scholarly journals Governance Effect of Board of Directors on Banking Performance: Evidence From Tunisia

2020 ◽  
Vol 11 (2) ◽  
pp. 358
Author(s):  
Sahbi Missaoui ◽  
Nizar Raissi
Keyword(s):  
Economic Performance ◽  
Negative Impact ◽  
Positive Impact ◽  
Bank Performance ◽  
Negative Effects ◽  
Return On Assets ◽  
Board Characteristics ◽  
The One ◽  
The Impact ◽  
Financial Profitability

The research tried to assess the impact of board characteristics on Tunisian bank's performance. The empirical study is based on a sample of 10 commercial banks during the period 2008-2017. Firstly, we proceed to estimate the impact of board characteristics on bank performance measured by Return on Assets (ROA) and Return on Equities (ROE) ratios. The estimation results achieved have positive and negative effects on the economic and financial bank's profitability. Hence, on the one hand, the estimate test gives a positive impact of ratio Market to book and the ratio Interest / Commissions in case of economic performance (VIC). On the other hand, these two ratios have a negative impact on performance measured by the ROE and ROA. Regarding the board and bank size, the estimate test gives a negative impact on economic profitability and a positive impact on financial profitability.

The Impact of Ceta Programs on Components of Participants' Earnings

ILR Review ◽  
1987 ◽  
Vol 40 (3) ◽  
pp. 430-441 ◽  
Author(s):  
Katherine P. Dickinson ◽  
Terry R. Johnson ◽  
Richard W. West
Keyword(s):  
Nearest Neighbor ◽  
Negative Impact ◽  
Positive Impact ◽  
Hourly Wage ◽  
Negative Effects ◽  
Hours Worked ◽  
Positive Effects ◽  
Hourly Wage Rate ◽  
Women's Earnings ◽  
The Impact

This paper provides the first estimates of the net impact of CETA participation on the components of CETA participants' post-program earnings. Employing a sample of 1975 CETA enrollees and comparison groups drawn from the March 1978 CPS using a nearest-neighbor matching technique, the authors estimate statistically significant negative effects on men's earnings and statistically significant positive effects on women's earnings. These results stem partly from the impact of CETA participation on the likelihood of being employed after leaving the program (negative for men, positive for women), but also from a negative impact on hours worked during the year and hourly wage rate for men and a large positive impact on hours worked per week and weeks worked per year for women.

scholarly journals Research on the impact of Chinese local government patent funding on the development of regional patent

2022 ◽  
Vol 355 ◽  
pp. 02052
Author(s):  
Zhigang Ji ◽  
Xinkai Dong
Keyword(s):  
Local Government ◽  
Negative Impact ◽  
Positive Impact ◽  
Negative Effects ◽  
Chinese Patent ◽  
Funding Support ◽  
Chinese Local Government ◽  
The Impact

This paper aims to study the impact of Chinese patent funding support on the development of regional patent layout.Data samples were selected from Guangxi, Jiangsu and non-pilot provinces, and data samples were selected from the period 2015-2018.This paper discusses the influence relationship by game theory.The conclusion is that the support of patent funding has a positive impact on economically developed areas and a negative impact on economically less developed areas.Other measures are required to eliminate the aforementioned negative effects.

scholarly journals CAPITAL STRUCTURE AND BANK PERFORMANCE OF ISLAMIC AND COMMERCIAL IN YEMEN

2021 ◽  
Vol 9 (12) ◽  
pp. 39-49
Author(s):  
Samer Ahmed Ali Assirri ◽  
C.K. Hebbar
Keyword(s):  
Capital Structure ◽  
Banking Sector ◽  
Positive Impact ◽  
Bank Performance ◽  
Short Term ◽  
Return On Assets ◽  
Return On Equity ◽  
Independent Variables ◽  
Total Debt ◽  
The Impact

