scholarly journals Antecedents Effect of Financial Inclusion for the People of North Sumatera

2019 ◽  
Vol 2 (4) ◽  
pp. 401-408
Author(s):  
Adelina Lubis ◽  
Ritha Dalimunthe ◽  
Chandra Situmeang
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Financial Literacy ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Financial Inclusion ◽  
The People ◽  
North Sumatra ◽  
Financial Technology

This study aims to determine the effect of financial literacy and financial technology (fintech) partially influencing financial inclusion in the people of North Sumatra, then to determine the effect of financial literacy and financial technology (fintech) simultaneously influencing financial inclusion in the people of North Sumatra. The research samples are 100 respondents. The method of analysis in this study is multiple linear regression analysis. The results of the regression analysis partially show financial literacy and financial technology have a positive and significant effect on financial inclusion in the people of North Sumatra. Simultaneously financial literacy and financial technology affect financial inclusion in society North Sumatra. The most dominant variable affecting financial inclusion is financial literacy.

scholarly journals The Effect of Financial Literacy and Financial Inclusion on Retirement Planning

2019 ◽  
Vol 1 (1) ◽  
pp. 49-58
Author(s):  
Rahmat Aryo Baskoro ◽  
◽  
Rensi Aulia ◽  
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Financial Literacy ◽  
Quantitative Method ◽  
Linear Regression Analysis ◽  
Retirement Planning ◽  
Multiple Linear Regression Analysis ◽  
Financial Inclusion ◽  
Monthly Income

This study aims to determine the effect of financial literacy and financial inclusion on retirement planning. This study used a quantitative method with 236 respondents and processed by the method of multiple linear regression analysis. The results of the study show that financial literacy and financial inclusion have a significant effect on retirement planning, means that the higher financial literacy and financial inclusion of a person, the better their retirement planning. In addition, the results of the study showed that respondents were dominated by moderate financial literacy levels with a percentage of 55.08%, moderate financial inclusion levels with a percentage of 57.20% and high retirement planning levels with presentations of 52.54% of the total respondents. Researchers also conduct additional research by choosing one of the demographic factors, which is monthly income. The results that monthly earnings also influence retirement planning where the higher a person's monthly income, the better their retirement planning.

The Determinant Factors of Foreign Tourists’ Visit to Tourism Destination in North Sumatra

2019 ◽  
Vol 10 (1) ◽  
pp. 266
Author(s):  
Maria Magdalena BATE’E ◽  
Syah Abadi MENDROFA ◽  
Yamolala ZEGA ◽  
Syukur Kasieli HULU ◽  
LELYSO LELYSO ◽  
...  
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Negative Influence ◽  
Dominant Factor ◽  
Tourism Destination ◽  
Factors Influencing ◽  
North Sumatra

This research aims to investigate the factors influencing the rate of foreign tourists’ visit to tourism destination in North Sumatra, Indonesia. The data were collected using observation, interview, documentation study and questionnaires. The data were analysed using multiple linear regression analysis. The findings of the study indicated that the ancillary facilities are the dominant factor influencing tourists’ visit to tourism destination in North Sumatera. The factors of service quality and facilities and infrastructures provide negative influence on tourists’ visit to tourism destination.

scholarly journals The Effect Payment Methods and Services on The Satisfaction BPJS Health Members South Tangerang

2020 ◽  
Vol 3 (3) ◽  
pp. 154
Author(s):  
Muhammad Sopiyana
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Health Services ◽  
Multiple Linear Regression ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Primary Data ◽  
Good Service ◽  
Payment Methods ◽  
The People

As a form of good service is to see how important the implementation of good service standards in a government administration and to see if the form of public service has been in accordance with government policy which in this case is bpjs health office, especially with regard to health welfare services for the People of Indonesia especially in South Tangerang, in its implementation is still not maximal, namely by looking at some things related to the effectiveness of the community namely by looking at how the apparatus or implementing officers in serving the community , how are the regulations on the method of payment of mandatory dues of BPJS Health members, how bpjs kesehatan network activities are carried out in South Tangerang, and how the public can enjoy the service so that the community is satisfied by BPJS Health services in South Tangerang The research method is a quantitative method that emphasizes the aspect of measurement objectively towards social phenomena that are the people of BPJS health services in South Tangerang. The data collection method uses primary data. Tekning sampling used is a conviniens sample technique with respondents who are members of BPJS south tangerang city. The analysis used in this study is a multiple linear regression analysis that is with the calculation of spss through validity testing, reality testing, classic assumption testing, and multiple linear regression analysis. The results of this research show that (1) Payment methods have a positive effect on the satisfaction of members of BPJS Health, (2) BPJS Health services positively affect the satisfaction of BPJS Health members, (3) Payment methods and services BPJS Shared health the same affects the satisfaction of BPJS healthcare members.

scholarly journals PENGARUH JUMLAH PENDUDUK DAN PDRB TERHADAP KEMISKINAN DI PROVINSI SUMATERA UTARA

2020 ◽  
Vol 28 (3) ◽  
pp. 358
Author(s):  
Rapika Kesatriani Damanik ◽  
Selna Aprilia Sidauruk
Keyword(s):  
Regression Analysis ◽  
Data Analysis ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Multiple Linear Regression Analysis ◽  
Data Analysis Technique ◽  
Analysis Technique ◽  
North Sumatra

