scholarly journals The Way Forward for Banks during the COVID-19 Crisis and Beyond: Government and Central Bank Responses, Threats to the Global Banking Industry

2021 ◽  
pp. 106303
Author(s):  
Allen. N. Berger ◽  
Asli Demirgüç-Kunt ◽  
Fariborz Moshirian ◽  
Anthony Saunders
Keyword(s):  
Central Bank ◽  
Banking Industry ◽  
Global Banking ◽  
The Way

Die Vermögensteuer – Comeback in der Krise? Oder: Wie importieren wir die Krise auch zu uns?

2013 ◽  
Vol 62 (2) ◽  
Author(s):  
Lutz Goebel
Keyword(s):  
Economic Crisis ◽  
Banking Industry ◽  
The People ◽  
Equity Ratio ◽  
The Way

AbstractFamily entrepreneurs in all honesty cannot grasp this new concept. Just now, while we are still experiencing a worldwide financial and economic crisis, which has by no means been overcome yet, there is talk of increasing taxation of assets. In recent years, small and medium-sized and larger family-run companies have succeeded in improving their equity ratio. This helped weathering the crisis better, allowed us to hold on to key specialists in our workforce and made us become more independent of a banking industry shaken to its core. And now, of all times, models are discussed to once again withdraw equity and the ability to place investments from German companies, whether directly or indirectly. Unfortunately, the people proposing these models work with smoke and mirrors that may mislead the less informed public. Even a 1 or 1.5 % tax or levy on assets will result in an explosion of the accumulated fiscal burden on a company’s income of additionally approx. 20 %, especially since the proposed new taxes are only to be paid from profits.Excessive taxation is therefore more or less preprogrammed. Does anyone really consider the way ahead if one of the last locomotives of the European economy is thus slowed down economically?

scholarly journals Corporate governance compliance and its effectiveness in the Nigerian banking industry

2013 ◽  
Vol 10 (3) ◽  
pp. 63-75
Author(s):  
Achuzia Somuawine Azani ◽  
Mei Yu ◽  
Osita Chukwulobelu
Keyword(s):  
Corporate Governance ◽  
Central Bank ◽  
Commercial Banks ◽  
Banking Industry ◽  
Low Frequency ◽  
Independent Directors ◽  
Executive Directors ◽  
Corporate Governance Code ◽  
Compliance Level ◽  
Nigerian Banking

This paper examines the extent of compliance to the Central Bank of Nigeria (CBN) 2006 Corporate Governance Code by 24 Nigerian commercial banks and reveals a compliance level of 76.6%. The major non-compliance areas include non-constitution of a board committee consisting of non-executive directors, that regulates the compensation for executive directors, and the non-inclusion of independent directors on the main boards of many banks. Furthermore, the analysis shows that the benefits resulting from the changes for compliance outweigh the additional layers of supervisory checks and bureaucratic overbearing associated with the Code. The Code has brought about more effective corporate governance, accountability and greater transparency despite a low frequency of supervision and examination of the banks by the CBN.

scholarly journals The Brazilian Banking Industry: A Study of the Entry Barriers to Foreign Institutions

2014 ◽  
Vol 13 (3) ◽  
pp. 63-76
Author(s):  
Juliana Rabelo Melo ◽  
Sérgio Henrique Arruda Cavalcante Forte ◽  
José Milton De Sousa Filho
Keyword(s):  
Factor Analysis ◽  
Logistic Regression ◽  
Central Bank ◽  
Banking Industry ◽  
Foreign Banks ◽  
Entry Barriers ◽  
Barriers To Entry ◽  
Institutional Barriers ◽  
Banking Market ◽  
Specific Barriers

Brazil began 2013 year with the announcement of the Central Bank of Brazil (BCB) on whether to authorize the entry of new nineteen foreign banks. Moreover, there are barriers to entry in any market. They are structural and can be hardly changed by potential entrants. The research investigates what are the entry barriers the foreign banks will face in the Brazilian market. The theory indicated the barriers should be surveyed, and other specific barriers emerged from consultation with 112 experts from the banking market. They were divided into market barriers and institutional barriers. The research consulted in 2013 the national regulator bank (BCB) and 39 domestic and foreign banks. The analysis was descriptive and explanatory using factor analysis and logistic regression. For the analysis it was considered as dependent variable the type of bank (domestic or foreign), and as predictors variables the entry barriers. As a result, it was seen that the barriers of market are representative and the institutional barriers showed no significance, which shows the strength of the banking industry in Brazil

scholarly journals The Role of Central Bank of Jordan in Economic Development

2019 ◽  
pp. 221-226
Author(s):  
Dr. Khaled Abdalla Moh’d AL-Tamimi ◽  
Dr. Mohammad Sulieman Jaradat ◽  
Dr. Ashraf Mahammad Al-Rjoub
Keyword(s):  
Economic Development ◽  
Central Bank ◽  
Banking Industry ◽  
Policy Instruments ◽  
Integrated System ◽  
Economic Life ◽  
Economic Resource ◽  
Investment Activity ◽  
Economic Process ◽  
The Government

