scholarly journals PENERAPAN MANAJEMEN RISIKO OPERASIONAL PADA UNIT TELLER PT. BANK PEMBANGUNAN DAERAH SUMATERA BARAT

2019 ◽  
Author(s):  
Teti Mulia ◽  
Afriyeni Afriyeni

The purpose of this research is to find out how the implementation of operational risk management at the Teller Unit of PT. Bank Pembangunan Daerah Sumatera Barat. Methods of collecting data for this study were collected through interviews with related parties. Data analysis method in this study uses descriptive method with an inductive mindset that explains the results of research on facts that occur in the field which are then analyzed according to existing theories. Based on the results of this study it was found that PT. Bank Pembangunan Daerah Sumatera Barat has implemented operational risk management at the teller unit. This is indicated by the minimum of undesirable events such as the risk of counterfeit money, errors in inputting the nominal and account number at the time of the transaction, the shortfall or excess payment to the customer, the shortfall or excess when receiving the customer's deposit, the risk of incorrect transfer / mutation input.

2020 ◽  
Author(s):  
jhon fernos ◽  
Mala Sari Ningsih

The purpose of this research is to find out how the implementation of operational risk management at the Teller Unit of PT. Bank Pembangunan Daerah Sumatera Barat. Methods of collecting data for this study were collected through interviews with related parties. Data analysis method in this study uses descriptive method with an inductive mindset that explains the results of research on facts that occur in the field which are then analyzed according to existing theories. Based on the results of this study it was found that PT. Bank Pembangunan Daerah Sumatera Barat has implemented operational risk management at the teller unit. This is indicated by the minimum of undesirable events such as the risk of counterfeit money, errors in inputting the nominal and account number at the time of the transaction, the shortfall or excess payment to the customer, the shortfall or excess when receiving the customer's deposit, the risk of incorrect transfer / mutation input.


Author(s):  
Abdul Latef bin Alhadri ◽  
Muhamad Rozaimi bin Ramle

The introduction of Quranic and Fardhu Ain courses (Kelas Al-Quran dan Fardhu Ain (KAFA) by the Department of Islamic Development Malaysia (Jabatan Kemajuan Islam Malaysia (JAKIM) is an effort to produce a generation that is moulded by the teachings of Al-Quran and Al-Sunnah. However, there are specific ḥadīths quoted in the textbook that require further attentive verification. This study seeks to verify the status of the ḥadīth mentioned in the ‘Aqīdah textbook in the eyes of the Ahlussunnah Wal Jama’ah scholars. This is because ‘Aqīda his the most important subject in Islamic studies.This research is a qualitative research which uses data analysis method, where allthe data and information obtained will be analysed using descriptive method. The method of takhrijal-ḥādīth will be applied to verify the status of the ḥadīths. This study reveals that there are six ḥadīths mentioned in the ‘Aqīdah textbook and the status of 3 of them are problematic. The origin of one of these ḥadīths isunknown while two of them are not properly narrated. This study also suggests the establishment of a committee or panel that is comprised of ḥadīth scholars/experts from the local universities in order to makesureall ḥādīths mentioned in the textbooks would adhere to the prescribed standards.


2018 ◽  
Vol 2 (1) ◽  
pp. 26
Author(s):  
Dian Eka Mayasari Sri Wahyuni ◽  
Wahab Wahab

