Managing Microfinance Institutions: Analyzing How Relationships Influence Entrepreneurial Behavior

2019 ◽  
pp. 85-107
Author(s):  
Fernando A. Moya-Dávila ◽  
Ananya Rajagopal
Keyword(s):  
Microfinance Institutions ◽  
Entrepreneurial Behavior

Menumbuhkan Jiwa, Perilaku dan Nilai Kewirausahaan Dalam Meningkatkan Kemandirian Bisnis

MBIA ◽  
2019 ◽  
Vol 17 (2) ◽  
pp. 23-32
Author(s):  
Deddy Hendarwan
Keyword(s):  
Small Businesses ◽  
Positive Influence ◽  
External Factors ◽  
Entrepreneurial Behavior ◽  
Environmental Pressures ◽  
Entrepreneurial Spirit ◽  
Internal And External Factors ◽  
And Behavior ◽  
Ownership Rights ◽  
Attitudes And Behavior

Attitudes and behaviors are the unity of a person's character which is formed by habit everyday. Entrepreneurial behavior is influenced by internal and external factors. These factors are ownership rights (property right, PR), abilities / competencies (competency / ability,), and incentives while external factors include the environment thus Attitudes and behavior can be changed by oneself and / or there are environmental pressures / influences. there is an influence from within themselves and from outside the environment to associate then grow indi attitudes and specific behaviors. It is necessary to anticipate small businesses’ difficulties by conducting an empirical study  on  the  entrepreneurial  spirit,  entrepreneurial  values,  and  assessment  of entrepreneurial behavior that may affect the realization of independence efforts. This study  aims to  analyze the  influence of  entrepreneurial spirit  and entrepreneurial values on entrepreneurial behavior to create business independence. The findings show that the entrepreneurial spirit has a direct positive influence on entrepreneurial behavior and positive indirect effect on the business independence.

Upscaling with a focus on microfinance institutions' largest market: women entrepreneurs

2014 ◽  
Vol 25 (3) ◽  
pp. 201-210
Author(s):  
Tetsuro Narita ◽  
Francisco Rojo ◽  
Luis Eduardo Marquez
Keyword(s):  
Women Entrepreneurs ◽  
Microfinance Institutions ◽  
Market Women

Effects of Financial Innovations on Profitability for Deposit Taking Microfinancing Institutions in Kenya

2018 ◽  
Vol 9 (6) ◽  
pp. 529-536
Author(s):  
Martin Khoya Odipo ◽  
Keyword(s):  
Financial Institutions ◽  
Positive Relationship ◽  
Financial Institution ◽  
Secondary Data ◽  
Financial Statements ◽  
Descriptive Statistics ◽  
Primary Data ◽  
Microfinance Institutions ◽  
Financial Innovations ◽  
Strong Positive Relationship

Recent studies have documented that innovations improve profitability of firms. This article documents that deposit taking micro financial institutions that have adopted financial innovations have increased their profitability. The study covered five years between 2009-2013. Both primary and secondary data were used in the study. Primary data was obtained through administration of drop and pick questionnaires to selected employees of the institutions. Secondary data was obtained from financial statements and management reports of these deposit taking microfinance institutions. Data was analyzed using descriptive statistics, return on asset and multi-liner regression model to determine the effect of each financial innovation applied on profitability on the micro-financial institution. The results showed that most deposit taking microfinance institutions adopted these financial innovations in their current operations. There was strong positive relationship between individual innovations and profitability. In line with profitability ROA also showed improvement each year after the adoption of these financial innovations.

Transforming Microfinance Institutions

2006 ◽  
Author(s):  
Joanna Ledgerwood ◽  
Victoria White
Keyword(s):  
Microfinance Institutions

ANALISIS DETERMINASI PENGHAMBAT PELAPORAN AKUNTANSI SUMBER DAYA MANUSIA

2018 ◽  
Vol 3 (2) ◽  
Author(s):  
Amir Hamzah
Keyword(s):  
Human Resources ◽  
Human Resource ◽  
Variable Cost ◽  
Significant Positive Effect ◽  
Microfinance Institutions ◽  
Sample Number ◽  
Human Resource Accounting ◽  
Resource Accounting ◽  
Accounting Report ◽  
Positive Effect

This study aims to analyze the determination of inhibiting reporting of human resource accounting at Shariah microfinance institutions in Kuningan Regency, with the sample number of 70 respondents of shariah microfinance institutions.��������� This study used a qualitative descriptive research method and verification with interview or questionnaire technique. Research data were tested using instrument test, classical assumption test, multiple regression test.��������� The results showed partially variable cost of human resources have a significant positive effect on human resources accounting report, variable measurement of human resources value has a significant positive effect on the human resources accounting report and together show that the variable cost of human resources and measurement value human resources to the accounting reports of human resources.�Keywords: Human Resource Cost, Human Resource Measurement Value, Human Resource Accounting Report

Competition and Commercialisation of Microfinance Institutions: Implications for the Sector

Think India ◽  
2018 ◽  
Vol 21 (2) ◽  
pp. 1-16
Author(s):  
Joyeeta Deb
Keyword(s):  
Low Income ◽  
Development Programme ◽  
Microfinance Institutions ◽  
Dependent Development ◽  
Social Mission ◽  
Low Income Population ◽  
Development Institutions ◽  
Potential Impact ◽  
Intensity Of Competition ◽  
Theoretical Standpoint

Until 1990s microfinance was mainly seen as an impact – driven development programme based on the support of government and private donors. However, the failure of many subsidy dependent development institutions advocated for microfinance institutions to be self-sufficient and sustainable. This prompted MFIs to be commercially oriented and profit motivated. Also, with the growing proliferation of new providers of microcredit and influx of commercial investment in the sector, there is an increasing intensity of competition in the sector. Increased competition coupled with commercialisation helped in integrating the low-income population into a more formal financial system. But critics view that, this process has led the MFIs to search for better off clientele, thereby in many cases, departing from their social mission. Increasing competition followed by saturation in the sector has led to the mission drift of MFIs and has become a major cause of concern globally. However, some view this process to be a “win-win’ scenario whereby there exists scope for widening outreach and attaining sustainability. The present paper is devoted to examine the process of commercialisation and gauge the potential impact of competition and commercialisation of microfinance institutions on MFI performance from a theoretical standpoint.

AKIBAT HUKUM PENDIRIAN LEMBAGA KEUANGAN MIKRO OLEH BADAN HUKUM KOPERASI

2018 ◽  
Vol 4 (1) ◽  
pp. 35-50
Author(s):  
Zakiah Noer
Keyword(s):  
Microfinance Institutions ◽  
Microfinance Institution ◽  
Legal Consequences ◽  
Year 2013

This research is underlined by the existence of cooperative business activities which collect and distribute funds over its members, and also to its non-members. In order to avoid the violation of the provisions in Act No. 25 Year 1992 about Cooperatives, cooperative has established a microfinance institution (MFI) which called as Cooperative MFI. The establishment of microfinance institutions causes the legal consequences on several aspects because of the different regulations between Cooperative and MFI according Act No. 25 Year 1992 about Cooperatives and Act No.1 Year 2013 about Microfinance Institutions

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