Online streaming will transform media consumption

2019 ◽  
Keyword(s):  
Economies Of Scale ◽  
Content Type ◽  
General Data Protection Regulation ◽  
Online Platforms ◽  
The Media ◽  
General Data ◽  
Streaming Services ◽  
The Uk ◽  
Media Firms ◽  
Online Streaming

Subject Online streaming. Significance US media firms CBS and Viacom announced their merger yesterday, having split in 2006; this will create a 30-billion-dollar entity and economies of scale that will help the firm compete in online streaming. The UK telecoms regulator Ofcom’s annual media review on August 7 shows that 40% of viewers now watch TV and film largely through online video. Indeed, streaming on online platforms such as Twitch is becoming more popular than conventional media forms, and UK subscriptions to streaming services overtook subscriptions to traditional TV services for the first time last year. Impacts Competition will intensify -- AT&T, Comcast, Disney and Apple are starting streaming services to compete with Amazon, CBS, Hulu and Netflix. Online streaming has vast potential beyond the media, for example in training in sectors such as medicine, and in workplaces more broadly. Insufficient regulation of appropriate online content and advertising risks creating obstacles that may curb the rise of streaming. Methods will improve to monitor and punish illegal streaming, but cybersecurity will still struggle to keep pace. The EU General Data Protection Regulation is causing reports of data breaches to rise, risking reduced user faith in online platforms.

Brexit will not defy EU data protection gold standard

2017 ◽  
Keyword(s):  
Data Protection ◽  
Gold Standard ◽  
Content Type ◽  
General Data Protection Regulation ◽  
General Data ◽  
Uk Government ◽  
The Uk ◽  
The Eu

Subject Data protection and Brexit. Significance On August 7 the UK government announced plans to unveil by year-end a Data Protection Bill to transfer into UK law the EU General Data Protection Regulation (GDPR), which takes effect on May 25, 2018. Impacts Large UK-based businesses have been preparing for the GDPR, but smaller ones have not and are unlikely to be compliant by the deadline. To reduce the risk to business, the UK government may seek to include GDPR compliance in any Brexit transition agreement. Although perfect ‘cyber resilience’ is impossible, demand for such services will increase.

Economies of scale in European life insurance

2018 ◽  
Vol 19 (2) ◽  
pp. 190-207 ◽  
Author(s):  
Udo Klotzki ◽  
Alexander Bohnert ◽  
Nadine Gatzert ◽  
Ulrike Vogelgesang
Keyword(s):  
Life Insurance ◽  
Fixed Effects ◽  
Economies Of Scale ◽  
Insurance Markets ◽  
Fixed Effects Model ◽  
Content Type ◽  
Administrative Costs ◽  
Life Insurers ◽  
Acquisition Costs ◽  
The Uk

Purpose Due to the continuing low interest rate environment as well as the increase in acquisition costs, price transparency, cost transparency and competition with banks, the cost of life insurance becomes increasingly important for customers, insurers and shareholders. Against this background, the purpose of this paper is to study the development of insurers’ economies of scale in regard to administrative costs for four of the largest European life insurance markets. Design/methodology/approach The analysis on economies of scale is based on a comprehensive set of 477 life insurers in Germany, Italy, Spain and the UK, yearly data between 2000 and 2014, and regression calculations that are based on 4,855 observations. Findings The results show that economies of scale exist for all considered markets and for most of the considered years. However, the extent of economies of scale varies considerably across countries. Originality/value Overall, the existing academic literature on costs and corresponding economies of scale in life insurance primarily deals with analyses of total costs instead of administrative costs, a single year or a single market. This paper contributes to the existing literature by conducting an analysis of recent market dynamics and economies of scale in regard to administrative costs for the period from 2000 and 2014 for four of the largest European life insurance markets for which the respective data were available (Germany, Italy, Spain and the UK) and 477 life insurers in total. This is done by means of a log-log transformation of premiums and costs and a fixed effects model based on these transformed figures for 4,855 observations. In addition, for each market, the authors analyze the development of administrative costs for a total of 477 insurers.

Trudeau begins his third term with continuity

2021 ◽  
Keyword(s):  
Foreign Aid ◽  
Prime Minister ◽  
French Language ◽  
Social Spending ◽  
Pacific Region ◽  
Content Type ◽  
Streaming Services ◽  
Liberal Government ◽  
Online Streaming ◽  
Canadian Content

Significance The Liberal government of Prime Minister Justin Trudeau is beginning its third term with an emphasis on post-pandemic issues. While there was little new in the speech, which mostly signalled a continuation of existing policies, more action is likely on environmental and Indigenous reconciliation issues. Impacts New legislation will underpin the equality of the French language with English in federally regulated workplaces. Reform of the Broadcasting Act to cover online streaming services will require them to generate more Canadian content. Substantial increases in the foreign aid budget are likely, as are new diplomatic efforts in the Indo-Pacific region. Promises of renewed investment in defence are likely to be downgraded given the emphasis on social spending.

