scholarly journals HAPUSNYA PERIKATAN KREDIT BANK AKIBAT PEMALSUAN TANDA TANGAN OLEH DEBITUR TERHADAP BENDA MILIK ORANG LAIN

2020 ◽  
Vol 8 (11) ◽  
pp. 1783
Author(s):  
I Gusti Ayu Trisna Komala ◽  
Desak Putu Dewi Kasih

Tujuan penulisan jurnal ini untuk mengetahui konsekuensi yuridis terkait kredit bank yang diperoleh dari tindakan pemalsuan tanda tangan dan mengetahui perlindungan hukum terhadap kreditur atas pelepasan kredit dengan pemalsuan dokumen. Metode penelitian hukum normatif dengan pendekatan perundang-undangan dan konseptual digunakan dalam penulisan artikel ini. Hasil penelitian ini menunjukkan kreditur dan debitur telah melakukan perbuatan melawan hukum dalam pasal 1365 KUHPer karena kreditur lalai dalam kegiatan perbankan dan debitur melakukan penipuan dan pemalsuan dokumen dengan menggadaikan benda milik orang lain sebagai agunan di bank, yang mengakibatkan kerugian terhadap pihak yang bersangkutan yaitu pemegang hak milik benda tersebut. Konsekuensi yuridis terkait kredit bank yang diperoleh dari pemalsuan tanda tangan adalah kredit tersebut batal demi hukum karena tidak memenuhi syarat sahnya suatu perjanjian yang diatur dalam pasal 1320 KUHPer dan pasal 1321 yang menjelaskan tidak ada kesepakatan jika perjanjian terjadi karena adanya kekhilafan dan tipuan. Perlindungan hukum terhadap kreditur karena lalai dalam kegiatan pencairan kredit adalah pihak kreditur terdapat dalam pasal 1265 syarat pengembalian keadaan seperti semula. The aims of study to find out the juridical consequences related to bank credit that obtained from the act of signature forgery and knowing the legal protection of creditors for the release of credit by falsifying documents. The normative legal research method with the legistlavite approach and conceptual approach were used in writing this article. The results of this study are that creditors and debtors have committed acts against the law in article 1365 of the civil code because creditors are negligent in banking activities and debtors commit fraud and falsification of documents by mortgaging other people's property as collateral in the bank, resulting in losses to the parties concerned is that the owner of the propert right . Juridical consequences related to bank credit obtained from falsification of signatures is that the credit is null and void because it does not meet the legal requirements for an agreement provided for in article 1320 of the civil code and article 1321 which explains that there is no agreement if the agreement occurs because of an error and deception. Legal protection for creditors due to negligence in the activities of credit disbursement is the creditor contained in article 1265 conditions of returning the original condition.

2021 ◽  
Vol 2 (2) ◽  
pp. 288-293
Author(s):  
Lsye Aprilia ◽  
Ni Luh Made Mahendrawati ◽  
Ni Made Jaya Senastri

Medicines must have halal certification to ensure the halalness of the product. Article 4 of the Law on Halal Product Guarantee, stipulates that all products circulating in Indonesia must be certified halal. In fact, many medicinal products are already circulating in the community but do not yet have a halal certificate. So this raises legal problems related to consumer protection. The purpose of this research is to reveal the authority of related institutions in halal certification of medicinal products circulating in Indonesia as well as legal protection for consumers if a medicinal product that has been disseminated has a halal label even though it does not have a halal label. This study uses a normative legal research method with a conceptual approach and legislation. The source of legal material in this study is the primary and secondary legal materials. The technique of collecting legal materials by analyzing and quoting applicable laws from books, literature, and other sources. The results showed that with the establishment of the Halal Product Guarantee Organizer, the halal regulation of drugs circulating in Indonesia is subject to the Halal Product Guarantee Law No. 33 of 2014 which regulates that certification and labeling of halal products is mandatory. If business actors violate their obligations under these regulations, they will be subject to administrative sanctions in the form of written warnings, administrative fines, and suspension of halal certification.


