scholarly journals Globalization of Commercial Banks in Nigeria: Impact of Information and Communication Technology (1988 – 2019)

2021 ◽  
Vol 9 (12) ◽  
pp. 25-46
Author(s):  
Titus Freeman Ifeanyi ◽  
Ruth C. Ukah
Keyword(s):  
Commercial Banks ◽  
Ordinary Least Squares ◽  
Minimum Variance ◽  
Information And Communications Technology ◽  
Foreign Banks ◽  
Communications Technology ◽  
Positive Role ◽  
Ex Post ◽  
Analysis Technique ◽  
The Impact

The study examined the globalization of commercial banks in Nigeria: impact of information and communications technology for the period 1988 to 2019.   It was necessitated by the call for more insight on how information and communications technology impacts globalization of commercial banks in Nigeria.   It specifically determined the impact of teledensity on loans from non-resident banks to Nigeria, the impact of internet penetration on foreign banks asset in Nigeria, and the impact of banking market size on consolidated foreign claims of Bank of International Settlement in Nigeria.  The study adopted ex-post research design in the analysis of data. Data analysis technique is adopted ordinary least squares (OLS) method because of the desirable properties (linearity, unbiasedness and minimum variance, among other unbiased estimators) it possesses. The findings show that ICT plays significant positive role in commercial bank globalization. Recommendations were made on what should be done to ensure the development of the ICT sector in Nigeria.

The importance of Information and Communications Technology in Achieving African Economic Integration

2021 ◽  
Vol 18 (1A) ◽  
pp. 26-60
Author(s):  
Atif Awad
Keyword(s):  
Technology Development ◽  
Free Trade Area ◽  
Ordinary Least Squares ◽  
Information And Communications Technology ◽  
Measurement Tool ◽  
Communications Technology ◽  
African Countries ◽  
Cointegration Tests ◽  
Ict Development ◽  
The Impact

Abstract: The present study investigated and tested the influences of Information and Communications Technology (ICT) development on intra-African trade using a panel dataset for 41 African countries during the period 2002–2016. To the best of the authors’ knowledge, this is the first empirical study in the Africa continent that investigates the impact of ICT development on Intra-African trade using the Information and Communications Technology Development Index as a comprehensive measurement tool. The Pedroni cointegration tests verified a long-run relationship between the mentioned variables. The results of the Fully Modified Ordinary Least Squares (FMOLS) technique suggested that ICT development plays a marginal impact on intra-African trade, an impact that is significant at 1%. Overall, the results implied that one of the key channels through which the goal towards Continental Free Trade Area (CFTA) is through promoting and investing more in the ICT sector. Thus, governments and development partners should work with other stakeholders progressively to build ICT-enabled trade facilitation in Africa. Keywords: Information and Communications Technology, Intra-Trade, Africa.

scholarly journals Exploring Impact of Surrounding Service Facilities on Urban Vibrancy Using Tencent Location-Aware Data: A Case of Guangzhou

2021 ◽  
Vol 13 (2) ◽  
pp. 444
Author(s):  
Xucai Zhang ◽  
Yeran Sun ◽  
Ting On Chan ◽  
Ying Huang ◽  
Anyao Zheng ◽  
...  
Keyword(s):  
Rapid Development ◽  
Ordinary Least Squares ◽  
Information And Communications Technology ◽  
Time Data ◽  
Location Data ◽  
Point Of Interest ◽  
Quality Life ◽  
City Construction ◽  
The Impact ◽  
The City

Urban vibrancy contributes towards a successful city and high-quality life for people as one of its vital elements. Therefore, the association between service facilities and vibrancy is crucial for urban managers to understand and improve city construction. Moreover, the rapid development of information and communications technology (ICT) allows researchers to easily and quickly collect a large volume of real-time data generated by people in daily life. In this study, against the background of emerging multi-source big data, we utilized Tencent location data as a proxy for 24-h vibrancy and adopted point-of-interest (POI) data to represent service facilities. An analysis framework integrated with ordinary least squares (OLS) and geographically and temporally weighted regression (GTWR) models is proposed to explore the spatiotemporal relationships between urban vibrancy and POI-based variables. Empirical results show that (1) spatiotemporal variations exist in the impact of service facilities on urban vibrancy across Guangzhou, China; and (2) GTWR models exhibit a higher degree of explanatory capacity on vibrancy than the OLS models. In addition, our results can assist urban planners to understand spatiotemporal patterns of urban vibrancy in a refined resolution, and to optimize the resource allocation and functional configuration of the city.

