scholarly journals KEDUDUKAN HUKUM PEMEGANG POLIS PERUSAHAAN ASURANSI PAILIT DI INDONESIA

2020 ◽  
Vol 8 (11) ◽  
pp. 1741
Author(s):  
Togar Manihuruk ◽  
Yeni Triana ◽  
Hj. Hasnati
Keyword(s):  
Research Method ◽  
Bankruptcy Law ◽  
Insurance Company ◽  
Legal Research ◽  
Conceptual Approach ◽  
Legal Position ◽  
Secured Creditors

Tujuan study ini untuk menganalisis kedudukan hukum pemegang polis perusahaan asuransi pailit, apakah sebagai kreditur preferen atau kreditur kongkuren menurut hukum kepailitan di Indonesia. Studi ini menggunakan metode penelitian hukum normatif dengan pendekatan konseptuan dan perundang-undangan. Hasil studi menunjukkan bahwa kedudukan hukum pemegang polis perusahaan asuransi pailit menurut hukum kepailitan di Indonesia adalah masuk kategori kreditur preferen. The purpose of this study is to analyze the legal position of bankrupt insurance company policyholders, whether they are preferred creditors or non-secured creditors according to bankruptcy law in Indonesia. This study uses a normative legal research method with a conceptual approach and statute approach. The study result shows that the legal position of bankrupt insurance company policyholders according to the bankruptcy law in Indonesia is in the preferred creditor category.  

scholarly journals Kedudukan Hukum Pemegang Polis Pada Perusahaan Asuransi yang Dinyatakan Pailit

2021 ◽  
Vol 2 (3) ◽  
pp. 520-525
Author(s):  
Ni Kadek Vikka Ayu Swandewi ◽  
Ni Luh Made Mahendrawati ◽  
I Putu Gede Seputra
Keyword(s):  
Research Method ◽  
Legal Protection ◽  
Secondary Data ◽  
Insurance Companies ◽  
Bankruptcy Law ◽  
Insurance Company ◽  
Human Need ◽  
Legal Position ◽  
Policy Holder ◽  
The Right

In this era of globalization, insurance has been considered as a basic need which is a human need for security. Insurance is a form of risk management that is formed with the aim of avoiding the possibility of an uncertain risk of loss. This study aims to examine the legal position of policyholders as creditors in insurance companies and to reveal the legal protection of policyholders in insurance companies that are declared bankrupt. This study uses a normative research method because there is still a conflict of norms, with the approach to legislation. The data is sourced from the opinions of legal scholars and data law. The data sources are primary and secondary data obtained through recording and documentation, then the data is processed using interpretation and descriptive. Based on the Bankruptcy Law and PKPU Article 1 number 2, creditors are parties who have receivables due to agreements or laws that can be collected in advance of services. In the context of the legal protection of the policyholder, the Insurance Act has regulated the existence of a policy guarantor institution in which the purpose of the establishment of a policy guarantee program is to guarantee the return of part or all of the rights of the policyholder. In the bankruptcy and liquidation of an Insurance Company, it is expected that the curator will pay attention to the right of the Policy Holder to obtain compensation from the bankruptcy assets of the Insurance Company.

scholarly journals Perjanjian Jual Beli Tanah Hak Milik Debitur Pailit yang Dijaminkan di Bank

2020 ◽  
Vol 1 (2) ◽  
pp. 133-137
Author(s):  
Leomardo Ebedkena Tabuni ◽  
I Made Arjaya ◽  
Desak Gde Dwi Arini
Keyword(s):  
Research Method ◽  
Time Limit ◽  
Bankruptcy Law ◽  
Legal Action ◽  
Legal Research ◽  
Conceptual Approach ◽  
Land Title ◽  
Chief Justice ◽  
Creditor Bank ◽  
Credit Agreement

In connection with the sale and purchase agreement for the land owned by a bankrupt debtor who is guaranteed at the bank, of course, there will be a consequence of a legal action. The result of the legal action in question is regarding the transfer of land title if the debtor breaks his promise or does not carry out his obligations. Creditors holding Guarantee Rights Guarantee (separatist creditors) may execute the guarantee, as if there was no bankruptcy. However, in exercising his executive rights, there is a time limit for separatist creditors in accordance with Article 56 of the Bankruptcy Law. After passing this period of time, the curator then carries out the management and settlement under the supervision of the supervisory judge. The purpose of this research is to study and find out about the legal arrangement and procedures for the settlement of sale and purchase of land owned by a bankrupt debtor which are guaranteed at the bank. This study uses a normative legal research method, with a statutory approach and a conceptual approach. The results of this study are: firstly, the credit agreement creates a debt and credit relationship, in which the debtor is obliged to pay back the loan given by the creditor (bank); secondly, in accordance with the requirements for a debtor who has two or more creditors and there is a debt and one debt is due and can be collected. After fulfilling these requirements, those who have been registered through the clerk of the court, further examination by the Chief Justice will be carried out to obtain a permanent bankruptcy decision for Ninety days, and ultimately, a summon of the parties to a verification meeting is carried out.