Acta Comitas ◽  
2020 ◽  
Vol 5 (3) ◽  
pp. 466
Author(s):  
Gilang Bella Saputra ◽  
I Made Dedy Priyanto

Roya Partial is a new legal institution formed, by providing an alternative settlement of repayment on a credit basis by paying off a portion of the credit that goes by pulling some of its collateral. “Article 2 of the Law No. 4-year 1996 on land rights and objects relating to the land”, giving gaps in the performance of Roya Partial. Whereas article 1163 Civil Code states the rights of liabilities (mortgages) are not indivisible but bind all parts of the goods/moving objects. This can actually lead to a conflict of norms against both regulations. Based on that, formulated 2 problems 1) What is the legal basis of the implementation of a partial Roya, (2) How to process the implementation of Roya Partial in notary Office, the purpose of this research is to know the legal basis in the implementation of a partial roya and to know the process of implementing Roya Partial in notary office.  The legal research method used is a normative legal research method of using a statutory approach, and a conceptual approach. Right to land that can be burdened by article 4 UUHT Jo article 25, 33, 39 UUPA namely: property rights, business rights, building rights, rights, houses and property rights in the unit and there are several procedures regarding the deletion of liabilities from the settlement to the execution of the force, then the method of implementation of a partial Roya notary office.


2018 ◽  
Vol 20 (2) ◽  
pp. 219-236
Author(s):  
Muhammad Marafwansyah ◽  
Sanusi Bintang ◽  
Darmawan Darmawan

Adanya ketidakseimbangan dalam penggunaan perjanjian baku dalam perjanjian sewa beli kendaraan bermotor pada perusahaan pembiayaan di Kota Banda Aceh memberi perlindungan hak kepada penjual daripada pembeli, sehingga lebih banyak risiko kerugian yang harus dipikul oleh pembeli. Pokok permasalahan dalam artikel ini adalah apakah klausula baku dalam perjanjian sewa beli kendaraan bermotor pada perusahaan pembiayaan melanggar ketentuan peraturan perundang-undangan tentang perlindungan konsumen. Jenis metode penelitian yang digunakan dalam artikel ini adalah jenis metode penelitian hukum normatif. Pendekatan penelitian hukum yang digunakan dalam artikel ini terdiri dari, pendekatan peraturan perundang-undangan, pendekatan kasus, dan pendekatan konseptual. Hasil penelitian menunjukkan bahwa perjanjian baku pada perusahaan pembiayaan PT ADMF bertentangan dengan ketentuan KUH Perdata, khususnya dalam Pasal 1266, Pasal 1267, Pasal 1337, Pasal 1338 ayat (1), ayat (2), dan ayat (3), Pasal 1339 KUH Perdata, dan juga bertentangan dengan ketentuan UUPK, khususnya dalam Pasal 4, Pasal 7, Pasal 18 ayat (1), dan ayat (2) UUPK. Oleh karena itu, penggunaan perjanjian baku dalam perjanjian sewa beli kendaraan bermotor pada perusahaan pembiayaan harus ditinjau dan disesuaikan agar tidak bertentangan dengan ketentuan undang-undang.  Standard Agreement in The Hir-Purchase Agreement for the Motor Vehicles in a Finance Company in Banda Aceh  The existence of an imbalance in the use of standard agreement in the hire-purchase agreement for motor vehicles in a finance company in Banda Aceh gives protection to the seller rather than the buyer, thus more risk of loss to be borne by the buyer. The main issue in this article is whether the standard clause in the hire purchase agreement of motor vehicles in the finance company violates the provisions of legislation on consumer protection. The research method used in this article was the normative legal research method. The legal research approaches used in this article consist of, statutory approach, case approach and conceptual approach. The results showed that the standard agreements used by PT ADMF was contradictory to the provisions of the Civil Code, particularly in Article 1266, Article 1267, Article 1337, Article 1338 Paragraph (1), Paragraph (2), and Paragraph (3), Article 1339 Civil Code, and also contrary to the provisions of UUPK, particularly in Article 4, Article 7, and Article 18 paragraph (1) and paragraph (2) UUPK. Therefore, the standard agreements in the hire-purchase agreement of motor vehicles in the finance company should be reviewed and adjusted so as not violates the provisions of legislation.


