scholarly journals An Estimate of the Mediation Effect of Risk Tolerance among Marital Status, Gender, and Investing Behavior

2016 ◽  
Vol 17 (1) ◽  
pp. 1-14
Author(s):  
Wookjae Heo ◽  
John E. Grable ◽  
Liana Nobre ◽  
Jorge Ruiz-Menjivar
Keyword(s):  
Marital Status ◽  
Risk Tolerance ◽  
Mediation Effect

scholarly journals Payment Persistence of Participants in Turkish Private Pension Scheme and Gender Differences

2016 ◽  
Vol 8 (10) ◽  
pp. 159 ◽  
Author(s):  
Yilmaz Yildiz ◽  
Ozgur Arslan-Ayaydin ◽  
Mehmet Baha Karan
Keyword(s):  
Gender Differences ◽  
Marital Status ◽  
Risk Tolerance ◽  
Private Pension ◽  
Pension Scheme ◽  
Total Period ◽  
Pension Schemes ◽  
Financial Center ◽  
And Gender ◽  
Demographic Attributes

<p>By considering the gender differences, this paper investigates the impacts of socioeconomic and demographic attributes on the persistence of individuals’ payments to their own private pension schemes. With separating the individuals according to their genders, we study totally 6,025 participants from 2004 to 2012. For men, it is found that amount of payment, age, marital status, education, being located in the industrial and financial center of Turkey, higher risk tolerance and total period remained in the system are all positively associated with the likelihood of being a persistent payer. For women, the findings for all the attributes align to those for men except for the marital status and being located in the industrial and financial center of Turkey. Overall, our results are plausible for financial institutions and policy makers that are typically sensitive to the payment persistence of the participants to the private pension schemes.</p>

Do Personality Traits and Emotional Intelligence of Investors Determine Their Risk Tolerance?

2018 ◽  
Vol 43 (1-2) ◽  
pp. 88-99 ◽  
Author(s):  
Babli Dhiman ◽  
Saloni Raheja
Keyword(s):  
Emotional Intelligence ◽  
Marital Status ◽  
Personality Traits ◽  
Multiple Regression ◽  
Risk Tolerance ◽  
Household Expenditure ◽  
Future Planning ◽  
Future Expectations ◽  
Regression Test ◽  
Structured Questionnaire

In today’s scenario, investment is very important in everyone’s life. Investors always prefer the investment avenues according to their suitability, risk and the return because there are different investment avenues available in the market. There are various factors that influence the risk tolerance behaviour of the investors, such as age, gender, marital status, experience, income, household expenditure, present and future savings, future expectations of returns and future planning of the investor. But the risk tolerance is also affected by the personality traits and emotional intelligence (EI) of the investors. Thus, the present study focuses on the relation between the personality traits, EI and risk tolerance of the investors. The data was collected from 500 investors who invest through LSC Securities Ltd (formerly LSE Securities Ltd) in Punjab by using structured questionnaire. Multiple regression test was applied through SPSS to test the significance of relationship among the variables. The study found the relation of risk tolerance with personality traits and EI to be statistically significant.

scholarly journals YES! NO RISK PLEASE

2016 ◽  
Vol 1 (1) ◽  
Author(s):  
Bakri Abdul Karim ◽  
Cassandra Nisha Wenceslas ◽  
Muhd Hafiz Mohd Shukri
Keyword(s):  
Marital Status ◽  
Tertiary Education ◽  
Risk Tolerance ◽  
Kuala Lumpur ◽  
Risky Assets ◽  
Working Adults ◽  
Education Levels ◽  
Unit Trust ◽  
Risk Taker ◽  
The Relationship

This paper examines the relationship between demographic factors such as gender, age, marital status, education level and income with the level of risk tolerance. We use a survey questionnaire from 147 respondents of working adults in Kuala Lumpur.  The results show that the respondents prefer to keep/ invest in liquid assets such as savings account, cash in hand and EPF. This indicates that a majority of them are risk averse with a small percentage of respondents who invest in risky assets like gold, mutual funds/unit trust, real estate. Male respondents owned more risky assets, signifying that they are more risk tolerant than the female respondents. The study also shows that individuals with higher education levels specifically tertiary education have greater risk tolerance. Results from the regression analysis, only age and marital status are found to be statistically significant to risk tolerance of working adults. This indicates that older respondents tend to be more risk adverse compared to the younger while the married respondents seem to be risk taker than the single one.

