scholarly journals ASSISTANCE OF SHARIA BANKING FINANCE PROGRAM IN MSME DEVELOPMENT IN MALANG REGENCY

Author(s):  
Mohammad Rizal

The MSME sector has a vital role in supporting the economy of Malang Regency. The factor that makes it difficult for MSMEs to access Islamic banking financing is an unorganized financial administration system characterized by operational costs inseparable from household expenses. Technical constraints make MSME owners less concerned about their long-term business goals or strategic plans. Karangsuko Village, located in the Malang Regency area, most of the population still relies on the MSME sector as a livelihood. This service aims to make MSME actors understand financial management, sharia accounts, financing rules from Islamic banks, preparation of financial reports, and the formation of proposals for submitting financing to Islamic banks.

2021 ◽  
Vol 6 (10) ◽  
pp. 1806-1815
Author(s):  
Mohammad Rizal ◽  
Muhammad Ridwan Basalamah ◽  
Arini Fitria Mustapita

The MSMEs sector has a very important role in supporting the economy of Malang Regency. However, MSMEs have difficulty obtaining access to Islamic banking financing because of a few reasons: their management lacks a good financial administration system, business management is still manual and traditional, and most MSME owners are unable to separate the operational money for their households and businesses. These technical constraints make the owner think less about the goals or long-term strategic plans of his business. In Karangsuko Village, most of its population still rely on the MSMEs sector as a means of livelihood. This service aims to make MSMEs actors understand financial management, sharia accounts, financing rules from Islamic banks, preparation of financial reports, and drafting financing proposals to Islamic banks. This activity was implemented using the RRA (Rapid Rural Appraisal) method. With the systematic implementation of service activities by a team of lecturers at the Islamic University of Malang, the percentage of participants' understanding before and after the assistance was 18% and 87.20% respectively.


2020 ◽  
Author(s):  
Mustika

financial administration is a process or all activities related to the financial goals that aim to achieve certain goals that have been fixed in an organization and later there must be financial reports that are given at the end of the activity. Financial Administration Process include the preparation of the RPS , preparation of RKAS: RKAS is a detailed plan of funding and program funding for one year, and official school budget documents are approved by the school principal and endorsed by the world of education intended for state schools and education delivery for private schools, and the RKAS period is valid for one academic year to come consisting of income and expenses. Is a report of all activities that will be carried out in the implementation of financial management in schools and reported in accordance with established procedures.)


2013 ◽  
Vol 4 (2) ◽  
pp. 199
Author(s):  
Syafrudin Arif marah Manunggal

The Good Corporate Governance (GCG) facing challenges to Islamic banks nowadays not only in Indonesia but also in the entire world. GCG is necessary to the Islamic banks due to significance of the stakeholders trust towards Islamic banks its self. But in practice, the GCG could serve as an obligatory and formal instrument for delivering transparant public financial reports of the Islamic banks. In avoiding its shortage of application, Islamic finance management gives guide for encountering the formalistic condition of the GCG of the Islamic banks. For the GCG and the Islamic financial management both are very important, this paper discusses a likely convergence between both principle. Finally, the GCG has to be applied by guiding the Islamic financial management. The Islamic financial management is something to do with weather the religious normative assumptions and social economic ones.


2020 ◽  
Author(s):  
Ditri Wily Mandayanti ◽  
Hade Afriansyah

The purpose of writing this article is to find out how important financial administration greatly influences the objectives and processes in financial administration education is the management which includes all activities related to finance to achieve the goals of a particular organization or company. With good financial administration, a more comfortable and productive working atmosphere will be created. Through financial management activities, funding needs for school activities can be planned, sought for procurement, recorded transparently, and used to finance the implementation of school programs effectively and efficiently. With good financial administration, a more comfortable and productive working atmosphere will be created. The financial administration process includes the preparation of School Development Plans (RPS) which is one form of one of the most important functions of school management, which must be owned by schools to be used as a guide in organizing education in schools, both for the long term (20 years), middle ( 5 years) or short (one year); preparation of RKAS, use and accountability. In addition, in financial administration there is examination and reporting.


2016 ◽  
Vol 2 (3) ◽  
pp. 436-441
Author(s):  
BM Newaz Sharif ◽  
Md Yousuf Ali ◽  
Manos Kumar Saha ◽  
Md Anam Ahmad ◽  
Md Aminur Islam ◽  
...  

