Social Perception on New Normal (Case Study on Millennial Generations at North Sulawesi Indonesia)

The purpose of this study is to explore the social perceptions of the millennial generation in implementing the adaptation of new habits during the Covid-19 pandemic. This research was conducted using descriptive quantitative research methods. The online survey was selected using the google form application. The data were taken from 400 respondents of State Higher Education (PTN) students in North Sulawesi as representatives of the millennial generation. The google form application is used to distribute questionnaires to target respondents. From the results of this survey, it can be explained that when the COVID-19 pandemic in the North Sulawesi millennial generation responded by perceiving several things that had been conveyed. Millennial generation respondents indicate that the level of millennial optimism for the sustainability of this life is well felt. Respondents positively respond to an optimistic attitude that routine millennial activities can still be carried out during the Covid-19 pandemic. Millennials in North Sulawesi also believe that the central and local governments can handle this pandemic.

Modernization of Tax Administration, Human Integrity and Taxpayer Compliance in East Preanger

East Preanger is one of the regions in Indonesia that has a high economic potential. The potential economic in East Preanger based on knowledge and culture. Unfortunately, awareness of paying taxes still a serious spotlight. Tax revenue at the maximum level can be realized if people obey on their tax obligations. Some of the factors that cause low taxpayer compliance are the existence of public dissatisfaction with public services, uneven infrastructure development, and the many corruption cases committed by unscrupulous officials. This research is an associative study, which aims to determine the influence of tax modernization and human integrity on taxpayer compliance. Sampling technique using accidental sampling with the number of respondents 61 individual taxpayers scattered in the East Prianger. The results showed that tax modernization had no effect on taxpayer compliance, while human integrity had an effect on taxpayer compliance. This research is important because it’s able to explain the factors that affect taxpayer compliance. The novelty in this study is focusing on human integrity on tax compliance, especially in the East Preanger region. This study also provides ideas about solutions that must be taken by the government and society to increase tax revenue, especially in the East Prianger.

Business Model Improvement: A Study Case of Channeling through E-commerce

Micro, Small, and Medium Enterprises or MSMEs contribute to domestic economic growth. However, in the course of business, MSMEs still have obstacles. From the standpoint of internal, namely aspects of non-financial capacity such as management, personnel, marketing, and production, as well as financial aspects such as access to sources of financing, profitability management, and profit growth. External factors, namely political, economic, social, technological, and health situations, have an impact on the stability of business performance. Advances in technology, supported by infrastructure and ease of regulation, have encouraged the growth and development of digital-based businesses. This business coaching method focused on the activities at XYZ's Crackers Business, an Indonesian MSME. The purpose of this business coaching activity is to develop marketing channels for XYZ businesses. Data was collected through interviews, observations and surveys. The data is then collected and analyzed through Business Model Canvas analysis, SWOT and TOWS Business Model Canvas analysis, PESTEL analysis, market opportunity analysis (STP), Marketing Mix analysis, and Gap analysis. The solution obtained is to improve the business model, namely the channel element in the form of adding an online store through e-commerce.

Development of Safety Plan Building Based on Work Breakdown Structure (WBS) in Campus Area of UI Depok to Reduce Work Accident

There is very little discussion about the needs of occupational health within the University area. In fact, the University is a place where interaction occurs not only for lecturers and students, but also employees, contractors and other visitors with very varied backgrounds and cultures. The lack of application of OHSMS in the construction sector in the University area causes a high number of work accidents. Making a safety plan at the initiation stage can reduce and prevent potential hazards that will occur. One of the methods can be used to reduce work accidents is by developing a safety plan using WBS (Work Breakdown Structure). This study aims to develop a WBS-based construction occupational safety and health plan for structural and architectural work buildings. This study develops a safety plan based on Regulation of Minister of PUPR No. 21 of 2019. This study uses literature study techniques for risk identification and questionnaires validation by experts with a minimum of 5 years experiences in OHS construction project. The result of this study is identification of hazards, impacts, prevention, OHS objective and programs. The results will be used for the development of a safety plan, intending to improve occupational safety and health performance and reduce occupational accidents in construction projects.

Community Social Capital and Firm Performance

This study aims to contribute to the social capital theory. This goal is achieved through determine the relationship between social capital and firm performance. It is carried out because SME's have limited access to resources. SME's need other alternatives to sustain their business. Small entrepreneurs feel the need to focus more on their internal resources. The development of the theory of social capital is important. In contrast to most previous studies, this research uses qualitative study research methods. To obtain the data, in-depth interviews with key informants were conducted. The finding shows that social capital consists of reciprocity, trust, network, and norms. This study also provides evidence that social capital plays a pivotal role in SME performance. Small entrepreneurs get various benefits after joining the group. In addition, social capital can help empower ordinary housewives to become small-scale entrepreneurs. In conclusion, strong social capital can improve business performance, thereby encouraging the economy to grow. The results of this research can be used as consideration for business entities to strengthen their business performance. More than that, this research is also used as a guide in determining strategic SME development policies for government. This research also contributes to the development of strategic management theory.

