scholarly journals Development Initiatives, Micro-Enterprise Performance and Sustainability

2018 ◽  
Vol 6 (3) ◽  
pp. 74 ◽  
Author(s):  
Wan Mustapa ◽  
Abdullah Al Mamun ◽  
Mohamed Ibrahim
Keyword(s):  
Low Income ◽  
Training Programs ◽  
Peninsular Malaysia ◽  
Enterprise Performance ◽  
Enterprise Development ◽  
Working Capital ◽  
Development Organizations ◽  
Development Initiatives ◽  
Low Income Households

Towards improving the socio-economic condition of low-income households, development organizations offer a repertoire of initiatives. This study focused on the impacts of access to working capital and enterprise development training programs, on the performance and sustainability of micro-enterprises owned and managed by low-income households, in the state of Kelantan, Peninsular Malaysia. The data of 450 micro-entrepreneurs, was randomly selected from the participants’ list of three development organizations servicing Kelantan: Amanah Ikhtiar Malaysia (AIM); National Entrepreneurs Economic Group Fund (TEKUN); and Malaysia Fisheries Development Board (LKIM). This study revealed several participation indicators (i.e., years of participation, total number of trainings, total number of training hours received, and number of center meetings or discussions attended, etc.), which have a positive effect on micro-enterprise performance and sustainability. However, the findings were inconclusive as one of the key participation indicators, ‘total amount of economic loans received’, showed a negative (not statistically significant) effect on micro-enterprise performance and sustainability. This study expanded the limited literature on micro-enterprise performance and sustainability, and the role of working capital and enterprise development training programs; thus providing a clearer understanding of the effectiveness of current development initiatives.

scholarly journals Micro-enterprise development training and entrepreneurial competencies among low-income households in Malaysia

2019 ◽  
Vol 13 (3) ◽  
pp. 354-366 ◽  
Author(s):  
Abdullah Al Mamun ◽  
Rajennd Muniady ◽  
Syed Ali Fazal ◽  
C.A. Malarvizhi
Keyword(s):  
Low Income ◽  
Training Programs ◽  
Peninsular Malaysia ◽  
Enterprise Development ◽  
Content Type ◽  
Development Organizations ◽  
Wide Range ◽  
Entrepreneurial Competencies ◽  
The Impact ◽  
Low Income Households

Purpose Low-income households form a significant portion of the Malaysian population. To improve the socio-economic condition of low-income households, development organizations in Malaysia offer a wide range of development trainings, discussions and group or center meetings. This study aims to examine the impact of enterprise development training programs on entrepreneurial competencies among Peninsular Malaysia microentrepreneurs. Design/methodology/approach Adopting a cross-sectional design, the authors collected data from 300 randomly selected microentrepreneurs from the list of microentrepreneurs provided by eKasih (the National Poverty Data Bank), across four states of Peninsular Malaysia. Quantitative data were collected through structured interviews with the respondents from October to November 2017. Findings The findings revealed that enterprise development training programs significantly affected three of six entrepreneurial competencies (i.e. opportunity recognition competency, organizing competency and relationship competency). These findings highlight the importance of enterprise development training programs towards microentrepreneurs in increasing their competencies. Originality/value Through its insights, the study enriches the understanding of low-income communities in emerging economies, while offering significant practical implications. Based on findings, it is recommended that development organizations should therefore continue the current microenterprise development training programs. With improved entrepreneurial competencies, microentrepreneurs can thrive amidst competition yet sustaining business performance.

Development programs, household income and economic vulnerability

2018 ◽  
Vol 14 (4) ◽  
pp. 353-366 ◽  
Author(s):  
Abdullah Al Mamun ◽  
Mohd Asrul Hery Bin Ibrahim ◽  
Rajennd Muniady ◽  
Mohammad Bin Ismail ◽  
Noorshella Binti Che Nawi ◽  
...  
Keyword(s):  
Household Income ◽  
Training Programs ◽  
Data Bank ◽  
Peninsular Malaysia ◽  
Enterprise Development ◽  
Working Capital ◽  
Content Type ◽  
Economic Vulnerability ◽  
Development Organizations ◽  
The Impact

Purpose The purpose of this paper is to improve the socio-economic condition of low-income households in Malaysia, many products and services are available, including access to working capital and enterprise development training programs. This study examined the impact of access to working capital and micro-enterprise development training programs on household income and economic vulnerability among participants of development initiatives in the eKasih (national poverty data bank) in Peninsular Malaysia. Design/methodology/approach Adopting a cross-sectional design, the authors collected data randomly from the selected 300 micro-entrepreneurs from the list of development organizations available in the eKasih (national poverty data bank) located in four states of Peninsular Malaysia. Quantitative data were collected through structured interviews with the respondents from October to November 2017. Findings Both the length of participation and total amount of economic loan were found to increase the household income. However, there was no positive and significant impact of total number of training hours on household income. Interestingly, length of participation was found to reduce the level of economic vulnerability, except total amount of economic loan, and total number of training hours. Originality/value Despite the overwhelming empirical evidence, the findings indicated that the impact of enterprise development training programs was inconclusive. The effect of total amount of loan on economic vulnerability was also inconclusive. Hence, both policy makers and development organizations should understand how their programs benefit the poor households that can be improved through new implementation strategies.

