scholarly journals The Role of Financial Analysis Tools in Granting Loans. Field Study on Banks Operating within Aqaba Special Economic Zone)

Author(s):  
Mousa Mohammad Abdullah SALEH ◽  
Laith Ahmad Mohammad ALKASASBEH ◽  
Ahmad Ahed BADER
2017 ◽  
Vol 9 (9) ◽  
pp. 22
Author(s):  
Hanem Rajab Ibrahem Al-Darwesh

The study addressed the role of Arabic investments in Aqaba special economic zone (ASEZ), and tried to answer the following questions: are the necessary potentials and features available in (ASEZ) to provide an attractive investment climate for the Arabic investments, what is the level of policies effectiveness for improving the investment climate in (ASEZ) to attract the Arabic investments, what is the level of guarantees effectiveness provided by (ASEZ) to encourage Arabic investments, and what is the level of investment privileges and facilities, related to the investments provided by (ASEZ) to attract the Arab investment to it. Data were collected through one study tool that consisted of 30 paragraphs by using Likert fifth scale. Study importance comes from its benefit to decision makers at (ASEZ) to avoid some of the pitfalls and barriers that face the investment in it, where the descriptive analytical approach was used to calculate the arithmetic means, standard deviations, percentages, and T-test on paragraphs of the questionnaire that was distributed by the simple random survey method. Study results showed the existence of distinctive characteristics within the investment climate at (ASEZ), and also concluded that (ASEZA) plays a big role in attracting Arabic investments to Aqaba, the study in return arrived to the existence of some barriers that limit the Arabic investments attraction to Aqaba, the most important of those are: management problems, multiple decision making parties, bureaucratic, and routine. The study recommended to reformulate operation of the united investment window, in a way that makes it a role model, to repair the internal house of government institutions and agencies dealing with investment, entrepreneurship or projects, and train staffs to facilitate the procedures offers for foreign investors, which encourage them to establish their projects there and improve the image of Jordan as an attractive country for investment and investors.


2021 ◽  
Vol 26 (4) ◽  
pp. 29-55
Author(s):  
Dr. Zahair Ahmed Ali Ahmed ◽  
Ameen Abdulgaleel Saeed Saeed

The study problem was that Yemeni Islamic banks did not rely on the results and outputs of financial analysis to predict failure before it occurs. Accordingly, the study aimed to find out to what extent Yemeni banks depend on financial analysis as a tool for predicting the default, and the extent of its ability to mitigate bank default at these banks. It also aimed to identify whether these banks use all financial analysis tools for making credit decisions. The researchers used the descriptive analytical method and distributed a questionnaire to the sample (50) of the credit employees at Yemeni Islamic banks. The data were analyzed using SPSS. The findings revealed that the Yemeni Islamic banks depend on financial analysis as a basis for disclosure of default, which has a main role in mitigating banking default. The banks usually use multi financial analysis tools when evaluating the credit status of clients; they do not use predicting financial default models as a main tool to predict failure before it occurs; and they do not have early warning systems to predict any possibility of customers’ default.


2017 ◽  
Vol 6 (1) ◽  
pp. 244-253
Author(s):  
Hisham Shatnawi ◽  
◽  
Mohammed Al-mawmeni ◽  

2018 ◽  
Vol V (3(9)) ◽  
pp. 15
Author(s):  
Babita Kumari ◽  
Mohammad Tayyab ◽  
Shahfahad ◽  
Atiqur Rahman

Author(s):  
Devi Valeriani ◽  

The economic situation that is increasingly not conducive due to the Covid-19 pandemic must be addressed by the affected business actors. Belitung Regency is a Special Economic Zone (KEK) for Tourism, which is currently developing in the Province of Bangka Belitung Islands. In the development of SEZs, the role of tourism business actors is very important in meeting the needs of tourists, with various creativities and innovations from these business actors. This research was conducted with a qualitative descriptive approach, the number of respondents was 100 business actors through distributing questionnaires and direct interviews to tourism business actors. The results showed the characteristics of tourism business actors were dominated by high school education level, the average business actor was married, the majority of the business type was culinary. Marketing is done online.


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