Differences in Bank Account Ownership Among White, Black, and Latino Children and Young Adults

2016 ◽  
Vol 27 (2) ◽  
pp. 212-230 ◽  
Author(s):  
Jinhee Kim ◽  
Jung Eun Kim ◽  
Ui Jeong Moon

Using data from the Panel Study of Income Dynamics (PSID) Child Development Supplement and Transition into Adulthood, this study compared Whites, Blacks, and Latinos to identify racial and ethnic differences in bank account ownership. Having a bank account as a child was significantly associated with bank account ownership in young adulthood. Black children and young adults lagged in bank account ownership. Parental bank account ownership and family wealth increased the odds of bank account ownership for White children significantly more than for Black children. Financial independence, employment status, and educational attainment of young adults showed greater associations with bank account ownership than family background. Findings call for educational programs and policies to increase opportunities for the bank account ownership of minority youths.

2016 ◽  
Author(s):  
Lloyd B Potter ◽  
Corey Sparks ◽  
Bradley Pollock

Adequate immunization of children protects them common infections and may serve as an indicator of access to health care. Racial and ethnic differentials in immunization of children may suggest differentials in access to health care. This research describes racial and ethnic differences in childhood influenza immunization coverage and identifies social and economic characteristics associated with these immunization differentials in Texas.Methods: Using data from the National Immunization Survey racial and ethnic differences in seasonal influenza immunization among children is examined as related to social and economic characteristics of children in Texas over the period of 2004 to 2013.Results: Findings suggest the presence of expected differences in childhood seasonal influenza immunization for Hispanic and non-Hispanic black children compared to non- Hispanic white children. Education and marital status of the mother are predictors of influenza immunization as is participation in WIC.Conclusions: Implications of findings suggest the need for qualitative research to better understand barriers to immunization that differentially affect minority children in Texas. Addressing racial and ethnic immunization differentials among children may potentially result in reductions in other racial and ethnic health disparities as they age.


2010 ◽  
Vol 32 (2) ◽  
pp. 237-263 ◽  
Author(s):  
Aafke Komter ◽  
Marieke Voorpostel ◽  
Trees Pels

Using data from the Netherlands Kinship Panel Study (NKPS) and combining a quantitative approach and a qualitative approach ( N = 8,148 and n = 43, respectively), this study investigates the mechanisms associated with a lack of acceptance by one’s family. From the total NKPS sample, 12.1% did not feel (entirely) accepted by their family. The authors hypothesized that people may not feel accepted by their family when they are “difficult,” for example, by exhibiting personal problems; another reason might be that they are “different,” for instance, because they have made nontraditional life course transitions or differ from their parents in educational level or religious preference. Both quantitative and qualitative results confirm the first hypothesis rather than the second. Qualitative results revealed a gender difference in the mechanisms associated with a lack of acceptance by one’s family as well as differences in the resilience of those who had had a difficult family background.


2010 ◽  
Vol 28 (5) ◽  
pp. 1027-1033 ◽  
Author(s):  
Giacomo D Simonetti ◽  
Stefan Farese ◽  
Fabienne Aregger ◽  
Dominik Uehlinger ◽  
Felix J Frey ◽  
...  

2018 ◽  
Author(s):  
Megan Doherty Bea ◽  
Youngmin Yi

Objective: This study examines variation in young adults’ transitions to financial independence and the relationship between these transitions and financial security. Background: Individuals on their families for substantial financial support well into early adulthood, even as young adults perceive independence as a key marker of adulthood. Given known variation in transitions to adulthood and unequal exposure to financial precariousness across social groups, the authors ask whether heterogeneity emerges with regards to the timing of financial independence and types of support received, and how differences in pathways to independence may matter for financial security later in young adulthood.Method: The authors estimate group-based trajectory models of four indicators of financial independence for 1,719 young adults from age 18 - 27 using data from the 2005-2015 Panel Study of Income Dynamics (http://psidonline.isr.umich.edu/). These trajectories are then used to estimate predicted levels of financial security at the end of the study period, using logistic and linear regression analysis. Results: Results show that paths to young adults’ financial independence are best characterized by four types of trajectories: Consistently Independent (23%), Quickly Independent (41%), Gradually Independent (23%), and Consistently Supported (13%), with types and duration of support varying substantially across trajectories. The authors find that young adults experiencing trajectories characterized by lower levels of familial support also report higher levels of financial insecurity by the end of the survey. Conclusion: The findings suggest that the patterning and timing of financial independence in the transition to adulthood has implications for financial wellbeing.


2020 ◽  
pp. 0044118X2097242
Author(s):  
Robert Bozick ◽  
Narayan Sastry ◽  
Airan Liu

This study examines the relationship between health and adolescent employment. Using data from the Panel Study of Income Dynamics’ Child Development Supplement and Transition into Adulthood Supplement, we examine a cohort of 2,925 youth who were followed from childhood into adolescence. We focus on two outcomes measured when sample members were ages 16, 17, and 18: employment status and average weekly hours worked. With these data, we test the hypothesis that youth with health conditions will be less likely to work and if they do work, they work fewer hours a week. We find mixed support for this hypothesis. Youth with sensory limitations, developmental disabilities, and externalizing problem behaviors are less likely to work than their peers without these conditions. However, conditional on being employed, youth with externalizing problem behaviors and ADHD work more hours a week than their peers without those conditions.


2021 ◽  
Vol 7 ◽  
pp. 237802312199685
Author(s):  
Scott J. South ◽  
Lei Lei

Fewer young adults are engaging in casual sexual intercourse now than in the past, but the reasons for this decline are unknown. The authors use data from the 2007 through 2017 waves of the Panel Study of Income Dynamics Transition into Adulthood Supplement to quantify some of the proximate sources of the decline in the likelihood that unpartnered young adults ages 18 to 23 have recently had sexual intercourse. Among young women, the decline in the frequency of drinking alcohol explains about one quarter of the drop in the propensity to have casual sex. Among young men, declines in drinking frequency, an increase in computer gaming, and the growing percentage who coreside with their parents all contribute significantly to the decline in casual sex. The authors find no evidence that trends in young adults’ economic circumstances, internet use, or television watching explain the recent decline in casual sexual activity.


2019 ◽  
Vol 10 (2) ◽  
pp. 136-162 ◽  
Author(s):  
Ashleigh Kysar-Moon

Health disparities scholars describe the existence of a race mental health paradox—specifically, when black adults face higher levels of adversity compared with whites yet have similar or better mental health outcomes. Whether such a paradox exists among youth is unclear. Using data from the Longitudinal Studies of Child Abuse and Neglect, I examine black–white differences in children’s internalizing problems scores and consider the role of childhood adversities. Black children experience more adversity within family and neighborhood domains and cumulatively across ecological levels yet have comparable or better mental health at age 4 that endures over the early life course compared with white children ( p < .05). Evidence suggests that among children with the greatest adversity (at the parent level), having three supportive adults and high degrees of support at age 6 were more effective for black youth than their white peers in diminishing risk for internalizing problems later in childhood ( p < .05).


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