Cash Management: A Shift in Payment Pattern of Indian Buyers during Covid 19

Cash Management is always one of the cherished objectives of Planners & Policymakers not only in India but all over the world. The current Covid 19 crisis is the root for a shift in the Alternative payment methods. The usage of non-cash payment methods, such as e-wallets, online transactions using e-banking, debit and credit cards will increase extensively due to the impossibility of doing face to face transactions. People are forced to find alternative ways of shopping in the wake of Coronavirus crisis, and hence there will be a shift in the pattern of purchase (from real shopping to virtual/online shopping) and online payment methods. Not only this, certain payments like mobile recharge, electricity and water bills, municipal taxes, etc. are to be made online. People who were reluctant or slow in adapting to online payment methods have no choice but to adopt the non-traditional payment alternatives (m-wallets, Paytm, NEFT, RTGS, IMPS, etc). The Indian Income Tax act also encourages noncash payments by the customers through Section 44AD, Section 40A(3), to name a few. The paper examines the impact of Covid 19 on the payment pattern of Indian buyers by comparing the two scenarios 1. Before Covid 19, and 2. During Covid 19. The RBI statistic of payment methods from November 2019 to May 2019. To extrac the results, statistical tests like Paired t-test have been used with the help of SPSS software. The results indicate that covid 19 has a vital impact on non-cash payment methods.

Can Knowledge Transfer Be Considered Expatriate Success

This paper endeavours to study expatriate success through one of the primary roles of expatriate, that is, knowledge transfer. This present research was designed to analyze expatriate capability, that is, their ability and willingness to transfer both technical and managerial knowledge to the subsidiary. This study identifies the tools for transfer knowledge and finally, examines the relationship between expatriate motivation and their use of knowledge transfer tools. The findings indicate that managerial and functional skills are important for effective expatriate knowledge transfer in the subsidiaries. The results also show that there is a significant relationship between expatriate motivation and using face-toface interactions for transferring knowledge. These findings have implication for corporate managers designing strategic policies and practices facilitating expatriate knowledge transfer in the subsidiaries.

Closure of Educational Institutions due to Covid-19: Study on Higher Education Students

The Covid-19 pandemic is not only distressing the health of people but is also seen hampering various industries and sectors across the world. In India, the government as a part of the nationwide lockdown has closed all educational institutions, as a result, school to postgraduate students are affected. This disruption during the middle of the academic semester for higher education students forced them to adopt online classes to complete their syllabi. This study examined the challenges and constraints faced by higher education students during online classes. The results of the study found that respondents did not find online classes effective, they faced technical issues and constraints, including internet connectivity, voice quality and lack of interaction. Respondents usually have access to limited data plans, many of them sharing the same network with family members working from home. However, online education appears to be need of the hour for educational institutes, to retain their connect with the students and ensure continuous learning though technical challenges may persist for a while.

A Study on Various Crisis Management Techniques in Real Estate Sector during the Pandemic

The Indian Real Estate sector is a thriving globally recognised sector amongst all the big sectors established in the economy. This sector attracts the major amount of Foreign Direct Investment (FDI) into the system. Real Estate companies in India are a major source of Gross Domestic Product (GDP) for the economy and ensure that this revenue is duly and positively affecting the growth of the economy. Post the establishment of the RERA Act, 2016, buyers or investors of real estate have increased significantly as the same are protected an safeguarded by the Indian law. The deadly virus COVID 19 started its effect from December 2019, China and has now spread rapidl all over the globe and massacred millions of people. Due to such a cause governments all over the globe have taken a unanimous decision of locking down the entire system individually and ensure to break the chain of the spread of the virus resulting in a stoppage or slowdown of the almost all the sectors of the global economy. This has impacted in the multiple ways in the real estate sector. Can the impact of COVID 19 on the real estate market be curtailed and how? What are the ways in which a real estate company can sustain itself in situation of such a crisis? This article showcases the combined details from the secondary data stating the various dimensions in which the crisis impacted by the real estate companies, temporary solutions to the same and certain future predictions of this sector and how it’ll be affected globally on the long run. Through the findings we can figure as to which strategy would be applicable to the world at large.

Athma Nirbhar Bharat: A New Self Resilient India

In India, we can see digital divide, economic divide, cultural divide, societal divide, lifestyle divide, demographic divide, political divide, legal divide, geographical divide, etc. Though it has been a seve decades we got independence still India is developing country and Indians are underdeveloped. Is it Lord Brahma written the fate of India? Or Political class, business Class, bureaucrats have written? Even after all foreign invaders had left India, still the life of India is not developed to the fullest potential. The richer is getting richer and poorer is getting poorer and middle class is under middle class itself. Why it is like this? What made India still is not developed? Is it the policy decisions of governments since independence hav gone wrong? Or Greediness of politicians have made Indians to suffer like this? To whom we have to blame or is it the innocence of people is leverage for rich class? Questions are plenty but at the same time we also have answers. How effective these answers are we have to introspect? Will the athmanirbhar bharath will solve these questions with right answers. Let us explore the policies, measures and incentives under this nava bharath nirman scheme called athmanirbhar bharath.

The Impact of the Renegotiation of USCM on the Agricultural Exports of Sinaloa

Mexico, like other countries, invested in measures to attract foreign direct investment to their territories. I, therefore, signed USCM in 1994, a treaty that imposed Mexico as the largest direct exporter of the United States, a country that is likely to leave the treaty by renegotiating USMC. Therefore, this research is carried out to determine the advantages and disadvantages of renegotiation based on Sinaloa’s agricultural exports, with the question of whether it would negatively impact the USMC renegotiation of Sinaloa’s agricultural exports, with the hypothesis that renegotiation of USMC has a negative effect on Sinaloa agricultural exports. The purpose of this paper will be with results in favor of the hypothesis employed.

Pandemic Structural Damage in the Market – Structural Damages in Micro, Small and Medium Scale Enterprises: Strategic Way Forward

Pandemic: Pandemic refers to Covid-19 declared by the WHO on March 11, 2020. Market structure: Market structure is defined as the various systems, procedures that exist amongst the micro, small, and medium scale enterprises who are engaged in commercial activity by buying and selling products or services, and carrying out trade, generating wealth, and are a subsect of overall macro level economy. Structural change: Structural change is a complete shift in the basic ways a market operates. In this case, the functions and operations of micro, small and medium scale enterprises. Structural changes happened in business as a result of internet usage, online payments, GST to name a few. Structural damage: Structural damage is the harm that has happened and is happening to the markets, in this case, the micro, small and medium scale enterprises, which impairs the value usefulness, or normal functioning of the enterprises. Micro Small and Medium Enterprises (MSMEs): Government of India (GoI)’s Jun 2020 definition of MSME is adopted for this study and they are as follows: • Micro enterprises are those that have Rs 1 Crore investments and Rs 5 Crore turnover. • Small enterprises are those that have Rs 10 Crores investments and Rs 50 Crores turnover. • Medium enterprises are those that have Rs 50 Crores investments and Rs 250 Crores turnover.