E-commerce payment systems: critical issues and management strategies

2001 ◽  
Vol 20 (2) ◽  
pp. 131-138
Author(s):  
Chang-tseh Hsieh
Keyword(s):  
Management Strategies ◽  
The Internet ◽  
Payment Systems ◽  
Internet Commerce ◽  
Business Transactions ◽  
Online Payment ◽  
Payment Instruments ◽  
Potential Problems ◽  
Critical Issues

The advent of the Internet commerce has prompted the invention of several payment tools to help facilitate the completion of business transactions over the Internet. Most of these tools still fail to gain sufficient supports from online merchants. This paper reviews some intriguing features of several major online payment instruments, their potential problems, and proposes some practical strategies to reduce the possible frauds association with the use of those instruments on the Net.

Electronic Payment Systems and Their Security

2018 ◽  
pp. 270-285 ◽  
Author(s):  
Kannan Balasubramanian ◽  
M. Rajakani
Keyword(s):  
Communication Network ◽  
Public Administration ◽  
The Internet ◽  
Electronic Payment ◽  
Payment Systems ◽  
Business Transactions ◽  
Exchange Value ◽  
Tax Returns ◽  
Private Network ◽  
Business To Business

Electronic commerce (or e-commerce) can be defined as any transaction involving some exchange of value over a communication network. This broad definition includes: Business-to-business transactions, such as EDI (electronic data interchange); Customer-to-business transactions, such as online shops on the Web; Customer-to-customer transactions, such as transfer of value between electronic wallets; Customers/businesses-to-public administration transactions, such as filing of electronic tax returns. Business-to-business transactions are usually referred to as e-business, customer-to-bank transactions as e-banking, and transactions involving public administration as e-government. A communication network for e-commerce can be a private network (such as an interbank clearing network), an intranet, the Internet, or even a mobile telephone network. In this chapter, the focus is on customer-to-business transactions over the Internet and on the electronic payment systems that provide a secure way to exchange value between customers and businesses.

Electronic Payment Systems: Architecture, Elements, Challenges and Security Concepts: An Overview

2019 ◽  
Vol 16 (11) ◽  
pp. 4826-4838
Author(s):  
Mostafa A. Ali ◽  
Nazimah Hussin ◽  
Ibtihal A. Abed
Keyword(s):  
Personal Information ◽  
Processing System ◽  
Value Systems ◽  
The Internet ◽  
Electronic Payment ◽  
Payment Systems ◽  
Systems Architecture ◽  
Electronic Payments ◽  
Security Issues ◽  
Online Payment

In this paper, the major aim is to investigate the heightened awareness regarding various electronic payment systems-related concepts in terms of their advantages, problems, and security issues. The payment processing system providers use software as a service (SaaS) model and with this model, they form a single payment channel to numerous payment methods for their clients. Users often give away their personal information such as names, card details, and so on whenever they go online to make any firm of payment. An online payment system is referred to a system that facilitates electronic money exchange. This form of payment typically involves the deployment of the Internet, computer networks, and other digital stored value systems. Collecting any form of payment over the internet implies that the user has accepted an online payment and must have shared some confidential information with the service provider. This paper embarks on a thorough review of all aspects of online/electronic payment with emphasis on the analysis of numerous studies on electronic payment systems. The latest studies have been explored to gain insight on the electronic payments systems.

Electronic Payment Systems

2002 ◽  
pp. 151-166 ◽  
Author(s):  
Pat Finnegan ◽  
John Kilmartin
Keyword(s):  
Ease Of Use ◽  
The Internet ◽  
Full Potential ◽  
Electronic Business ◽  
Electronic Trading ◽  
Payment Systems ◽  
Electronic Payments ◽  
Payment Instruments ◽  
Potential Factors ◽  
Payment Mechanisms

The advantages of electronic trading are numerous, with benefits for both users and merchants. However for electronic trading to reach its full potential, factors such as ease of use and improving customer confidence will have to be addressed in relation to many aspects of electronic business. Indeed an important stumbling block for widespread adoption of electronic trading, from a convenience perspective, is the ability to complete transactions electronically at payment and delivery stages. The delivery stage is dependent on the type of product or service, but electronic payments are possible even if many payment options are not widely used. Conventional payment instruments are not well equipped for the speed and cost effectiveness required by electronic commerce. The marketing ploy of the Internet is its ease of use and convenience. Many therefore deem it unacceptable that customers have to utilize conventional payment mechanisms due either to the complexity of existing payment systems or the customer’s fear of conducting financial payments electronically.

