentsʹ financial literacy were teaching methods and strategies, parental socialization, and school curriculum. It is essential to understand the influence of numerous factors. Knowing the factors that lead to or detract from the acquisition of financial literacy among students will improve their economic well-being by making policy initiatives. Financial socialization such as learning in school and parentsʹ involvement has become a significant factor in studentsʹ financial literacy. The practical methods used to enhance studentsʹ financial literacy consist of inquiry-based mathematics, technological simulation, interactive module, simulation games, workshops, and school camps.

The Instructional SEM Laboratory at Iowa State University

1996 ◽  
Vol 54 ◽  
pp. 396-397
Author(s):  
L. S. Chumbley ◽  
M. Meyer ◽  
K. Fredrickson ◽  
F.C. Laabs
Keyword(s):  
Materials Science ◽  
Computer Network ◽  
Energy Dispersive Spectrometer ◽  
Computer Control ◽  
State University ◽  
Iowa State University ◽  
Internet Server ◽  
Schematic Layout ◽  
Hands On ◽  
Improve Instruction

The Materials Science Department at Iowa State University has developed a laboratory designed to improve instruction in the use of the scanning electron microscope (SEM). The laboratory makes use of a computer network and a series of remote workstations in a classroom setting to provide students with increased hands-on access to the SEM. The laboratory has also been equipped such that distance learning via the internet can be achieved.A view of the laboratory is shown in Figure 1. The laboratory consists of a JEOL 6100 SEM, a Macintosh Quadra computer that acts as a server for the network and controls the energy dispersive spectrometer (EDS), four Macintosh computers that act as remote workstations, and a fifth Macintosh that acts as an internet server. A schematic layout of the classroom is shown in Figure 2. The workstations are connected directly to the SEM to allow joystick and computer control of the microscope. An ethernet connection between the Quadra and the workstations allows students seated there to operate the EDS. Control of the microscope and joystick is passed between the workstations by a switch-box assembly that resides at the microscope console. When the switch-box assembly is activated a direct serial line is established between the specified workstation and the microscope via the SEM’s RS-232.

Through the prism of Spain. Socio-economic causes of different outcomes of Russian and Spanish civil wars

2017 ◽  
pp. 142-155
Author(s):  
I. Rozinskiy ◽  
N. Rozinskaya
Keyword(s):  
Civil War ◽  
World War I ◽  
Civil Wars ◽  
Spanish Civil War ◽  
Statistical Data ◽  
Well Being ◽  
Russian Civil War ◽  
World War ◽  
Common Features ◽  
Economic Well Being

The article examines the socio-economic causes of the outcome of the Spanish Civil War (1936-1936), which, as opposed to the Russian Civil War, resulted in the victory of the “Whites”. Choice of Spain as the object of comparison with Russia is justified not only by similarity of civil wars occurred in the two countries in the XX century, but also by a large number of common features in their history. Based on statistical data on the changes in economic well-being of different strata of Spanish population during several decades before the civil war, the authors formulate the hypothesis according to which the increase of real incomes of Spaniards engaged in agriculture is “responsible” for their conservative political sympathies. As a result, contrary to the situation in Russia, where the peasantry did not support the Whites, in Spain the peasants’ position predetermined the outcome of the confrontation resulting in the victory of the Spanish analogue of the Whites. According to the authors, the possibility of stable increase of Spanish peasants’ incomes was caused by the nation’s non-involvement in World War I and also by more limited, compared to Russia and some other countries, spending on creation of heavy (primarily military-related) industry in Spain.

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