scholarly journals Agricultural Credit and Profitability of MV Boro Rice Cultivation at Farm Level in Some Selected Areas of Chapai Nawabganj District

Author(s):  
Limon Deb ◽  
Md Sarkar ◽  
Md Rahaman ◽  
Md Asaduzzaman ◽  
Md Siddique
1970 ◽  
Vol 4 (1) ◽  
pp. 161-168 ◽  
Author(s):  
MA Kabir Miah ◽  
AKM Ashraful Alam ◽  
AHMA Rahman

An investigation was conducted at Mithapukur and Razarhat upazila under Rangpur and Kurigram districts, respectively to know the requirements, utilization pattern and repayment system of credit and its effect on modern rice cultivation. A total number of 120 rice growers who obtained credit from Rajshahi Krishi Unnayan Bank (RKUB) and Grameen Bank (GB) were interviewed. Another 60 farmers who did not take credit from other sources were also studied. The findings disclosed that the client farmers of RKUB and GB used about 78 and 72 percent credit, respectively for Boro rice production and the rest was used for consumption purpose. The cost of credit of RKUB and GB was Tk. 463 and Tk. 20, respectively. The RKUB farmers had to pay Tk. 252 as entertainment cost. The GB credit users borne 1.13 times higher production cost compared to RKUB users for Boro rice cultivation. Loan users achieved 1.21 times higher rice yield compared to loan non-users. The analysis of resources use efficiency revealed that both credit users and non-users rice growers had failed to use inputs efficiently, either the production inputs were overused or underused. Unavailability of credit and weekly instalment system of repaying loan were the main constraints faced by 38 percent RKUB and 53 percent GB credit users. Small farmers were found to avoid cumbersome procedure of obtaining loan from the institutional sources and they felt better to borrow loan from NGOs. Key words: RKUB, GB, MV Boro rice, credit and farmers.


2021 ◽  
Vol 24 (1) ◽  
pp. 85-95
Author(s):  
L Deb ◽  
MAR Sarkar ◽  
MAB Siddique ◽  
R Begum

High input-intensive Boro rice cultivation needs substantial agricultural credit for the resource-poor Bangladeshi farmers. An investigation was conducted at Fulbaria upazila of Mymensingh district to assess loan attainment cost from Bangladesh Krishi Bank (BKB) and its utilization pattern; evaluate the effects of credit on Boro cultivation, and identify the major drivers of the agricultural credit programme. For the study, 140 farmers were divided into two groups: those who took a loan from BKB and those who did not. Results revealed that the borrowers had to pay Tk 10.23 for getting a hundred taka loan from BKB most of which was an unofficial cost. More than half of the obtained loan was used for Boro cultivation whereas 21% was used for family consumption and the rest (25%) was used for other purposes such as reimbursement of the previous loan from formal and informal sources, wedding and other income-generating activities including petty business. BKB credit borrowers obtained more benefits through Boro cultivation than non-borrowers. The major strengths of the BKB’s agricultural credit programme were well-established infrastructure, experienced manpower, country-wide network, and lower interest rate. Whereas complex and lengthy institutional procedures, the inevitability of collateral and poor institutional capacity were being revealed as the weaknesses of the programme. Prevalence of brokers or corrupt officials and political influence were identified as the major constraints for the loan acquirement. More advanced research is recommended, with an emphasis on agricultural credit programmes, to ensure their effectiveness. Bangladesh Rice J. 24 (1): 85-95, 2020


2018 ◽  
Vol 6 (3) ◽  
pp. 1-8
Author(s):  
M Islam ◽  
M Chowdhury ◽  
S Baishakhy

2018 ◽  
Vol 06 (07) ◽  
pp. 90-100 ◽  
Author(s):  
Israt Zahan ◽  
Shahadat Hossen ◽  
Akhter Hossain Chowdhury ◽  
Abdul Baten

