scholarly journals SPK Pemberian Pinjaman dalam Upaya Mengantisipasi Kredit Macet pada Anggota Koperasi Studi Kasus: KSP Warna Artha

2020 ◽  
Vol 20 (2) ◽  
pp. 369
Author(s):  
Imron Imron

Cooperative Savings and Loans is one type of cooperative in Indonesia that has the main activity is to provide storage services and loan funds to members of the cooperative with the aim of advancing the welfare of members in particular and society in general. From that base, it can be seen that cooperatives contain two elements, namely economic elements and social elements related to each other. It is said to have an economic element because the purpose of the cooperative itself is to achieve the welfare of members. The loan facility in the Artha Color cooperative has a high risk of non-performing loans or bad loans. The incidence of further problem loans may result in difficulties from the cooperative. This study aims to analyze the procedure of granting small and medium business loans and employee loans. The subjects of this research are staff of Artha Color Cooperative employees and members of Artha Color Cooperative. The object of his research is the analysis of the determination of lending employees to members of the cooperative. The data collected by interview method, observation and documentation are then analyzed by Quantitative Descriptive Analysis. The results showed that lending procedures to members of the cooperative has been well implemented starting from the submission of loan demand, analysis of guarantee files, conducting surveys, studying loan files, to disbursement of credit.

Jurnal IPTA ◽  
2019 ◽  
Vol 7 (1) ◽  
pp. 16
Author(s):  
Ni Luh Putu Septiani ◽  
I Nyoman Sudiarta ◽  
Putu Agus Wikanatha Sagita

The purpose of this research is to know the effectiveness of using Bali Go Live Channel as media promotion digital of Bali Tourism by using EPIC Model approach. Effectiveness measurement is done by obtaining value of empathy dimension, persuation dimension, impact dimension, and communication dimension from digital promotion conducted by Bali Go Live Channel to know how effective promotion is done. Determination of samples in this study using accidental sampling method as much as 100 respondents tourists. Data collection techniques used questionnaires and interviews. Data analysis technique in this research is quantitative descriptive analysis, validity and reliability analysis, simple tabulation analysis, and EPIC Model analysis. From the results of quantitative descriptive analysis can be seen that the measurement of dimensions empathy, dimension persuasion, dimension impact, and dimension communication entered in the range of effective scale. The results of this study show the use of Bali Go Live Channel as a digital promotion media of Bali tourism declared effective. This is shown from the EPIC Rate of 3.98 which fall into the effective category.


2017 ◽  
Vol 2 (02) ◽  
pp. 191-199
Author(s):  
Mustahidang Usman ◽  
Nurhidaya M

ABSTRAK Jenis penelitian adalah penelitian Survey dengan pendekatan metode kuantitatif dengan mengeksplorasi data dilapangan dengan metode analisis deskriktif kuantitatif. Mengingat bahwa populasi guru di sekolah ini kurang dari 100 orang guru maka penetapan sampel pada penelitian ini adalah sampel populasi atau keseluruhan dari populasi yaitu 18 guru.  Hasil penelitian ini menunjukkan bahwa Penguasaan psikologi pembelajaran terhadap peningkatan kompetensi guru Pendidikan Agama Islam di SMA Muhammadiyah Sungguminasa Kabupaten Gowa yaitu Bahwa penguasaan psikologi pembelajaran, mulai dari memahami siswa sebagai pelajar, memilih metode yang sesuai keadaan peserta didik, membantu peserta didik yang kesulitan dalam belajar dan lain sebagainya , sangat dituntut untuk dimiliki oleh seorang guru, agar seorang guru dapat menciptakan suasana pembelajaran yang kondusif dan efektif. Tingkat kompetensi guru Pendidikan Agama Islam di SMA Muhammadiyah Sungguminasa Kabupaten Gowa yaitu sudah baik, terbukti dari pemahaman guru tersebut tentang 4 rana kompetensi ( paedagogik, sosial, kepribadian, dan profesional) yang cukup luas dan penilaian dari rekan-rekan guru tentang kompetensi yang dimilikinya yang mencapai 97,2 % atau 16 orang guru menjawab baik. Kata Kunci : Psikologi  Pembelajaran Kompetensi Guru  ABSTRACT The type of research was survey research with quantitative method approach by exploring field data with quantitative descriptive analysis method. Given that the teacher population in this school was less than 100 teachers then the determination of the sample in this study was the sample population or the entire population of 18 teachers. The results of this study indicate that the mastery of learning psychology on improving the competence of teachers of Islamic Education in SMA Muhammadiyah Sungguminasa Gowa District that was mastery of learning psychology, ranging from understanding students as students, choosing methods appropriate to the state of learners, helping learners who have difficulty in learning and etc., was required to be owned by a teacher, so that a teacher can create a conducive and effective learning atmosphere. The level of competence of teachers of Islamic Education in SMA Muhammadiyah Sungguminasa Gowa District was good, proven from the teacher's understanding of the 4 broadest range of competence (paedagogic, social, personality, and professional), and the assessment from the teachers about their competence reached 97.2% or 16 teachers answered well. Keywords: Psychology of Teacher Competency Learning