This study aims to examine the impact of capital structure on bank performance. This research verified the existence of several relationships between capital structure as measured by LAR, EAR, and Total Debt ratio on bank’s performance as measured by ROA and ROE, EPS, and NPM. Using the panel data of bank from 2010 to 2019, In Islamic banks , the results of the present study revealed that the contributions of the capital structure to ROA were significant. This result was in line with the findings of the past studies. For instance, El-Chaarani and El-Abiad (2019) found that positive and significant impacts of short-term debt and total debt on the return on equity of the banking sector in Middle East region, a negative and significant impacts of short-term debt and total debt on the return on assets, and a positive impact of long-term debt on the return on assets ratio. In commercial banks sector the regression analysis revealed that the contributions of the three independent variables to the EPS were non-significant. Also, the contributions of the total debt and LAR to the independent variables ROE were significant. In contrast, the contribution of the EAR to the independent variable ROE was non-significant. Moreover, the contribution of the LAR to NPM was significant. Also, the contributions of the EAR and the total debt to NPM were non-significant. Furthermore, the contributions of the LAR and EAR to ROA were significant. In contrast, the contribution of the total debt to ROA was non-significant. In general, the contributions of the LAR and EAR to ROA were significant.

scholarly journals Working Capital, Financing Constraints and Firm Financial Performance in GCC Countries

2015 ◽  
Vol 7 (3) ◽  
pp. 59-64
Author(s):  
Sree Rama Murthy
Keyword(s):  
Financial Performance ◽  
Negative Impact ◽  
Positive Impact ◽  
Corporate Financial Performance ◽  
Working Capital ◽  
Return On Assets ◽  
Firm Financial Performance ◽  
Capital Financing ◽  
Gross Margins ◽  
The Impact

This paper looks at the impact of level of working capital on a firm’s financial performance of 153 large manufacturing firms operating in the six Gulf Cooperation Council Countries (GCC).Three hypotheses being tested in the paper are that working capital levels and inventory levels have a negative impact on corporate financial performance, have a positive impact on corporate financial performance, or that there is no empirically provable relationship between working capital and inventory and financial performance. A number of control variables including firm size, gross margins, and age of the firm are used in the regression analysis, as financial performance is not purely dependent on working capital and inventory levels. Pre-tax return on assets (ROA-profit before tax divided by total assets) is used to measure corporate financial performance. Performance is strongly influenced by levels of accounts receivables; however inventory levels and payables have no impact on performance.

scholarly journals Impacts of Capital Structure on Bank Performance

2019 ◽  
Vol 2 (1) ◽  
pp. 118-123
Author(s):  
Sardar SH. Ibrahim
Keyword(s):  
Capital Structure ◽  
Positive Impact ◽  
Least Square ◽  
Annual Reports ◽  
Bank Performance ◽  
Return On Assets ◽  
Return On Equity ◽  
Probability Of Survival ◽  
Total Debt ◽  
The Impact

Purpose: This study studies the effect of capital structure on the performance of some Iraqi private banks. Six banks based in Iraq namely: Babylon Bank, Investment Bank, Credit Bank, Commercial Bank, Sharq Al-Awsat Bank, and Baghdad Bank were selected for the present study over the period 2005 to 2015. Methodology: Annual reports of these banks were studied and relevant ratios were calculated. The variables that were identified as independent for capital structure were total debt to capital, bank size and asset growth, while return on assets and return on equity were considered to be dependent variables for bank performance. The panel Least Square model has been used to examine the impact of capital structure on bank performance. Findings:  Outcomes indicate that none of the independent variables has a significant impact on return on assets (ROA), while total debt to capital (TDC) has a positive impact on return on equity (ROE). Reduction: Depending on this result, Iraqi banks should keep sufficient amount of capital to avoid any financial risks and increase the probability of survival.

Determinants of bank performance: evidence for Latin America

2014 ◽  
Vol 27 (2) ◽  
pp. 164-182 ◽  
Author(s):  
Mauricio Jara‐Bertin ◽  
José Arias Moya ◽  
Arturo Rodríguez Perales
Keyword(s):  
Latin American ◽  
Generalized Method Of Moments ◽  
Bank Performance ◽  
Return On Assets ◽  
Content Type ◽  
Specific Factors ◽  
The One ◽  
The Impact ◽  
New Evidence ◽  
Bank Concentration