2018 ◽  
Vol 21 (1) ◽  
pp. 35-45
Author(s):  
AKMS Islam ◽  
MJ Kabir

This study was undertaken to investigate the rental charge and labour cost of five major operations in rice production in the north-west region of Bangladesh. Farmers’ group discussions (FGDs) with 10-15 key informants farmers were conducted for collecting farm level data from 15 villages of both Rajshahi and Rangpur divisions. Rental charge and labour cost of rice cultivation were converted to paddy equivalent cost (PEC) for tillage, transplanting, weeding, harvesting, carrying and threshing. Farmers mostly relied on the service providers of either power tiller or tractor for tillage. They also relied on the service providers of close drum power thresher for threshing rice and other crops. However, farmers still manually carried out transplanting, weeding, harvesting and carrying of rice. Both the contractual and daily basis hired labour and family labour performed those activities. The wages of labour of harvesting and carrying was paid in cash or kind (e.g., share of harvested grain or fixed amount of grain per unit of harvest area). The average paddy equivalent cost for the five major operations was ranged between 37-47% of total paddy production cost in the study locations. The mechanized transplanting and harvesting may reduce rice production cost largely as well as would resolve the labour scarcity problems. Therefore, transplanter and harvester have the great prospect of widespread adoption. However, prospect of mechanical weeding is limited because of the availability of low cost intensive chemical control methods. Thus, providing the larger financial assistance on purchasing both the transplanter and harvester facilitates the end users to enhance the productivity and reduce the cost of rice farming.Bangladesh Rice j. 2017, 21(1): 35-45


2019 ◽  
Vol 2 (2) ◽  
pp. 1-8
Author(s):  
Md. Hossain Ali

AbstractDue to intensive irrigated rice cultivation during dry season, declining trend of groundwater level is observed in many parts of Bangladesh. Field experiments were conducted in 2015 and 2016 at four experimental stations of Bangladesh Institute of Nuclear Agriculture, Bangladesh to evaluate the performance of some Boro rice cultivars in different planting dates with respect to yield and irrigation water requirement, and to optimize between yield and irrigation water requirement, with a view to reduce groundwater withdrawal and hence reducing mining of groundwater. The transplanting dates were 21th January (T1), 15th February (T2), 7th March and 30th March. Four rice cultivars were used. The results showed that the rice growth period was shortened with the later dates of transplanting. Generally, the yield of all cultivars at first and second transplanting (i.e. in T1 & T2) are good, and decrease at the later transplanting dates (T3, T4) and hence could not be recommended among farmers. When we consider the irrigation savings in T2 compare to T1, the irrigation savings varies with location and year, but the general tendency is that the second transplanting can save irrigation water. By considering economic (intrusion of additional rabi crop between two rice crops) and ecological factor (irrigation reduction, and hence reducing groundwater withdrawal), we recommend that the most suitable transplanting time for Boro rice should be 15th February. As such, we can effectively achieve good yield, reduce irrigation requirement, and creating opportunity for possible intrusion of addition Rabi crop between two rice crops. Overall, the findings of the present study can provide effective transplanting time and cultivar to reduce groundwater withdrawal in the present agro-ecosystem of northwestern Bangladesh and other similar areas.


2018 ◽  
Vol 16 (4) ◽  
pp. 466-475 ◽  
Author(s):  
M.A.A. Mamun ◽  
M.M. Haque ◽  
M.A. Saleque ◽  
Q.A. Khaliq ◽  
A.J.M.S. Karim ◽  
...  

PLoS ONE ◽  
2021 ◽  
Vol 16 (4) ◽  
pp. e0250897
Author(s):  
Mohammed Mainuddin ◽  
Md. Mahbubul Alam ◽  
Md. Maniruzzaman ◽  
Md. Jahangir Kabir ◽  
Mohammad A. Mojid ◽  
...  

The North-West (NW) region of Bangladesh is pivotal for the country’s agricultural development, mainly in producing irrigated Boro rice. However, increasing cost of irrigation water, fertilizers, labour and other inputs, and the spatio-temporal variation in actual yield, market price and profitability of rice, have added uncertainty to the sustainability of Boro rice cultivation. In this study, we evaluated the productivity, profitability, and prospect of Boro rice production using comprehensive field data collected directly from 420 farmers’ fields over two consecutive seasons (2015–16 and 2016–17), across seven geographically distributed locations in the NW region. We also analyzed the risk and return trade of popular Boro rice cultivars using Monte-Carlo simulation. The results show that there were significant (p≤0.05) variations in rice yield between sites, irrigation pump-types, and rice varieties, with Hybrid rice and BRRI dhan29 producing highest yields (6.0–7.5 t/ha). Due to different pricing systems, the cost of irrigation water varied from site to site and from year to year, but always comprised the highest input cost (20–25% of total production). The total paid-out cost, gross benefit, and gross income of rice significantly (p≤0.05) differed between sites, type of irrigation pumps, rice varieties, transplanting dates, and two cropping years. The variations in observed yield and profitability reveal considerable scope to improve rice production systems. Market variation in the price of rice affected overall profitability significantly. Probability and risk analysis results show that Minikit and BRRI dhan29 are the most stable varieties for yield and profitability. Hybrid rice, which has the maximum attainable yield among the cultivated rice varieties, also has the risk of negative net income. Based on the analysis, we discussed ways to improve yield and profitability and the prospect of Boro rice cultivation in the region. The study provides valuable information for policy-makers to sustain irrigated rice cultivation in both the NW region and nationally.


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