Insurance Management with Premium Prediction

Insurance Management with Premium Prediction system is a web application which is developed for tracking the details of the insurance policy, customer details and company details. This web site is an online insurance Analysis and information management system that provides easy access to information regarding the people and resources of insurance. Users can view their own personal details when login into the Policy Holder module. This project is useful for any kind of insurance company to manage the insurance details, to sanction the insurance for customers, process the insurance policy details and all kinds of insurance processes online. The Insurance management system is a complete solution for organizations, which need to manage insurance for their vehicles, equipment, buildings, and other resources. This insurance management website has facilities like search tools for insurance awareness articles, guidelines, illustrations through images for visitors. This insurance management system can efficiently manage the company, records, provides instant access and one that improves productivity. In this online process the user enters into the website it will show details about insurance and its types, also it will show the details about different duration schemes to the corresponding insurance type or insurance policy. The main objective of the developed system is to allow admin users to register insured persons with their name, date of birth, residence address, medical history and also policy details.

Keterlibatan Aktor dalam Kerjasama Pengelolaan Corporate Social Responsibility (CSR) Badan Usaha Milik Daerah (BUMD) Provinsi Jawa Barat

This study aims to determine the involvement of actors with a triple helix approach in cooperation in managing corporate social responsibility (CSR) of Regional-Owned Enterprises (BUMD) of West Java Province, given that CSR management during visits to West Java Province is expected to be able to support regional development budgets and one of the the door of the West Java Provincial government's sustenance from the eight priority doors of sustenance. This research method uses a qualitative method with a descriptive approach and uses data collection techniques in the form of interviews and documentation. The data analysis technique used is an interactive model consisting of data reduction, data analysis or display and drawing conclusions. The results of this study are that there are actors who collaborate in a triple helix in the management of CSR for BUMD West Java Province, which have different roles in achieving the same goal of implementing CSR to the community in a sustainable manner and supporting collaboration between the government and the community and companies. This triple helix collaborative research is seen from the 3 actors who have the most significant influence on the CSR management process. The actors in question are from the West Java Provincial Government through the CSR Facilitation Team (Government), BUMD Actors, namely PT. Migas Hulu West Java (entrepreneurs), and the role of academics as well as groups receiving CSR programs. The recommendation in this study is that the West Java Government as the highest policy holder discusses CSR management as a prioritized policy agenda to help the West Java Government itself in the context of socializing and outreach of government cooperation with academic and community groups as well as supporting the West Java Provincial government in managing sustainable CSR. and have a major impact on society.

Performance Analysis of Service System in Health Care Network

This study is based on a case study research design. The approach for the study is adapted from Monte-Carlo simulation models. The study model can fit a finite number of patients who can join in the queue in different counters and performance of the selected counter in a particular time. The data are collected through direct observation with the help of a checklist. Out of 150 patients, 50 patients are observed in each new, old, and reserved (ex-army Indian pensioner and health insurance policy holder) counter. Our main findings are mean number of patients waiting in queue, mean number of patients in the system, mean time of patient waiting in queue, the time spent by a patient in the system, Average time that the server is idle, the percentage of the time that the server is busy. The study concludes that the service provided in the old counter is satisfactory to some extent. The research has been come up with the model design to estimate patients demand in the counters and it uses mean arrival time and mean service time.

Niepewność interpretacyjna zapisów ochrony ubezpieczeniowej konsumentów ubezpieczeń na życie oferowanych do kredytów mieszkaniowych na przykładzie wybranych ofert

Bundled package of home loans and insurance are a natural phenomenon. Banks treat insurance as the primary security for the credit. For the consumer–borrower can help in financial difficulty. The purpose of insurance added to the loan is to reduce the risk of inability of borrowers to pay back their loans to banks and to ensure the safety of the insured or beneficiary of the insurance policy Therefore, insurance added to the loans should effectively protect borrowers. However, bundled package entails the risk of mismatching the insurance cover with the individual policy-holder insurance needs. Consumer–borrower may not be aware of the scope of insurance protection, which results from the insurance contract and general insurance terms and conditions. Therefore, in order to properly understand the offer of insurance, it becomes necessary to familiarize the borrower–the consumer with the general insurance conditions. However, as research shows, there is a big problem on the insurance sector with unintelligible insurance policy. The purpose of the article/hypothesis: The aim of the article is to compare and assess the scope of insurance cover based on the provisions of the general conditions of life insurance added to home loans by the two largest banks in Poland. Methodology: The article uses a comparative analysis of the scope of insurance cover on the based on provisions of the general conditions of insurance. The following categories have been selected from the general conditions of insurance: subject of insurance, definitions of events covered by the liability of the insurer, nature of benefits, amount of insurance and exclusions and limitations of liability. Results of the research: the analysis of the scope of insurance cover at selected banks in the article shows that selected categories from the general terms and conditions of insurance limit the potential level of insurance cover. After reviewing the general terms and conditions of insurance, consumer–borrower is not sure whether he will get help from the insurer when he needs it.

Kedudukan Hukum Pemegang Polis Pada Perusahaan Asuransi yang Dinyatakan Pailit

In this era of globalization, insurance has been considered as a basic need which is a human need for security. Insurance is a form of risk management that is formed with the aim of avoiding the possibility of an uncertain risk of loss. This study aims to examine the legal position of policyholders as creditors in insurance companies and to reveal the legal protection of policyholders in insurance companies that are declared bankrupt. This study uses a normative research method because there is still a conflict of norms, with the approach to legislation. The data is sourced from the opinions of legal scholars and data law. The data sources are primary and secondary data obtained through recording and documentation, then the data is processed using interpretation and descriptive. Based on the Bankruptcy Law and PKPU Article 1 number 2, creditors are parties who have receivables due to agreements or laws that can be collected in advance of services. In the context of the legal protection of the policyholder, the Insurance Act has regulated the existence of a policy guarantor institution in which the purpose of the establishment of a policy guarantee program is to guarantee the return of part or all of the rights of the policyholder. In the bankruptcy and liquidation of an Insurance Company, it is expected that the curator will pay attention to the right of the Policy Holder to obtain compensation from the bankruptcy assets of the Insurance Company.

