scholarly journals Developing an expanded Technological Acceptance Model for evaluating e-Learning in the Sub-Saharan African environment

2020 ◽  
Author(s):  
◽  
Mabeifam Martin Ujakpa

The Technological Acceptance Model was originally developed in the United States of America, which is culturally different, from Sub-Saharan Africa. Applying the existing Technological Acceptance Model to evaluate technological applications intended for the SubSaharan African environment, is likely to give inaccurate results because of the cultural dissimilarities and the diverse socio-cultural composition of Sub-Saharan Africa. As a way to improve accuracy of results, this research reviewed relevant literature and applied a mixed methodology to gather data from 308 students from five public universities in five countries across the five Sub-Saharan African regions (North, South, East, West and Central) on the use of e-learning in universities. Upon analyses of the data through Cronbach‘s α measure, Kaiser-Meyer-Olkin‘s measure, Bartlett‘s test of Sphericity, confirmatory factor analysis and descriptive statistics, an extension of the original technology acceptance model was developed. The extended model has seven constructs: Perceived Ease of Use, Perceived Usefulness, Perceived Performance, Perceived Benefits, External Factors, Behavioural Intention, and Technological Acceptance. Four of these constructs (Perceived Ease of Use, Perceived Usefulness, Perceived Performance and Perceived Benefits) directly influence Behaviour Intention. In consonance with previous findings in literature findings, Perceived Usefulness rated higher than Perceived Ease of Use. Perceived Benefit rated the lowest among the four constructs. The research further confirms previous findings that Perceived Ease of Use influences Perceived Usefulness. Additionally, this study found that External Factors directly influence Perceived Usefulness, Perceived Ease of Use, Perceived Performance and Perceived Benefit. Amongst these, External Factors influence Perceived Benefit most, followed by Perceived Ease of Use, Perceived Performance, and lastly Perceived Usefulness. Last, but not least, the research further found that Behaviour Intention influences Technological Acceptance positively. Considering that this research collected data from only five countries in Sub-Saharan Africa to develop and test the model, caution needs to be taken when generalising the research findings beyond the said population and technology considered in the research. Future research on technological acceptance may refine the suggested expanded model to explain further, the variance in students‘ Behaviour Intention, Perceived Ease of Use, Perceived Benefit, Perceived Usefulness and Perceived Performance and also to examine the performance of the suggested expanded model to explain the different technology acceptance behaviours in the information technology field

2020 ◽  
pp. 2058-2081
Author(s):  
Bwalya Kelvin Joseph ◽  
Tanya Du Plessis

This study investigates whether e-Government consumers (citizens and businesses) in selected towns in Zambia are aware of the anticipated benefits of e-Government. Awareness translates into recognition of the perceived benefits and may influence adoption as posited in Davis' 1989 technology acceptance model. Using the mixed methods research approach, an investigation follows of consumers' awareness, or lack of awareness, of e-Government benefits in three Zambian towns. To date, no significant empirical study has been done investigating e-Government penetration in Zambia evidenced by consumers' awareness. This article contributes to the current debate on e-Government in Sub-Saharan Africa by means of regression modeling which shows that apart from the traditional factors, namely 'perceived ease of use' and 'perceived usefulness' that influence adoption, the Zambian context also presents additional factors that influence adoption such as culture, cost, trust, and other social dimensions or beliefs.


2015 ◽  
Vol 11 (3) ◽  
pp. 1-23 ◽  
Author(s):  
Bwalya Kelvin Joseph ◽  
Tanya du Plessis

This study investigates whether e-Government consumers (citizens and businesses) in selected towns in Zambia are aware of the anticipated benefits of e-Government. Awareness translates into recognition of the perceived benefits and may influence adoption as posited in Davis' 1989 technology acceptance model. Using the mixed methods research approach, an investigation follows of consumers' awareness, or lack of awareness, of e-Government benefits in three Zambian towns. To date, no significant empirical study has been done investigating e-Government penetration in Zambia evidenced by consumers' awareness. This article contributes to the current debate on e-Government in Sub-Saharan Africa by means of regression modeling which shows that apart from the traditional factors, namely 'perceived ease of use' and 'perceived usefulness' that influence adoption, the Zambian context also presents additional factors that influence adoption such as culture, cost, trust, and other social dimensions or beliefs.


