Building Affordable Housing in Urban Malaysia: Economic and Institutional Challenges to Housing Developers

2017 ◽  
Vol 42 (4) ◽  
pp. 28-35 ◽  
Author(s):  
T H Tan ◽  
H. K. Samihah ◽  
S. N. Phang
Keyword(s):  
Affordable Housing ◽  
Urban Population ◽  
Housing Affordability ◽  
Housing Provision ◽  
Middle Income ◽  
Private Housing ◽  
Urban Population Growth ◽  
Institutional Challenges ◽  
First Time ◽  
Severe Shortage

Affordable housing has become an important issue with the greatest need being in urban centres. Currently, an increase in urban population growth is higher than the supply of affordable housing, and this has resulted in a severe shortage of affordable housing as house builders are unable to construct houses at prices which are low enough for urban middle income households. Despite efforts by the Malaysian government to launch homeownership schemes for first-time homebuyers, most private housing developers might not be motivated to participate in these schemes. One of the major reasons for the disappointing supply affordable house under these schemes is mainly due to institutional and economic issueslinked to the construction of such houses in the country. This paper looks at the challenges facing private housing developers in affordable housing provision and makes recommendations to address housing affordability in the country.

Urban Population and Identification of Indicators for Affordable Housing in India

2019 ◽  
Vol 8 (2S11) ◽  
pp. 1-8
Keyword(s):  
Urban Communities ◽  
Affordable Housing ◽  
Urban Population ◽  
Housing Affordability ◽  
Fundamental Issue ◽  
Area Unit ◽  
Outlying Regions ◽  
Indian Nations ◽  
Statistical Area ◽  
Present View

Urbanization assumes a pivotal role in the economic development of any country. Housing affordability has been broadly perceived as a fundamental issue in making practical assembled condition particularly with regards to developing world urban communities. As a result, a large number of the least urbanized and least developed Indian nations' will confront serious difficulties in giving moderate housing to the urban tenants. This exploration is done to distinguish conceivable indicators for affordable housing in India, particularly in the urban zones. Likewise, it inspects the present view of housing affordability in outlying regions through the improvement of a set of empirical indicators. These indicators are applied to give an incorporated affordability record for each statistical area unit across India.

Housing Affordability among Generation Y in Malaysia A Conceptual Analysis

2015 ◽  
Vol 1 (2) ◽  
pp. 16
Author(s):  
Amira Aishah Mohd Shoed ◽  
Geetha Subramaniam
Keyword(s):  
Affordable Housing ◽  
Generation Y ◽  
Conceptual Analysis ◽  
House Prices ◽  
Empirical Work ◽  
Housing Affordability ◽  
Policy Makers ◽  
Conceptual Paper ◽  
Conceptual Study ◽  
First Time

Over the past few years, the house prices in Malaysia have experienced a huge value development and urned into a stress pattern for those who want to own a house, especially first time home buyers. This conceptual paper will examine issues of housing affordability among young Malaysians who have intentions of buying a house. The persistent increment of house prices have influenced the capability and ability of individuals to buy houses. The issue is extremely serious among the first time home purchaser, particularly the Generation Y. Thus, this paper will discuss some of the reasons behind this issue and also examine the current government housing policies which are in place to help home buyers. This conceptual study would form atheoretical framework for further empirical work to be done by future researchers and which can be usedby policy makers and stakeholders in designing affordable housing for Generation Y in Malaysia.

scholarly journals PUBLIC PRIVATE PARTNERSHIP AS A DETERMINANT FACTORS OF AFFORDABLE HOUSING IN ABUJA NIGERIA

2019 ◽  
Vol XLII-4/W16 ◽  
pp. 71-78
Author(s):  
Y. Ahmed ◽  
I. Sipan
Keyword(s):  
Affordable Housing ◽  
Building Materials ◽  
Success Factors ◽  
Good Governance ◽  
Urban Housing ◽  
Housing Affordability ◽  
Public Private Partnership ◽  
Economic Policies ◽  
Housing Provision ◽  
Private Partnership

