scholarly journals O papel da AEF-Brasil na Estratégia Nacional de Educação Financeira

Author(s):  
Claudia M. J. Forte

Convinced of the importance of financial education to the solidity of the financial system and the quality of life of Brazilian society, four institutions representing the financial market instituted AEF-Brasil in 2012, geared towards elevating this cause to the level of the most pressing causes in Brazil. They are: ANBIMA (Brazilian Financial and Capital Markets Association),B3 (Brazil Stock Exchange and Over-the-Counter Market), CNSeg (National Confederation of Companies of General Insurance, Private Pension, Life, Supplementary Health Insurance, and Capitalization Insurance) and FEBRABAN (Brazilian Federation of Banks). Allowing financial education to reach every Brazilian means leveraging equal opportunities for autonomous and healthy financial decisions in their lives, thereby bolstering citizenship. By developing these projects, AEF-Brasil has contributed and continues to contribute to social and economic development and, especially, to the exercise of full citizenship and the practice of democracy.

Author(s):  
Claudia M. J. Forte

Convinced of the importance of financial education to the solidity of the financial system and the quality of life of Brazilian society, four institutions representing the financial market instituted AEF-Brasil in 2012, geared towards elevating this cause to the level of the most pressing causes in Brazil. They are: ANBIMA (Brazilian Financial and Capital Markets Association),B3 (Brazil Stock Exchange and Over-the-Counter Market), CNSeg (National Confederation of Companies of General Insurance, Private Pension, Life, Supplementary Health Insurance, and Capitalization Insurance) and FEBRABAN (Brazilian Federation of Banks). Allowing financial education to reach every Brazilian means leveraging equal opportunities for autonomous and healthy financial decisions in their lives, thereby bolstering citizenship. By developing these projects, AEF-Brasil has contributed and continues to contribute to social and economic development and, especially, to the exercise of full citizenship and the practice of democracy.


Author(s):  
Claudia M. J. Forte

Convinced of the importance of financial education to the solidity of the financial system and the quality of life of Brazilian society, four institutions representing the financial market instituted AEF-Brasil in 2012, geared towards elevating this cause to the level of the most pressing causes in Brazil. They are: ANBIMA (Brazilian Financial and Capital Markets Association),B3 (Brazil Stock Exchange and Over-the-Counter Market), CNSeg (National Confederation of Companies of General Insurance, Private Pension, Life, Supplementary Health Insurance, and Capitalization Insurance) and FEBRABAN (Brazilian Federation of Banks). Allowing financial education to reach every Brazilian means leveraging equal opportunities for autonomous and healthy financial decisions in their lives, thereby bolstering citizenship. By developing these projects, AEF-Brasil has contributed and continues to contribute to social and economic development and, especially, to the exercise of full citizenship and the practice of democracy.


2003 ◽  
Vol 43 (3) ◽  
pp. 191-201 ◽  
Author(s):  
Caroline T. Burk ◽  
Alex Gilderman ◽  
Joyce Salas ◽  
David Berenbeim ◽  
Michael B. Nichol

2020 ◽  
Vol 8 (03) ◽  
pp. 071-079
Author(s):  
Archna Agnihotri ◽  
Antervir Kaur ◽  
Rosy Arora

AbstractOral ulcers are one of the most prevalent oral mucosal diseases. The etiology of oral mucosal ulcers still has to be discerned as a variety of precipitating factors and causes have been implicated. Unless associated with some underlying systemic component, the condition generally takes 10 to 14 days to resolve, sometimes to recur soon. During the active disease phase, it affects eating, drinking and swallowing, thus affecting the quality of life. The treatment is generally symptomatic and is limited to the use of analgesics, antibiotics and topical application of steroids. The use of these over-the-counter drugs can sometimes lead to severe adverse effects. Herbal medicaments provide a safer and efficacious alternative to synthetic drugs. This article aims to review the most commonly used herbal medicines and investigate their efficacy in treating oral ulcers.