Electronic Payment Systems and Their Security

2016 ◽  
pp. 20-35
Author(s):  
Kannan Balasubramanian ◽  
M. Rajakani
Keyword(s):  
Communication Network ◽  
Public Administration ◽  
The Internet ◽  
Electronic Payment ◽  
Payment Systems ◽  
Business Transactions ◽  
Exchange Value ◽  
Tax Returns ◽  
Private Network ◽  
Business To Business

Electronic commerce (or e-commerce) can be defined as any transaction involving some exchange of value over a communication network. This broad definition includes: Business-to-business transactions, such as EDI (electronic data interchange); Customer-to-business transactions, such as online shops on the Web; Customer-to-customer transactions, such as transfer of value between electronic wallets; Customers/businesses-to-public administration transactions, such as filing of electronic tax returns. Business-to-business transactions are usually referred to as e-business, customer-to-bank transactions as e-banking, and transactions involving public administration as e-government. A communication network for e-commerce can be a private network (such as an interbank clearing network), an intranet, the Internet, or even a mobile telephone network. In this chapter, the focus is on customer-to-business transactions over the Internet and on the electronic payment systems that provide a secure way to exchange value between customers and businesses.

The use of statistical methods in the analysis of mobile payment market in Poland

2020 ◽  
Vol 3 (2) ◽  
pp. 45-50
Author(s):  
Artur Borcuch
Keyword(s):  
Economic Growth ◽  
Economic Activity ◽  
Initial Phase ◽  
Positive Impact ◽  
Ease Of Use ◽  
Mobile Payment ◽  
Human History ◽  
Payment Systems ◽  
Mobile Payments ◽  
Payment Instruments

Payments are an inherent element of economic activity (León and Ortega 2018). However, the evolution of payment instruments and the way individuals and businesses make daily payments has undergone enormous change in human history, particularly due to main innovations in payment systems in last decades (Gandhi 2016). The last innovation in payment system concerns mobile payment. The development of mobile payments market can have a positive impact on economic growth (Leon and Rodriguez 2012). Although the Polish market of mobile payments is in the initial phase of development, it is one of the pioneering and leading in Europe and globally. The main purpose of this article is to analyze, which feature (convenience, speed, availability, ease of use, safety) of mobile payments could be the most important for users from Poland.

scholarly journals Evaluation of Physical Risk during Necropsy and Morgue Activities as Risk Management Strategy

2021 ◽  
Vol 18 (16) ◽  
pp. 8266
Author(s):  
Zoe Del Fante ◽  
Nicola Di Fazio ◽  
Adriano Papale ◽  
Paola Tomao ◽  
Fabio Del Duca ◽  
...  
Keyword(s):  
Risk Factors ◽  
Risk Management ◽  
Management Strategies ◽  
Risk Management Strategy ◽  
Work Related ◽  
Activity Measurements ◽  
Risk Management Strategies ◽  
Physical Risk ◽  
Critical Issues ◽  
Load Handling

Physical risk assessments allow us to understand work-related critical issues, thus representing a useful tool in risk management strategies. In particular, our study focuses on the identification of already known and emerging physical risks related to necropsy and morgue activities, as well as crime scene investigations. The aim of our study is, therefore, to identify objective elements in order to quantify exposure to such risk factors among healthcare professionals and working personnel. For the research of potentially at-risk activities, data from the Morgue of Policlinico Umberto I Hospital in Rome were used. The scientific literature has been reviewed in order to assess the risks associated with morgue activity. Measurements were performed on previously scheduled days, in collaboration with the activities of different research units. The identified areas of risk were: microclimate; exposure to noise and vibrations; postural and biomechanical aspects of necropsy activities. The obtained results make it possible to detect interindividual variability in exposure to many of the aforementioned risk factors. In particular, the assessment of microclimate did not show significant results. On the contrary, exposure to vibrations and biomechanical aspects of load handling have shown potential risk profiles. For this reason, both profiles have been identified as possible action targets for risk management strategies.

