scholarly journals FINANCIAL LITERACY ON SMALL AND MICRO BUSINESS OF THE INDIGENOUS PEOPLE OF PAPUA IN JAYAPURA CITY

2021 ◽  
Vol 26 (4) ◽  
pp. 37-46
Author(s):  
Anita Erari ◽  
Kurniawan Patma ◽  
Ramasoyan Arung Lamba

This study is a quantitative study that aimed to find the level of financial literacy of Papuan Micro, Small, and Medium Enterprises (MSME) and the factors that influence it. The sample consisted of 75 respondents of MSME actors in Jayapura city at Pasar Mama-Mama Papua. The data was analyzed using multiple linear regression method with SPSS version 22.0. The results showed that (1) the level of financial literacy in Jayapura city is low, (2) there is no influence of gender towards the level of financial literacy, (3) there is an influence of last educational level towards the level of financial literacy, (4) there is no influence of monthly profit towards the level of financial literacy, (5) there is an influence of investment towards the level of financial literacy, (6) there is an influence of borrowing and saving in bank towards the level of financial literacy, (7) there is an influence of insurance towards the level of financialliteracy.

2021 ◽  
Vol 20 (1) ◽  
Author(s):  
Mahir Pradana ◽  
Budi Rustandi Kartawinata ◽  
Dyah Maharani ◽  
Mahendra Fakhri ◽  
Hiendra Kurniawan

 This research is a study on halal consumer behavior, which consists of empirical results from various Micro, Small,and Medium Enterprises (MSME)s in Bandung, Indonesia. Data were collected from 161 muslim tourists whohave experiences visiting Bandung, West Java, Indonesia, and consuming culinary products produced by MSMEsin the city. Simple linear regression method was applied to evaluate the relation between consumers’ attitude andpurchase decisions. This research aims to provide deeper understanding on the effect of tourists’ attitude towardsthe halal label and purchase decision, seen from the perspective of muslim consumers who have experiences inconsuming the food products by Micro, Small, and Medium Enterprises (MSME)s in Bandung, Indonesia. This studyreveals that attitude towards halal label is an important factor affecting consumers’ halal food purchase decision.


2019 ◽  
Vol 164 ◽  
pp. 681-689 ◽  
Author(s):  
Mariusz Zapadka ◽  
Mateusz Kaczmarek ◽  
Bogumiła Kupcewicz ◽  
Przemysław Dekowski ◽  
Agata Walkowiak ◽  
...  

Author(s):  
N. K. Oghoyafedo ◽  
J. O. Ehiorobo ◽  
Ebuka Nwankwo

The issue of road accidents is an increasing problem in developing countries. This could be due to increasing road traffic/vehicle occupancy, geometric characteristics and road way condition. The factors influencing accidents occurrence are to be analysed for remedies. The purpose of this research is to develop an accident prediction model as a measure for future study, aid planning phase preceding the designed intervention, enhance the production of updated design standards to enable practitioners design unsignalized intersection for optimal safety, reduce the number of accidents at unsignalized intersections. Five intersections were selected randomly within Benin City and traffic count carried out at these intersections as well as geometric characteristics and roadway conditions. The prediction model was developed using multiple linear regression method and the standard error of estimate was computed to show how close the observed value is to the regression line. The model was validated using coefficient of multiple determination. The establishment of the relationship between accidents and traffic flow site characteristics on the other hand would enable improvement to be more realistically accessed. This study will also enhance the production of updated design standards to enable practitioners design unsignalized intersection for optimal safety, reduce the number of accidents at unsignalized intersections.