Tujuan penelitian ini adalah untuk mengetahui faktor-faktor sebab dan akibat perkawinan poligami di Desa Serenang Kecamatan Pujut Kabupaten Lombok Tengah. Pendekatan yang digunakan adalah pendekatan kualitatif. Metode pengumpulan data meliputi observasi, wawancara, dan dokumentasi. Metode analisis data yang digunakan adalah metode deskriptif kualitatif. Hasil penelitian yaitu penyebab terjadinya perkawinan poligami oleh para suami di Desa Serenang Kecamatan Pujut yaitu antara lain : a) kebutuhan seksual, b) ingin mendapatkan keturunan (istri mandul), c) adanya suatu kebanggaan, d) faktor pendidikan, e) istri kurang merawat diri, dan akibat perkawinan poligami oleh para suami di Desa Serenang Kecamatan Pujut yaitu antara lain : a) psikologis, b) pendidikan anak, c) moral, d) hak-hak suami istri, dan e) akibat filsafat Abstract: The purpose of this research is to know the factors of cause and effect of polygamy marriage in Serenang Village, Pujut Sub-district, Central Lombok Regency. The approach used is qualitative approach. Methods of data collection include observation, interviews, and documentation. Data analysis method used is qualitative descriptive method. The result of the research is the cause of polygamy marriage by husbands in Serenang Village Pujut Sub-district, among others: a) sexual needs, b) want to get offspring (barren wife), c) existence of pride, d) education factor, e) wife less caring self, and the consequences of polygamy marriage by husbands in Serenang Village Pujut Sub-district, among others: a) psychological, b) children's education, c) moral, d) marital rights, and e) due to philosophy


Author(s):  
Toto Heru Dwihandoko ◽  

Tax is the source used to finance a development. One of which is the land and building tax. This study goals to determine (1) the effectiveness of land and building tax revenues in lamongan districts in 2014 until 2018, (2) barriers that impact the effectiveness of land and building tax revenues in the district of 2014 until 2018, (3) Government to overcome barriers that affect the level of tax effectiveness of the earth and buildings in the district lamongan 2014 until 2018. The method that used in this research is by documentation technique. Data analysis method used in this research is Quantitative Descriptive method. The results shows that: (1) the effectiveness of land and buildings tax revenues in the district of 2014 until 2018 has been very effective, (2) the barriers that impact the effectiveness of tax revenues of land and buildings is difficult to meet taxpayers, And knowledge of taxpayers in paying taxes, (3) efforts to overcome obstacles in the tax revenue of the land and buildings is in cooperation with village rayon coordinator, and held more socialization. The authors provide recommendations to the district revenue department of Lamongan district should more often hold socialization for tax revenue of land and buildings increasing in the years to come.


2017 ◽  
Vol 5 (2) ◽  
pp. 71
Author(s):  
Falahuddin Falahuddin ◽  
Icut Aprilia

This study aims to analyze the application of Ijarah financing accounting based on PSAK No.107 at PT  Bank Rakyat Indonesia Syariah, Branch of Lhokseumawe. The data used in this study are qualitative data which is obtained by conducting interviews with the parties concerned. The data analysis method used in this study is a qualitative descriptive method. Based on the results of the study, it is known that the financing system of Ijarah Muntahiyya Bittamlik at PT Bank Rakyat Indonesia Syariah, Branch of Lhokseumawe is in accordance with the generally accepted accounting principles for sharia banking, namely PSAK 107 concerning the application of Ijarah financing.


Language means to give opponents meaningful speeches so that they can be understood and understood because in language, of course, requires excellent and correct linguistic tools. This study aims to analyze the deixis of the people of the village of Rante Gola, Bonegunu District, North Buton Regency. This study uses a qualitative descriptive method carried out by not prioritizing the numbers, but prioritizes the depth of appreciation of the interaction between the concepts being studied independently. The population in this study was the community of Rante Gola Village, Bonegunu District, North Buton Regency, the sample in this study amounted to 14 people. Data collection techniques in this study were recorded and recording techniques. Based on the approach used, the data analysis method used is the contextual method. The contextual way is a method of analysis that is applied to data by basing, calculating, and linking contexts. The results of the above research are deixis found in the Kulisusu Dialect of the Rante Gola Village Community, Bonegunu District, North Buton Regency, namely six types, namely: Deiksis People or Persona, place, time, discourse, social, and pointer.