scholarly journals KEDUDUKAN HUKUM AKTA PEMBERIAN HAK TANGGUNGAN YANG TERLAMBAT DIDAFTARKAN

JURTAMA ◽  
2019 ◽  
Vol 1 (1) ◽  
pp. 25-36
Author(s):  
Agus Wiyono
Keyword(s):  
Research Method ◽  
Legal Protection ◽  
Legal Research ◽  
Conceptual Approach ◽  
Late Registration ◽  
Legal Standing ◽  
Legal Position ◽  
The Right ◽  
Administrative Sanctions ◽  
Laws And Regulations

The Underwriting Rights Law stipulates that the date of the book of land liability is the seventh day after receipt. It raises problems if the Deed of Granting the Right of Entitlement (APHT) has been completed. This study analyzes the legal standing of the deed of giving rights of late registration at the Land Office and legal protection for debtors and creditors on deeds granting mortgage rights that are late in registering at the Land Office which cause losses to the parties. The research method used normative legal research while the problem approach was carried out using a legal approach and conceptual approach. The results of the study indicate that the legal position of the Deed of Granting Rights that is late registered with the Land Office is still valid because it has fulfilled the provisions of Article 13 UUHT. Legal protection for dabitur and creditor over the APHT that is late registered with the Land Office is found in Article 23 paragraph (2) UUHT which stipulates that the existence of administrative sanctions does not remove other sanctions in accordance with prevailing laws and regulations so that the aggrieved party can file compensation

scholarly journals THE UTILIZATION OF UNWRITTEN LAWS IN BANKRUPTCY DISPUTES

2019 ◽  
Vol 8 (1) ◽  
pp. 85
Author(s):  
M. Hadi Shubhan
Keyword(s):  
Theoretical Basis ◽  
Research Method ◽  
Dispute Settlement ◽  
Bankruptcy Law ◽  
Court Decisions ◽  
Legal Basis ◽  
Legal Research ◽  
Conceptual Approach ◽  
Strategic Role ◽  
Unwritten Law

<p><em>Unwritten laws hold a strategic role in bankruptcy dispute settlement, both in the act of bankruptcy and in the management and settlement of a bankruptcy estate after the debtor is declared bankrupt.</em><em>This paper will discuss </em><em>about the characteristics of Indonesia bankruptcy law and </em><em>the legal basis and theoretical basis for the possibility of using unwritten law in bankruptcy cases. </em><em>This research employed a doctrinal legal research method with a statute approach, a conceptual approach, and a case approach</em><em>. </em><em>In Article 8 paragraph (6) of Law No. 37 of 2004 made it possible for judges to use an unwritten law as the basis in deciding on act of bankruptcy. Similarly, in regard to the management and settlement of a bankruptcy estate, some norms provide some space for the supervisory judge's and curators to make a decision or take action based on the principles of unwritten justice. In a number of court decisions, the law has also not been written down in consideration of its law</em><em>.</em></p>

scholarly journals Kedudukan Hukum Kreditor Preferen Pajak dan Kreditor Preferen Buruh dalam Proses Kepailitan

2020 ◽  
Vol 23 (2) ◽  
pp. 155-166
Author(s):  
Imran Eka Saputra
Keyword(s):  
Human Rights ◽  
Public Interest ◽  
House Of Representatives ◽  
Research Method ◽  
Public Welfare ◽  
Bankruptcy Law ◽  
Conceptual Approach ◽  
Legal Position ◽  
The Government ◽  
Process Factors