Promoting Exploitation of University Research by SMEs

1997 ◽  
Vol 11 (1) ◽  
pp. 21-27 ◽  
Author(s):  
M.P.S.F. Gomes ◽  
J.H. Vaux ◽  
J-N. Ezingeard ◽  
R.J. Grieve ◽  
P. Race ◽  
...  
Keyword(s):  
Web Site ◽  
University Research ◽  
The Internet ◽  
Senior Executives ◽  
Manufacturing Companies ◽  
Electronic Communications ◽  
Web Based ◽  
Potential Problems ◽  
Technology Dissemination ◽  
The Web

The authors discuss issues relating to the feasibility of a Web-based database for facilitating communications between university researchers and industry. They have constructed an experimental Web-based Technology Bank that provides examples of university research which might be of interest to manufacturing companies. They are using this database as a focus of discussion on the usefulness of electronic communications for technology dissemination. The portfolio of research products, and the Web site on which it is housed, are currently being presented in a series of workshops for senior executives in small and medium sized manufacturing companies. Views are also being gathered from technology intermediaries. Analysis of the data so far has highlighted potential problems in disseminating information on the Internet and has also enabled the authors to identify and understand users' profiles.

scholarly journals Design and Implementation of Android Applications as Mobile Payment Gateway Services in the Sistem Online Payment Point (SOPP) of PDAM Malang Regency

2015 ◽  
Vol 1 (1) ◽  
pp. 26-33
Author(s):  
Grifito yuan Maulidina
Keyword(s):  
User Satisfaction ◽  
Survey Methods ◽  
Survey Method ◽  
Point System ◽  
Payment Systems ◽  
Online Payment ◽  
Transaction Process ◽  
Inkjet Printers ◽  
Long Time ◽  
Speed Up

The development of online payment systems such as the online payment point system has greatly assisted the public in processing monthly transactions such as water bills. However, in its application, this system still uses large devices such as computers and inkjet printers so that the operation takes a long time and is less efficient. Therefore, in this study, a mobile application is designed to replace the role of computers in making water bill payment transactions in the online payment point system (SOPP) of PDAM Malang Regency. The application that is connected to a database server via the internet is also integrated with a compact wireless thermal printer that can be carried anywhere and does not require ink refills so that it can speed up the transaction process and be more efficient in time, paper and space. The research method used was experimental and survey methods. The experimental method is used to test the running of the application, test the application's compatibility with the device and measure the time it takes for the application to exchange data. The survey method is used to test user satisfaction with the application.

scholarly journals Design a blockchain-based middleware layer in the Internet of Things Architecture

2020 ◽  
Vol 4 (1) ◽  
Author(s):  
Tanweer Alam
Keyword(s):  
Internet Of Things ◽  
Fog Computing ◽  
Smart Devices ◽  
The Internet ◽  
Novel Approach ◽  
Generation Computing ◽  
Critical Issues ◽  
Iot Devices ◽  
The Internet Of Things

In next-generation computing, the role of cloud, internet and smart devices will be capacious. Nowadays we all are familiar with the word smart. This word is used a number of times in our daily life. The Internet of Things (IoT) will produce remarkable different kinds of information from different resources. It can store big data in the cloud. The fog computing acts as an interface between cloud and IoT. The extension of fog in this framework works on physical things under IoT. The IoT devices are called fog nodes, they can have accessed anywhere within the range of the network. The blockchain is a novel approach to record the transactions in a sequence securely. Developing a new blockchains based middleware framework in the architecture of the Internet of Things is one of the critical issues of wireless networking where resolving such an issue would result in constant growth in the use and popularity of IoT. The proposed research creates a framework for providing the middleware framework in the internet of smart devices network for the internet of things using blockchains technology. Our main contribution links a new study that integrates blockchains to the Internet of things and provides communication security to the internet of smart devices.

Designing a Generic System for Process-Oriented Support of Business Transactions Using the Internet

1998 ◽  
Vol 8 (2) ◽  
pp. 43-46 ◽  
Author(s):  
Oliver Braun ◽  
Dirk Bremer ◽  
Günter Schmidt ◽  
Kathrin Zimmer
Keyword(s):  
The Internet ◽  
Business Transactions ◽  
Process Oriented ◽  
Generic System
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