The Moderating Role of Cultural Factors in the Adoption of Mobile Banking in Brazil

The work environment of the offshore platform is unique as such employees live and work in the same confined area surrounded by nothing but the uncertain ocean. Due to the challenging and stressful working environment, oil and gas industry employees in Malaysia and especially in Borneo are facing critical work family enrichment and satisfaction issues. Therefore, it is imperative to investigate the family work enrichment and satisfaction especially among employees in oil and gas industrial context. The main objective of this paper is to propose a framework on the relationships between work family enrichment factors (capital, affect and development) and satisfaction (job and family satisfaction) and the moderating role of socio-cultural factors (monocronic-polycronic time orientation and gender role ideology) among oil and gas industry employees in Bornoe. Thus, it might be recommended that the organization and management should enhance the job and family satisfaction related to work family enrichment and the skills of employer and supervisors to play effective key role in increasing socio-cultural environments in the organization which could affect employees' overall satisfaction. Article visualizations:<img src="/-counters-/edu_01/0776/a.php" alt="Hit counter" />

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The Effect of Market Power on Bank’s Net Interest Margin: The Moderating Role of Financial Access

Journal of International Conference Proceedings ◽

10.32535/jicp.v4i1.1134 ◽

2021 ◽

Vol 4 (1) ◽

pp. 129-139

Author(s):

I Made Pradityarjuna Mahatmyam Mahayana ◽

Dony Abdul Chalid

Keyword(s):

Market Power ◽

Commercial Banks ◽

Internet Banking ◽

Annual Data ◽

Mobile Banking ◽

Financial Access ◽

Net Interest Margin ◽

Moderating Role ◽

Interest Margin

The research focuses on determining the effect of commercial bank’s market power on net interest margin and the moderating role of financial access. The study uses annual data of 33 commercial banks in Indonesia from 2012 to 2019 based on the category of State-Owned Commercial Banks and National Private Commercial Banks. The data is obtained from secondary data, using financial reports published by commercial banks. The data is analyzed using moderated regression analysis to estimate two models, basic model is used to estimate the effect of market power on net interest margin, while the interaction model is used to estimate the moderating effect of financial access. Market power was measured using the Lerner index of each bank. Financial access was measured by the number of branches and the availability of electronic banking channels such as mobile banking, internet banking, and digital branch. The results show that the increase in commercial bank’s market power significantly increases net interest margin. Other results also show that branch and mobile banking & internet banking significantly moderate the effect of market power on the net interest margin, while the digital branch is not significantly moderating the relationship between market power and net interest margin.

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The Moderating Role of Gender on Behavioural Intention to Adopt Mobile Banking. A Henseler's PLS-MGA and Permutation Approach

International Journal of Mobile Communications ◽

10.1504/ijmc.2022.10038597 ◽

2022 ◽

Vol 1 (1) ◽

pp. 1

Author(s):

Keng Boon Ooi ◽

Siao Pin Yaw ◽

Garry Wei Han Tan ◽

Pik Yin Foo ◽

Lai Ying Leong

Keyword(s):

Behavioural Intention ◽

Mobile Banking ◽

Intention To Adopt ◽

Moderating Role

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How Uncertainty Avoidance Affects Innovation Resistance in Mobile Banking: The Moderating Role of Age and Gender

2015 48th Hawaii International Conference on System Sciences ◽

10.1109/hicss.2015.433 ◽

2015 ◽

Cited By ~ 9

Author(s):

Tommi Laukkanen

Keyword(s):

Uncertainty Avoidance ◽

Mobile Banking ◽

Age And Gender ◽

And Gender ◽

Moderating Role

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Perceived university support, entrepreneurial self-efficacy, heterogeneous entrepreneurial intentions in entrepreneurship education

Journal of Entrepreneurship in Emerging Economies ◽

10.1108/jeee-04-2019-0040 ◽

2019 ◽

Vol 12 (2) ◽

pp. 205-230 ◽

Cited By ~ 5

Author(s):

Liangxing Shi ◽

Xinying Yao ◽

Wenqing Wu

Keyword(s):

Self Efficacy ◽

Innovation Policy ◽

Entrepreneurship Education ◽

Cultural Factors ◽

Entrepreneurial Intentions ◽

Content Type ◽

Study Results ◽

University Support ◽

Moderating Role

Purpose The study clarifies the relationship between students’ perceptions of university support and heterogeneous entrepreneurial intentions in the Chinese context. It proposes a new construct with the classification of growth- and independence-oriented intentions and examines the moderating role of the Chinese sense of face. This study aims to enrich entrepreneurship education research by incorporating cultural factors. Design/methodology/approach The study uses a questionnaire survey to examine the research hypotheses. Further, the authors collected data from 374 students from Mainland China and applied a regression analysis. Findings The study clarifies the positive relationship between perceived university support and growth-oriented/independence-oriented entrepreneurial intentions. Further, it proposes the differences in the moderating role of the Chinese sense of face in the relationships between entrepreneurial self-efficacy and growth- and independence-oriented intentions. Research limitations/implications Because of the chosen method, the study results may lack generalizability. Hence, future studies are encouraged to test the proposed hypotheses. Practical implications The study results have important implications for entrepreneurship education development. Social implications The study is conducted against the background of the “mass entrepreneurship and innovation” policy in China and combines country-specific characteristics to enrich entrepreneurial education and social entrepreneurship. Originality/value This study fulfills the intention to examine the influence of cultural factors on entrepreneurship education and identify the heterogeneous entrepreneurial intentions in a single construct.

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Does Gender, Age and Income Moderate the Relationship Between Mobile Banking Usage and Loyalty?

International Journal of Online Marketing ◽

10.4018/ijom.2019100101 ◽

2019 ◽

Vol 9 (4) ◽

pp. 1-18

Author(s):

Savdeep Vasudeva ◽

Sonia Chawla

Keyword(s):

Regression Analysis ◽

Multiple Regression Analysis ◽

Academic Research ◽

Mobile Banking ◽

Moderated Multiple Regression ◽

Dummy Variables ◽

Gender And Age ◽

The Relationship ◽

Moderating Role

This article aims to determine the moderating role of demographics gender, age and income on the relationship between mobile banking (m-banking) usage and loyalty towards the service. A sample of 524 m-banking users from the state of Punjab in India was used to understand the interaction of this relationship. The collected data was then analyzed through moderated multiple regression analysis using dummy variables. Results of the study reveal that among the three demographics, gender and age moderate the relationship between m-banking usage and loyalty. The study provides important implications for the banks and the academic research related to m-banking.

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