2020 ◽  
Vol 12 (23) ◽  
pp. 10130
Author(s):  
Alfonso Siano ◽  
Lukman Raimi ◽  
Maria Palazzo ◽  
Mirela Clementina Panait

Purpose—This research discusses emerging trends in financial inclusion, barriers and factors influencing mobile banking as an innovative solution for increasing financial inclusion in sub-Saharan Africa (SSA) with a specific focus on Nigeria. Design/methodology/approach—Using a qualitative meta-synthesis (QMS), an interpretivist research paradigm, authors provide an analytical tool for understanding the subject of inquiry by integrating findings from previous studies and relevant data from the reports of the Central Bank of Nigeria on emerging trends in financial inclusion. Findings—Three major factors emerged as drivers of mobile banking in Nigeria: (a) the ease of using mobile devices for personal banking transactions including prompt information about users’ financial transactions (savings and withdrawals) immediately through SMS (short message service) alert (easy management of my account); (b) the security/safety concerns of theft and cyber fraud; (c) social influence of friends, relatives, policy makers and social trends. Implications—In contextualizing mobile banking in SSA and in Nigeria in particular, this paper contributes to exploring the growth in the use of mobile banking by linking it with the “value in use” (VIU) perspective. This approach of the service dominant logic involves three sub-constructs (experience, personalization, and relationship), which all validate and support the proposed assertion that mobile banking is adopted by users because of utility expectancy (perceived usefulness), effort expectancy (perceived ease of use), and social influence expectancy (opinions of friends/relatives). Originality/value—This research, although qualitative in nature, validates information technology (IT) adoption theories/perspectives and enriches the “value in use” approach.


Author(s):  
Audi Ramadhan ◽  
Chandra Indira Septiarani ◽  
Faisal Dias ◽  
Deden Yoga Pratama

Aplikasi trading cryptocurrency merupakan sebuah aplikasi yang relatif baru yang ditandai dengan munculnya banyak cryptocurrency seperti Bitcoin, Ethereum dan lain sebagainya. Oleh sebab itu, analisis penerimaan teknologi pada aplikasi tersebut sangat penting untuk dikaji lebih dalam. Penelitian ini bertujuan untuk menganalisis dan mengukur penerimaan aplikasi trading cryptocurrency yaitu Indodax Trading Platform dengan menggunakan Technology Acceptance Model (TAM) yang diintegrasikan dengan faktor resiko dan kepercayaan. Penelitian ini merupakan penelitian kuantitatif asosiatif dengan menggunakan kuesioner untuk mendapatkan data primer. Sampel yang digunakan pada penelitian ini sebesar 134 dengan menggunakan teknil analisis Semi Equation Model – Partial Least Square (SEM-PLS). Hasil dari penelitian ini yaitu adanya pengaruh dari perceived usefulness dan trust terhadap penggunaan aplikasi trading cryptocurrency. Sedangkan resiko dan perceived ease of use tidak berpengaruh terhadap penggunaan aplikasi trading cryptocurrency.


2017 ◽  
Vol 7 (1) ◽  
pp. 103
Author(s):  
Shafizan Mohamed ◽  
Saodah Wok ◽  
Mahaman Lahabou

In 2011, a study was conducted to look at students’ reception of IIUM.FM, a newly launched online campus radio. Using the Technological Acceptance Model (TAM), the study found that factors such as perceived ease of use, perceived usefulness, and attitude highly influenced audience reception of the online radio. In 2016, a corresponding study, closely based on the original 2011 study was conducted to chart and identify how technological changes and developments have further affected the radio listeners today and whether the factors that determined listenership in 2011 still apply in 2016. The study employed a quantitative research design using the survey method and the questionnaire as the research instrument. A total of 238 respondents were sampled for 2011 and 271 respondents for 2016. Results from the comparisons done between the two studies identified the impact of technological change on the campus radio and offered recommendations and suggestions to the University’s relevant authorities for further improvement.


Think India ◽  
2019 ◽  
Vol 22 (3) ◽  
pp. 402-409
Author(s):  
Deepak Shrivastava ◽  
Apurva Shrivastava ◽  
Gyan Prakash

Tech-friendliness in this new era is an important quotient considered and the persons’ acceptance towards the technology frequency matters a lot. But still the frequency varies from person to person, this brought in the concept of Technology Acceptance Model given by Fred Davis in 1989. The theory of TAM is based on two theories that are Theory of Reasoned Action and Theory of Planned Behavior, TAM is extended version of these two. Green Banking is a new technology introduced by the banks that focuses on the growth of Sustainable development and Banking system too. Thus, banks ask their customers to use it or practice it in their daily life transactions. But every customer has their own point of view on the usage of Green banking. Thus, the research aims to understand the customers’ perception towards the Green Banking for this TAM is used. The research states that Perceived risk is the primary factor that is followed by perceived usefulness and perceived ease of use that impacts the decision to use green banking. Thus, the behavioral intention results in actual use of green banking usage for which people are trying to accept the new technology. So, the banks have earned points for creating awareness among their customers but still they have to work hard and clarify their customers’ problems and vanish that hitch that is stopping them to use green banking easily.


