Digital Financial Advice Solutions – Evidence on Factors Affecting the Future Usage Intention and the Moderating Effect of Experience

2019 ◽  
Author(s):  
Johannes Gerlach ◽  
Julia Katharina Theresa Lutz
2017 ◽  
Vol 12 ◽  
pp. 104
Author(s):  
Petra Skolilova

The article outlines some human factors affecting the operation and safety of passenger air transport given the massive increase in the use of the VLA. Decrease of the impact of the CO2 world emissions is one of the key goals for the new aircraft design. The main wave is going to reduce the burned fuel. Therefore, the eco-efficiency engines combined with reasonable economic operation of the aircraft are very important from an aviation perspective. The prediction for the year 2030 says that about 90% of people, which will use long-haul flights to fly between big cities. So, the A380 was designed exactly for this time period, with a focus on the right capacity, right operating cost and right fuel burn per seat. There is no aircraft today with better fuel burn combined with eco-efficiency per seat, than the A380. The very large aircrafts (VLAs) are the future of the commercial passenger aviation. Operating cost versus safety or CO2 emissions versus increasing automation inside the new generation aircraft. Almost 80% of the world aircraft accidents are caused by human error based on wrong action, reaction or final decision of pilots, the catastrophic failures of aircraft systems, or air traffic control errors are not so frequent. So, we are at the beginning of a new age in passenger aviation and the role of the human factor is more important than ever.


2021 ◽  
Vol 13 (4) ◽  
pp. 1962
Author(s):  
Timo Liljamo ◽  
Heikki Liimatainen ◽  
Markus Pöllänen ◽  
Riku Viri

Car ownership is one of the key factors affecting travel behaviour and thus also essential in terms of sustainable mobility. This study examines car ownership and how people’s willingness to own a car may change in the future, when considering the effects of public transport, Mobility as a Service (MaaS) and automated vehicles (AVs). Results of two citizen surveys conducted with representative samples (NAV-survey = 2036; NMaaS-survey = 1176) of Finns aged 18–64 are presented. The results show that 39% of respondents would not want or need to own a car if public transport connections were good enough, 58% if the described mobility service was available and 65% if all vehicles in traffic were automated. Hence, car ownership can decrease as a result of the implementation of AVs and MaaS, and higher public transport quality of service. Current mobility behaviour has a strong correlation to car ownership, as respondents who use public transport frequently feel less of a will or need to own a car than others. Generally, women and younger people feel less of a will or need to own a car, but factors such as educational level and residential location seem to have a relatively low effect.


2019 ◽  
Vol 34 ◽  
pp. 173-183 ◽  
Author(s):  
Dantje Sina ◽  
Alice Yan Chang-Richards ◽  
Suzanne Wilkinson ◽  
Regan Potangaroa

2017 ◽  
Vol 14 (1) ◽  
pp. 75-102 ◽  
Author(s):  
Bostjan Sumak ◽  
Marjan Hericko ◽  
Zoran Budimac ◽  
Maja Pusnik

E-business technology is becoming one of the most important global markets where e-business solutions will have to adapt to new technologies. The main objective in this study was to synthesize existing knowledge in the field of e-business technology acceptance and to understand differences in Technology Acceptance Model (TAM) related causal effect sizes for different e-business contexts. A quantitative meta-analysis of existing empirical research about factors affecting e-business adoption was conducted using 89 published papers that provided empirical data about causal relationships. A moderator analysis was carried out to investigate the moderating effect of four factors: consumer type, device type, continent and respondent type. The results of the study showed a moderating effect for all four proposed factors in almost all TAM-related causal paths. The study also showed that TAM is the most common theory being applied in e-business adoption research.


<i>Abstract</i> .—Here we summarize presentations given at the theme session “Structure and Function of the Gulf of Maine System” of the 2009 Gulf of Maine Symposium— Advancing Ecosystem Research for the Future of the Gulf, covering a broad spectrum of multidisciplinary research underway in one of the world’s most intensively studied marine systems. Our objective was to attempt a synthesis of the current ecological and oceanographic understanding of the Gulf of Maine and, in particular, to document progress in these areas since the 1996 Gulf of Maine Ecosystem Dynamics Symposium more than a decade earlier. Presentations at the session covered issues ranging from habitat structure and function, biodiversity, population structure, trophic ecology, the intersection of the biological, chemical and physical oceanography of the region, and the dynamics of economically important species. Important strides in characterizing the broader dimensions of biodiversity in the region, the establishment of new sampling programs and the availability of new sensor arrays, and the renewed emphasis synthesis and integration to meet the emerging needs for ecosystem-based management in the gulf have all contributed to a deepened appreciation of its dynamical structure. The critical importance of the ecosystem goods and services provided by the gulf, and the factors affecting the sustainable delivery of these services, was clearly demonstrated in the course of the session. The papers presented at the session made it clear how far we have come and how far we need to go to ensure the sustainable delivery of these services into the future.


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