Purpose The purpose of this paper is to analyze the impact of macroeconomic‐industrial and bank‐specific factors on Latin American banks’ performance. Design/methodology/approach Using the data panel system estimator version of the generalized method of moments, the authors estimate the determinants of return on assets and interest margin for a sample of 78 commercial banks from Argentina, Brazil, Chile, Colombia, México, Paraguay, Peru, and Venezuela over the period from 1995 to 2010. Findings On the one hand, the results show that bank performance is positively related to both idiosyncratic factors, such as service diversification, size, capital ratio, and specialization degree, and to macroeconomic‐industrial factors such as economic growth, inflation, and bank concentration. On the other hand, the results show that bank performance is negatively related to credit risk, liquidity risk, and operational inefficiencies. Originality/value The authors provide new evidence from the Latin American bank industry and incorporate the effect of diversification through noninterest activities.

scholarly journals THE IMPACT OF FISCAL POLICY TOWARD ECONOMIC PERFORMANCE AND POVERTY RATE IN INDONESIA

2010 ◽  
Vol 12 (4) ◽  
pp. 391-424
Author(s):  
Indra Maipita ◽  
Mohd. Dan Jantan ◽  
Nor Azam Abdul Razak
Keyword(s):  
Fiscal Policy ◽  
Income Distribution ◽  
Economic Performance ◽  
Household Income ◽  
Negative Impact ◽  
Positive Impact ◽  
Poverty Rate ◽  
Policy Measures ◽  
The Government ◽  
The Impact

The government is continuously formulating some policies in order to boast economic growth and downsize poverty rate. However, the government is facing some obstacles such as an increasingly in budget deficit which is potentially impacting to the determining of priority scale as well as the pro and contra within it. Based on that consideration, economic policy is needed to be revised and redesigned in order to meet the need of pro growth, pro job, and pro poor. Generally, this research aims to examine the impact of an expansion and contraction of fiscal policy measures on Indonesia economic performance. For the purpose of this study, the change of macro economic indicators, economic sector performance, and the change of poverty and income distribution are examined using the Computable General Equilibrium (CGE) model. In order to evaluate the disparity of income distribution, beta distribution function is used which is adopted from Decaluwe, et al. (1999). This study employs Foster, Greer, and Thorbecke (F-G-T) and Cockburn (2001) methods to evaluate poverty (poverty incidence) on each household group. The results of this study show that the impact of an increase in subsidy is more favourable than two others fiscal policy measures. Even though the policy of transfer income gives a positive impact for the upsizing of rural household income and the downsizing in poverty, but on the other hand it has negative impact on others household income which aggregately has a negative impact on the decreasing of GDP. JEL Classification: I32, E62.Keywords: fiscal policy, poverty, income distribution

scholarly journals The Analysis of Company Growth Determinants Based on Financial Statements of the European Companies

2022 ◽  
Vol 14 (2) ◽  
pp. 770
Author(s):  
Bojana Vuković ◽  
Kristina Peštović ◽  
Vera Mirović ◽  
Dejan Jakšić ◽  
Sunčica Milutinović
Keyword(s):  
Sustainable Development ◽  
Negative Impact ◽  
Positive Impact ◽  
Technological Development ◽  
Financial Statements ◽  
Return On Assets ◽  
Pricing Policy ◽  
Animal Resources ◽  
Company Growth ◽  
The Impact

The primary aim of this paper is to determine the indicators that have an influence on the company growth in the field of agriculture, forestry, and fisheries during the six-year period (2014–2019). This sector is very important for sustainable development, bearing in mind the need to preserve natural resources, i.e., land, water, plant, and animal resources. Sustainable development of this sector is of satisfactory technical-technological development, economically sustainable, and socially acceptable. The sample consists of 1333 observations of active companies on the European market. Multiple regression analysis was used in order to thoroughly analyze the variables of growth. The obtained results showed that company size has a negative impact on growth, while return on assets and leverage have a positive impact on growth. The impact of these variables was statistically significant. Along with the influence of observed determinants based on data from financial statements, the future growth and development of companies in this sector will certainly depend on the volume of investments, pricing policy, credit and natural conditions, agricultural policy measures, and adequate institutional support through the provision of financial support and encouragement of exports of products. Institutional incentives for more intensive integration of the agriculture, forestry, and fisheries sector are aimed at achieving the concept of integrated sustainable development.

scholarly journals the Teacher’s Perception to the Impact of Playing Gadget for Early Childhood’s Mental Health

2019 ◽  
Vol 4 (2) ◽  
pp. 350
Author(s):  
Desni Yuniarni
Keyword(s):  
Mental Health ◽  
Early Childhood ◽  
Negative Impact ◽  
Positive Impact ◽  
Study Data ◽  
Mental Development ◽  
Negative Effects ◽  
Social And Emotional ◽  
The Impact ◽  
Teacher's Perception