The study was conducted on Bergobindapur baor at Chaugachha upazila under Jessore district. The study period was February to June, 2015. Data were collected by using participatory rural appraisal (PRA) tools and personal observation. Net return was loss in 2013-2014 and the loss amount was BDT 254200. Cost benefit-ratio in 2013-2014 was 0.99. Major income (83.30%) of the fishermen community was drawn from the fishery activities of Bergobindapur baor. In 2014-2015, average income of fishermen was BDT 25250 during the fishing period. Within the household of fishermen community, the expenditure for food was 19%, clothing, 3%, children’s education, 19%, medical, 3%, dowry and religion, 33%, agriculture, 13% and others, such as business, accommodation, sanitation etc. 10%, which came from baor activities. The findings of this study indicated that Bergobindapur baor plays a vital role for the support of livelihood of fishermen and net profit from baor was not satisfactory. A long-term strategy should be developed to make the baor profitable. The developed strategic plans should be initiated immediately for the profitability of the baor as well as improving the livelihood conditions of the fishermen engaged with the boar fishery activities.Asian J. Med. Biol. Res. September 2016, 2(3): 436-441


2017 ◽  
Vol 1 (1) ◽  
Author(s):  
Moh. Hudi Setyobakti

Business Unit of Village Unit or Bumdesa is mandate of Law no. 6 Year 2014 on the Village. The establishment of BUMDesa is an effort to accommodate all activities in the field of economy and / or public services managed by the village and / or inter-village cooperation. The regulation on BUMDesa is regulated through Village Regulations. Bumdesa Gesang Sejahtera was established in 2017, with a legal umbrella of village law. The effort developed by Bumdesa is based on the potential of agriculture and other sectors that have become embryos before. Businesses managed by Bumdesa include; (1) agriculture with organic rice production and fertilizer business, organic agricultural medicine, (2) waste transportation services, (3) HIPPA water service. The problem faced by Bumdesa Gesang Sejahtera as a partner is not yet optimal financial management Bumdesa, which consists of planning, implementation, administration and financial accountability. The pressing issue is financial administration, where Bumdesa has not been able to present financial reports and report to the Village Government. Devotion is done, is training and mentoring activities on (1) standardization of financial format, (2) process of preparation of financial statement, (3) OJT prepare financial report. The output of this devotion is the management capability for the operational operators in the process of administration and financial reporting Bumdesa covers the aspects of cognitive, psychomotor and affective.


2019 ◽  
Author(s):  
endiapriansyah

this artice discribe about Financial management for an activity of planning, budgeting, auditing, managing, controlling, seeking and storing funds needed by an organization or company to obtain the cheapest possible source of capital and use it as effectively as possible, as productively as possible to generate profits.In practice, financial administration acts taken in the context of financial health of the organization / company. Therefore, in building a good financial administration system, we can identify the principles of good financial administration.


2019 ◽  
Author(s):  
Gelmala Sari

In every education financial management is needed because every activity in a school requires money. The financial administration process included the preparation of the RPS, RKAS, use and accountability. And very activity is carrier out reporting and inspection to evaluate finances and will be accounted for by the principal in the general, the financial administration system. So that administration can be accounted for in accordance with applicable regulations. The financial management of the school in implementing the budget plan has been running well. This is demonstrated by some the action plan to br realized in accordance. In addition, supervision of financial management goes well, the synergy between the school and the community are good for building.


2020 ◽  
Vol 9 (1) ◽  
pp. 1
Author(s):  
Yudith Pius Stevan Kaunang

Government Regulation (or Peraturan Pemerintah-PP) Number 58 of year 2005 concerns Regional Financial Management and Regulation of the Minister of Home Affairs (or Permendagri) Number 13 of 2006 concerning Regional Financial Management Guidelines as amended several times, most recently by Permendagri Number 21 of 2011 it is stated that regional finance is managed in an orderly manner, obeying the laws and regulations, efficiently, economically, effectively, transparently, and responsibly by paying attention to the principles of justice, propriety, and benefits to society.Financial management in the regions requires a reliable application, which is an application that can process data (input) and produce information (output) to assist management in making decisions, and can produce financial reports and other financial information more comprehensively, includes information about the regional financial position, financial performance conditions, and accountability of local governments.In term to optimize the performance of regional financial management,the Financial and Development Supervisory Agency (or Badan Pengawasan Keuangan dan Pembangunan) has responded positively through the development of a financial SIMDA application program. This SIMDA financial application has been integrated starting from the budgeting function, regional financial administration functions, to the accounting and reporting functions.The type of data used in this study is, Qualitative Data is data obtained from the technique of gathering through a Questionnaire.This data collection was carried out on 48 Regional Work Units in the Minahasa Regency. The results of this study indicate that competency, motivation and organizational commitment have a significantly positive and partially significant impact on performance of financial management.


2020 ◽  
Vol 3 (1) ◽  
pp. 18-22
Author(s):  
Neny Tri Indrianasari

This Community Service Activity is expected to provide the following outcomes for partners understanding partners in financial management, implementation of financial reports in accordance with SAK EMKM. The implementation of this Community Service (PKM) activity is carried out using the lecture, tutorial and discussion methods. Based on the results of the implementation of activities that have been carried out, there are several things that can be concluded from this Community Service activity, namely a. The training that was carried out was able to increase the desire to learn more deeply about financial recording activities in particular and increase the ability to do business in general. b. Training participants are able to explain and understand basic accounting concepts, accounting cycles and accounting information systems, c. The training participants still have a lot to learn and practice in preparing financial reports based on SAK EMKM.


Sign in / Sign up

Export Citation Format

Share Document