This study aims to determine the legal position of tax-preferred creditors and labour preferred creditors in the bankruptcy process and to determine the factors that influence the occurrence of disputes between labour preference creditors and tax-preferred creditors in the bankruptcy process. The research method used is a method with the type of normative research using 2 (three) types of approaches, namely the statutory approach (statute approach) and the conceptual approach (conceptual approach). The results of this study are based on a conceptual approach and a statutory approach, the authors find that the legal position of tax-preferred creditors and workers' preferences is the same. law, the factor of justice, the factor of increasing public welfare (public interest), the factor of labour rights and human rights. In order to provide certainty about the legal position of tax preferred creditors and labor preferred creditors, it is deemed necessary to improve the bankruptcy law, so that there are no problems between tax preferred creditors and labour preferred creditors in the bankruptcy process. Factors that influence the occurrence of disputes between labour preference creditors and tax-preferred creditors in the bankruptcy process can be input for members of the House of Representatives and the Government to improve the bankruptcy law Abstrak:Penelitian ini bertujuan untuk mengetahui kedudukan hukum kreditor preferen pajak dan kreditor preferen buruh dalam proses kepailitan dan mengetahui faktor-faktor yang mempengaruhi terjadinya sengketa antara kreditor Preferen buruh dan kreditor preferen pajak dalam proses kepailitan. Metode penelitian yang digunakan adalah metode dengan jenis penelitian normative menggunakan 2 (tiga) tipe pendekatan yakni pendekatan perundang-undangan (statute approach), dan pendekatan konseptual (conceptual approach). Hasil dari penelitian ini adalah berdasarkan pendekatan konseptual dan pendekatan perundang-undangan penulis menemukan bahwa kedudukan hukum kreditor preferen pajak dan preferen buruh mempunyai kedudukan yang sama, Adapun yang menjadi faktor-faktor yang mempengaruhi terjadinya sengketa antara kreditor Preferen buruh dan kreditor preferen pajak adalah faktor kepastian hukum, faktor keadilan, faktor meninggikan kesejahteraan umum (kepentingan umum), faktor hak-hak buruh dan hak asasi manusia. Dalam rangka memberikan kepastian kedudukan hukum terhadap kreditor preferen pajak dan kreditor preferen buruh maka dirasa perlu untuk menyempurnakan undang undang kepailitan,agar tidak terjadi permasalahan antara kreditor preferen pajak dan kreditor preferen buruh dalam prose kepailitan. Faktor-faktor yang mempengaruhi terjadinya sengketa antara kreditor Preferen buruh dan kreditor preferen pajak dalam proses kepailitan ini bisa menjadi masukan bagi para anggota Dewan Perwakilan Rakyat dan Pemerintah untuk menyempurnakan undang undang kepailitan

scholarly journals KEWENANGAN KURATOR DALAM PEMBERESAN ASET DEBITOR PAILIT YANG BERUPA SAHAM PADA PERSEROAN TERBATAS

2020 ◽  
Vol 8 (8) ◽  
pp. 1180
Author(s):  
Cok Istri Bhagawanthi Pemayun ◽  
I Ketut Westra
Keyword(s):  
Research Method ◽  
Bankruptcy Law ◽  
Legal Research ◽  
Conceptual Approach ◽  
Existing Problems ◽  
Limited Company ◽  
Debt Payment

 Penulisan ini bertujuan untuk mengetahui kewenangan kurator serta upaya yang dapat dilakukan kurator dalam melakukan pemberesan aset debitor berupa saham pada perseroan terbatas. Penelitian ini menerapkan metode penelitian hukum normatif dengan pendekatan perundang-undangan serta pendekatan konseptual. Hasil studi terhadap permasalahan yang ada adalah kurator berwenang dalam membereskan aset debitor pailit sesuai ketentuan Pasal 185 ayat (1) Undang-Undang Kepailitan dan Penundaan Kewajiban Pembayaran Utang sehingga kurator dapat melakukan penjual di muka umum terhadap aset debitor pailit yang berupa saham. Upaya yang dapat dilaksakan oleh kurator dalam pemberesan aset debitor pailit yang berupa saham pada perseroan terbatas adalah pertama seorang/tim kurator dapat melakukan lelang umum terhadap saham milik debitor pailit sesuai ketentuan Pasal 185 ayat (1) Undang-Undang Kepailitan dan Penundaan Kewajiban Pembayaran Utang. Kedua pemegang saham lain pada perseroan tempat debitor pailit memiliki saham dapat ikut serta sebagai peserta dalam lelang tersebut. Ketiga apabila lelang atas saham tersebut tidak berhasil maka kurator diperbolehkan melakukan penjualan di bawah tangan sebagaimana kewenangannya pada Pasal 185 ayat (2) Undang-Undang Kepailitan dan Penundaan Kewajiban Pembayaran Utang. Setelah penjualan saham dilakukan, kurator harus melapor kepada direksi perseroan agar amandemen anggaran dasar perseroan tersebut diproses. Apabila terdapat hambatan pada proses tersebut kurator dapat menginisiasi tindakan tertentu namun harus seizin hakim pengawas. This paper it aims to determine the authority of curator and to know the steps that can be done by the curator in issuing debtor assets in the form of shares in a limited company. This journal uses the normative legal research method with statutory approach and conceptual approach. The study result of the existing problems are the curator authorized to settle bankrupt debtor assets in accordance with the provision in Article 185 paragraph (1) of the Bankruptcy Law and Suspension of Debt Payment Obligations so the curator can make a public selling of it. The steps that can be done by the curator in the acquisition of bankrupt debtor assets are first curators can sell or auction the share of bankrupt debtor as mentioned in Article 185 paragraph (1) of the Bankruptcy Law and Suspension of Debt Payment Obligations. Second in the auction, other shareholders in the company where the bankrupt debtor own shares can participate in that auction. Third if the aution is unsuccessful, the curator can sell it directly to the buyer based on authority he has to Article 185 paragraph (2) of Bankruptcy Law and Suspension of Debt Payment Obligations. After the share sold, the curator must report to the directors of the company in order to process the company’s articles of association amendment. If there are obstacles in the process of issuing share, the curator can initiate certain actions, but must have the permission of the supervising judge.

