Comparing Social Policies: Some Problems of Method and the Case of Social Security Benefits in Australia, Britain and the USA

1988 ◽  
Vol 17 (3) ◽  
pp. 267-288 ◽  
Author(s):  
Helen Bolderson

ABSTRACTThe cross-national works of development sociologists and of political scientists have sought to disentangle some of the determinants of welfare, whereas studies in comparative social policy have been mainly evaluative. These have laid themselves open to charges of being, variously, a-theoretical, unsystematic and narrowly focused on the state sector. However, a case is made here for the continuation of such studies with a clear focus on social policy rather than the mixed economy of welfare, using more explicit evaluative criteria and a range of methods. A small comparative study of social security benefit levels in Australia, Britain and the USA is used as an illustration of the potential in this approach and the problems of method involved.

2021 ◽  
Vol 5 (Supplement_1) ◽  
pp. 390-390
Author(s):  
Catheryn Koss

Abstract A recent Pew Research Center poll found less than half of non-retired U.S. adults believe they will receive Social Security benefits when they retire. Pessimism about Social Security’s future is even stronger among people under 50, raising concerns about political support for the program. The current study examined to what extent education about how Social Security functions and strategies to address program funding shortfalls could increase optimism about Social Security’s future. In Fall 2020, twenty-two undergraduate students enrolled in an on-line aging and social policy course were asked how likely they would receive Social Security income when they retired. Consistent with national polling data, only 38% believed they would probably or definitely receive Social Security retirement income. Students were also asked to briefly explain why they answered the way they did. Common reasons given for pessimism about receiving Social Security retirement income included having heard Social Security will run out of money and believing only U.S. citizens are eligible for Social Security benefits. Over a two-week period, students completed asynchronous on-line activities covering Social Security retirement eligibility, worker and spousal benefits, current funding, and proposed changes to address funding shortfalls. Upon completion, 67% of students stated they would probably or definitely receive Social Security retirement income when they retired (p = .07). These preliminary results suggest that education about the program can reduce pessimism about Social Security’s future. Additional data will be collected from 45 students enrolled in the same course in Spring 2021.


2015 ◽  
Vol 31 (3) ◽  
pp. 209-233 ◽  
Author(s):  
Rana S. Gautam

This paper examines the social policy consequences of systemic banking crises or financial crises in 13 Latin American and Caribbean countries between 1990 and 2010. It takes a rationalist approach to political economy to analyse the effect of these crises on aggregate social policy spending and on four distinct social welfare policy programmes – education, health, housing, and social security – benefits of which vary across social groups. The results indicate that banking crises have a statistically strong negative effect on aggregate social expenditure, but the impact is not uniform across the four programmes. While social security spending increases during the course of crises, health and education expenditures decrease in the same period. The results reinforce the view that distributional conflicts overshadow governments’ response and the burden of crises is unevenly shared in a heterogeneous society. These findings are robust to alternative specifications.


2018 ◽  
Vol 108 ◽  
pp. 401-406 ◽  
Author(s):  
Barbara A. Butrica ◽  
Nadia S. Karamcheva

Over the past couple of decades, older Americans have become considerably more leveraged. This paper considers whether household debt affects the timing of retirement and Social Security benefit claiming. Using data from the Health and Retirement Study, we find that older adults with debt are more likely to work and less likely to receive Social Security benefits than those who are debt-free. Indebted adults are also more likely to delay fully retiring from the labor force and claiming their benefits. Among the sources of debt, mortgages have a stronger impact on older adults' behavior than do other sources of debt.


Author(s):  
Andy Jolly

The ‘Air Jamaica generation’ of migrants to the UK over the past 30 years has received less political and scholarly attention than the so-called Windrush generation. Children of this generation are often invisible in social policy discussions because they lack the legal right to paid employment, and are subject to the no recourse to public funds (NRPF) rule. This excludes them from accessing welfare provision, including most social security benefits, council housing and homelessness assistance. This chapter examines support under section 17 of the Children Act 1989, one of the few welfare entitlements which children and families with NRPF retain, arguing that, without access to mainstream social security, section 17 is an inadequate safety net to prevent poverty. The chapter concludes that this is rooted in discriminatory legislation and policy, resulting in situations which, while structural in cause, would be viewed as neglectful if perpetrated by a parent or carer.