2020 ◽  
Author(s):  
risman iye

Language means to give opponents meaningful speeches so that they can be understood and understood because in language, of course, requires good and correct linguistic tools. This study aims to analyze the deixis of the people of the village of Rante Gola, Bonegunu District, North Buton Regency. This study uses a qualitative descriptive method carried out by not prioritizing the numbers, but prioritizes the depth of appreciation of the interaction between the concepts being studied independently. The population in this study was the community of Rante Gola Village, Bonegunu District, North Buton Regency, the sample in this study amounted to 14 people. Data collection techniques in this study were recorded and recorded techniques. Based on the approach used, the data analysis method used is the contextual method. Contextual method is a method of analysis that is applied to data by basing, calculating and linking contexts. the results of the above research are deixis found in the Kulisusu Dialect of the Rante Gola Village Community, Bonegunu District, North Buton Regency, namely six types, namely: Deiksis People or Persona, place, time, discourse, soisal, and pointer


2017 ◽  
Vol 12 (2) ◽  
Author(s):  
Mega Eliza Wongkar ◽  
Grace B. Nangoi ◽  
Steven J. Tangkuman

Petty cash is a cash amount owned by the company and is held or managed by a cashier whose function is to pay or finance expenses that are relatively small and tend to be routine and are immediate. The object of this research is PT. Putra Karangetang. The purpose of this research is to study how the application of accounting petty cash at the company. A data analysis method used in this research is descriptive method, which is carried out by means of collecting data related to problems encountered and serves the description of how to systematically and accurately about the facts, the nature of the relationships between phenomena investigated in a company. The results showed that the method used in the completion of petty cash fund by PT. Putra Karangetang is the fluctuation fund method, where in this method the balance of the petty cash account is not fixed (fluctuate), the number of refund is not in accordance with the expenditures of petty cash.Keywords : Accounting, Petty cash fund


Author(s):  
Abdul Latef bin Alhadri ◽  
Muhamad Rozaimi bin Ramle

The introduction of Quranic and Fardhu Ain courses (Kelas Al-Quran dan Fardhu Ain (KAFA) by the Department of Islamic Development Malaysia (Jabatan Kemajuan Islam Malaysia (JAKIM) is an effort to produce a generation that is moulded by the teachings of Al-Quran and Al-Sunnah. However, there are specific ḥadīths quoted in the textbook that require further attentive verification. This study seeks to verify the status of the ḥadīth mentioned in the ‘Aqīdah textbook in the eyes of the Ahlussunnah Wal Jama’ah scholars. This is because ‘Aqīda his the most important subject in Islamic studies.This research is a qualitative research which uses data analysis method, where allthe data and information obtained will be analysed using descriptive method. The method of takhrijal-ḥādīth will be applied to verify the status of the ḥadīths. This study reveals that there are six ḥadīths mentioned in the ‘Aqīdah textbook and the status of 3 of them are problematic. The origin of one of these ḥadīths isunknown while two of them are not properly narrated. This study also suggests the establishment of a committee or panel that is comprised of ḥadīth scholars/experts from the local universities in order to makesureall ḥādīths mentioned in the textbooks would adhere to the prescribed standards.


Tarbiyatuna ◽  
2019 ◽  
Vol 10 (2) ◽  
pp. 128-136
Author(s):  
Subur Subur ◽  
Irham Nugroho ◽  
Muhammad Nanang Qasim

This research is titled Implementation of child friendly schools in realizing school culture in SDN Geger Tegalrejo which aims to find out whether the school has implemented child friendly schools in whole or in part and to find out the school culture which is the result of the implementation of child friendly schools. The method used in this research is descriptive qualitative which will describe how the implementation of child friendly schools in SDN Geger Tegalrejo. Data collection techniques through observation, documentation, interviews and questionnaires. Data analysis method uses descriptive method. The implementation of child friendly schools in SDN Geger Tegalrejo is in accordance with the indicators of child friendly schools and refers to the classification standards of child friendly schools that have been declared by the ministry of education and culture based on the facts contained in the field. even though SDN Geger Tegalrejo has not implemented the child friendly school as a whole, it has carried out most of the child friendly school implementation for its students. Some of the school culture in SDN Geger Tegalrejo has reflected the culture of a child-friendly school, to support and realize child friendly schools.


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