Health Insurance 101: What Health Educators Should Know about Current Health Insurance Trends

2002 ◽  
Vol 33 (6) ◽  
pp. 365-367
Author(s):  
Danny Mielke
Keyword(s):  
Health Insurance ◽  
Health Educators ◽  
Current Health

scholarly journals Insurance Services with Special Reference to Star Health and Allied Insurance Company Limited

2019 ◽  
Vol 8 (2S8) ◽  
pp. 486-489
Keyword(s):  
Health Insurance ◽  
Insurance Industry ◽  
Insurance Company ◽  
Related Factors ◽  
Insurance Policies ◽  
Current Health ◽  
Company Limited ◽  
Major Factors ◽  
And Control ◽  
Indian Insurance

Medical coverage is budgetary instrument with which individuals are shielded against catastrophic financial weight emerging from unforeseen disease or damage. Having a well working protection system ensures pooling of assets to cover dangers. The medical coverage segment in India is in a beginning stage and a mere 9% of the complete populace is secured under any plan of medical coverage since Health Insurance policies are administrations and henceforth elusive in nature. So there is no prompt shot of acknowledging the services whether fortunate or unfortunate. Indian Insurance Industry has encountered a swelling impact after globalization and the progression of the economy. After the financial advancement, the paradigm changed from focal arranging, direction and control to showcase driven improvement. The level of buying of medical coverage shifts from individual to individual. It relies on numerous variables. The elements can be classified into individual, social, financial, mental and friends related factors. On the off chance that the health insurance business wishes to pull its weight in forming this immense market, it needs to examine the major factors impacting the buy of medical coverage arrangements, With rivalry developing perpetually, insurers need to be in the nonstop procedure of item advancement concoct inventive approaches to contribute toward actualizing the administration's need of offering medical coverage to poor. The current health insurance projects required considerable changes to make them increasingly effective and socially helpful.

Holes in the Health Insurance System-Who Lacks Coverage and Why

2004 ◽  
Vol 32 (3) ◽  
pp. 390-396 ◽  
Author(s):  
Catherine Hoffman ◽  
Diane Rowland ◽  
Alicia L. Carbaugh
Keyword(s):  
Health Care ◽  
Health Insurance ◽  
Insurance Coverage ◽  
Health Insurance Coverage ◽  
Health Insurance System ◽  
Major Health ◽  
Insurance System ◽  
Current Health ◽  
Private And Public ◽  
Care Costs

Lack of health insurance coverage is a large and growing problem for millions of American families. Rising health care costs and economic insecurity continue to threaten the bedrock of the health insurance system - employer-sponsored coverage - while states’ fiscal situations and the escalating federal deficit complicate any efforts at reform. Providing health insurance coverage to the millions of uninsured remains a major health care challenge for the nation and understanding the current health insurance environment, who the uninsured are, and why they are uninsured is critical when considering health care reform. This paper aims to define the problem of the uninsured, providing an overview of the uninsured in America and the roles and limits of private and public insurance. Following this discussion, the paper describes the current health insurance environment and examines the prospects for improving coverage.

The association between health insurance coverage disruptions and access to care and affordability among cancer survivors in the United States.

2019 ◽  
Vol 37 (27_suppl) ◽  
pp. 121-121
Author(s):  
Jingxuan Zhao ◽  
Xuesong Han ◽  
Leticia Maciel Nogueira ◽  
Ahmedin Jemal ◽  
K Robin Yabroff
Keyword(s):  
Health Insurance ◽  
Cancer Survivors ◽  
Access To Care ◽  
Insurance Coverage ◽  
Preventive Services ◽  
Health Insurance Coverage ◽  
The United States ◽  
Current Health ◽  
The Past ◽  
Services Use

121 Background: Having health insurance is a strong predictor of access to care and affordability. To date, most studies evaluating the effects of insurance coverage measured it only at a single time point. Little is known about the effects of coverage disruptions. This study aims to assess associations of a health insurance coverage disruption with access and affordability among cancer survivors in the United States. Methods: We identified 6476 cancer survivors aged 18-64 years with current health insurance coverage from the 2011-2017 National Health Interview Survey. Coverage disruption was measured by the question “In the past 12 months, was there any time when you did not have any health insurance or coverage?”. Access to care and affordability was measured by: 1) preventive services use (e.g. blood pressure check); and 2) forgoing care because of cost, respectively, in the past 12 months. We used separate multivariable logistic models to evaluate the associations between a coverage disruption and healthcare access and affordability, by current health insurance coverage. Results: Among survivors with current health insurance coverage, 3.7% of those with private and 8.1% with public insurance reported a coverage disruption in the past 12 months. Among survivors with current private coverage, those with a recent coverage disruption reported lower likelihood of any preventive services use (OR = 0.1, 95% CI: 0.1-0.3) and higher likelihood of forgoing any care because of cost (OR = 6.0, 95% CI: 3.9-9.5) compared to those with continuous private coverage. Among survivors with current public coverage, those with a recent coverage disruption reported lower likelihood of any preventive services use (OR = 0.4, 95% CI: 0.2-0.9) and higher likelihood of forgoing any care because of cost (OR = 4.3, 95% CI: 2.5-7.3) compared to those with continuous public coverage. Conclusions: Currently insured cancer survivors with a recent health insurance coverage disruption were more likely to report problems in access to care and affordability compared to the continuously insured. Improving private and public insurance coverage continuity may be effective in addressing these problems.

