scholarly journals PENGARUH KECUKUPAN MODAL, RISIKO KREDIT, LIKUIDITAS, DAN EFISIENSI OPERASIONAL TERHADAP PROFITABILITAS LPD DI KABUPATEN KARANGASEM

2019 ◽  
Vol 8 (10) ◽  
pp. 6022
Author(s):  
I Ketut Aar Sudarsana ◽  
Anak Agung Gede Suarjaya
Keyword(s):  
Credit Risk ◽  
Participant Observation ◽  
Linear Regression Analysis ◽  
Sampling Technique ◽  
Multiple Linear Regression Analysis ◽  
Operational Efficiency ◽  
Capital Adequacy ◽  
Cluster Sampling ◽  
Negative Effect ◽  
Observation Method

This study aims to analyze the effect of capital adequacy (capital adequacy ratio), credit risk (non-performing loan), liquidity (loan to deposit ratio), and operational efficiency (BOPO) on LPD profitability in Karangasem Regency. This research was conducted in all LPDs throughout the Karangasem Regency for the period 2015-2017. The number of samples used was 108 LPD through probability sampling method with cluster sampling technique (sampling area). This study uses a non-participant observation method and uses multiple linear regression analysis. Based on the results of the analysis, this study shows that partially capital adequacy and liquidity have a significant positive effect on return on assets in the LPD in Karangasem Regency for the period 2015-2017. Credit risk and operational efficiency partially have a significant negative effect on ROA in Karangasem Regency LPD. Keywords: capital adequacy, credit risk, liquidity, operational efficiency, profitability  

scholarly journals Pengaruh Komponen Risk Based Bank Rating Pada Nilai Perusahaan Perbankan

2019 ◽  
Vol 29 (2) ◽  
pp. 883
Author(s):  
Ketut Krisna Savitri ◽  
I Wayan Ramantha
Keyword(s):  
Corporate Governance ◽  
Stock Exchange ◽  
Linear Regression Analysis ◽  
Sampling Technique ◽  
Multiple Linear Regression Analysis ◽  
Capital Adequacy ◽  
Return On Assets ◽  
Good Corporate Governance ◽  
Capital Adequacy Ratio ◽  
Negative Effect

This study aims to empirically examine the effect of the risk-based bank rating component as measured by non-performing loans, loan to deposit ratio, good corporate governance, return on assets and capital adequacy ratio on the value of banking companies listed on the Indonesia Stock Exchange (BEI) Year 2013-2017. The research sample was selected using the nonprobability sampling method with a purposive sampling technique and obtained as many as 6 banking companies, so that the number of observations with a study period of 5 years was 30 observations. The data analysis technique used is multiple linear regression analysis. The results of this study indicate that non-performing loans and loan to deposit ratios have a negative effect on the value of banking companies. Return on assets and capital adequacy ratio have a positive effect on the value of banking companies and good corporate governance does not affect the value of banking companies. Keywords : Risk Based Bank Rating;  Company Value; Banking.

scholarly journals Pengaruh NPL, LDR, dan CAR padaROA Perusahaan Perbankan yang Terdaftar di BEI Tahun 2014-2016

2018 ◽  
pp. 2096
Author(s):  
Putu Intan Trisna Dewi ◽  
I Ketut Suryanawa
Keyword(s):  
Stock Exchange ◽  
Linear Regression Analysis ◽  
Sampling Technique ◽  
Multiple Linear Regression Analysis ◽  
Capital Adequacy ◽  
Return On Assets ◽  
Analysis Technique ◽  
Capital Adequacy Ratio ◽  
Negative Effect ◽  
Positive Effect

Banking plays an important role in influencing economic activity. Banking is required to gain profit so as to compete in order to maintain its survival. The profit is used to pay for all types of operational costs. This research was conducted in Banking Companies Listed in Indonesia Stock Exchange Period Year 2014 - 2016. The number of samples is 20 banks, with the method of purposive sampling technique. Data collection is done by observation or observation. The analysis technique used is multiple linear regression analysis. Based on the result of research, it is known that non performing loan has negative effect on return on asset, loan to deposit ratio has positive effect on return on asset, and capital adequacy ratio has negative effect on return on asset. Keywords: Non Performing Loan, Loan to Deposit Ratio, Capital Adequacy Ratio, Return On Assets.  