scholarly journals Effect of Participation in Development Initiatives on Competitive Advantages, Performance, and Sustainability of Micro-Enterprises in Malaysia

2021 ◽  
Vol 15 (2) ◽  
pp. 122-137
Author(s):  
Abdullah Al Mamun ◽  
Rajennd Muniady ◽  
Noorul Azwin Binti Md Nasir
Keyword(s):  
Competitive Advantage ◽  
Low Income ◽  
Control Variable ◽  
Peninsular Malaysia ◽  
Competitive Advantages ◽  
Enterprise Development ◽  
Positive Effects ◽  
Development Initiatives ◽  
The Impact ◽  
Micro Enterprises

This study assessed the impact of micro-enterprise development initiatives (commonly provide access to financial services and micro-enterprise development training programs to low-income households) upon competitive advantages, performance, and sustainability of micro-enterprises owned and managed by selected low-income households in Peninsular Malaysia. Upon the adoption of cross-sectional design, data were randomly gathered from 300 micro-entrepreneurs residing in four states of Peninsular Malaysia selected from the eKasih database (national poverty data bank). The quantitative data had been collected by holding structured interview sessions with the participants from October until November 2017. The study outcomes revealed that the total amount of economic loan received, the total number of training hours and the number of center meetings/discussion attended exerted significantly positive effects upon competitive advantage, while marital status (control variable) was found to affect competitive advantage in a significantly positive manner. As for micro-enterprise performance, length of participation and number of center meetings/discussions attended as well as marital status as the control variable exhibited significantly positive effects. Meanwhile, the impact of participation duration, total amount of economic loan received, and number of center meetings/discussions attended upon micro-enterprise sustainability seemed to be inconclusive. Additionally, age of entrepreneurs and duration of enterprises establishment (micro-enterprise established) appeared to affect the aspect of sustainability. The findings appear to emphasize on the mixed effects of participation in development initiatives on competitive advantage, performance, and sustainability of micro-enterprises. Hence, this study recommends that the government of Malaysia formulate and adopt more specific strategies and policies in advocating development initiatives to ensure positive progression amongst micro-entrepreneurs and micro-enterprise owners.

scholarly journals Economic Impact of Development Initiatives on Low-Income Households in Kelantan, Malaysia

2018 ◽  
Vol 7 (7) ◽  
pp. 118 ◽  
Author(s):  
Wan Mustapa ◽  
Abdullah Al Mamun ◽  
Mohamed Ibrahim
Keyword(s):  
Low Income ◽  
Household Income ◽  
Training Programs ◽  
Working Capital ◽  
Design Data ◽  
Cross Sectional ◽  
Economic Vulnerability ◽  
The Impact ◽  
And Training ◽  
Low Income Households

To improve the socio-economic condition of low-income households, underlying organizations offer a variety of products and services such as access to working capital and training programs. This study examined the impact of access to working capital and training programs on household income and economic vulnerability among participants of AIM, TEKUN, and LKIM in Kelantan, Malaysia. Adopting a cross-sectional design, data were collected randomly from 450 micro-entrepreneurs living in seven districts in Kelantan. The finding revealed that the total amount of economic loan received, length of the programs participation, and number of hours spent on training programs had a positive effect on household income in order to decrease the level of economic vulnerability. The finding provided useful information for policies development that prioritizes poverty eradication among low-income households who were vulnerable to weak economic situation.

Observations of Participation in Development Initiatives on Enterprise Income and Asset in Peninsular Malaysia

2019 ◽  
Vol 5 (2) ◽  
pp. 198-213
Author(s):  
Abdullah Al Mamun ◽  
Mohd Asrul Hery Bin Ibrahim ◽  
Rajennd A/L Muniady ◽  
Mohammad Bin Ismail ◽  
Noorshella Binti Che Nawi ◽  
...  
Keyword(s):  
Low Income ◽  
Data Bank ◽  
Substantial Effect ◽  
Peninsular Malaysia ◽  
Structured Interviews ◽  
Cross Sectional ◽  
Development Initiatives ◽  
Cross Sectional Design ◽  
Training Programmes ◽  
The Impact

This study examined the impact of access to working capital and microenterprise development training programmes on microenterprise income and assets among participants from various development initiatives in the eKasih (National Poverty Data Bank) in Peninsular Malaysia. Adopting a cross-sectional design, we collected data from randomly selected 300 micro-entrepreneurs from the list of development organizations available in the eKasih (National Poverty Data Bank), located in four states in Peninsular Malaysia. Quantitative data were collected through structured interviews from October to November 2017. Findings revealed that the ‘length of participation in development programs’ increased microenterprise income and assets among low-income participants in Peninsular Malaysia. The total amount of economic loan received was also found to increase microenterprise assets. However, the effect on microenterprise income was not clear. In addition, development training programmes were found to have no substantial effect on both microenterprise income and assets. This article ascertained a mixed result of participation in development programmes on microenterprise income and assets among low-income households in Peninsular Malaysia. Development policymakers and organizations should review the effectiveness of the programmes and redesign their products and services to achieve their objectives.