Poverty is a problem in development. With the existence of poverty, development is hampered. The factors causing poverty include population and GDP. This study aims at determining the effect of population and GDP on poverty in North Sumatra in 2008-2017 so that the bias is used as a basis for determining policies and strategies in overcoming poverty in North Sumatra. The data used in this study is secondary data obtained from the Central Statistics Agency (BPS) while the data analysis technique used in this study is multiple linear regression analysis with the help of SPSS 24. The results show that the population and GRDP had a significant effect on poverty in North Sumatra.

scholarly journals PENGARUH MOTIVASI DAN LITERASI KEUANGAN TERHADAP MINAT BERINVESTASI PADA PASAR MODAL SYARIAH

2021 ◽  
Vol 1 (1) ◽  
pp. 78-89
Author(s):  
Wan Gustina Indah Sari ◽  
Debbi Chyntia Ovami
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Undergraduate Students ◽  
Capital Markets ◽  
Financial Literacy ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Computer Application ◽  
Primary Data

The objective of this research was to test and analyze the influence of motivation and financial literacy on investment interest in Islamic capital markets with case studies of students of Universitas Muhammadiyah Sumatera Utara. This research used primary data, namely by spreading questionnaires through google form. Respondents in this research were undergraduate students majoring in accounting in 2018 and 2019. The number of samples in this research was 125 respondents. From the spread of the questionnaire, as many as 102 respondents (the number who filled out the questionnaire) that can be processed and analyzed with the help of the SPSS Computer Application Version 25 for windows. The statistical method used to test hypotheses was multiple linear regression analysis. The results showed that motivational variables and financial literacy variables simultaneously affect the variables of interest in investing in Islamic capital markets. This was evidenced by the Fobserved value of 116,999 and Ftable 3.09 with a significance of 0.000. The results also showed that motivational variables and financial literacy partially affected investing interests. This was evidenced by the value of tobserved > ttable where the value of tobserved motivation variable of 11,746 and the value of tobserved variable financial literacy of 3.533 while the value of ttable amounted to 1.660391.

scholarly journals Literasi Keuangan Dan Perilaku Keuangan Karyawan Swasta di Kabupaten Jepara

2020 ◽  
Author(s):  
Hadi Ismanto ◽  
Nisa Ihlasul Amaiyah
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Financial Literacy ◽  
Linear Regression Analysis ◽  
Demographic Factors ◽  
Multiple Linear Regression Analysis ◽  
Financial Behavior ◽  
Coefficient Of Determination ◽  
Validity And Reliability

Financial behavior is an interesting topic, given the consumptive Indonesian society. This study aims to analyze the relationship of financial literacy and demographic factors in determining the financial behavior of private employees in Jepara Regency. The sampling method uses purposive sampling and data is measured using a Likert scale 1 to 5. Data are analyzed using a quantitative approach including validity and reliability, multiple linear regression analysis, coefficient of determination, F-test, and t-test. The results of this study indicate that age, education level, income, and financial literacy simultaneously determine the financial behavior of private employees, but individually income does not affect financial behavior. High-income private employees need to control behavior in managing finances, reducing consumer spending and managing finances well. Keywords: multiple linear regression analysis, demographic factors, education, financial behavior, financial literacy

ANALISIS PENGARUH INFLASI, KURS DAN IHSG TERHADAP RETURN REKSA DANA SAHAM PT NIKKO SECURITIES INDONESIA PERIODE 2014-2017

2019 ◽  
Vol 2 (2) ◽  
pp. 103
Author(s):  
Muhammad Rois Rois ◽  
Manarotul Fatati Fatati ◽  
Winda Ihda Magfiroh
Keyword(s):  
Regression Analysis ◽  
Exchange Rate ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Stock Price ◽  
Price Index ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Equity Fund ◽  
Stock Price Index

This study aims to determine the effect of Inflation, Exchange Rate and Composite Stock Price Index (IHSG) to Return of PT Nikko Securities Indonesia Stock Fund period 2014-2017. The study used secondary data obtained through documentation in the form of PT Nikko Securities Indonesia Monthly Net Asset (NAB) report. Data analysis is used with quantitative analysis, multiple linear regression analysis using eviews 9. Population and sample in this research are PT Nikko Securities Indonesia. The result of multiple linear regression analysis was the coefficient of determination (R2) showed the result of 0.123819 or 12%. This means that the Inflation, Exchange Rate and Composite Stock Price Index (IHSG) variables can influence the return of PT Nikko Securities Indonesia's equity fund of 12% and 88% is influenced by other variables. Based on the result of the research, the variables of inflation and exchange rate have a negative and significant effect toward the return of PT Nikko Securities Indonesia's equity fund. While the variable of Composite Stock Price Index (IHSG) has a negative but not significant effect toward Return of Equity Fund of PT Nikko Securities Indonesia

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