scholarly journals PENGARUH CAPITAL ADEQUACY RATIO, LOAN TO DEPOSIT RATIO, DAN NON PERFORMING LOAN TERHADAP PROFITABILITAS LPD

2019 ◽  
Vol 8 (7) ◽  
pp. 4017
Author(s):  
Luh Dina Puspita Puspita ◽  
I Ketut Mustanda
Keyword(s):  
Regression Analysis ◽  
Sampling Methods ◽  
Participant Observation ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Multiple Linear Regression Analysis ◽  
Capital Adequacy ◽  
Capital Adequacy Ratio ◽  
Saturated Sample ◽  
Observation Method

The purpose of this study is to explain the effect of CAR, LDR, and NPL on the profitability of LPDs in Mengwi District, Badung Regency, 2014-2016. This research was conducted in all LPDs in Mengwi Subdistrict, Badung Regency, 2014-2016. The number of samples used was 38 LPDs used by probability sampling methods with saturated sample techniques. The type of data used is secondary data obtained from the Badung Regency LPD Empowerment Institute for the period 2014-2016. The method of data collection is the non-participant observation method. This study uses multiple linear regression analysis. Based on the results of the analysis of this study indicate that CAR has a positive and significant effect on the profitability of LPD in Mengwi District, Badung Regency. The LDR has negative no significant effect on the profitability of LPDs in Mengwi District, Badung Regency. NPL has negative and significant effect on LPD profitability in Mengwi District, Badung Regency. Keywords: CAR, LDR, NPL, Profitability

scholarly journals Return On Assets, Leverage, Company Size dan Tax Avoidance

2021 ◽  
Vol 31 (9) ◽  
pp. 2301
Author(s):  
Ni Wayan Shintya Dharmayatri ◽  
I Dewa Nyoman Wiratmaja
Keyword(s):  
Participant Observation ◽  
Linear Regression Analysis ◽  
Tax Avoidance ◽  
Multiple Linear Regression Analysis ◽  
Company Size ◽  
Return On Assets ◽  
Analysis Technique ◽  
Negative Effect ◽  
Observation Method ◽  
Positive Effect

The purpose of this study was to determine the effect of return on assessment, leverage and company size on tax avoidance. This research was conducted on mining sector companies listed on the IDX in 2017-2019. The sampling method used was purposive sampling. The number of companies that met the criteria was 11 companies with 33 observations. Data collection was carried out by non-participant observation method. The data analysis technique used is multiple linear regression analysis. Based on the research results, it was found that return on assets and company size have a negative effect on tax avoidance, while leverage has a positive effect on tax avoidance. Keywords: Tax Avoidance; Return On Assets; Leverage; Company Size.

scholarly journals The effect of third-party funds, credit risk, market risk, and operational risk on profitability in banking

2021 ◽  
Vol 10 (2) ◽  
pp. 179-185
Author(s):  
Jullie Jeanette Sondakh ◽  
Joy Elly Tulung ◽  
Herman Karamoy
Keyword(s):  
Credit Risk ◽  
Linear Regression Analysis ◽  
Operational Risk ◽  
Sampling Technique ◽  
Multiple Linear Regression Analysis ◽  
Market Risk ◽  
Third Party ◽  
Net Interest Margin ◽  
Risk Variable ◽  
Negative Effect

The study aimed to investigate the effect of third-party funds, credit risk, market risk, and operational risk on profitability in banking, especially on the banks included in BUKU 2 category simultaneously or partially. The sampling technique used in the study was saturated sampling. Therefore, a number of 54 banks was obtained as samples. The data in the study were quantitative data, namely in form of financial statements of banking companies included in BUKU 2 category for the period 2014–2017. The data were obtained from the websites of the concerned banks. The research method used was multiple linear regression analysis. In the study, to measure the third-party funds variable we used third-party fund (TPF) ratio, to measure the credit risk variable we used non-performing loan (NPL) and non-performing financing (NPF) ratio, to measure the market risk variable we used net interest margin (NIM) ratio, to measure the operational risk variable we used BOPO ratio, and to measure the profitability variable we used return on assets (ROA) ratio. The result of the study showed that partially third-party funds and credit risk had no significant effect on profitability, partially market risk had a significant positive effect on profitability, and partially credit risk had a significant negative effect on profitability. While simultaneously, third-party funds, credit risk, market risk, and operational risk had a significant effect on profitability.