Author(s):  
Patrick A. Gaughan ◽  
Charles L. Baum

Abstract It seems to be increasingly common that some personal injury lost earnings projections are being extended by some experts to the “Normal Retirement Age” (NRA) – the age where workers can receive full, unreduced Social Security benefits. The selection of this age often implies a rejection of the worklife expectancy. However, statistics on claiming behavior of Social Security benefit recipients show that only a minority of recipients wait until the NRA to claim benefits. We use actual claiming behavior and the respective ages to show the use of the NRA for determining the ending date of lost earnings projections, instead of the well-researched worklife expectancy, results in exaggerated and speculative lost earnings damages.


2002 ◽  
Vol 4 (2) ◽  
pp. 151-177 ◽  
Author(s):  
Veli-Matti Ritakallio

Comparative research on poverty, income inequality and the effectiveness of income transfer systems has flourished during the last two decades, largely owing to the contribution of the Luxembourg Income Study. So far, however, the majority of comparative analyses have been based on a single year. In this paper, we have analysed cross-national patterns of poverty and income inequality with special emphasis on their stability. We examine trends in poverty and income inequality between 1980 and 1995 in nine countries representing three different ideal types of social policy. The differences in poverty among the countries studied correspond with the respective models of social policy more clearly in the mid-1990s than they did 15 years earlier. Generally speaking, the poverty rate is slightly under 5 per cent in the Nordic countries, around 7.5 per cent in Central Europe, 10 per cent in Canada, 12.5 per cent in the UK, and as high as 17.5 per cent in the USA. In all countries included in the analysis, the primary distribution – based on market income – has become less equal than before. In each country, the proportion of the population able to achieve subsistence from the market alone has decreased continuously. This trend is more significant than the change in actual poverty, which means that the absolute poverty-alleviating impact of income redistribution systems became stronger in these countries during the period 1980–1995. The analysis of income inequality produced a similar picture. In comparison to poverty, however, the change is rather less extensive. The Nordic countries, in particular, have been able to respond to the rise in market income differences so that the income inequality for disposable incomes has hardly increased at all. Canada shows a parallel trend. The USA and, in particular, the UK reflect a movement in the opposite direction. Trends in poverty in various population groups are analysed. By 1995 poverty had turned into a risk for young adults in all the countries studied. The poverty rate increased for the 18–30 age-group in all countries, while an opposite trend was observed among the elderly, in particular those aged over 65. The poverty rate among the elderly is now below the average population rate in all the countries studied.


2018 ◽  
Vol 16 (16) ◽  
pp. 165-183
Author(s):  
Joanna Rosłon-Żmuda

According to Polish law, immigrants seeking international protection in Poland are eligible to receive social help either at immigrants centers or outside, in the forms of social security benefits for covering costs of staying in the Republic of Poland. The amount of social security benefit in Poland is relatively low, therefore many immigrants seek a better place for themselves in wealthier European countries. Proposed by Gdańsk authorities modal solutions concerning social help for immigrants are based on integration and assimilation processes which are worth noting. Model of Immigrants Integration with the verbal and financial support offered by governmental administration have a good chance of bringing multiple benefits both for the Polish community as well as the Polish industry.


2020 ◽  
Vol 20 (1) ◽  
pp. 1-8
Author(s):  
Andrew G. Biggs

AbstractA quirk in the Social Security benefit formula interacting with the sharp economic downturn due to the COVID-19 pandemic could cause certain groups of near-retirees to suffer significant and permanent reductions to their Social Security retirement benefits. A sudden decline in the Social Security Administration (SSA)'s measure of economywide average wages in the year a worker turns 60 causes the Social Security benefit formula to devalue all the worker's earnings prior to age 60, resulting in a lower measure of career-average earnings and a lower benefit in retirement. A middle-income worker aged 60 in 2020 could receive an annual Social Security benefit reduction of around 9%, with losses through retirement approaching $46,000. Individuals becoming eligible for Social Security Disability Insurance benefits would be subject to similar reductions in percentage terms. Several methods are discussed to reduce or eliminate the likelihood of similar benefit ‘notches’ occurring in the future.


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