Abstract. The implementation of Public-Private Partnership (PPP) in housing provision in Nigeria meant to increase urban housing provision and address housing affordability and accessibility problems. Consequently, the study aims to identify the critical success factors of Public-private partnerships for affordable housing provision in Nigeria. However, the data were obtained using interviews with PPP experts to build the questionnaire for affordable housing in Nigeria. Overall, 254 responses were obtained and analysed using smart PLS to identify PPP success factors for affordable housing in Abuja. The result shows that good governance, availability of financial markets, Sound economic policies, consistency monetary, a commitment of public and private sectors are the key parameters of PPP for affordable housing in Nigeria. Therefore, the main contributions of the article indicate that strong government intervention, dependent of foreign building materials, easier access to mortgage institutions, and provision of land at no cost are the challenges to address in order to succeed in providing affordable housing in Nigeria. It is therefore recommended that a good design a framework should put in place in order to achieve the desired aim of providing affordable housing in Nigeria.

scholarly journals Dramatic uneven urbanization of large cities throughout the world in recent decades

2020 ◽  
Vol 11 (1) ◽  
Author(s):  
Liqun Sun ◽  
Ji Chen ◽  
Qinglan Li ◽  
Dian Huang
Keyword(s):  
Sustainable Development ◽  
Low Income ◽  
Urban Population ◽  
Middle Income ◽  
Large Cities ◽  
Middle Income Countries ◽  
Urban Sustainable Development ◽  
The World ◽  
Quantitative Results ◽  
Urban Population Growth

Abstract The world has experienced dramatic urbanization in recent decades. However, we still lack information about the characteristics of urbanization in large cities throughout the world. After analyzing 841 large cities with built-up areas (BUAs) of over 100 km2 from 2001 to 2018, here we found an uneven distribution of urbanization at different economic levels. On average, large cities in the low-income and lower-middle-income countries had the highest urban population growth, and BUA expansion in the upper-middle-income countries was more than three times that of the high-income countries. Globally, more than 10% of BUAs in 325 large cities showed significant greening (P < 0.05) from 2001 to 2018. In particular, China accounted for 32% of greening BUAs in the 841 large cities, where about 108 million people lived. Our quantitative results provide information for future urban sustainable development, especially for rational urbanization of the developing world.

scholarly journals Access to Housing and Social Inclusion in a Post-Crisis Era: Contextualizing Recent Trends in the City of Athens

2020 ◽  
Vol 8 (3) ◽  
pp. 5-15 ◽  
Author(s):  
Thomas Maloutas ◽  
Dimitra Siatitsa ◽  
Dimitris Balampanidis
Keyword(s):  
Welfare State ◽  
Affordable Housing ◽  
Social Inclusion ◽  
Mortgage Lending ◽  
Housing Affordability ◽  
Capital City ◽  
Political Agenda ◽  
Housing Provision ◽  
Recent Developments ◽  
The City

The way housing affordability evolved since WW2 in Greece—and in its capital city in particular—is an example of how the South European welfare system managed, for several decades, to provide socially inclusive housing solutions without developing the services of a sizeable welfare state until global forces and related policies brought it to an end. The increased role of the market in housing provision since the 1980s, the rapid growth of mortgage lending in the 1990s, the neoliberal policy recipes imposed during the crisis of the 2010s and the unleashed demand for housing in the aftermath of the crisis have led to increased housing inequalities and converged the outcome of this South European path with the outcome of undoing socially inclusive housing solutions provided by the welfare state in other contexts. The article follows longstanding and recent developments concerning the housing model in Greece and especially in the city of Athens, focusing on mechanisms that have allowed access to affordable housing for broad parts of the population during different historical periods, and examines the extent to which the current housing model remains inclusive or not. The aim here is to discuss the most important challenges concerning access to decent housing and highlight the need for inclusive housing policies to be introduced into the current social and political agenda.

Housing affordability sets us apart: The effect of rising housing prices on relocation behaviour

Urban Studies ◽  
2020 ◽  
pp. 004209802094348
Author(s):  
Tim Winke
Keyword(s):  
Affordable Housing ◽  
Low Income ◽  
Housing Prices ◽  
Real Estate Market ◽  
Housing Affordability ◽  
City Centre ◽  
Housing Cost ◽  
Middle Income ◽  
Time Dynamics ◽  
Quasi Experimental

Life course events such as new offspring or job loss affect a household’s demand for housing. At the same time, dynamics in the real estate market constrain where households find affordable housing. In a quasi-experimental design, this study examines the effect of increasing local housing prices on the relocation behaviour of low- and medium-income households. Difference-in-difference panel regressions using propensity score matching show that with rising local rental prices, low-income households are more likely to remain in their current housing and sustain higher levels of housing cost burden. If they move, they relocate further out of the city centre and to neighbourhoods with high unemployment rates. Rising housing markets facilitate socio-spatial segregation as middle-income households remain in economically better-off neighbourhoods. The findings highlight the additional costs of increasing housing prices in terms of the misallocation of housing and the spatial concentration of vulnerable households at the outskirts of cities.