scholarly journals PENGARUH SPREAD TINGKAT SUKU BUNGA, NON PERFORMING LOAN, DAN BOPO TERHADAP PROFITABILITAS

2018 ◽  
Vol 7 (11) ◽  
pp. 5874
Author(s):  
Ida I Dewa Ayu Ekadini Badung ◽  
I Putu Yadnya
Keyword(s):  
Interest Rate ◽  
Participant Observation ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Operating Income ◽  
Significant Negative Effect ◽  
Interest Rate Spread ◽  
Analysis Technique ◽  
Negative Effect ◽  
Observation Method

The purpose of this study is to determine the effect of Spread Rate of Interest Rate, NPL and BOPO on Profitability of Rural Banks in Denpasar period 2014-2016. This research uses non participant observation method with the sample used as many as 19 BPR in Denpasar City. Data analysis technique used multiple linear regression analysis. The results of this study show that partially positive Spread has no significant effect on Return On Assets (ROA) on BPR in Denpasar City 2014-2016. Non Performing Loan (NPL) has a significant negative effect on ROA in BPR in Denpasar City 2014-2016. Operational Costs to Operating Income (BOPO) have a significant negative effect on ROA in BPR in Denpasar City 2014-2016. The implications of this study the higher Spread ratio will increase the ROA of banking companies. While the NPL and BOPO the higher the ratio of these variables, then the ROA of banking companies will decrease, so to improve the ROA of banking companies have to press NPL and utilize existing sources and systems. Keywords: Interest Rate Spread, NPL, BOPO, Profitability.

scholarly journals Sosialisasi Perpajakan Memoderasi Pengaruh Kesadaran Wajib Pajak dan Sanksi Perpajakan pada Kepatuhan Wajib Pajak

2018 ◽  
pp. 1506
Author(s):  
I Made Gilang Hartana ◽  
Ni Ketut Lely Aryani Merkusiwati
Keyword(s):  
Regression Analysis ◽  
Motor Vehicle ◽  
Participant Observation ◽  
Linear Regression Analysis ◽  
Sampling Technique ◽  
Multiple Linear Regression Analysis ◽  
Analysis Technique ◽  
Observation Method ◽  
Positive Effect ◽  
Research Show

The development of an area is heavily dependent on the tax sector. The purpose of this study is to determine the effect of taxpayer awareness and tax sanctions on compliance with motor taxpayers with the socialization of taxation as a moderator. This research was conducted at SAMSAT Tabanan Joint Office. The number of samples used in this study were 100 people obtained by nonprobability sampling method with purposive sampling technique. Data were collected by non-participant observation method and questionnaire. Data analysis technique is done by using multiple linear regression analysis and Moderated Regression Analysis. The results of the research show that taxpayers' awareness and tax sanctions have a positive effect on motor vehicle taxpayer compliance in SAMSAT Tabanan Office. This study also found that the socialization of taxation can strengthen the influence of taxpayer awareness on the compliance of motor vehicle taxpayers in the joint office of SAMSAT Tabanan. Keywords: awareness, sanction, socialization, compliance

Pengaruh Nilai Kerja Dan Kesesuaian Nilai Kerja Individu Terhadap Organizational Citizenship Behavior Dan Kepuasan Kerja

2018 ◽  
Vol 26 (2) ◽  
pp. 170-194
Author(s):  
Vivi Ardianingrum ◽  
Titik Nurbiyati
Keyword(s):  
Job Satisfaction ◽  
Organizational Citizenship ◽  
Organizational Citizenship Behavior ◽  
Linear Regression Analysis ◽  
Sampling Technique ◽  
Multiple Linear Regression Analysis ◽  
Citizenship Behavior ◽  
Cluster Sampling ◽  
Negative Effect ◽  
Work Value