2020 ◽  
Vol 1 (1) ◽  
pp. 176-180
Author(s):  
I Gusti Agung Ayu Lita Pratiwi ◽  
Nella Hasibuan Oleary ◽  
Ni Made Puspasutari Ujianti

The sale and purchase transaction in Badung Regency which was made by both parties was in the form of an agreement of hands, but one of the parties who broke a promise or could be called a default. The purpose of this research is to see the legal dangers of underhand trading on land ownership in Badung Regency. This research method uses empirical legal research. In practice, the implementation of binding purchases and purchases under land ownership rights is often carried out by several parties, one of which occurred in Badung Regency. The practice of buying and selling land carried out under the hand is not in accordance with government regulation Number 24 of 1997 concerning Land Registration, which requires that the sale and purchase be made with an authentic deed, and not under hand. However, the buying and selling process in Lukluk District, Mengwi District, Badung Regency is still ready for those who, the deed, because the fulfillment of the legal requirements for buying and selling under the UUPA is material, formal and cash, clear and sincere. In principle, in fine sales agreements and notaries will be a legal approach as law for them made. And also according to article 1320 of the Civil Code the validity of an agreement if, among others: There is an agreement, skills, certain matters, and valid reasons. And although according to lawful compliance with the requirements according to article 1320 of the Civil Code, the sale and purchase of land must be carried out before the prohibited authority (PPAT).


Jurnal Akta ◽  
2018 ◽  
Vol 5 (2) ◽  
pp. 481
Author(s):  
Arif Budi Pamungkas ◽  
Djauhari Djauhari

An auction is an activity of selling of goods in public by means of a verbal-bid to get the higher price or to get lower prices and the price quote can be done in a closed and written. This is done by the way of collecting the prospective buyers of the auction led by officials of the auction. In this case, the intended auction was the sale of goods that are held publicly. The auction, according to the regulations of security right, is when the debtor made a breach, the holder of the security rights have the right to sell the security rights’ objects over its own power through a public auction as well as taking payment of account receivable from the sale proceeds. An auction is an alternative to the sale of an undertaken asset by way of inviting prospective buyers at a particular time and place in which the last highest bidder in writing or orally is determined as the winner. The author used socio-legal research as his research method. To meet the forth standards set by the law, the auction should be widely announced to the public, either through printed file, electronic or visual. A legal certainty as a basis which concerned with propriety and justice is very closely related to the principle of auction sales in another. As the formulation of the problem of the form of identification of the problem, namely how the legal protection of the auction buyers encountered the obstacles as well as the solution.Keywords: Auction; Legal Protection; Mortgage Right


2021 ◽  
Vol 2 (1) ◽  
pp. 158-162
Author(s):  
Robertus Berli Puryanto ◽  
I Nyoman Putu Budiartha ◽  
Ni Made Puspasutari Ujianti