2019 ◽  
Vol 24 (1) ◽  
pp. 100-113
Author(s):  
Filona ◽  
Misdiyono

With the rapid growth of information technology, electronic money has played an important and central role in the e-payment. Development of electronic money is able to create a trend less-cash society, which is a society’s behavior using non- cash transactions by utilizing the simplicity offered through electronic transactions. The purpose of this research is to determine the factors affecting the intention to use electronic money. We designed a questionnaire and used it to survey a simple random sampling of people who use of e-money in DKI Jakarta. The actual samples used for the study are 125 respondents. We analyzed the data using Structured Equation Modeling to evaluate the strength of the hypothesized effects. The result of the analysis showed that perceived ease of use has no significant effect on attitudes towards the use of e-money. Perceived ease of use has a significant effect on the perceived usefulness of e-money. Perceived usefulness has no significant effect on the intention to use e-money. Perceived usefulness has a significant effect on attitudes towards the use of e-money. Attitude has a significant effect on the intention to use e-money. Subjective norm has a significant effect on the intention to use e-money. Perceived behavioral control has no significant effect on the intention to use e-money. Keywords: electronic money, technology acceptance model, the theory of planned behavior.


Author(s):  
M. R. K. N. Yatigammana ◽  
Md. Gapar Md. Johar ◽  
Chandra Gunawardhana

E-learning is a method of delivering knowledge using information technology and electronic media for the remote users. The advantages of e-learning method can be fully achieved with the postgraduate studies as majority of the postgraduate students are engaged in learning while they are working and also geographically dispersed due to the family and work life thus physically appearing for the lecture sessions are difficult to them. This paper attempts to develop a framework to measure the postgraduate students’ perceived technology acceptance by developing a modified version of the Technology Acceptance Model (TAM) which replaces perceived usefulness and perceived ease of use in the original model of TAM with relative advantage and complexity and incorporate other variables of trialability, observability, compatibility, psychological wellbeing and social influence of the students. The developed model is validated using 30 postgraduate students from Sri Lanka and thus this model can be used in future researchers to measure the perceived e-learning acceptance of postgraduate students.


2018 ◽  
Vol 11 (9) ◽  
pp. 1
Author(s):  
Eman Abdel-Reheem Amin ◽  
Faiza Abdalla ELhussien Mohammed

This study applied the Technology Acceptance Model (TAM) in investigating teachers and students’ perceptions towards integrating the D2L system to enhance EFL teaching and learning processes at the English language department, Majmaah University. Two close-ended questionnaires were designed to measure the participants’ perceived ease of use, perceived usefulness, attitudes, and intentions to use D2L. To understand participants’ perceptions and the obstacles that may hinder their use of D2L, an interview with open-ended questions were conducted. Data from the questionnaires were analyzed using SPSS. Qualitative analysis of the interview data showed the frequencies and proportions of participants’ responses. The findings indicated that the D2L system is totally accepted by teachers and students. Few problems along with their suggested solutions were grouped, presented and discussed.


2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Siti Nurdiyana Atikah Sulaiman ◽  
Mohammad Nabil Almunawar

Purpose The purpose of this paper is to investigate factors that influence customers’ adoption of biometric-based point-of-sale in Brunei. Design/methodology/approach This paper extends technology acceptance model constructs with trust and some other variables as the framework to investigate their influence on the attitude toward the usage of a biometric point-of-sale terminal for payments in Brunei. Nine variables may influence user’s perception toward usage. The nine variables are needed, perceived ease of use, perceived usefulness, experience, innovativeness, privacy, security, trust and attitude toward usage. Multiple regression analysis was conducted to test hypotheses related to these nine variables. Findings It is found that the innovativeness of an individual and similar experience corresponds toward trust, which is positively related to attitude toward usage. Perceived usefulness and trust have significantly influenced the intention of individuals to use biometrics as an authentication method for payment. Research limitations/implications The nature of this research is to gather the public’s opinion and perception as much as it is deemed possible to get a bigger and clearer picture of the study. As the target respondence is citizens and residents of Brunei without any specification or exclusion, a large response would be needed to have a more reliable and accurate result. However, only 205 respondents can be gathered in this study. Had there been a longer time frame, it would be best to gather a lot more responses. Originality/value This paper explores the adoption of biometric authentication in large-scale point-of-terminals. It identifies factors that influence adoption. The results of this study could assist future researchers in which direction to take to further explore biometric as an authentication method for payment. In addition to this, it could also provide banks and financial technology in Brunei a clearer picture of the Brunei market and Bruneians perspective on the biometric system.


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