scholarly journals Awareness of Health Insurance among Unorganized Industrial Sample Workers in Coimbatore

Author(s):  
A Sangamithra ◽  
P Sindia

Health insurance is an important method of financing the increased costs of medical care. The high cost of health services coupled with the randomness of health needs and the inadequacy of personal savings is the principal reason for the importance of insurance as a means of financing health services. The aim of the study is the awareness about health insurance among unorganized industrial workers in Coimbatore. The study states that people are aware of insurance but probably unaware of schemes and types of insurance.

PEDIATRICS ◽  
1977 ◽  
Vol 59 (3) ◽  
pp. 465-466
Author(s):  

The health needs of the child will depend upon the type of foster care being offered to him, as the needs for an emergency short-term placement of a healthy child are very different from those of a long-term placement of a handicapped child. When a tentative decision is reached that placement is necessary, arrangements should be made for a medical examination by a physician trained in the care of children. Psychological testing and psychiatric examination may occasionally be necessary to arrive at an understanding of the nature and severity of personality problems. The adequate provision for safeguarding and promoting the health of children in routine foster care should include periodic health supervision examinations, appropriate medical care for the ill child or child with special health problems, and dental care. Foster families having access to adequate, continuing medical care for themselves and other siblings should incorporate their foster child into their family health care system. By aligning the health services needed by the foster child with the provider of health services utilized by the foster family, the child would not be singled out for differential treatment, hence becoming a more integral part of the family life. When this is not possible, basic medical services should be provided through the agency or other resources whose services are coordinated with a total plan for the child, thus providing for continuity of medical care. Health services should include preplacement examinations and periodic medical examinations for appraisal of the child's physical growth, development, health status, and the effect of emotional and social factors upon the child's physical well being.


2019 ◽  
Author(s):  
Wenhui Mao ◽  
Yaoguang Zhang ◽  
Ling Xu ◽  
Zhiwen Miao ◽  
Di Dong ◽  
...  

Abstract Background China’s rapidly aging population is raising many challenges for the delivery and financing of health care. The Urban Residents Basic Medical Insurance (URBMI) has provided financial protection for the urban elderly population not covered by other health insurance schemes since 2007. We conducted a national level assessment to measure on the perceived health needs of this population as well as their use of health services. Methods Data on individuals over the age of 60 were extracted from two National Health Service Surveys conducted in 2008 and 2013. Multivariate regression models were used to estimate associations of socioeconomic factors and perceived health needs with the use of health services while controlling for demographic characteristics and year of survey. Findings Perceived health needs increased significantly between 2008 and 2013, regardless of insurance enrollment, age group or income level. In 2013, over 75% of individuals reported having at least one Non-communicable disease (NCD). Outpatient services decreased for those without insurance but increased for those with insurance. Middle- and high-income groups with insurance experienced a faster growth in outpatient visits and hospital admissions than the low-income group. Proportion of forgone hospital admissions, and proportion of forgone hospital admissions due to financial difficulties decreased. Yet there were still over 20% elderly forgone necessary hospital admissions, among which more than 40% were caused by financial barriers in 2013. Multivariate regression models found an increase of outpatient visits and hospital admissions from 2008 to 2013 when controlling for socioeconomic and health need factors. Conclusion Perceived health needs among the elderly increased at an alarming rate, and results showed a high prevalence of NCDs. Use of overall services increased and forgone necessary admissions decreased after the implementation of URBMI, indicating the improvement of access to health services. However, high-income groups had the highest increase in service use calling for further attention to issues related to equity. The service benefit packages offered by health insurance schemes should provide more support to the care of NCD patients.


Author(s):  
Yuliya M. Beglyakova ◽  
◽  
Aleksander S. Shchirskii ◽  

The article analyses the accessibility of medical facilities in rural areas of modern Russia and the specifics of their organization and development. The authors reveal causes why rural residents have much less opportunities to seek quality medical care than urban ones, what leads to a disparity between the inhabitants of the city and the village. The thesis is substantiated that state programmes that should make health services accessible to the rural population to a greater extent do not cope with the task at hand. An attempt is made to highlight the public’s response to the existing disparity in the health services of the villagers compared to urban dwellers. Such a reaction can be considered an outflow of people from rural areas, and an increase in self-medication among rural people as a result of the difficulty in obtaining health services. The decrease in the number of treatment facilities in rural areas leads to a deterioration in the medicine situation in rural areas. That, according to the authors of the article, justifies the need to study the issues associated with the provision of medical care to the rural population.


2003 ◽  
Vol 60 (2_suppl) ◽  
pp. 3S-75S ◽  
Author(s):  
Jack Hadley

Health services research conducted over the past 25 years makes a compelling case that having health insurance or using more medical care would improve the health of the uninsured. The literature's broad range of conditions, populations, and methods makes it difficult to derive a precise quantitative estimate of the effect of having health insurance on the uninsured's health. Some mortality studies imply that a 4% to 5% reduction in the uninsured's mortality is a lower bound; other studies suggest that the reductions could be as high as 20% to 25%. Although all of the studies reviewed suffer from methodological flaws of varying degrees, there is substantial qualitative consistency across studies of different medical conditions conducted at different times and using different data sets and statistical methods. Corroborating process studies find that the uninsured receive fewer preventive and diagnostic services, tend to be more severely ill when diagnosed, and receive less therapeutic care. Other literature suggests that improving health status from fair or poor to very good or excellent would increase both work effort and annual earnings by approximately 15% to 20%.


2020 ◽  
Vol 28 (5) ◽  
pp. 1688-1697
Author(s):  
Blanca Estela Pelcastre‐Villafuerte ◽  
Elizabeth Cuecuecha Rugerio ◽  
Sandra G. Treviño Siller ◽  
Celina M. Rueda Neria ◽  
María Guadalupe Ruelas‐González

2005 ◽  
Vol 13 (4) ◽  
pp. 393-398 ◽  
Author(s):  
Elspeth Macdonald ◽  
Heather Mohay ◽  
Debra Sorensen ◽  
Neil Alcorn ◽  
Brett McDermott ◽  
...  

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