2017 ◽  
Vol 4 (1) ◽  
pp. 58
Author(s):  
Nurul Ma'rifatus Sa'diyah ◽  
Siti Komariyah ◽  
Anifatul Hanim

This study aims to determine the location of the concentration of industry in East Java and determines the development strategyof small industry in East Java. In this study using quantitative descriptive analysis tools and Analytical Hierarchy Process(AHP). Based on the results of this research is that the location of concentration of small industries in East Java, contained infour district/city namely: Tulungagung, Malang, Blitar and Bondowoso. In the determination of strategy of development ofsmall industries in order of priority to consider the overall criteria (training, financing, partnerships, technology) weconcluded the first priority of increased promotion, differentiation of products, improving the quality of human resources andthe expansion of the market.


Author(s):  
Riva Hafidah ◽  
Ayi Yustiati ◽  
Yuniar Mulyani ◽  
Ibnu Bangkit Bioshina Suryadi

This research aims to determine genetic diversity of four strains guppy, respectively are japan blue double sword (JBD), japan blue tiger double sword (JBTD), blue moscow (BM), and panda guppy (PG) with RAPD-PCR method. The obtained genetic diversity data is used as guide reference for hybridization between four strains. The research was conducted in September 2020 to April 2021 with explorative methods and in qualitative and quantitative descriptive analysis. The research was carried out in biotechnology Laboratory, Fishery and Marine Sciences Faculty and Central Laboratory,Padjadjaran University, Indonesia.Strains of JBD, JBTD, BM obtained fromCilengkrangSubdistrict, Bandung and PG strain obtained from Parung market, Bogor. Primary OPA-03 (AGTCAGCCAC) is used for standard parameters to interpret genetic diversity among four strains of guppy. Based on results, amplification with OPA-03 primary visualize 25 bands that include five polymorphic bands and 20 monomorphic bands. The phylogenetic tree result show that there are two relationship groups. The first group are JBD, JBTD, and BM with similarity index in the range of 80-89%The first group consist two sub groups of relationship. The first sub group are JBD and JBTD with similarity index of 89%. The second sub group is BM with similarity index of 80%. The second group isPG with similarity index of 65.5%.


Owner ◽  
2022 ◽  
Vol 6 (1) ◽  
pp. 632-647
Author(s):  
Laras Sukma Arum Melati ◽  
Guntur Saputra ◽  
Faridatun Najiyah ◽  
Fitria Asas

The problem that becomes the background of this research is in determining the selling price of a basic product that is used is the calculation of the cost of production, which is a way to take into account the determination of cost elements into the cost of the product and the selling price that is set must be able to determine all costs that produce long term profit. Based on the determination of the correct product cost of a product, it will be able to reduce uncertainty in determining the selling price. The purpose of this study is to find out how to calculate the cost of production based on the full costing method for determining the selling price of the product. In determining the selling price of the product, the selling price method is used based on cost-plus pricing. Cost plus pricing is the determination of the price by adding a certain amount (percentage) of the selling price or cost as profit. The method used in this study is quantitative descriptive analysis method, the results of this study indicate that there are advantages in calculating the cost of goods manufactured based on the Full Costing method and to be able to determine the cost of goods sold, the production costs must be calculated at the beginning of each month based on the previous period's sales report.


HortScience ◽  
2006 ◽  
Vol 41 (3) ◽  
pp. 513E-514
Author(s):  
A.N. Pollard ◽  
P. Coggins ◽  
P.R. Knight ◽  
C.E. Coker

There are >52,000 cultivars of daylilies (Hemerocallis spp.), some of which the ancient Chinese used for nutritional and medicinal purposes. Daylilies have tremendous potential in foodservice due to the range of color, fragrance, flavor, and textural varieties. The objective was to quantify by descriptive analysis the attribute descriptors for two edible daylily cultivars; that is, `Rosie Meyer' and `Siloam Powder Pink,' and to provide data indicating the optimum month for consumption of these two cultivars of daylilies. Blooms were harvested during early morning hours over 5 months (May through September). Six panelists were trained to use Quantitative Descriptive Analysis for 6 months on the sensory attributes of `Rosie Meyer' and `Siloam Powder Pink' cultivars. Training consisted of determining attribute categories as well as intensity ratings for references. Attribute categories included appearance, odor/scent, handfelt texture, oral texture, basic taste(s), flavor, mouthfeel factors, and chew rate. Results showed attribute categories with descriptors for `Siloam Powder Pink' as odor/scent, flavor, mouthfeel factors, and oral texture as having a significant difference (P < 0.05) for the evaluation months. `Rosie Meyer' demonstrated significant differences (P < 0.05) for the evaluation months in attribute categories for appearance, odor/scent, flavor, oral texture, and mouthfeel factors. The optimum month for consumption of `Rosie Meyer] was September (P < 0.05); for `Siloam Powder Pink,' it was July (P < 0.05). These results provide a descriptive language for daylily cultivars `Rosie Meyer' and `Siloam Powder Pink.' The optimum month for consumption to obtain the fullest range of desirable attributes will provide the food and horticultural industries with added information by which to market these cultivars.


