scholarly journals THE ROLE OF COOPERATIVES IN THE SMES EMPOWERMENT IN RURAL AREAS

2019 ◽  
Vol 7 (2) ◽  
pp. 226-232
Author(s):  
Safaah Restuning Hayati ◽  
Miftakhul Khasanah
Keyword(s):  
Rural Areas ◽  
Poverty Alleviation ◽  
Bargaining Power ◽  
Capability Approach ◽  
Positive Relation ◽  
Grameen Bank ◽  
Islamic Microfinance ◽  
Spss Software ◽  
Sen’S Capability Approach

Purpose: This study aims to analyze the role of Mitra Dhuafa Cooperative in Gemolong Sub-district of Sragen, Indonesia, in empowering rural microenterprise, and to analyze its success rate by measuring the correlation between micro financing and the level of capability, and poverty alleviation. Methodology: The method used in this study is quantitative analysis. The data collection was obtained through a survey by distributing questionnaires to 100 members of Mitra Dhuafa Cooperative. The data was analyzed using Somers'd Correlation Test, with Statistical Package for Social Science (SPSS) software. Main Findings: The result of data analysis shows a positive relation (0.320) between the level of capability of micro business actors and poverty alleviation. The Indicators of empowerment success were measured by Amartya Sen's capability indicators, namely, opportunities and access in the economic, social, health, education, openness, and security fields. The research concludes by stating that Mitra Dhuafa Cooperative has succeeded in reducing the level of poverty by increasing the capability, bargaining power and independence of micro business actors. Applications: This study can be useful for implementing poverty alleviation program and Islamic microfinance programs in rural areas. Novelty/Originality: The combined implementation of Grameen Bank model and Sen’s capability approach to analyze its success for poverty alleviation in rural areas.

scholarly journals Role of Infaq in Poverty Alleviation in Pakistan

1994 ◽  
Vol 33 (4II) ◽  
pp. 935-952 ◽  
Author(s):  
Sohail J. Malik ◽  
Muhammad Hussain ◽  
Nasim S. Shirazi
Keyword(s):  
Economic Growth ◽  
Rural Areas ◽  
Poverty Alleviation ◽  
Rural Poverty ◽  
General Picture ◽  
The 1960S ◽  
Agrarian Structure

A number of studies such as Naseem (1973, 1977); Allaudin (1975); Mujahid (1978); Irfan and Amjad (1984); Kruijk and Leeuwan (1985); Cheema (1985); Malik (1988); Akhtar (1988); Ercelawn (1988, 1989, 1990); Ahmad and Ludlow (1990); Havinga et al. (1990, 199Oa); Malik (1992) and Zaidi and de Vos (1993) have been undertaken to analyse the phenomena of poverty in Pakistan. The general picture that emerges from these studies is that although poverty is widespread in Pakistan, it is more prevalent in rural areas. Poverty increased during the 1960s, but it has been declining ever since 1970. The change in agrarian structure during the 1960s contributed towards the higher rural poverty. A respectable rate of economic growth and the increase In foreign remittances are generally mentioned as factors responsible for the decline in poverty since the 1970s. The introduction of zakat and ushr system in 1980 also played its role in this regard. However, poverty still remains One of the most serious problems in the country.

scholarly journals Role of NGOs in Education from Pakistani Context

2015 ◽  
Vol 6 (2) ◽  
pp. 139
Author(s):  
Warda Gul
Keyword(s):  
Rural Areas ◽  
Poverty Alleviation ◽  
Qualitative Method ◽  
Rural Poverty ◽  
Current Situation ◽  
Rural Context ◽  
Research Show

This paper presents a review of NGOs working for rural poverty alleviation in Pakistan and current situation of Pakistan particularly in rural context. The research has been conducted using qualitative method. The findings of research show that condition of poor has not been much improved across the country particularly in rural areas of Pakistan. The study is of good value as there are number of controversies among different stakeholders including government regarding NGOs while NGOs claim total success in their work areas particularly rural areas. The study will suggest further research on testing such claims made by NGOs.

scholarly journals The Role of Islamic Microfinance for Poverty Alleviation in Mogadishu, Somalia: An Exploratory Study

2019 ◽  
Vol 6 (4) ◽  
pp. 355-365
Author(s):  
Mohamed Abdi Elmi Xalane ◽  
Marhanum Che Mohd Salleh
Keyword(s):  
Poverty Alleviation ◽  
Poverty Reduction ◽  
Current Practice ◽  
Descriptive Analysis ◽  
Quantitative Methodology ◽  
Microfinance Institutions ◽  
The Poor ◽  
Standards Of Living ◽  
Islamic Microfinance

This research aims to investigate the current practice of Islamic microfinance in Mogadishu, Somalia and to examine the effectiveness of Islamic microfinance institutions in Somalia on poverty reduction. In total, 65 microfinance recipients participated in the survey. This research adopts a quantitative methodology, using a survey and descriptive analysis. Findings show that the current practice of Islamic microfinance in Mogadishu is serving the poor and that these microfinance activities are effective in terms of obtaining loans, enhancement of standards of living and usefulness of the system. Nonetheless, there is a low level of awareness among the locals regarding the availability of Islamic microfinance.

Enhancing the role of Baitul Maal in giving Qardhul Hassan financing to the poor at the bottom of the economic pyramid

2019 ◽  
Vol 10 (3) ◽  
pp. 382-391
Author(s):  
Permata Wulandari
Keyword(s):  
Qualitative Analysis ◽  
Poverty Alleviation ◽  
Design Methodology ◽  
Content Type ◽  
The Poor ◽  
The People ◽  
Microfinance Institution ◽  
Islamic Microfinance

Purpose Baitul Maal wa Tamwil (BMT) is an Islamic microfinance institution created by combining the functionality of Baitul Maal and Baitul Tamwil in Indonesia. While Baitul Maal plays the role of an institution that collects funds from zakah, cash waqf, infaq and sadakah, Baitul Tamwil then distributes these funds in the form of Qardhul Hassan financing to the poor at the bottom of the economic pyramid (BOP). This study aims to explain the poverty alleviation effort by BMT regarding its role in providing Qardhul Hassan financing to the people at the BOP and provide practical suggestions to maximize the outreach performance of the BMT. Design/methodology/approach In this methodology, the study adopts the qualitative analysis of reviewing the literature and interviewing the BMT staff in Jakarta, Makassar and Nusa Tenggara Barat areas to present the views of the practitioners related to the role of Baitul Maal in giving Qardhul Hassan financing to the people at the BOP using appreciative intelligence framework. Findings The study finds that BMT in Indonesia needs several stage-specific structures and roles to be effective. In particular, there is a need to separate the function of Baitul Maal from Baitul Tamwil to enhance its role when giving Qardhul Hassan financing to the people at the BOP. The role of Baitul Maal in alleviating the poverty figure is also drawn in this study. Originality/value The findings of this study add to the literature on Baitul Maal by enabling researchers and practitioners to appreciate the role of Baitul Maal, and these findings also contribute towards enriching the knowledge in Baitul Maal and financing requirements of the poor at the BOP. This paper also contributes to the field of Islamic accounting which is currently getting prominent.

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