The main purpose of this research is to study and highlight that central bank of Jordan (CBJ) plays an important role in economic development. The objective of the financial organization shall be to keep up financial and money stability, to confirm the interchangeability of the Dinar, and to contribute in achieving the banking and money stability within the Kingdom likewise as promoting sustained economic process in accordance with the overall economic policies of the government. To achieve the above- mentioned objectives, CBJ assumes many tasks portrayed in drawing and implementing the financial policy within the Kingdom through an integrated system of monetary policy instruments, setting a evaluation policy of the Dinar compatible with the Jordanian economy, maintaining and managing the Kingdom’s reserves of gold and foreign currencies, regulation credit within the Jordanian economy so as to realize financial and money stability likewise as comprehensive economic process, and issue and regulation bank notes and coins. Subsequently, the central bank plays necessary role within the economic resource allocation of the country. The banking industry may be a major issue that affects the organization of social and economic life cycle within the economies of the planet. it is thought about as associate degree indicator of economic and social growing.. Also, developed financial set up ought to be characterized by the existence of a contemporary and complicated banking industry that contributes to achieving economic balance. It conjointly encourages domestic and foreign investment through the banking system’s ability to states. The aim of the banking industry is to draw in savings domestically and abroad, and direct those savings into productive investment. As a result, this contributes to the accomplishment of economic and social development method, and conjointly facilitates investment activity.

3 Payment

2015 ◽  
Author(s):  
Bamford Colin
Keyword(s):  
Central Bank ◽  
The Uk ◽  
The Eu ◽  
The Way

The chapter examines the process of payment, both as a description of the way in which a monetary obligation is discharged, and as a process by which money is transmitted from one person to another. In the former case, the chapter describes the operation of set-off, netting, consolidation of accounts, and the operation of running accounts. In the latter case, it deals with the mechanisms for payment in the UK, internationally and at the level of the EU through the TARGET2 system, focusing in each case on the process of clearing through the central bank of the currency concerned.

Computing Skills in Forecasting for Liquidity Risk Management in the Indian Banking Industry

2014 ◽  
pp. 172-185 ◽  
Author(s):  
Rituparna Das
Keyword(s):  
Risk Management ◽  
Central Bank ◽  
Interest Rates ◽  
Time Series Data ◽  
Banking Industry ◽  
Liquidity Risk ◽  
Monetary Base ◽  
Computing Skills ◽  
The Government ◽  
The Interest Rate

Liquidity Risk Management (LRM) in the banking industry happens at two levels: (1) the Central Bank (i.e. the regulator) and (2) the commercial banks. The term “liquidity” for the Central Bank means the monetary base consisting of the currency and the reserves in the banking system. These are the supply side of the interest rate market. The Central Bank being the only supplier of the same can target the interest rates by varying supply of monetary base and vice versa. There are several ways including auctioning and redeeming the government securities for squeezing and pumping liquidity into the system. However, before such recourse, the Central Bank needs an assessment of the liquidity requirement of the system and applies the forecasting techniques, which are mostly econometric by nature involving the time series data. This chapter explores this process.

Millenial Disruptive Technology: An Assessment on Disrupted Banking Industry

2017 ◽  
Vol 4 (1) ◽  
pp. 34-40
Author(s):  
Anis Choirunnisa ◽  
Mohammad A. Amin Soetomo ◽  
Heru Purnomo Ipung
Keyword(s):  
Digital Technology ◽  
Banking Industry ◽  
Current Level ◽  
Disruptive Technology ◽  
Banking Services ◽  
The Past ◽  
Catching Up ◽  
The Us ◽  
New Generation ◽  
The Way

Millennial are new generation that demand a new kind of market expectation and seeks new value on how industry interact with its customer. Among assessed industries in the US, Banks are the most vulnerable industry that millennial demands new kind of approach to conduct banking in the past three years facilitated by the increasing influence of digital technology in everyday life. Millennial are the generation that born in 80s and 90s where they see the dying relevant of bank [1]. The survey sees that in US 68% of them think that the way we access our money will be totally different, 70% said that the way we pay for things will be totally different, and even 33% believe that bank will not be needed at all in the next 5 year. However, the key question is what is millennial really needs on the banking services in Indonesia? Is the trend in the US and Europe is catching up soon? Is Indonesia Banks ready from the eyes of Millennial? This research focuses on current level of digital banking experiences of Indonesia Banking Millennial where assess the current satisfaction of the current banking services in Indonesia and the expected digital banking of Indonesia Banking Millennial, current and the future.

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