scholarly journals Interactive Impact of Demographic Variables and Personality Type on Risk Tolerance

2019 ◽  
Vol 5 (1) ◽  
pp. 42-54 ◽  
Author(s):  
Heena Thanki ◽  
Narayan Baser
Keyword(s):  
Marital Status ◽  
Financial Risk ◽  
Investment Decision ◽  
Real Life ◽  
Personality Type ◽  
Type A ◽  
Investment Strategy ◽  
Demographic Variables ◽  
Risk Tolerance ◽  
Financial Risk Tolerance

Investors’ investment decision is much dependent on his/her risk-taking capability, which in turn depends on a variety of factors. Majority of the studies carried out on this topic associate the financial risk tolerance (FRT) with demographics (gender, marital status, age, education income, etc.) of the investor. A handful of the studies on this topic establish a link between FRT and personality type. FRT refers to the investors’ ability to allow the uncertainty of returns while taking their investment decision. Most of the past studies on the related topics have taken Myers-Briggs Type Indicators (MBTI) or big five personality types, whereas the present study has taken Personality type A and B for finding its association with risk tolerance level. Identifying Personality type A and B is much easier and less time-consuming as compared to other models. Hence, in real life, financial planners also can use the outcome of this study in preparing the investment strategy for their clients. Past studies have focused either on demographics or on personality type, while the current study combines the effect of both the variables and adds to the existing literature. The present study adopts a single cross-sectional descriptive research design. To satisfy the objective, required data were gathered through a structured questionnaire with a “Financial Risk Tolerance Scale,” “Personality Scale,” and basic demographic questions using a convenience sampling methodology. An analysis of data indicates that personality type and demographic variables such as gender, marital status, occupation, and income are found significant in determining FRT of investor, while age and education are found insignificant.

HOW EMOTIONAL PSYCHOLOGY HELPS TO MEDIATE SERVICE QUALITY AND THE ONLINE BUYING BEHAVIOUR OF GARMENTS AND CLOTHING PRODUCTS IN INDONESIA?

Bina Teknika ◽  
2021 ◽  
Vol 17 (1) ◽  
pp. 36
Author(s):  
Muhammad Iqbal ◽  
Sunarti Sunarti ◽  
Fandy Valentino ◽  
Rizqi Wahyudi
Keyword(s):  
Service Quality ◽  
Marital Status ◽  
Demographic Factors ◽  
Mediating Effect ◽  
Mediation Effect ◽  
Equation Modeling ◽  
Web Based ◽  
Emotional Psychology ◽  
Online Buying

This research study tried to examine the Indonesian customer’s online buying experience by considering the service quality of Indonesia's online garments and clothing industry along-with the mediating effect of customer’s emotional psychology as well as the moderating role demographic features of customer like age and marital status. The population includes all garments and clothing brands giving online purchase service to their customer. We randomly shared an online self-administrative questionnaire to 600 Indonesian customers who had purchased garments and clothing through different online platforms over the last 3 months and then only got 523 valid responses. We applied Structural Equation Modeling (SEM) method and estimated using SPSS and Smart-PLS. Our results revealed that the customer online buying is strongly augmented by web-based as well as customer-based characteristics of service quality of online garments and clothing stores. The demographic factors like age and marital status did not significant at all but influenced the customer’s online buying decision. All demographic effect reports weak support for enhancing online buying by customers. The mediation effect of emotional psychology in the form of positive and negative psychology enhancing the online buying decision of customers in Indonesia. The management and policymakers of garments and clothing stores offering online services are advised to consider the web-based and customer-based factors coupled with customer’s emotional psychology to improve the buying experience of online customers. The demographic factors like gender, age, and income level of customers did not matter for policymaking.

Marital Status May Influence Alzheimer's Risk

2008 ◽  
Vol 39 (10) ◽  
pp. 60-61
Author(s):  
MICHELE G. SULLIVAN
Keyword(s):  
Marital Status
Sign in / Sign up

Export Citation Format

Share Document