2018 ◽  
Vol 18 (1) ◽  
pp. 62-71
Author(s):  
NIDA DIANA ◽  
SONY NUGRATAMA ◽  
Adrian Adrian

District Babelan has many minimarkets in the form of Alfamart and Indomaret. Minimarket in District Babelan amounted to 43 minimarket. Minimarkets are scattered in several villages in Babelan sub-district, namely Bahagia village, Kebalen village, Babelan Kota village, Kedung Pengawas village, Kedung Jaya village and Muarabakti village. The purpose of this study is to see the development of Alfamart and Indomaret, knowing the pattern of distribution as well as potential location of minimarket establishment. The method used in this research is quantitative descriptive analysis with survey approach. Methods of data analysis using stop-point analysis. Data collection using observation techniques by taking data on location and documentation. The results of this study indicate that the development of Alfamart and Indomaret in the District of Babelan experienced rapid development from 2013-2017. In 2013 in Babelan sub-district there are only 12 minimarkets and by 2017 it has increased to 43 minimarkets, which indicates that minimarket developments in Babelan Sub-district have progressed over time.  Next, the pattern of distribution Alfamart and Indomaret in District Babelan has a pattern of clumping. Other than that, the determination of potential location of minimarket establishment is needed to know where the potential position to establish minimarket. The potential distance of minimarket between villages in Babelan sub-district is not much different. The average potential distance of minimarket between villages is 1,4 km. Keywods : Minimarket, distribution pattern potential location, District of Babelan


HortScience ◽  
2005 ◽  
Vol 40 (3) ◽  
pp. 875e-875
Author(s):  
A.N. Pollard ◽  
P.C. Coggins ◽  
C.E. Coker ◽  
P.R. Knight

There are over 30,000 named daylily cultivars in existence today. Ancient Chinese used the plant for nutritive and medicinal qualities. The Greek name Hemerocallis means beautiful for a day. Daylilies demonstrate potential in food service due to the range of color, fragrance, flavor, and textural varieties. The objective was to quantify by descriptive analysis the attribute descriptors for two edible daylily cultivars, i.e., `Rosie Meyer' and `Siloam Powder Pink' and to provide data indicating optimum month for consumption of these two cultivars of daylilies. Blooms were harvested during early morning hours over 5 months (May to September). Six panelists were trained utilizing Quantitative Descriptive Analysis for 6 months on the sensory attributes of `Rosie Meyer' and `Siloam Powder Pink' cultivars. Training consisted of determining attribute categories as well as intensity ratings for references. Attribute categories included appearance, odor/scent, handfelt texture, oral texture, basic taste(s), flavor, mouth feeling factors, and chew rate. Results showed attribute categories with descriptors for `Siloam Powder Pink' as odor/scent, flavor, mouth feeling factors, and oral texture as having a significant difference (P < 0.05) for the evaluation months. `Rosie Meyer' demonstrated significant differences (P < 0.05) for the evaluation months in attribute categories for appearance, odor/scent, flavor, oral texture, and mouth feeling factors. The optimum month for consumption of `Rosie Meyer' was September (P < 0.05); `Siloam Powder Pink' was July (P < 0.05). These results provide a descriptive language for daylily (Hemerocallis sp.) cultivars `Rosie Meyer' and `Siloam Powder Pink'. The optimum month for consumption to obtain the fullest range of desirable attributes will provide the food and horticultural industry with added information by which to market these cultivars.


2018 ◽  
Vol 5 (1) ◽  
pp. 1 ◽  
Author(s):  
Hasan Subekti ◽  
Wachidatul Linda Yuhanna ◽  
Herawati Susilo ◽  
Ibrohim Ibrohim ◽  
Hadi Suwono

Research activities have been studied extensively to improve the quality of learning, especially in higher education. This research aims to explore the mastery of the term of research ( TR or IR ) and research skills (RS or KR) of toward of grade point average (GPA or IPK). This research uses a quantitative approach to the object of students in natural science education program a number of 67 people who follow biotechnology courses academic year 2017/2018. Data collection with tests and aggregation of documentation. Data analysis technique is done by quantitative descriptive analysis. The decision indicates that the exact number of IR is 66.0 (easy category) and KS is 65.8 (short category). The result of correlation analysis shows 𝐹𝑐𝑜𝑢𝑛𝑡 = 6,147˃ 3,140 = 𝐹𝑡𝑎𝑏𝑙𝑒 = (0,05;2;64) or in other words there a relationship of IR and KR collectively to GPA. This study concludes that there is a significant correlation between IR and KR guards in the same period as the GPA. Based on the investigation, it is expected to provide benefits as one of the considerations for the selection and determination of learning mods related to learning. It is expected to be useful as a consideration for the selection and determination of study-related modes for improvement.


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