Formation of financial literacy in training of informatics teachers on the basis of the 1С:Enterprise system

2020 ◽  
Vol 1 (1) ◽  
pp. 11-18
Author(s):  
M. A. Rodionov ◽  
I. V. Akimova
Keyword(s):  
Financial Literacy ◽  
Basic Knowledge ◽  
State University ◽  
Science And Literature ◽  
Successful Development ◽  
Mathematics History ◽  
School Subjects ◽  
Personal Finances ◽  
The Right

In the submitted study the problem of the formation of financial literacy of students at informatics lessons and relevant training of future informatics teachers is considered. Financial literacy is understood as a set of basic knowledge in the field of finance, banking, insurance, as well as budgeting for personal finances that allow a person to choose the right financial product or service, soberly assess and take risks that may arise during the use of these products, correctly accumulate savings and identify doubtful (fraudulent) investment schemes. The authors conclude that successful development of meaningful lines of the course of financial literacy requires integration of a few school subjects, such as mathematics, history, informatics, social science and literature. The role of modern informatics teacher in the formation of financial literacy of students is great. Therefore, in the training of a future informatics teacher, it should be paid the attention to issues related to the study of elements of financial literacy in informatics lessons. In order to solve the problem, the authors propose to use the special course “Basics of work in 1С:Enterprise”, which is implemented at Penza State University. The article contains a program of the course and the methodological recommendations for its implementation.

scholarly journals Educational offer of Pomeranian agritourist farms associated in the National Network of Educational Farms

2021 ◽  
Vol 11 (1) ◽  
Author(s):  
Anna Wiśniewska
Keyword(s):  
Rural Areas ◽  
Rural Culture ◽  
National Network ◽  
School Subjects ◽  
Hands On ◽  
Educational Programmes ◽  
The Right ◽  
Education Process ◽  
School Curricula

The aim of the study is to analyse the educational offer of Pomeranian voivodeship agritourism farms which joined the National Network of Educational Farms. The analysis covers the years 2011–2020. The survey involved 25 licensed entities (100%). Their wide offers include educational programmes aiming to teach about farmer’s life and work, the process of food production and acquisition, and the cultural heritage of the Polish rural areas and to promote the right attitudes towards nature and landscape protection. Educational activities are usually organised in the form of one-day group and workshop activities addressed to school children and adolescents. Thanks to that, the school education process is more varied and enriched with school curricula directed at hands-on activities, workshops in different school subjects, alternative venues of education and knowledge about rural culture. Farmers usually play the role of guides or sometimes they hire teachers to do the job. More and more often, people with disabilities and students of Third Age Universities use their services. The farms’ offers are very flexible and their scope and prices are adjusted to the demands, age and number of participants. The educational programmes differ depending on the season of the year.

scholarly journals REDUCING UNEMPLOYMENT IN NIGERIA – THE ROLE OF TERTIARY INSTITUTIONS IN THE ENTREPRENEURIAL DEVELOPMENT OF ENGINEERING GRADUATES

2021 ◽  
Vol 36 (2) ◽  
pp. 55-60
Author(s):  
E.O Aluyor ◽  
S.K Otoikhian
Keyword(s):  
State University ◽  
Tertiary Institution ◽  
Tertiary Institutions ◽  
Strategic Entrepreneurship ◽  
Entrepreneurial Development ◽  
Edo State ◽  
The Government ◽  
The Right

In Nigeria, the number of unemployed persons in recent times increased to 23,187,000 in the fourth quarter of 2020 from 21,765,000 in the second quarter of 2020, hence this paper is an exposition on the role of tertiary institutions in the entrepreneurial development of engineering graduates most of whom are unemployed. A brief discuss on the need for engineering-based entrepreneurship is presented. The key challenges hindering engineering entrepreneurship in Nigeria are highlighted. Some of the roles and strategies which the tertiary institutions in Nigeria can deploy to foster entrepreneurship amongst engineering graduates are presented and include; highly functional and strategic entrepreneurship development centers with think tanks, funding support for the most promising business ideas of students, business and entrepreneurship-motivated research, engaging with government and policymakers to make entrepreneurship fostering policies and minimize bottlenecks to business amongst others. Edo State University Uzairue is presented as a case study of a tertiary institution in Nigeria that has taken some steps in the right direction as regards entrepreneurial development. It is concluded that all stakeholders such as the government, industry, NGOs, and the students/graduates must partner with the tertiary institutions to achieve commendable results on the uphill task under consideration. Keywords: Entrepreneurship, tertiary institutions, engineering, unemployment, development, Nigeria.