The cyber-insurance market in Norway

2019 ◽  
Vol 28 (1) ◽  
pp. 54-67 ◽  
Author(s):  
Hayretdin Bahşi ◽  
Ulrik Franke ◽  
Even Langfeldt Friberg
Keyword(s):  
Insurance Market ◽  
Insurance Companies ◽  
Supply Side ◽  
Insurance Company ◽  
Marine Insurance ◽  
Structured Interviews ◽  
Content Type ◽  
General Data Protection Regulation ◽  
Cyber Insurance ◽  
General Data

Purpose This paper aims to describe the cyber-insurance market in Norway but offers conclusions that are interesting to a wider audience. Design/methodology/approach The study is based on semi-structured interviews with supply-side actors: six general insurance companies, one marine insurance company and two insurance intermediaries. Findings The Norwegian cyber-insurance market supply-side has grown significantly in the past two years. The General Data Protection Regulation (GDPR) is found to have had a modest effect on the market so far but has been used by the supply-side as an icebreaker to discuss cyber-insurance with customers. The NIS Directive has had little or no impact on the Norwegian cyber-insurance market until now. Informants also indicate that Norway is still the least mature of the four Nordic markets. Practical implications Some policy lessons for different stakeholders are identified. Originality/value Empirical investigation of cyber-insurance is still rare, and the paper offers original insights on market composition and actor motivations, ambiguity of coverage, the NIS Directive and GDPR.

The ethics of “smart” advertising and regulatory initiatives in the consumer intelligence industry

Info ◽  
2014 ◽  
Vol 16 (3) ◽  
pp. 22-39 ◽  
Author(s):  
Rachel L. Finn ◽  
Kush Wadhwa
Keyword(s):  
Data Protection ◽  
Ethical Issues ◽  
Mobile Media ◽  
Media Environment ◽  
Content Type ◽  
General Data Protection Regulation ◽  
Smart Surveillance ◽  
The Us ◽  
General Data ◽  
Consumer Intelligence

Purpose – This paper aims to study the ethics of “smart” advertising and regulatory initiatives in the consumer intelligence industry. Increasingly, online behavioural advertising strategies, especially in the mobile media environment, are being integrated with other existing and emerging technologies to create new techniques based on “smart” surveillance practices. These “smart” surveillance practices have ethical impacts including identifiability, inequality, a chilling effect, the objectification, exploitation and manipulation of consumers as well as information asymmetries. This article examines three regulatory initiatives – privacy-by-design considerations, the proposed General Data Protection Regulation of the EU and the US Do-Not-Track Online Act of 2013 – that have sought to address the privacy and data protection issues associated with these practices. Design/methodology/approach – The authors performed a critical literature review of academic, grey and journalistic publications surrounding behavioural advertising to identify the capabilities of existing and emerging advertising practices and their potential ethical impacts. This information was used to explore how well-proposed regulatory mechanisms might address current and emerging ethical and privacy issues in the emerging mobile media environment. Findings – The article concludes that all three regulatory initiatives fall short of providing adequate consumer and citizen protection in relation to online behavioural advertising as well as “smart” advertising. Originality/value – The article demonstrates that existing and proposed regulatory initiatives need to be amended to provide adequate citizen protection and describes how a focus on privacy and data protection does not address all of the ethical issues raised.

Data sharing, international property practices and the GDPR: communicating with your consumers

2020 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Lucy Cradduck ◽  
Scarlett Stevens ◽  
Matthew Cowan
Keyword(s):  
New Zealand ◽  
Relevant Information ◽  
Public Access ◽  
European Economic Area ◽  
The European Union ◽  
Content Type ◽  
General Data Protection Regulation ◽  
The Public ◽  
Business Partners ◽  
General Data

PurposeThe purpose of this paper is to examine the requirements of the General Data Protection Regulation (“GDPR”) in order to: identify its requirements for the Australian and New Zealand based members of multi-national property firms (“MNPF”); and understand how those firms are currently engaging with customers regarding the obligations the GDPR imposes.Design/methodology/approachThe research was undertaken by means of doctrinal legal research that engaged with statutory law, related policy documents, accessible private firm documents and website materials, and academic and other related writings. The authors considered these in the context of the GDPR's requirements, and how relevant obligations were communicated to the public on the MNPF Australian and New Zealand members' websites.FindingsThe research confirms the available literature's observations of the GDPR's broad reach and the firms to which it applies. The difficulties experienced in locating relevant information highlights the need for a change to firm processes to ensure that any communication obligations are met. The cases engaged with also serve to highlight the need to ensure that the actual practice is consistent with required GDPR processes.Research limitations/implicationsThe research faced three limitations. First: there was a limited number of relevant Australian and New Zealand based property related firms available to consider: not all property related firms were members of a MNPF or had business partners or customers/clients in the European Union or European Economic Area. Second: one of the relevant firms had already identified it was withdrawing from the Australian market. Third: there was a lack of public access to all materials as, while privacy policies as required by domestic laws were readily accessible, access was not readily available to GDPR related or required information or documents.Originality/valueThe research adds to the academic literature in this emerging area of international legal obligation.

