Competitiveness, Change Readiness, and ICT Development: An Empirical Investigation of TOE Framework for Poverty Alleviation

Author(s):  
Mukesh Narmetta ◽  
Satish Krishnan
2016 ◽  
Vol 4 (2) ◽  
pp. 233
Author(s):  
Oltiana Muharremi ◽  
Filloreta Madani ◽  
Erald Pelari

<p class="Default"><em>Microfinance is defined as any activity involving the offering of financial services such as loans, savings and insurance to individuals with low income.</em><em> </em><em>Creating social value includes reducing poverty and having a better impact to improve living conditions through capital for micro-enterprises; insurance and savings deposits for reducing risk and boosting consumption. Worldwide microfinance actors promote access to basic financial services by developing new tools, a variety of products and the adoption of an integrated banking access.</em></p><p class="Default"><em>Initially, microfinance was largely gender neutral: it sought to provide credit to the poor who had no assets to pledge as collateral. It quickly emerged, however, that women invested their business profits in ways that would have a longer-lasting impact on their families and communities. Consequently women became fundamental to the success of the microfinance model as a poverty alleviation tool. The purpose of this article is to examine the impact of microfinance loans in improving the lives of women borrowers, as well as in strengthening their social influence and the microcredit impact in promoting savings. This study is based on an empirical investigation of 384 structured questionnaires and surveys directed at microfinance institutions and their clients in the regions of Vlore and Fier, Albania.</em></p>


Author(s):  
Evi Aninatin Nimatul Choiriyah ◽  
Abdul Kafi ◽  
Irma Faikhotul Hikmah ◽  
Imam Wahyudi Indrawan

As a pillar of Islam and an instrument for poverty alleviation, zakat is perceived as aneffective tool for tackling the problem of poverty in the Muslim world. However,whether zakat is effective in improving indicators of both quantity and quality ofpoverty is still a question requiring empirical investigation. This study is aims toempirically investigate the role of impactful zakat in poverty alleviation as indicated bythe BAZNAS prosperity index (Indeks Kesejahteraan BAZNAS or IKB), at provinciallevel in Indonesia. This study covers annual data from 28 provinces in Indonesia forthe years 2017 and 2018. Data analysis uses a panel-data approach, with threeindicators of poverty – the poverty headcount ratio (P0), poverty gap index (P1), andpoverty severity index (P2) – as dependent variables. The study finds that higherBAZNAS IKB, used as a sign of impactful zakat, significantly reduces P0 but hasinsignificant effect on P1 and P2. The results of this study imply that zakat managersshould put emphasis on the poorest section of the poor population to enableimprovements in poverty indicators through zakat utilization.


2015 ◽  
Vol 21 (3) ◽  
pp. 335 ◽  
Author(s):  
Javad Khazaei Pool ◽  
S. Mohammad Arabzad ◽  
Ali Asadi ◽  
Mohammad Reza Ansari

2012 ◽  
Vol 2 (1) ◽  
pp. 17-29
Author(s):  
M. Nur Rianto Al Arif

Cash waqf has played a significant role in economics as one of the new Islamic fiscal instruments. Cash waqf has two functions. First, it functions as a facility for the purpose of worship and secondly, it constitutes means as to achieve social welfare. The return of cash waqf management can be used as an instrument for poverty alleviation program through social security system. As a social security system, cash waqf will contribute to the government’s alleviation program which focuses on community empowerment. This paper discusses the role of cash waqf in alleviating poverty which recently has become government program. It observes how the income of the cash waqf is distributed and how it gives an impact on the poverty alleviation in Indonesia. Deploying bibliographical and empirical investigation, this paper argues that the cash waqf has significant role in financial empowerment of the society.  


Sign in / Sign up

Export Citation Format

Share Document