Development of Bancassurance Distribution Channel of Military Insurance Corporation In Commercial Banks In Vietnam

Bancassurance is one of the new distribution channels and is currently a particularly effective insurance distribution channel in the world and in Vietnam. From the general overview of bancassurance, benefits of bancassurance to insurance companies, the article assesses MIC's current situation of bancassurance distribution channel development in commercial banks in Vietnam. The bancassurance channel's sharp increase of revenue and commission showed that MIC's bancassurance distribution channel grew year by year from 2016 to 2020. Along with that, MIC has signed bancassurance cooperation agreements with 5 banking partners such as MB, VP Bank… and some other banks. However, MIC's growth rate of bancassurance distribution channel is still slow compared to other insurance enterprises. Recognizing those shortcomings, the research team has proposed a number of solutions to develop bancassurance distribution channel such as establishing a specialized bancassurance department, strengthening coordination between parties and investing in dedicated technology for bancassurance, strengthen training, developing human resources and building a mechanism to promote bancassurance distribution channel operations.

The formation and evolution of submarine headless channels

The scale of submarine channels can rival or exceed those formed on land and they form many of the largest sedimentary deposits on Earth. Turbidity currents that carve submarine channels pose a major hazard to offshore cables and pipelines, and transport globally significant amounts of organic carbon. Alongside the primary channels, many systems also exhibit a range of headless channels, which often abruptly terminate at steep headscarps. These enigmatic features are widespread in lakes and ocean floors, either as branches off the main submarine channel thalweg or as isolated secondary channels. Prior research has proposed that headless channels may be associated with early and incipient stages of channel development, but their formation and evolution remain poorly understood. Here, we investigate the morphology, origin and development of headless channels by examining repeat bathymetric surveys spanning a period from 1986 to 2018, in Bute Inlet, Canada. We show how channel switching processes, the extension of turbidity currents across distal fans, along with overbanking turbidity currents, are able to initiate headless channels in submarine settings. We discuss how the evolution of headless channels plays an important role in shaping submarine channels, promoting channel extension and modifying the overall longitudinal profile, as well as impacting the character of sedimentary records in channel-lobe transition zones.

EXPERIMENTAL AND NUMERICAL STUDIES OF PRESSURE AND GAP LENGTH EFFECTS ON ENERGY DEPOSITION IN SPARK DISCHARGE

A study of the influence of the discharge gap length and the initial gas pressure on the energy deposition into the discharge channel was done. The study was conducted at the same total discharge energy. It is experimentally shown that the connection of the voltage probe to the discharge circuit significantly affects the discharge current. The determination of the energy deposited into the spark channel is based on the results of numerical simulation of the spark channel development. Experimentally measured discharge currents at different pressures and the gap length were used as initial data for the calculation. Based on the obtained results, it is determined which of the factors (the initial pressure or the gap length) has the strongest influence on the energy input into the spark channel.

Turbulent Kinetic Energy in Bolt Fishway

The paper presents an analysis the spatial distribution of turbulent kinetic energy (TKE) for bolt fishways, including the impact of additional spillway slots and fixed channel development. The research was done for two models, each containing a different arrangement of slots. The presented results of research for bolt fishways were obtained as an effect of laboratory tests. The measurements were done for three components of instant flow velocity magnitude (speed). Analysis of the results was done for a 3D flow structure using Matlab software. In the case of bolt fishways, significant differences were noted for the method of velocity and TKE distribution, in reference to research comprising channels with biological development. It was stated that a reason for this is the flexible development of the channel. The occurrence of extreme TKE values in the chamber (pool) is strictly associated with the characteristics of interaction zones between various flow structures. It was also stated that the lower the parapet of the slot’s spillway shelf is in the fishway’s partition, the higher TKE could be expected just downstream of the section. These establishments may be important for the designing process in the case of fish passes of various types of construction.