This study aimed to determine the influence of work value and work congruence on organizational citizenship behavior (OCB) and job satisfaction. The study was conducted on non medical staff, nurses and general practitioners of Yogyakarta Islamic Hospital PDHI. This study uses the population as a sample. Cluster sampling method sampling technique. The number of respondents in this study was 119 people consisting of 72 percent of men and 28 percent of women. The data analysis used multiple linear regression analysis with IBM SPSS Statistics 22 as an analytical tool. The result of the research there is significant effect of work value to job satisfaction partially. There was no significant effect on the wark congruence to job satisfaction partially. There was a significant effect on the value of work, work congruence to job satisfaction simultaneously. There was no significant effect of work value to OCB partially. There was a significant effect on the work congruence to OCB partially. There was significant influence of work value, work congruence to OCB simultaneously. There was a significant negative effect of job satisfaction on OCB partially.

scholarly journals PENGARUH NILAI KERJA DAN KESESUAIAN NILAI KERJA INDIVIDU TERHADAP ORGANIZATIONAL CITIZENSHIP BEHAVIOR DAN KEPUASAN KERJA

2018 ◽  
Vol 26 (2) ◽  
pp. 170-194
Author(s):  
Vivi Ardianingrum ◽  
Titik Nurbiyati
Keyword(s):  
Job Satisfaction ◽  
Organizational Citizenship ◽  
Organizational Citizenship Behavior ◽  
Linear Regression Analysis ◽  
Sampling Technique ◽  
Multiple Linear Regression Analysis ◽  
Citizenship Behavior ◽  
Cluster Sampling ◽  
Negative Effect ◽  
Work Value

This study aimed to determine the influence of work value and work congruence on organizational citizenship behavior (OCB) and job satisfaction. The study was conducted on non medical staff, nurses and general practitioners of Yogyakarta Islamic Hospital PDHI. This study uses the population as a sample. Cluster sampling method sampling technique. The number of respondents in this study was 119 people consisting of 72 percent of men and 28 percent of women. The data analysis used multiple linear regression analysis with IBM SPSS Statistics 22 as an analytical tool. The result of the research there is significant effect of work value to job satisfaction partially. There was no significant effect on the wark congruence to job satisfaction partially. There was a significant effect on the value of work, work congruence to job satisfaction simultaneously. There was no significant effect of work value to OCB partially. There was a significant effect on the work congruence to OCB partially. There was significant influence of work value, work congruence to OCB simultaneously. There was a significant negative effect of job satisfaction on OCB partially.

PENGARUH FAKTOR-FAKTOR INTERNAL PERBANKAN TERHADAP NON PERFORMING FINANCING PADA BANK UMUM SYARIAH

2019 ◽  
Vol 6 (2) ◽  
pp. 115-130
Author(s):  
Eka Ambara Harci Putranta ◽  
Lilik Ambarwati
Keyword(s):  
Linear Regression ◽  
Multiple Linear Regression ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Capital Adequacy ◽  
Annual Reports ◽  
Regression Methods ◽  
Capital Adequacy Ratio ◽  
Negative Effect ◽  
Independent Variable

The study aims to analyze the influence of internal banking factors in the form of: Capital Adequency Ratio (CAR), Financing to Deposit Ratio (FDR) and Total Assets (TA) to Non Performing Financing at Sharia Banks. This research method used multiple linear regression analysis with the help of SPSS 16.00 software which is used to see the influence between the independent variables in the form of Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR) and Total Assets (TA) to Non Performing Financing. The sample of this study was 3 Islamic Commercial Banks, so there were 36 annual reports obtained through purposive sampling, then analyzed using multiple linear regression methods. The results showed that based on the F Test, the independent variable had an effect on the NPF, indicated by the F value of 17,016 and significance of 0,000, overall the independent variable was able to explain the effect of 69.60%. While based on the partial t test, showed that CAR has a significant negative effect, Total assets have a significant positive effect with a significance value below 0.05 (5%). Meanwhile FDR does not affect NPF.

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