On Ukrainian Citizens as taxpayers in sociological measurements

2021 ◽  
pp. 156-180
Author(s):  
OLHA IVASHCHENKO ◽  
DMYTRO BOYARCHUK ◽  
YEVGEN SHULGA
Keyword(s):  
Financial Literacy ◽  
Sociological Research ◽  
Third Wave ◽  
State Budget ◽  
Level Of Knowledge ◽  
The Right ◽  
Taxation System ◽  
First Time ◽  
Second Wave

The article deals with the results of first special sociological research on taxpaying thematic undertaken in Ukraine. Three waves of national wide survey (N1 = 2038 F2F; N2/3 = 2000 CATI) during 2020 by means of questionnaire with 5 basic questions regarding the taxpaying theme: budget structure, main expenses clauses, evaluated free of charge state services, equitable tax level, taxes for purchases and services. The provided analyses gave opportunity to choose most valuable questions concerning the Ukrainian citizens financial literacy in order to construct the Index of taxation erudition which revealed extremely low level of knowledge of Ukrainians as taxpayers about active tax system, particularly the role of taxpayers in state budget formation, when only 32% in the first wave and 43% in third wave pointed the citizen’s contribution, 54% respondents has no idea about the type of acting taxation system on the background of 52% in first wave and 39% in second wave, who pointed the 10% personal tax fee dimension as desirable and equitable. Only 20% citizens pointed the right figures of tax paying for purchases and services, when 36,5% have no knowledge about this tax at all, Sociologically was first time noticed important fixation of 56% readiness for paying less taxes and needed service accounts by own, especially for medical care and education, in such way it was acknowledged that constitutional article of social state is under civic scrutiny. As final research task the algorithm of Index of taxpayer’s knowledge ability has been proposed for regular monitoring as also recommendation for further special thematic research development with proper media involvements.

scholarly journals Household’s Overindebtedness during the COVID-19 Crisis: The Role of Debt and Financial Literacy

Risks ◽  
2021 ◽  
Vol 9 (4) ◽  
pp. 62
Author(s):  
Łukasz Kurowski
Keyword(s):  
Financial Literacy ◽  
Multinomial Logistic Regression ◽  
Financial Education ◽  
Management Skills ◽  
Budget Management ◽  
Mortgage Loans ◽  
Consumer Loans ◽  
Personal Finances ◽  
The Face

The COVID-19 pandemic has shown how important it is to prepare one’s own financial budget for the unexpected loss of income. In this dimension, the financial education of the society plays an invaluable role. It allows us to account for events that may adversely affect personal finances in our budget management decisions. Therefore, the aim of the article is to check whether households with a higher level of financial and debt literacy have better management skills from the perspective of a household’s budget, which in the face of a crisis reduces the risk of individuals not paying their liabilities. Thus, at the turn of June and July 2020, we conducted surveys among 1300 Polish citizens. Using the multinomial logistic regression, we show that people with a higher financial and debt literacy are less affected by overindebtedness. During the crisis, people who have a higher debt literacy are better prepared to manage credit liabilities; in this situation, financial literacy is less important. In addition, the type of credit experience turned out to be significant. Respondents who have experience with consumer loans (potentially high-margin products) are more likely to have debt repayment problems than those with mortgage loans experiences.

scholarly journals Tinjauan Literasi Keuangan Bagi Santri Pondok Pesantren Madura: Studi Kasus Pondok Pesantren Syaichona Kholil Kabupaten Bangkalan

2017 ◽  
Vol 2 (2) ◽  
Author(s):  
Galuh Widitya Qomaro ◽  
Aldila Septiana
Keyword(s):  
Financial Literacy ◽  
Real Life ◽  
Financial Behavior ◽  
Basic Knowledge ◽  
Financial Assets ◽  
Environmental Diversity ◽  
Economic Decisions ◽  
The Right ◽  
Financial Intelligence ◽  
Muslim School