Playing games using gadgets in early childhood is now a common thing. Children mostly spend their time playing gadgets alone rather than playing with their friends. This has an impact on their mental development, especially their social and emotional development. Unfortunately, it has not become a concern for the parents. They assume that playing gadget would not affect their children’s mental development at all. Therefore, this study aims to find out how is the teacher's perception of playing gadgets for early childhood mental health, especially in their social and emotional aspects. This was a qualitative study, in the form of a case study. Data were obtained through interviews and focused group discussions by 7 kindergarten teachers from 4 different classes. The study result reveals that all the teachers had the same perceptive that gadget has both positive and negative effects on early childhood's mental health. The positive impact of the gadget for early childhood's mental health is the contains of the games can stimulate the creativity and imagination for the children. Besides, the games in the gadget should be educative so they can learn in a fun way. The positive emotion of children when learning using gadgets will also maintain their mental health. The negative impact of the gadget for early childhood's mental health is if there they become addicted to the gadget so they spend more time playing gadget and refuse to interact with other people. As an effect, they will face difficulty in communicate with other people, get angry easily, hard to concentrate, unruly, which such things may cause deterioration in their mental health. Finally, teachers and parents as a significant person for the children must control the children while playing gadgets and give the rules and boundaries for the children to maintain their children's mental health.

scholarly journals 5 Dimensi Dampak Kebijakan Covid-19 Terhadap Sistem Keolahragaan Nasional

2020 ◽  
Vol 12 (1) ◽  
pp. 24
Author(s):  
Achmad Gunawan
Keyword(s):  
Negative Impact ◽  
Positive Impact ◽  
National Level ◽  
The Other ◽  
Regular Exercise ◽  
Sports Culture ◽  
Other Hand ◽  
Tennis Court ◽  
The One ◽  
The Impact

Sebagai dampak covid-19, Olimpiade Tokyo ditunda ke tahun 2021, begitu juga dengan penyelenggaraan Piala Eropa (UEFA Cup) 2020 ditunda ke tahun 2021. Di tingkat nasional penyelenggaraan PON XX Papua 2020 yang rencananya dilaksanakan pada Oktober 2020, di tunda ke tahun 2021. Begitupun dengan dihentikannya liga sepokbola Indonesia sejak tanggal 14 Maret 2020. Dari aspek pembudayaan olahraga, prasarana dan sarana olahraga ditutup, gym, lapangan futsal, lapangan tenis, kolam renang umum. Belum lagi dampak terhadap industry alat-alat olahraga. Meskipun begitu, di sisi lain pandemic covid-19 juga mendorong masyarakat untuk memiliki budaya hidup sehat dengan melakukan olahraga rutin secara mandiri. Artinya covid-19 disatu sisi memberikan dampak negatif yang dahsyat, namun di sisi lain juga membawa dampak positif. Dengan melihat dampak cobvid-19 melalui 5 dimensi dampak kebijakan Thomas R. Dye, diharapkan dapat dijelaskan dampak covid-19 terhadap system keolahragaan nasional secara utuh, sehingga upaya penanganannya juga dapat dirumuskan dengan kebijakan yang komprehensif dan efektif.As a result of covid-19, the Tokyo Olympics was postponed to 2021, as well as the implementation of the European Cup (UEFA Cup) 2020 was postponed to 2021. At the national level the holding of the XX Papua 2020 PON, which was planned to be held in October 2020, was postponed to 2021. Likewise with the termination of the Indonesian football league since March 14, 2020. From the aspect of sports culture, sports infrastructure and facilities are closed, gym, futsal court, tennis court, public swimming pool. Not to mention the impact on the sports equipment industry. Even so, on the other hand, the Covid-19 pandemic also encourages people to have a culture of healthy living by doing regular exercise independently. This means that Covid-19 on the one hand has had a devastating negative impact, but on the other hand it also has a positive impact. By looking at the impact of Cobvid-19 through 5 dimensions of the impact of Thomas R. Dye's policies, it is hoped that the impact of Covid-19 on the national sports system as a whole can be explained, so that handling efforts can also be formulated with comprehensive and effective policies.

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