Author(s):  
Claudia Márcia de Jesus Forte ◽  
Fernanda Sanches Rocha

The article presents the Impact Evaluation results carried out in the Financial Education Program for Women Beneficiaries of the Bolsa Família Program (BFP) and Retirees with income of up to two minimum wages. This program aims to promote the increase of financial literacy and changes in habits and behaviors, in order to develop skills and abilities that help to manage the family budget efficiently. The methodology used was the one of experimental experience and made possible the coexistence with beneficiaries and retirees in their homes, seeking to understand the realities and the local needs. The change in behavior through the development of skills and abilities, as well as the acquired knowledge, demonstrated that decision making becomes more conscious, promoting autonomy and meaningful better in the quality of life of the family and the family environment.


Mathematics ◽  
2021 ◽  
Vol 9 (19) ◽  
pp. 2440
Author(s):  
Jana Coronicova Hurajova ◽  
Zuzana Hajduova

Quality of life can be expressed as a highly subjective measure of happiness, which is an important part of many financial and non-financial decisions. The issue of quality of life, namely its quantification, is a current topic, evidenced by a number of literary sources in both foreign and domestic literature. The paper deals with this issue in the conditions of the Slovak Republic and studies the quality of life for each region of Slovakia with respect to the given indicators. In this paper, we deal with the use of the methods of multi-criteria analysis in evaluating the quality of life in Slovakia. The aim of this paper is to highlight that it is important to monitor the level of quality of life at the regional level and that one of the indicators influencing the quality of life in the region may be its location in relation to neighboring countries.


Vestnik NSUEM ◽  
2021 ◽  
pp. 191-220
Author(s):  
O. V. Molchanova

The article presents and discusses the issues of social and economic development of the South Siberian macroregion, including Novosibirsk, Omsk, Tomsk, Kemerovo regions, Altai Territory and Altai Republic. The emphasis is laid on the comparative analysis of the state and dynamics of quality of life and level of development of healthcare of subjects of the macroregion. A detailed review of the studies in the debated field was made. A typology of the territorial formations, included in the region by the level of economic development, was offered. Open data of government statistics, website content of the authorities of the constituent entities of the Russian Federation, ratings of the territories and authorial assessments of the existent processes were used as a data base. Conclusions were made andrecommendations were given. 


2021 ◽  
Vol 4 (96) ◽  
pp. 41-55
Author(s):  
Tetyana Korytko ◽  
◽  
Olena Kruk ◽  

The social and economic component of regional development characterizes the processes that take place with the participation of all subjects of a regional economy, which are aimed at achieving economically feasible results while ensuring stable improvement of the level and quality of life of the population. Theoretical and practical issues related to the interconnection of interests, goals and objectives of the social and economic development of systems of different levels are of great importance. It should be noted that the "points of economic growth" in the region are enterprises located in its territory. The potential of their socio-economic development can be revealed through the synergy of interests of the region and enterprises. The mechanism for achieving this can be modeling an impact of enterprises’ investment activity on the sustainable development of the region. The urgency of enhancing enterprises’ investment activity in the region, in particular – in conditions of growing unsustainable market conditions, is obvious, as ensuring the efficiency of their operation and intensification of investment activity is one of the most important functions not only of each enterprise but also the region and the state in general. In industrial regions, the regional government is interested and ready to assist in the enterprises’ upgrading, as it directly faces a lot of problems associated with their low technological level. The use of outdated technologies, physical and moral depreciation of equipment invariably cause a low level of labor productivity, high costs of manufacturing, its low quality, which leads to a decrease in the competitiveness of enterprises in the region. Such enterprises have a negative impact on the environment. All this together affects the level and quality of life of the population, which is a key indicator of the effectiveness of regional authorities. Thus, it can be noted that in modern conditions the emphasis in the transition to investment and innovation development is naturally shifted to the level of regions. Ensuring balanced social and economic development of regions in dynamic conditions of structural and organizational transformations and uncertainty is an crucial, complex and multifaceted problem, for the effective solution of which it is necessary to use effective means of economic assessment of feasibility, effectiveness and risks of socio-economic transformations, as well as appropriate means of assessments and regulations, which should include tools for indicative management.


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