TINJAUAN YURIDIS TERHADAP PENGEMBALIAN KEWENANGAN ISTIMEWA MAJELIS PERMUSYAWARATAN RAKYAT MELALUI PERUBAHAN UNDANG-UNDANG DASAR NEGARA REPUBLIK INDONESIA TAHUN 1945

2018 ◽  
Vol 5 (1) ◽  
pp. 142
Author(s):  
Putu Ayu Anastasia Wierdarini
Keyword(s):  
Research Method ◽  
State Institution ◽  
Vice President ◽  
Legal Research ◽  
Conceptual Approach ◽  
Administration System ◽  
Material Content ◽  
The People ◽  
State Administration ◽  
Strategic Position

The amendment of the Undang-Undang Dasar Negara Republik Indonesia Tahun 1945 positioned the Majelis Permusyawaratan Rakyat no longer as the highest state institution and the highest sovereign of the people. This has implications for the authority of the Majelis Permusyawaratan Rakyat to have a strategic position, namely to UUD 1945, to stipulate GBHN, to elect the president and vice president through amendment of its authority to be very limited and weak. This paper examines jurisdictionally how to restore the privileges possessed by the Majelis Permusyawaratan Rakyat through the amendment of the UUD 1945. A normative legal research method with statute approach and conceptual approach is used to analyze this problem.The results of the study indicate that the MPR's repatriation in the main and vital position in the Indonesian state administration system is very important, namely through amendments to the material content of the UUD 1945 which must be implemented on an ongoing basis.

scholarly journals Perjanjian Baku dalam Perjanjian Sewa Beli Kendaraan Bermotor pada Perusahaan Pembiayaan di Kota Banda Aceh

2018 ◽  
Vol 20 (2) ◽  
pp. 219-236
Author(s):  
Muhammad Marafwansyah ◽  
Sanusi Bintang ◽  
Darmawan Darmawan
Keyword(s):  
Consumer Protection ◽  
Research Method ◽  
Civil Code ◽  
Main Issue ◽  
Motor Vehicles ◽  
Legal Research ◽  
Conceptual Approach ◽  
Finance Company ◽  
Banda Aceh

Adanya ketidakseimbangan dalam penggunaan perjanjian baku dalam perjanjian sewa beli kendaraan bermotor pada perusahaan pembiayaan di Kota Banda Aceh memberi perlindungan hak kepada penjual daripada pembeli, sehingga lebih banyak risiko kerugian yang harus dipikul oleh pembeli. Pokok permasalahan dalam artikel ini adalah apakah klausula baku dalam perjanjian sewa beli kendaraan bermotor pada perusahaan pembiayaan melanggar ketentuan peraturan perundang-undangan tentang perlindungan konsumen. Jenis metode penelitian yang digunakan dalam artikel ini adalah jenis metode penelitian hukum normatif. Pendekatan penelitian hukum yang digunakan dalam artikel ini terdiri dari, pendekatan peraturan perundang-undangan, pendekatan kasus, dan pendekatan konseptual. Hasil penelitian menunjukkan bahwa perjanjian baku pada perusahaan pembiayaan PT ADMF bertentangan dengan ketentuan KUH Perdata, khususnya dalam Pasal 1266, Pasal 1267, Pasal 1337, Pasal 1338 ayat (1), ayat (2), dan ayat (3), Pasal 1339 KUH Perdata, dan juga bertentangan dengan ketentuan UUPK, khususnya dalam Pasal 4, Pasal 7, Pasal 18 ayat (1), dan ayat (2) UUPK. Oleh karena itu, penggunaan perjanjian baku dalam perjanjian sewa beli kendaraan bermotor pada perusahaan pembiayaan harus ditinjau dan disesuaikan agar tidak bertentangan dengan ketentuan undang-undang.  Standard Agreement in The Hir-Purchase Agreement for the Motor Vehicles in a Finance Company in Banda Aceh  The existence of an imbalance in the use of standard agreement in the hire-purchase agreement for motor vehicles in a finance company in Banda Aceh gives protection to the seller rather than the buyer, thus more risk of loss to be borne by the buyer. The main issue in this article is whether the standard clause in the hire purchase agreement of motor vehicles in the finance company violates the provisions of legislation on consumer protection. The research method used in this article was the normative legal research method. The legal research approaches used in this article consist of, statutory approach, case approach and conceptual approach. The results showed that the standard agreements used by PT ADMF was contradictory to the provisions of the Civil Code, particularly in Article 1266, Article 1267, Article 1337, Article 1338 Paragraph (1), Paragraph (2), and Paragraph (3), Article 1339 Civil Code, and also contrary to the provisions of UUPK, particularly in Article 4, Article 7, and Article 18 paragraph (1) and paragraph (2) UUPK. Therefore, the standard agreements in the hire-purchase agreement of motor vehicles in the finance company should be reviewed and adjusted so as not violates the provisions of legislation.