Social Capital Values as the Strengthening Elements in the Rural Small Industry

This research aims at revealing various practices of social capital values to strengthen rural small industry. The practices which emerge from the interaction among farmers, big vendor, tibo, roasted nut business owner and consumers lead to different forms of social capital values. This research uses qualitative research method which involves a study case. The data are analyzed using forward stepwise model from Spradley, which formulates the findings from the empirical research. The research findings reveal various social capital values embedded in local tradition of Minahasa known as Mapalus. It refers to a form of cooperation which grow and develop among the Minahasans. Mapalus includes various social activities as follows (1) Mendu impero’ongan, a community service performed by the villagers; (2) Berantang, providing help for the bereaved family; (3) Sumakey, celebrating certain occasions together. Mapalus also exists in economic and financial activities such as: (1) Ma’endo. It refers to communal activities to cultivate the field or to renovate houses; and (2) Pa’ando. It is a financial activity in a form social gathering known as ‘arisan’. This cultural value is an important social capital for rural society to support their economic activities and to strengthen the rural small industry.

The Effect of Market Power on Bank’s Net Interest Margin: The Moderating Role of Financial Access

The research focuses on determining the effect of commercial bank’s market power on net interest margin and the moderating role of financial access. The study uses annual data of 33 commercial banks in Indonesia from 2012 to 2019 based on the category of State-Owned Commercial Banks and National Private Commercial Banks. The data is obtained from secondary data, using financial reports published by commercial banks. The data is analyzed using moderated regression analysis to estimate two models, basic model is used to estimate the effect of market power on net interest margin, while the interaction model is used to estimate the moderating effect of financial access. Market power was measured using the Lerner index of each bank. Financial access was measured by the number of branches and the availability of electronic banking channels such as mobile banking, internet banking, and digital branch. The results show that the increase in commercial bank’s market power significantly increases net interest margin. Other results also show that branch and mobile banking & internet banking significantly moderate the effect of market power on the net interest margin, while the digital branch is not significantly moderating the relationship between market power and net interest margin.

Implementation of AHP and SAW Methods for Optimization of Decision Recommendations

Differences in interest in decision making are one of the things that must be facilitated in decision support applications. The most basic difference of interest in decision making is the difference in the weight of the importance of each criterion used. Each decision maker has their own interest in the criteria used. If these differences can be facilitated properly, the resulting decision recommendations can be optimal, in this case more in line with the interests of the users. The model is designed using the Analytical Hierarchy Process (AHP) and Simple Additive Weight (SAW) methods, using 5 criteria. The final result of the AHP method is in the form of criteria weights that are in accordance with the interests of decision makers and in accordance with the consistency of the comparisons that have been given. The resulting weight will be used in the final calculation of SAW, namely in the calculation of alternative weights. By using AHP, the weight of the criteria becomes more subjective according to the interests of decision makers. Thus, the resulting alternative recommendations become more optimal because they are in accordance with the needs of decision makers.

The Effect of Covid-19 Pandemic on Stock Returns: An Evidence of Indonesia Stock Exchange

The pandemic Covid-19 caused panic not only in health sectors but also weakened the world’s economy. The stock market, as one of the barometers of the economy, was hit by the pandemic Covid-19. The impact of Covid-19 on the stock market provides a signal for investors. Stock returns are what investors look for when investing in stocks. Returns on the stock exchange respond to several events, one of which is the news about health related to the Covid-19 pandemic. This study aims to seek whether the Covid-19 outbreak affects stock returns in Indonesia Stock Exchange. Using daily data of Covid-19 confirmed case, daily data of Covid-19 death cases, and stock returns data in Indonesia from January 2, 2020, to December 31, 2020. The panel-data regression model is used to estimate the result of the study. This study shows that stock returns in Indonesia Stock Exchange respond negatively significantly as the number of confirmed cases increases also stock returns in Indonesia respond negatively significantly to the daily growth of death cases. This study also finds that stock return in consumer goods and basic chemical industry were the impacted industries caused by pandemic Covid-19. Empirical findings could be used for the practitioner to consider investing in the stock market to avoid the significant impact of such outbreaks in the future.

Packaging and Instagram Application Development: A Business Coaching of “Shine Icon Mora Craft”

This article describes the coaching business process carried out at an SMEs, the Shine Icon Mora Craft, to develop packaging design and Instagram account. The purpose of this research is to assist the SMEs in developing packaging designs and developing Instagram account. The research method that was used in this research is a business coaching approach. In order to get an insight into the packaging development ideas and effectiveness of the Instagram account, data obtained through surveys and in-depth. Based on the results of the research, by interviews and surveys, there are various problems faced by SMEs. But based on the limitation of the research, the research decided that the main focus is the development of packaging design and Instagram account. The packaging needed by SMEs that can protect the products inside because the nature of the products of SMEs is fragile which is the products from the SMEs is craft from polyresin, such as refrigerator magnet and statues. While for developing Instagram, account uses social media content by using visual photos to be uploaded into Instagram to attract Instagram users. The business coaching process in SMEs can be further developed to support the business optimally and give the positive impact for the SMEs.