scholarly journals Future financial impact of the current health financing system

1998 ◽  
Vol 21 (4) ◽  
pp. 96 ◽  
Author(s):  
Jenny Badham
Keyword(s):  
Health Insurance ◽  
Political Parties ◽  
Health Expenditure ◽  
Health Financing ◽  
Financial Impact ◽  
Demographic Changes ◽  
Major Contributor ◽  
Financing System ◽  
Current Health ◽  
Per Capita

Major political parties remain publicly committed to Medicare and community-ratedvoluntary health insurance. It is important to understand the future financialconsequences of this policy in order to assist community debate about whether sucha commitment is appropriate or some other policy should be developed.This paper describes development of, and results from, the APHA health financingmodel. It suggests that health expenditure would represent 12.9percent; of gross domesticproduct by 2021, compared to 8.5percent; in 1995. Increasing per capita expenditureis the major contributor to the growth, with demographic changes responsible foronly 14.3percent;.

scholarly journals Challenges and Potential Improvements to Patient Access to Pharmaceuticals

Circulation ◽  
2020 ◽  
Vol 142 (8) ◽  
pp. 790-798
Author(s):  
Mitchell A. Psotka ◽  
Mona Fiuzat ◽  
Scott D. Solomon ◽  
Cynthia Chauhan ◽  
G. Michael Felker ◽  
...  
Keyword(s):  
Health Care ◽  
Health Insurance ◽  
Cost Effectiveness ◽  
Vulnerable Populations ◽  
Third Party ◽  
Novel Therapies ◽  
Patient Access ◽  
Pharmacy Benefit ◽  
Current Health ◽  
Complex Interactions

Patient access to a drug after US regulatory approval is controlled by complex interactions between governmental and third-party payers, pharmacy benefit managers, distributers, manufacturers, health systems, and pharmacies that together mediate the receipt of goods by patients after prescription by clinicians. Recent medication approvals highlight why and how the distribution of clinically beneficial novel therapies is controlled. Although imposed limitations on availability may be rational considering the fiduciary responsibilities of payers and escalating spending on health care and pharmaceuticals, transparency and communication are lacking, and some utilization management may disproportionately affect vulnerable populations. Analysis of the current health insurance landscape suggests mechanisms by which patient access to appropriate medications can be improved and patient and clinician frustration reduced while acknowledging the financial realities of the pharmaceutical marketplace. We propose creation of a shared, standardized, and transparent process for coverage decisions that minimizes administrative barriers and is defensible on the basis of clinical and cost-effectiveness evidence. These reforms would benefit patients and improve the efficiency of the pharmaceutical system.

152. Comparison of current health insurance provider criteria for coverage of lumbar discectomy procedures

2020 ◽  
Vol 20 (9) ◽  
pp. S74-S75
Author(s):  
Ari J. Holtzman ◽  
Zachary T. Sharfman ◽  
Daniel Berman ◽  
Nathaniel L. Tindel
Keyword(s):  
Health Insurance ◽  
Lumbar Discectomy ◽  
Current Health ◽  
Health Insurance Provider

scholarly journals How Does Medical Expenditure Affect Economic Development? Evidence from OECD Countries

2019 ◽  
Vol 4 (No. 1 Apr 2019) ◽  
pp. 39-50
Author(s):  
Do Yeon Kim ◽  
Hong Joo Jung ◽  
Bo Hyun Kim
Keyword(s):  
Economic Development ◽  
Health Insurance ◽  
National Health ◽  
Health Expenditure ◽  
Private Health Insurance ◽  
Medical Expenditure ◽  
National Healthcare ◽  
Current Health ◽  
National Healthcare System ◽  
Positive Effect

This study views medical expenditure as an enhancement factor to human capital and, as such, medical expenditure and national healthcare system can have a positive impact on economic development. Using a non-balanced panel data of 26 OECD countries during the period of 1980 and 2008, we find that, as expected, the level of medical expenditure has a positive effect on economic development. In particular, total medical expenditure, public health expenditure and current health expenditure all show a positive effect while cost of capital for forming health care system has a negative impact on economic growth. No statistically significant effect of private health insurance expenditure is found. The effect of national healthcare system is also examined. Both National Health Service and National Health Insurance groups indicate a positive effect on economic progress with respect to total medical expenditure and public health expenditure. On the other hand, current health expenditure and private health insurance expenditure positively affect the National Health Insurance countries but negatively affect the National Health Service countries.

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