2018 ◽  
Vol 6 (6) ◽  
pp. 322-334
Author(s):  
Amrozi ◽  
Zarah Puspitaningtyas ◽  
Djoko Poernomo

This study is to examine the influence of leadership, job satisfaction and organizational commitment on employee performance. Population in this research was the entire employees of Rumah Sakit Umum Daerah (RSUD) Besuki, Situbondo, Indonesia which was about 295 peoples. Then, the researcher applied probability random sampling technique to select 170 respondents as the sampling. The researcher analyzed the data by applying multiple linear regression method. The result shows that leadership and job satisfaction contribute positive and significant effect on employee performance, while organizational commitment has no effect on employee performance.


2021 ◽  
Vol 2 (1) ◽  
pp. 25-42
Author(s):  
Andini Dwi Saputri ◽  
Susi Handayani ◽  
Muhammad Kurniawan DP

This study aims to analyze the effects of work discipline and incentives on the performance of employees of PT Putra Karisma Palembang. The sample was selected using the saturated sample technique. Data from 57 respondents were collected through interviews, documentation, and questionnaires. This study implemented the multiple linear regression method to analyze data. The results prove that partially each of work discipline and incentives has no significant effect on employee performance. However, simultaneously work discipline and incentives have a significant effect on employee performance. This insight is beneficial for PT Putra Karisma Palembang. To improve employees' performance, the company should consider both work discipline and incentives factors together.   Penelitian ini bertujuan untuk menganalisis pengaruh disiplin kerja dan pemberian insentif terhadap kinerja karyawan PT Putra Karisma Palembang. Sampel dipilih menggunakan teknik sampel jenuh. Data 57 responden dikumpulkan melalui wawancara, dokumentasi, dan kuesioner. Studi ini mengimplementasikan metode regresi linier berganda untuk menganalisis data. Hasil investigasi membuktikan bahwa secara parsial baik disiplin kerja maupun pemberian insentif masing-masing tidak berpengaruh signifikan terhadap kinerja karyawan. Tetapi, secara simultan disiplin kerja dan pemberian insentif berpengaruh signifikan terhadap kinerja karyawan. Fakta ini bermanfaat bagi PT Putra Karisma Palembang. Untuk meningkatkan kinerja karyawan, maka perusahaan harus mempertimbangkan faktor disiplin kerja dan pemberian insentif secara bersama-sama.


2021 ◽  
Vol 5 (1) ◽  
pp. 19-26
Author(s):  
Nurul Laili ◽  
Sri Hindarti ◽  
Dwi Susilowati

 This study aims to 1) Analyze the pattern of changes in commodity prices for spanish pepper in Malang District. 2) Analyzing the factors that influence fluctuations in the price of spanish pepper in Malang District. The research method used is quantitative method that uses secondary data in the form of time series obtained from several related agencies, namely the Central Statistics Agency of Malang District, Department of Industry and Trade, and Department of food crops, horticulture, and plantation in Malang District. Analysis of the data used is multiple linear regression with the dependent variable is the price at the consumer level from 2009-2018, while the independent variables use the data of the price of spanish pepper at the producer level, the amount of production, and the amount of consumption from 2009-2018. The study found that: 1) The development of the price of spanish pepper had a trend that tended to increase during the last 10 years. 2) From the results of data processing using multiple linear regression method with Eviews 9.0 application, it is found that the factor that significantly influences changes in the price of spanish pepper is the price at the producer level, while the amount of production of spanish pepper and the number of requests does not significantly affect the change in spanish pepper prices in Malang District. 


2021 ◽  
Vol 5 (1) ◽  
Author(s):  
Sandra Amelinda Kundari

Competition in the culinary business is currently required for business actors to have a strategy that is able to attract and retain consumers for the sustainability of their company. This study aims to test product quality, brand image and facilities simultaneously influence Abata Donut's purchasing decisions. The sample research sample is 100 consumers accidental sampling with multiple linear regression method. The results of the research on product quality, brand image and facilities simultaneously and partially have a significant effect on Abata Donut's purchasing decisions. The contribution of the three independent variables can explain the purchase decision by 42.9% and the rest is influenced by other variables. Keywords: product quality; brand image; facilities; customer satisfaction


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