scholarly journals The Position of Constitutional Complaint in the Constitutional Court of the Republic of Indonesia

2021 ◽  
Vol 2 (1) ◽  
pp. 61-78
Author(s):  
Agsel Awanisa ◽  
Yusdianto Yusdianto ◽  
Siti Khoiriah
Keyword(s):  
South Africa ◽  
South Korea ◽  
Judicial Review ◽  
Research Method ◽  
Comparative Approach ◽  
Constitutional Court ◽  
Legal Research ◽  
Conceptual Approach ◽  
The Republic ◽  
Case Number

The purpose of this research is to determine the constitutional complaint mechanism based on comparisons in other countries, practices, and adaptation of constitutional complaints under the authority of the Constitutional Court of the Republic of Indonesia. Many cases with constitutional complaint substance have been submitted to the Constitutional Court of the Republic of Indonesia even though they don’t have this authority. This research uses a normative legal research method using a statutory approach, a conceptual approach, a comparative approach, and a case approach. This research indicates that the constitutional complaint mechanism in Germany, South Korea, and South Africa has been well implemented. In practice, cases with constitutional complaint substance are filed to the Constitutional Court of the Republic of Indonesia by changing the form by using the legal means of a judicial review, such as case number 16/PUU-VI/ 2008, case number 140/PUU-XIII/2015 and case number 102/PUU-VII/2009. Due to the consideration of the structure, substance, and culture of law, adaptation of constitutional complaint within the authority of the Constitutional Court of the Republic of Indonesia needs to be carried out by amending Law Number 24 of 2003 jo. Law Number 7 of 2020 concerning the Constitutional Court.

scholarly journals Institutionalization of the Approval Principle of Majority Creditors for Bankruptcy Decisions in Bankruptcy Act Reform Efforts

2020 ◽  
Vol 1 (2) ◽  
pp. 104
Author(s):  
Rian Saputra ◽  
Resti Dian Luthviati
Keyword(s):  
Bankruptcy Law ◽  
Legal Research ◽  
Conceptual Approach ◽  
The Future

This study aims to determine the urgency of institutionalizing the principle of bankruptcy decisions that must be approved by the majority creditors with a test stone in the form of a bankruptcy decision Number: 04/Pdt.Sus-PKPU/2018/PN.Niaga.Jkt.Pst then also to analyze the opportunities for institutionalizing the principle. mentioned in Indonesian law. This research is a normative legal research with an approach in the form of a conceptual approach, and a statute approach and a case approach. The results show that the urgency of applying the principle of "Approval of Bankruptcy Decisions Must be approved by Majority Creditors" in Indonesia is based on the Bankruptcy Decision Number: 04/Pdt.Sus-PKPU/2018/PN.Niaga.Jkt.Pst, in addition to following the development of global bankruptcy law. , also in order to provide justice to fellow creditors so that no creditor feels aggrieved in any future bankruptcy decisions. The principle itself requires that each bankruptcy decision be approved by at least 50% of the majority of creditors according to the number of claims (receivables), not the majority according to the number of people. Even though, the application for a bankruptcy statement was made by the Debtor himself, the bankruptcy decision should not have been taken by the court without the approval of the creditors or the majority of creditors. Also, the opportunity to apply this principle in Indonesia is very possible considering that the principle is in accordance with the character of the nation which clearly makes consensus &amp; deliberation as an alternative in every problem that exists within the Indonesian nation, it is not wrong if this is also applied in the concept of the Bankruptcy Law in the future (das sein).

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