Labor is something that is needed by an employing company in carrying out its economic activities. This can be seen in the constitutional arrangements of the Republic of Indonesia in Article 27 paragraph (2) of the 1945 Constitution of the Republic of Indonesia. In the implementation of the working relationship between workers and the employing company, there are several rights and obligations that must be fulfilled between the two parties. Because there are provisions regarding work agreements that are differentiated based on the form of the agreement, each worker has different rights where these rights must be guaranteed by the company based on law. From this, the problems that will be examined are legal protection for workers with an unwritten work agreement at the employing company, as well as legal remedies that can be taken by workers with an unwritten agreement in the event of a violation of rights by the company. The research method used is normative legal research, namely legal research conducted by examining existing library materials. By examining problems by looking at existing regulations, and describing problems that occur in practice or in everyday life in society. From the research conducted, it was found that legal protection for workers with an unwritten work agreement at the employing company is regulated based on Law Number 13 of 2003 concerning Manpower where the basis is that the applicable work agreement is an indefinite work agreement so that the rights obtained under the provisions of the law. Then efforts that can be made if there is a violation of the law in work relations is based on Law Number 20 of 2004 concerning Industrial Relations Dispute Settlement, namely in the form of Bipartite, Tripartite (Mediation, Consoliation and Arbitration) negotiations, as well as through Trials at the Industrial Relations Court.


Author(s):  
I Wayan Juwahyudhi

ABSTRACTOne of the police authorities is a discretionary action, where the action can also be done at the time of the investigation in dealing the juvenile offenders to protect children’s right to get justice and maximum legal protection. In the Law Number 11 of 2012 on the Juvenile Criminal Justice System stipulate about the investigator authority to carry out action of diversion, but this only applies to children under sentence of less than 7 years in prison and does not apply in children who are subject to punishments of more than 7 years in prison. This is contrary to the 1945 Constitution and the Law Number 23 of 2002 which emphasizes the protection of children before the law an the efforts to avoid imprisonment of the juvenile offenders.The thesis describes the police authority and the legal mechanisms and policies by the investigator in protecting the right on the juvenile offenders that puts the principles of legal protection. In order to avoid negative effects on children, therefore the police discretion is needed to avoid restrictions on freedom of the children’s right. The method used is a normative legal research method, where the normative or library legal research method is done by examining existing library materials.The writer suggested to the government to be more serious in dealing with the problems of children, especially for the juvenile offenders so that the welfare and right of children are protected and to avoid restrictions on freedom and minimize for juvenile offenders.


2020 ◽  
Vol 1 (2) ◽  
pp. 67-71
Author(s):  
I Gede Mahendra Juliana Adiputra ◽  
Ida Ayu Putu Widiati ◽  
Ni Made Puspasutari Ujianti

The existence of competition causes the original brand owner to feel disadvantaged because the sales result has decreased. It is permissible for someone to use another party's mark as long as they ask permission from the trademark owner first. The owner can give trademark rights to other people as agreed in an agreement. The formulation of the problem in this research is as follows: how is the legal protection of trademark rights and how to resolve violations of trademark rights. The research method used in this research is normative legal research. The results of the discussion in this study are as follows: Legal protection of the right to a trademark has been regulated by Law Number 20 of 2016 concerning Trademarks and Geographical Indications, in the provisions of the Law it is expressly stated that if it has been registered in the law that the right to a trademark has been protected. The sanction imposed on the perpetrator of the crime of trademark rights is a fine of Rp. 20,000,000, - (twenty million rupiah) on condition that if the fine is not paid, he will be subject to imprisonment for 6 (six) months. Settlement of trademark cases can be carried out through institutions that can be used to resolve trademark disputes, including: Alternative Dispute Resolution, Arbitration and Courts. Alternative dispute resolution wants the disputing parties to resolve their own dispute with the aim of obtaining a mutual agreement, if the agreement fails, can take arbitration, namely the disputing parties to be able to resolve the dispute to the arbitration institution based on the agreement, furthermore, if the arbitration is successful the last action is through the court, namely the commercial court which has the authority to adjudicate trademark disputes.