scholarly journals Economic and Environmental Sustainability through Green Composting: A Study among Low-Income Households

2020 ◽  
Vol 12 (16) ◽  
pp. 6488
Author(s):  
Abdullah Al Mamun ◽  
Naeem Hayat ◽  
Chinnasamy Agamudai Nambhi Malarvizhi ◽  
Noor Raihani Binti Zainol
Keyword(s):  
Climate Change ◽  
Low Income ◽  
Behavioral Control ◽  
Peninsular Malaysia ◽  
Subjective Norms ◽  
Future Research ◽  
Perceived Behavioral Control ◽  
World Population ◽  
Perceived Benefits ◽  
Low Income Households

Climate change hinders economic growth across the globe, whereas green products and/or the adoption of green practices can effectively mitigate the deteriorating conditions of climate. A large proportion of the world population is living in remote areas with low income, and they should be included in the mitigation efforts to reduce the damaging effects of climate change. Therefore, this study intends to examine the intentions and behaviors towards green composting among low-income rural households to generate income, improve agricultural productivity, and reduce dependency on chemical fertilizers. This study adopted a cross-sectional research design and used structured interviews to collect quantitative data from 420 low-income households living in rural areas in Peninsular Malaysia. This study adopted the Theory of Planned Behavior (TPB) and extended the TPB by embedding the constructs of perceived benefits and eco-literacy into the attitude towards the environment, normative beliefs by extending the subjective norms, and perception of startup resources by extending the perceived behavioral control. The study outcomes revealed that eco-literacy and perceived benefits had a significantly positive effect on attitude towards the environment; normative belief on subjective norms; perception of startup resources on perceived behavioral control; attitude towards the environment on subjective norms; perceived behavioral control on intention towards green composting; and intention towards green composting on green composting adoption behavior. The findings may serve as a guideline to policymakers for the adoption of composting, which can mitigate environmental issues in addition to generating economic activities for low-income residents in Peninsular Malaysia. The study’s limitations and future research opportunities are reported as well.

scholarly journals Inheritance, gifts and the accumulation of wealth for low-income households

2021 ◽  
Vol 31 (5) ◽  
pp. 533-548
Author(s):  
Salvatore Morelli ◽  
Brian Nolan ◽  
Juan C Palomino ◽  
Philippe Van Kerm
Keyword(s):  
Low Income ◽  
Transfer Scheme ◽  
Wealth Transfer ◽  
Policy Responses ◽  
The Past ◽  
Low Incomes ◽  
Marked Decline ◽  
Rich Countries ◽  
Low Income Households

Many low-income households in rich countries have very little wealth, but the role of intergenerational wealth transmission in underpinning this deficit is not known. This article seeks to fill that gap by investigating patterns of past wealth transfer receipt for low-income versus other households in seven rich countries and assessing the contribution that these transfers, or their absence, make to current wealth levels. We find that households on low incomes are relatively disadvantaged in terms of intergenerational transfers received in the past, both in terms of the likelihood of having received any and the amounts received by those who do benefit from such transfers. The role that this disadvantage plays in the linkage between current low-income and low wealth is assessed and evidence presented that it is significant. Simulation of a universal wealth transfer scheme or ‘capital endowment’ on reaching adulthood for two countries shows that such a policy could lead to a marked decline in the proportion of low-income adults with negative or no wealth. This and alternative or complementary policy responses to these wealth deficits merit the most serious attention.

Aid Assisted Parliamentary Website Initiatives in Developing Countries

2012 ◽  
pp. 276-294
Author(s):  
Malik Aleem Ahmed
Keyword(s):  
International Development ◽  
Low Income ◽  
Lessons Learned ◽  
Low Income Countries ◽  
Middle Income ◽  
Website Development ◽  
Development Organizations ◽  
The People ◽  
Implementation Stages ◽  
Development Initiatives

Parliaments are the central institutions in the democratic forms of governments. Many parliaments, particularly in the lower middle income and low-income countries, perform poorly and tend to be closed institutions. They do not exchange timely information with the citizens. Parliamentary websites can assist the parliaments in opening up and interacting with the citizens to represent the real will of the people. Parliaments can use the websites as the means for actualizing the values of openness, transparency, and accountability. I explore a case of implementation of aid assisted parliamentary websites development initiative for four provincial parliaments of Pakistan. International development organizations may face different challenges during aid assisted parliamentary website development initiatives. I propose, by employing Information Technology Alteration Framework, that many of these challenges can be linked to the intercultural differences of values, norms, and practices between the donor and the host. This chapter also presents the lessons learned in the form of proposed solutions to overcome the challenges during the conception and implementation stages of aid assisted parliamentary website development initiatives.

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