Pro-Poor Urban Housing Provision in Ghana: Implementation Challenges and Prospects

2017 ◽  
Vol 42 (4) ◽  
pp. 98-107
Author(s):  
Ishak Mohammed ◽  
Kh Md Nahiduzzaman ◽  
Adel Aldosary
Keyword(s):  
Housing Market ◽  
Affordable Housing ◽  
Urban Housing ◽  
Housing Provision ◽  
Housing Policies ◽  
Colonial Era ◽  
Middle Income ◽  
Implementation Challenges ◽  
Human Needs ◽  
The Poor

The importance of housing in enhancing the quality of life has been widely reported. It represents one of the basic human needs, provides protection from harm and ensures survival. Like many developing countries, different Ghanaian governments have variously pursued several programs and interventionsdirected at addressing the country's housing challenges including housing loan schemes in the colonial era to affordable housing projects in the 2000s. Notwithstanding, access to adequate housing for the low to middle-income groups still remains unresolved. This paper is an attempt to gain deeper insights into Ghana's housing situation, its challenges and the efforts made by governments during the periods before independence and after independence. The nature of the housing policies implemented during such eras is explored and the reasons for the implementation failures examined. In the end, the paper provides policy recommendations that could potentially help increase the supply of affordable urban housing in the country. The paper calls for a strong political will and pragmatic intelligence in the implementation of housing policies and programs in the country. Mechanisms to provide sufficienthousing finance for the poor to adequately participate in the housing market have also been outlined. It is concluded that the over-empowerment of the private real estate sector to be the major providers of housing may not be optimal. Rather, it would only lead to the inability of the poor to be able to actively participate in the housing market, consequently exacerbating housing poverty. Effective public-private partnership has the potential to guarantee the supply of reasonably-priced and affordable housing provision.

The global urban housing affordability crisis

Urban Studies ◽  
2017 ◽  
Vol 54 (14) ◽  
pp. 3159-3177 ◽  
Author(s):  
Steffen Wetzstein
Keyword(s):  
Affordable Housing ◽  
Global Financial Crisis ◽  
Urban Housing ◽  
Housing Affordability ◽  
Housing Provision ◽  
Critical Commentary ◽  
Raising Awareness ◽  
Regulation Policy ◽  
State And Market ◽  
Wage Increases

This critical commentary confronts and explores the – so far under-recognised and under-researched – emergent global crisis of urban housing affordability and affordable housing provision. This crisis results from the fact that housing-related household expenses are rising faster than salary and wage increases in many urban centres around the world; a situation triggered by at least three global post-Global Financial Crisis megatrends of accelerated (re)urbanisation of capital and people, the provision of cheap credit and the rise of intra-society inequality. Reflecting on the recent findings of extensive comparative ethnographic research across Western countries, and analytically approaching housing affordability and affordable housing issues from a broadly understood intersection of political and economic spheres (e.g. issues of state and market, governance and regulation, policy and investment), the paper pursues four key objectives: raising awareness of the crisis, showing its extent and context-specificity but also the severe social as well as problematic spatial implications, linking current developments to key academic debates in housing studies and urban studies, and importantly, developing a research agenda that can help to redress the currently detectable ‘policy–outcome’ gap in policy making by asking fresh and urgent questions from empirical, theoretical and political viewpoints. This intervention ultimately calls for more dedicated and politicised knowledge production towards achieving affordable urban futures for all.

scholarly journals Factors Affecting the Housing Affordability of Homebuyers in Perak: Measuring Transport Expenditure

2021 ◽  
pp. 1-11
Author(s):  
Norhayati BAHARUN ◽  
Suraya MASROM ◽  
Afiqah ROSHIDI
Keyword(s):  
Affordable Housing ◽  
Low Cost ◽  
Housing Prices ◽  
Income Group ◽  
Housing Affordability ◽  
Middle Income ◽  
Factors Affecting ◽  
Income Groups ◽  
Low Cost Housing ◽  
The Government

Increasing housing prices in Perak has made it difficult for homebuyers to own affordable housing. Housing affordability ensures that housing provided is affordable for every income group, especially the low and middle-income groups. It has brought the government and housing developers’ attention the issue of housing affordability by supplying public low-cost housing schemes.

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