Annual review of research

2003 ◽  
Vol 36 (3) ◽  
pp. 165-189 ◽  
Author(s):  
Richard Johnstone
Keyword(s):  
Information And Communications Technology ◽  
Present Review ◽  
Annual Review ◽  
Communications Technology ◽  
Pedagogical Practice ◽  
Separate Section ◽  
Important Trend ◽  
The Impact

The present review refers to studies published in 2002 in leading research journals. It focuses in particular on learning, teaching and policy in respect of second, modern foreign or additional languages. The comments offered about particular studies are not intended to summarise them (for that, it is best to refer to the actual abstracts which the present journal publishes). What is on offer is a personal selection made because some aspect of a particular article seemed to be of particular interest or to reflect an important trend, and I have attempted to link such elements together to form a narrative. Compared with previous years, two important themes seemed to gather particular momentum in 2002: first, the role of ‘frequency’ in acquisition; and second, the impact of complex and contradictory global factors on everyday pedagogical practice, thinking and attitudes. As in previous years reference is made to the abstracts. Thus, Tarone (2002: 03-158) refers to an article by Tarone published in 2002 and reflected in the 2003 series of this journal as abstract 158. In previous years I have discussed ICT (information and communications technology) in a separate section of its own but this has now been integrated into other sections, reflecting a process of ‘normalisation’.

The Role of Information and Communications Technology Inputs

2003 ◽  
Vol 184 ◽  
pp. 58-59 ◽  
Author(s):  
Mary O'Mahony
Keyword(s):  
Productivity Growth ◽  
Labour Productivity ◽  
The United States ◽  
Information And Communications Technology ◽  
Communications Technology ◽  
Labour Productivity Growth ◽  
Research Questions ◽  
The Impact ◽  
Role Of Information

The impact of recent advances in information technology on output and productivity growth has been one of the key research questions in the past few years. A consensus has emerged that the use of information and communications technology (ICT) capital has had a significant impact on aggregate economy-wide labour productivity growth through the capital deepening channel in the United States in the 1990s (see the discussion and references in the papers below). Evidence is also emerging of a delayed but nonetheless significant impact in European and other OECD economies. These findings have stimulated additional research using microeconomic data focusing on both the industry or company level.

scholarly journals Credit Behaviour of Banks in the European Union in the Wake of Global Economic Crisis

2010 ◽  
Author(s):  
Stanislav Polouček
Keyword(s):  
Financial Crises ◽  
Commercial Banks ◽  
Central Banks ◽  
Foreign Banks ◽  
The European Union ◽  
Central European ◽  
Adequate Response ◽  
Flexible Management ◽  
The Impact ◽  
Visegrád Countries

Recent financial crises hit many countries. The impact on Visegrad countries in credit area was not damaging. The main reason was stability and soundness of financial (banking) sectors in these countries and an adequate response of central banks as well as flexible management of commercial banks. Commercial banks, usually daughter companies of western banks, used above all domestic deposits for financing credits. This played a key role in credit area and helped to keep the financial system stable. It is important to underpin that responses to the crisis have been rather heterogeneous in central European countries and there are quite big disparities among Visegrad countries, too. In the paper developments and responses of the commercial banks to the crisis and their stability have been discussed on the basis of deposits, loans of monetary financial institutions to the non-financial sector, households, governments, lending for house purchase and credit for consumption in several EU countries. Net position of banks vis-á-vis foreign banks is taken into account, too.

scholarly journals The Impact of the Debt Ratio, Total Assets, and Earning Growth Rate on WACC: Evidence from Nepalese Commercial Banks

2020 ◽  
pp. 16-23
Author(s):  
Prem Bahadur Budhathoki ◽  
Chandra Kumar Rai
Keyword(s):  
Growth Rate ◽  
Commercial Banks ◽  
Predictor Variable ◽  
Ordinary Least Squares ◽  
Predictor Variables ◽  
Debt Ratio ◽  
Earning Growth ◽  
Earnings Growth ◽  
The Impact ◽  
Made In

This study examined the impact of the debt ratio, total assets, and earnings growth rate on banks’ WACC. This study employed bank scope data of twenty-eight commercial banks during the single period of 2018. Altogether, there were 28 observations were made in the study. The ordinary least squares model was used to analyze the data. The results indicated that two predictor variables debt ratio and total assets significantly affected the bank’s WACC. But the predictor variable earnings growth rate did not significantly affect banks’ WACC. The results of this study could help bankers and policymakers to take effective action to reduce banks’ WACC.

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