Need priority scale arrangement is done to avoid the behavior of irrational consumption. It also must pay attention to the financial capabilities to avoid greater expenditure than income. Therefore, to make the right economic decisions in consuming and avoid luxurious lifestyle, it is necessary for us understanding financial literacy. Financial Literacy is knowledge to manage finance. One of the intelligences that must be possessed by modern men is financial intelligence, namely the intelligence in managing personal assets, especially in managing personal financial assets. The object of research in this paper is students at traditional Muslim School at traditional Muslim at school of Syaichona Kholil Bangkalan District, where students at traditional Muslim School are students who live far apart from parents equipped with knowledge in managing finances and allowance. Are the students at traditional Muslim School able to coordinate his finances in traditional Muslim School? Based on the result of the research, it can be described as follows: the concept of someone's financial literacy can be seen from the his/her cognitive process or knowledge which he has in managing finance, and his/her attitudes toward personal finance that will affect his financial behavior or decision in managing finance. From the existing theory, it is adapted based on basic knowledge as well as financial attitudes for teenagers with age of 13-18 years. A review of financial literacy for students at traditional Muslim School of  Syaichona Kholil Bangkalan District is appraised by simplicity and mutual sharing among fellow who is able to maintain an individual life as a social creature in the environmental diversity of the community. This sense of solidarity and kinship is needed to bring students at traditional Muslim School into real life after they no longer live in traditional Muslim School of Syaichona Kholil Bangkalan Regency. Keywords: Financial Literacy, Traditional Muslim School, Syaichona Kholil

scholarly journals Economic perception and economic behavior of students in the area of personal finances (on the example of students of the city of Vladimir)

2020 ◽  
pp. 65-73
Author(s):  
Marina Vladimirovna Sokolova ◽  
Dmitrii Il'ich Petrosyan ◽  
Tat'yana Mikhailovna Golubkina
Keyword(s):  
Young People ◽  
Financial Literacy ◽  
Online Survey ◽  
Economic Behavior ◽  
State University ◽  
Behavioral Strategies ◽  
Main Method ◽  
Finance Management ◽  
Personal Finances ◽  
The City

The subject of this research is the economic behavior of students in the area of personal finance management. Special attention is currently devoted to increasing the level of financial literacy of the population. The target audience in this research is the students of higher education in the city of Vladimir. Majority of young people find it necessary to manage their own finances namely during their student years. The research explores behavioral strategies of students in the areas of savings and borrowing. The main method of this research consisted in an online survey of college students of the city of Vladimir. The sociological survey covered the students of the Vladimir Aviation Mechanics College, Vladimir Polytechnic College, Vladimir State University, and Vladimir branch of the Russian Academy of the Russian Presidential Academy of National Economy and Public Administration. The data acquired allows concluding on the fairly low level of financial capacity of the students. The current level of income allows the young people provision for only their ongoing needs. Management of personal finances is reduced to control of income and spending. High levels of debt have not been observed among the students.

scholarly journals Peran Dosen Fakultas Ekonomi dan Bisnis Universitas Teknologi Sumbawa dalam Peningkatan Literasi dan Inklusi Keuangan pada Masyarakat Kabupaten Sumbawa

2020 ◽  
Vol 10 (1) ◽  
pp. 33
Author(s):  
Abdul Salam ◽  
Abdurrahman Abdurrahman
Keyword(s):  
Financial Literacy ◽  
Positive Response ◽  
Public Awareness ◽  
Financial Inclusion ◽  
Added Value ◽  
The People ◽  
Strategic Location ◽  
The Right ◽  
The University

The purpose of this study was to identify the outcomes of higher education, in this case the University Technology of Sumbawa, because of its strategic location and positive response from the people of Sumbawa Regency, its ability to create added value and strategies for increasing public awareness of its financial future.The object of this research is the community in Sumbawa Regency with a sample size of 250 respondents. This study measures the role of Lecturers on, Financial Literacy and Inclusion.This study found that financial literacy partially affects the role of lecturers in being rejected. The financial inclusion variable has a significant effect on the role of the lecturer. Meanwhile, the variables of financial literacy and financial inclusion have a simultaneous effect on the role of lecturers.The conclusion of this research is in determining the right strategy to improve Financial Literacy and Financial Inclusion by increasing the role of Lecturers through Tri Dharma in order to create a well-lierate financial society

scholarly journals Financial Management Capabilities Among Personnel in a State University in The Philippines

2021 ◽  
Vol 3 (2) ◽  
pp. 158-168
Author(s):  
Rosario Clarabel C. Contreras ◽  
Elias Olapane ◽  
Magdalena P. Cataluňa ◽  
Liela C. Buenviaje
Keyword(s):  
Financial Literacy ◽  
Financial Management ◽  
Financial Stability ◽  
Management Practices ◽  
The Philippines ◽  
Management Program ◽  
State University ◽  
Personal Finances ◽  
Key Factor ◽  
Management Capabilities