Garbage Can Model at Covid 19 Countermeasures Policy in Banten

The Garbage Can Model is a public policy model that is taken by the government when an urgent event occurs which requires a fast and populist policy. Covid 19 is a deadly virus that spreads very quickly and is transmitted through human intermediaries, data released by the Covid 19 Response Acceleration Task Force on April 24, 2020, at least 8,211 people tested positive for this virus, and those who died reached 689 people and recovered 1,002 people. As for cases in the world, 2,626,321 people have tested positive, who died reaching 181,938 people covering 213 countries / regions (WHO Data Last update: 24 April 2020, 07:00 GMT + 7). In tackling the spread of this virus, the state as the policy holder has a stake in protecting the safety of its citizens. However, there are several cases where the policy dynamics are very intense, resulting in policy actors not being able to fully utilize their rational capacities. This study focuses on a number of government policies in the response to covid 19 which especially occurs in Banten. This study uses a qualitative methodology with a descriptive approach to better describe how it is possible to understand all actors involved in the covid 19 prevention policy in Banten. Finding of this research garbage can model can’t runs well, the four element of garbage can such alternative choice (policy window), problems, solutions, and participants can’t go hand in hand. The very large role of the participants limits the roles of other elements that actually play an important role in shaping the garbage can.

Penyelesaian Sengketa Perasuransian oleh Badan Mediasi dan Arbitrase Asuransi Indonesia (BMAI)

Disputes are common in the business world. The insurance industry is no exception. The Indonesian Insurance Mediation and Arbitration Agency is a legal entity in. the form of an association that is independent and impartial, June/ions to resolve dispute claims (claims for compensation or benefits) between the Insurer (Insurance Company) and the Insured (Policy Holder). In this research raises two problem formulations, first What is the function of BMAI in the settlement of insurance disputes and second is How is the Settlement of Insurance Disputes by BMAI. The type of research is the type of Normative Law research. The approach method used is the statutory approach. Meanwhile, the technique of collecting legal materials is the technique of reading and understanding as well as searching using the internet, the research result states that BMAI functions as a settlement institution for Insurance Disputes between the Insured and the Insurer that occurs in Indonesia. BMAI Will accept all complaints of Insurance Claim disputes submitted by the insured party and the insurer and the proposed dispute must meet the settlement requirements by BMAI. The Settlement of Insurance Check by BMAI is completed in three stages, namely, Mediation, Adjudication, and the Arbitration

THE INFLUENCE OF REINSURANCE RATE, LOAN INTEREST RATE AND BANK'S FEE BASED INCOME AGAINST THE PREMIUM RATE ON CREDIT LIFE INSURANCE (CASE STUDY: CREDIT LIFE INSURANCE’S POLICY HOLDER OF PT INDOSURYA LIFE IN 2018)

This research has purposes to learn further about the impact of reinsurance rates, loan interest and fee-based income towards premium rates on credit life insurance. The unit of analysis was 50 credit life insurance policy holders at PT Indosurya Life throughout 2018. The independent variables that used in this research are reinsurance rates, loan interest and fee based income. While the dependent variable is premium rate on credit life insurance. The sample collected method was taken by saturated sampling. Researchers took the entire population as a sample where the number of samples used were 50 policy holders from credit life insurance which used premium rates and types of effective loan interest for 40 years of age with 5 years of insurance period. The analytical method used was multiple regression analysis and hypothesis test which is done by t-test. And according to the rdata analysis result, loan interest and fee-based income had a positive and significant affect towards credit life insurance's premium rates. Meanwhile, the reinsurance rate variable did not related to credit life insurance's premium rate. It is very recommended to PT Indosurya Life to increase the premium rate on its credit life insurance, so that will increase its Fee Based Income aswell.

Pendampingan Masyarakat Sebagai Fasilitator Dalam Memandu Kegiatan Musrenbang Tingkat Kelurahan

The importance of strengthening community capacity related to innovation in sustainable development planning policies in development management is an effort and strategy in reconstructing the process of socio-cultural, economic and political change towards community welfare that is designed on a bottom up or grassroots basis. Musrenbang Kelurahan is a stakeholder communication forum to propose, prioritize and agree on proposals from the results of community meetings at the Rukun Warga (RW) level, there are efforts to solve problems collectively, through a learning process among stakeholders, a process of interaction, discussion and accommodation. Participation is the will of the community to support development programs in planning, implementing, preserving and developing them in the form of cooperation between the government as the policy holder and the community on the other hand as the party who feels the impact of the development policy directly. The role of the Musrenbang Facilitator or Guide is indispensable in managing the Musrenbang stages, at the meeting / deliberation forum activities and arranging the stages and steps of the overall Musrenbang process.

KEDUDUKAN TERTANGGUNG DALAM ASURANSI JIWA KREDIT

The position of the insured credit life insurance in the bank that handles the insurance company as the insurer and the banking company as the policy holder, which provides credit and terms that require a balanced and direct relationship. This is important, because the different interests of this large industry are related to the insured. For this reason, the insured credit life insurance company needs legal protection with special arrangements, which are based on existing norms. In addition, the interests of the two industries as insurers and policyholders need synergy. interest in credit management for each.