Optimal Values for Calculation of Premium in Life Insurance

2013 ◽  
Vol 2 (3) ◽  
pp. 68-85
Author(s):  
Cvetko Andreeski

Life insurance is very challenging sector in developing countries. Life insurance makes contribute at the investments in every country, so the more developed life insurance, more investments one should expect. One of the main aspects in calculation of risk in life insurance is using updated tables of mortality and forecast of the future values of mortality. There are many functions and models for mortality forecast calculation. Lee-Carter and Azbel Model for mortality trend calculation are used in this paper. In order to evaluate the results, data sets with the mortality in the Republic of Macedonia are used.

2012 ◽  
Vol 57 (194) ◽  
pp. 107-122 ◽  
Author(s):  
Cvetko Andreeski ◽  
Bratislav Milosevic ◽  
Vladimir Njegomir

Life insurance in the Republic of Macedonia has a short history, if we do not count the experience of ZOIL Makedonija before the independence of Republic of Macedonia. The recent history of life insurance covers the last seven years and the segment of life insurance comprises about 6% of the total insurance market in the Republic of Macedonia. In this paper we analyse the development of life insurance in the Republic of Macedonia in recent history, taking the gross premiums of two of the best companies that are working in the segment of life insurance. Besides analysing the influence of the basic determinants of the development of life insurance (GDP, monetary stability, social insurance, etc.) we analyse the model of time series, with the purpose of making a model and forecasting future values of the series.


Author(s):  
Jonathan Schwartz

Jonathan Schwartz: Wedding in Krani: Notes on Balkan Rites of Passage This retrospective essay, inspired by the Biblical wedding in Kana, looks as well towards the future. Its topics are drawn from twenty years of periodic visits to and field work in the Prespa Lake region of Macedonia, bordering on Albania, Greece, and the Republic of Macedonia. Studies of labor migration (pechalba) are orchestrated by weddings, in which villagers are married away to spouses in the metropoles. This is a Virtual rite de passage, especially for the bride. Since the collapse of communism, the breakup of Yugoslavia, and the violence of ethnic cleansing, new imperatives for anthropology have appeared. If once we could direct our interest to the dramatic rites de passage, we now must pay attention to guarding the everyday rights of passage, especially in regions with several ethnic, religious, and linguistic communities. The Prespa Lake village of Krani, half Albanian and half Macedonian, with half its population abroad in diasporas, is an exemplary site for this sort of anthropology.


Author(s):  
Irena Avirovic ◽  
Makedonka Radulovic

The subject of this work is to examine whether the increased number of de facto partnerships could jeopardize the future of the marital institution in the Republic of Macedonia. The paper will provide existing statistical data on the number of marriages, divorces, and de facto partnerships in the country. Furthermore, it will analyze possible factors which have influenced the increased number of extra-marital communities in Macedonia. For the purposes of this paper we conducted a quantitative research with a sample of 120 respondents aged 18 to 22 years. The questionnaire was outlined to measure the perceptions of young people on marriage and cohabitation. In conclusion, the results from the respondents’ answers were used as an inclusive consideration for future projections and possible major projects.


2021 ◽  
Vol 16 (4) ◽  
pp. 3-14
Author(s):  
S. Erdoğan

Introduction: The name dispute dominated the relations between Greece and the Republic of Macedonia approximately three decades. It was coined as one of the world’s chronical unresolved issues. During the long lifespan of the conflict, there were some moments of hope for a solution, as well as disappointments stemming from the rising tension between the parties. Some of these developments bringing a new mentality to the dispute can be labelled as the turning points. In the current state of affairs, the dispute has been going through a new phase since the signature of the Prespa Agreement between Greece and North Macedonia in 2018.Materials and Methods: The article is providing a historical analysis of the name dispute. The development of the name dispute, from its beginning till its current state of affairs, is analysed under the guidance of the previous studies conducted on the subject and with references to the discourses of the leading political actors.Results: The name dispute is elaborated by focusing on the key turning points. After the emergence of the conflict, the interim accord of 1995 and 2008 NATO Bucharest meeting and the Prespa Agreement are determined as the turning points of the dispute.Discussions and Conclusions: The article concludes that it is too early to declare the final end of the name dispute by concentrating on the Prespa Agreement, symbolizing the final consensus between the parties of the dispute. Despite the rising hopes after the Prespa Agreement, the historical lifespan of the name dispute leads us to consider the fact that the willingness of the disputing parties to stay committed to the agreement will be definitive in terms of the future of the relations between Greece and Macedonia.


2016 ◽  
Vol 20 (suppl. 1) ◽  
pp. 69-75
Author(s):  
Gligor Kanevce ◽  
Aleksandar Dedinec ◽  
Aleksandra Dedinec ◽  
Ljubica Kanevce

In this paper the possibilities, disadvantages and benefits of long-term planning of energy development, are analysed. The factors influencing the development of energy and the factors influencing the accuracy of forecasting of the future development of energy are presented. The uncertainties that make the differences in modelling on a global scale, as well as the uncertainties that make the differences in modelling of the energy development of the Republic of Macedonia are also presented. Sensitivity analysis of the influence of different factors on the development of energy in the Republic of Macedonia was carried out. For those purposes the energy development of the Republic of Macedonia for the period up to 2035 year is calculated by using MARKAL model. The main features of the MARKAL model are also presented.


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