Financial management is a key factor in achieving financial autonomy. Like other employees overseas, Filipino employees too are facing financial inadequacy, in one way or another. Thus, this descriptive study was conducted to assess the financial management of the personnel in the West Visayas State University Calinog Campus, Iloilo, Philippines. Using the duly validated and pilot-tested questionnaire, this study examined the three (3) aspects of financial management, namely: financial literacy; financial attitude; and financial management practices. It revealed that the respondents have an average level of financial literacy indicating that employees already possess knowledge in handling personal finances. The financial attitude of the respondents is relatively practical spenders as evident in "comparing prices when shopping for purchases" and "spending less than income".  As to financial management practices, most of the respondents put money in the bank in order to cope with the growing expenses of the respondents' children's education. At some point, some employees venture into investments such as livestock and business. Financial management program may be conducted to improve the economic and financial stability of the employees. Emphasis may center on budgeting, expenditure, and saving mechanisms to achieve financial literacy.

scholarly journals The Mediating Role of Attitude Toward Money on Students’ Financial Literacy and Financial Behavior

2020 ◽  
Vol 4 (2) ◽  
pp. 58
Author(s):  
Nurdian Susilowati ◽  
Kardiyem Kardiyem ◽  
Lyna Latifah
Keyword(s):  
Financial Literacy ◽  
Financial Management ◽  
Descriptive Analysis ◽  
Research Result ◽  
Financial Behavior ◽  
Direct Influence ◽  
State University ◽  
Mediating Role ◽  
Economics Faculty

This research aims at discovering the direct influence of financial literacy on financial behavior; finding out the indirect influence of financial literacy on financial behavior through attitude toward money; and figuring out the direct influence of attitude toward money on financial behavior. This research was conducted at Economics Faculty of State University of Semarang or UNNES with its sample being students who had taken budgeting and financial management courses. The sample was taken using proportionate random sampling and 230 respondents were obtained. The data were collected using questionnaire and they were then analyzed using descriptive analysis and path analysis. Based on the first research result, it was found that financial literacy had direct influence on financial behavior. High financial literacy determined a good financial behavior in the future. Secondly, attitude toward money successfully mediated the influence of financial literacy on students’ financial behavior. Thirdly, attitude toward money has a direct influence on financial behavior. In general, students have good financial literacy, attitude towards money, and financial behavior. This allowed them to have a clear priority for their future.

scholarly journals TINJAUAN LITERASI KEUANGAN BAGI SANTRI PONDOK PESANTREN MADURA: STUDI KASUS PONDOK PESANTREN SYAICHONA KHOLIL KABUPATEN BANGKALAN

2017 ◽  
Vol 2 (1) ◽  
pp. 39-49
Author(s):  
Galuh Widitya Qomaro ◽  
Aldila Septiana
Keyword(s):  
Financial Literacy ◽  
Real Life ◽  
Financial Behavior ◽  
Basic Knowledge ◽  
Financial Assets ◽  
Environmental Diversity ◽  
Economic Decisions ◽  
The Right ◽  
Financial Intelligence ◽  
Muslim School

Need priority scale arrangement is done to avoid the behavior of irrational consumption. It also must pay attention to the financial capabilities to avoid greater expenditure than income. Therefore, to make the right economic decisions in consuming and avoid luxurious lifestyle, it is necessary for us understanding financial literacy. Financial Literacy is knowledge to manage finance. One of the intelligences that must be possessed by modern men is financial intelligence, namely the intelligence in managing personal assets, especially in managing personal financial assets. The object of research in this paper is students at traditional Muslim School at traditional Muslim at school of Syaichona Kholil Bangkalan District, where students at traditional Muslim School are students who live far apart from parents equipped with knowledge in managing finances and allowance. Are the students at traditional Muslim School able to coordinate his finances in traditional Muslim School? Based on the result of the research, it can be described as follows: the concept of someone's financial literacy can be seen from the his/her cognitive process or knowledge which he has in managing finance, and his/her attitudes toward personal finance that will affect his financial behavior or decision in managing finance. From the existing theory, it is adapted based on basic knowledge as well as financial attitudes for teenagers with age of 13-18 years. A review of financial literacy for students at traditional Muslim School of  Syaichona Kholil Bangkalan District is appraised by simplicity and mutual sharing among fellow who is able to maintain an individual life as a social creature in the environmental diversity of the community. This sense of solidarity and kinship is needed to bring students at traditional Muslim School into real life after they no longer live in traditional Muslim School of Syaichona Kholil Bangkalan Regency

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