Europe’s digital copyright rules face tough obstacles

2018 ◽  
Keyword(s):  
Freedom Of Expression ◽  
European Parliament ◽  
Compliance Costs ◽  
Content Type ◽  
Digital Copyright ◽  
Internet Firms ◽  
The Media ◽  
Media Firms

Subject Proposed new legislation on digital copyright. Significance The European Parliament (EP) last month agreed revisions to proposed legislation on digital copyright. While the envisaged changes promise to protect rights owners in the media and entertainment sectors, they are seen as limiting freedom of expression and privacy. Impacts Royalty revenue for content producers is unlikely to rise sharply. Large publishers and media firms may see an uptick in their revenue. The legislation may fail adequately to control compliance costs for smaller internet firms.

scholarly journals Innovative technologies for autism: critical reflections on digital bubbles

2015 ◽  
Vol 9 (2) ◽  
pp. 116-121 ◽  
Author(s):  
Sarah Parsons ◽  
Nicola Yuill ◽  
Mark Brosnan ◽  
Judith Good
Keyword(s):  
Technology Use ◽  
Social Research ◽  
Evidence Base ◽  
Short Paper ◽  
Children And Young People ◽  
Content Type ◽  
Innovative Technologies ◽  
Seminar Series ◽  
The Media ◽  
The Uk

Purpose – There is increasing interest from researchers, teachers and other professionals, individuals with autism, and families about the potential for innovative technologies to transform learning experiences and facilitate friendships and social networks. Media accounts have highlighted both the apparently miraculous impacts of technology on supporting communication and learning for people with autism, as well as significant concerns about whether technology use is healthy, safe and socially appropriate for children and young people. Rarely, however, is any evidence reported to support either set of claims. The paper aims to discuss these issues. Design/methodology/approach – This short paper reports on an Economic and Social Research Council-funded seminar series in the UK that is critically reviewing and discussing the field with respect to the research evidence base but also the assumptions that are made about where, how and whether innovative technologies may be useful for people with autism and their families. Findings – The first seminar in the series focused on whether technologies create a social bubble for people with autism and presented research demonstrating that technology use can be positive, supportive and rewarding. Originality/value – This paper offers an up-to-date insight into some of key debates about the benefits and limitations of social technologies for people with autism. Its value lies in raising questions about, and discussing evidence that challenges, some of the negative assumptions that are often perpetuated by the media about the potentially harmful effects of technologies.

Global economic clusters will fuel competitiveness

2015 ◽  
Keyword(s):  
Economies Of Scale ◽  
Public Private Partnerships ◽  
Research Institutions ◽  
Economic Prosperity ◽  
Content Type ◽  
Cluster Development ◽  
Income Inequalities ◽  
Close Proximity ◽  
The Uk

Subject Economic clusters. Significance Economic clusters are geographic concentrations of interconnected businesses and institutions in a particular field. Being in close proximity, businesses benefit from economies of scale. New clustering of industries is promoted as a means of achieving economic prosperity. Governments are offering incentives, funding and bringing research institutions close to industrial providers. Yet there is criticism that, by over-relying on cluster developments, economies become overspecialised, whereas policies promoting diversification would make them more resilient. Impacts There are fears that cluster development could exacerbate regional and income inequalities. Governments will support new cluster drivers, with public-private partnerships such as the UK Catapult initiatives. Governments will back clusters to commercialise innovation, increasing growth in specific concentrations within a region.

Videogaming will rise rapidly as an engine of growth

2019 ◽  
Keyword(s):  
Economies Of Scale ◽  
World Health Organisation ◽  
Health Condition ◽  
World Health ◽  
Live Streaming ◽  
Gaming Disorder ◽  
Mental Health Condition ◽  
Content Type ◽  
Media Ecosystem ◽  
The Media

Subject Videogaming growth. Significance The videogames industry is becoming an increasingly important engine of economic growth while also reflecting important changes in how people work. China is becoming the dominant producer and consumer. Impacts Regulation and intervention will keep encouraging the gaming sector to cluster in certain locations to benefit from economies of scale. Associated activities including live-streaming and e-sports competitions will become increasingly important in the media ecosystem. The World Health Organisation classifies ‘gaming disorder’ as a mental health condition; cases and research into the condition will grow. Three-quarters of gamers surveyed by McAfee worry about cybersecurity; the ‘Fortnite’ game has facilitated thousands of online scams. Childhood gamers develop skills that make them good candidates for cybersecurity work, potentially offsetting an upcoming talent shortage.

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