2020 ◽  
Vol 1 (2) ◽  
pp. 11-15
Author(s):  
Anak Agung Krisna Kumala Dewi ◽  
I Nyoman Putu Budiartha ◽  
Diah Gayatri Sudibya

The heirs whose whereabouts cannot be determined are the heirs who have lost the news, so it is not known whether he is alive or dead. These are usually called missing persons. However, in fact, a lot of heirs ignore the inheritance rights of an heir whose existence cannot be determined. Based on this background, this research was conducted with the aim of elaborating the arrangement of inheritance rights for heirs whose existence cannot be determined and the legal consequences for heirs whose existence is known after the inheritance is divided. This study used a normative legal research method with a statutory and conceptual approach. The results of this study showed that the existence of inheritance rights for heirs that cannot be determined is regulated in Article 463 of the Civil Code. The inheritance rights of heirs whose existence cannot be determined remain attached to it in accordance with the provisions of Article 467 of the Civil Code. However, as long as the whereabouts of the heir are not known, the position will be replaced by the successor heirs. Furthermore, as a legal consequence after an heir is known to exist, the replacement heir is obliged to return all the inherited assets received under the provisions of Article 482 paragraph (1) of the Civil Code.


Author(s):  
Iustika Puspita Sari ◽  
Ahyuni Yunus

This study aims to analyze the problems of the Company's Responsibility towards Fulfilling the Wages of Employees in the Bankruptcy Boedel Delivery Process; And to find out the factors that inhibit the prior rights of fulfilling the wages of workers in the process of bankruptcy in Boedel. The study used the Normative-Empirical Legal Research method. The Results of the Study Show That: First: The Responsibility of the Company for the Fulfillment of Workers' Rights in the Process of Bankruptcy Boedel Giving Based on the Emergence of Rights and Obligations Between Entrepreneurs and Workers Poured in Work Agreements as Strong Engagement for the Fulfillment of Rights and Obligations (Achievements ) Each Party. Legal Protection of Workers' Rights in the Process of Bankruptcy Boedel Giving Can Be Taken Through 3 (Three) Ways, Namely: 1. Strengthening the Position of the Priority Rights of the Workers / Laborers in the Law, Especially the Bank Law; Second: Factors that Inhibit the Priority Rights of Fulfillment of Workers' Rights in the Process of Bankruptcy Boedel Giving Is Weak Supervision, Absence of Sanction Enforcement and Lack of Transparency in the Process of Bankruptcy of Boedel Companies Penelitian ini bertujuan untuk menganalisis permasalahan Tanggung Jawab Perusahaan Terhadap Pemenuhan Upah Pekerja Dalam Proses Pemberesan Boedel Pailit; Serta Untuk Mengetahui Faktor Yang Menghambat Hak Mendahulu Pemenuhan Upah Pekerja Dalam Proses Pemberesan Boedel Pailit. Penelitian menggunakan metode Penelitian Hukum Normatif-Empiris. Hasil Penelitian Menunjukkan Bahwa:  Pertama: Tanggung Jawab Perusahaan Terhadap Pemenuhan Hak-Hak Pekerja  dalam Proses Pemberesan Boedel Pailit Adalah Berdasar Pada Timbulnya Hak Dan Kewajiban Antara Pengusaha Dan Pekerja Yang Dituangkan Dalam Perjanjian Kerja Sebagai Perikatan Yang Kuat Untuk Pemenuhan Hak Dan Kewajiban (Prestasi) Masing-Masing Pihak. Perlindungan Hukum Atas Hak-Hak Pekerja (Buruh) Dalam Proses Pemberesan Boedel Pailit Dapat Ditempuh Melalui 3 (Tiga) Cara, Yakni: 1. Mempertegas Kedudukan Hak Mendahulu Pihak Pekerja/Buruh Dalam Undang-Undang, Khususnya Undang-Undang Kepailtan; Kedua: Faktor Yang Menghambat Hak Mendahulu Pemenuhan Hak-Hak Pekerja (Buruh) Dalam Proses Pemberesan Boedel Pailit Adalah Lemahnya Pengawasan, Tidak Adanya Penegakan Sanksi Serta Kurangnya Transparansi Dalam Proses Pemberesan Boedel Perusahaan Pailit.


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