scholarly journals What Are We Worried About? Mid-life Couples’ Financial Concerns About Their Retirement

2021 ◽  
Vol 5 (Supplement_1) ◽  
pp. 914-914
Author(s):  
Jeremy Yorgason ◽  
Dikla Segel-Karpas ◽  
Ashley Ermer ◽  
Hailey Weller ◽  
Shenan Owens ◽  
...  

Abstract Retirement is an expected stage of life that couples plan for far in advance. Despite knowing that years of life without regular income are anticipated, some underprepare, leading to financial uncertainty in later years. In this study we explore financial concerns for retirement expressed by a sample of 335 midlife (Mage=44) couples that participated in the Flourishing Families study. We also examined predictors of those concerns across a 1-year period. Results suggested that both husbands and wives worried about insufficient income, excess spending, and heavy debt in retirement. Minor concerns included being worried about paying for their children’s education, net worth, and general expenses. Lower income was predictive of both husbands and wives being worried about having insufficient income in retirement. Higher income was predictive of husbands having concerns about excess spending. Although having retirement benefits was not predictive of any worries, having retirement savings was associated with wives having a greater likelihood of reporting worries about heavy debt and net worth in retirement. Better financial communication was associated with fewer husbands reporting concerns about excess spending and fewer wives reporting concerns about heavy debt. Having concerns about a spouse not being financially responsible were associated with more husbands reporting worries about excess spending and heavy debt in retirement. When wives reported higher social connection with a child, they also were more likely to report worries about expenses. Findings suggest that saving for retirement, communicating well about finances, and being financially responsible are associated with fewer financial concerns in retirement.

Ethnicities ◽  
2021 ◽  
pp. 146879682110290
Author(s):  
Younghan Kim

Parental involvement in children’s education plays a crucial role in a child’s life. However, meaningful parental involvement is often a difficult task for immigrant parents because of multiple challenges such as limited resources and information, language barriers, and cultural differences. This article presents findings from qualitative research interviews on the involvement of Filipino immigrant mothers in their children’s education in South Korea. The results indicate that the immigrant parents take their children’s education seriously. They want to raise their children to be happy and successful, knowing that performing well in school is the key to a successful life as an adult, especially in a nation with a fervor for education. Like other parents, they are willing to devote themselves to their children above all else. Compared with previous studies, not many barriers to involvement were revealed in this study. Only two, language barriers and financial concerns, were expressed by all participants as obstacles to involvement in their children’s education. Yet, the true, hidden barrier is how the immigrant parents view their Korean proficiency. They over-emphasize the language barrier, which causes them to avoid conversations with others.


2019 ◽  
Vol 20 (2) ◽  
pp. 283-298
Author(s):  
Kholid Mawardi ◽  
Cucu Nurzakiyah

The results of the study found that the responsibility of religious education of children in the family of Tablighi Jama'ah differed in terms of several conditions, namely first, when parents were not going to khuruj where both parents were responsible for children's education; secondly, when the father goes khuruj, then the mother is responsible for everything including children's education; third, when both parents go khuruj, then the responsibility of the child is left to other family members such as grandparents or their first adult children; and fourth, when the child goes to khuruj, where parents are responsible for children's religious education both mother and father. The pattern of the religious education in the Tablighi Jama'ah family in the village of Bolang is formed from several similarities held in the implementation of religious education, one of which is the daily activity that is carried out by the Tablighi Jama'at family. Al-Qur'an becomes one of the material given to children in the ta'lim. Children are taught how to read the Qur'an and memorize short letters such as Surat al-Falaq, al-Ikhlas, and so on. In addition to al-Qur'an, in this ta'lim there is a special study in the Tablighi Jama'ah, which is reading the book of fadhilah ‘amal, and the last is mudzakarah six characteristics.


2018 ◽  
Vol 23 (2) ◽  
pp. 590-607
Author(s):  
Marta Nidia Maia

Este texto está centrado no processo e estratégias de pesquisa de tese de doutorado já defendida. Seu objetivo é apresentar os caminhos trilhados para elaboração da tese que trata do Currículo da Educação Infantil e sua relação com datas comemorativas. Propôs-se a ouvir sujeitos envolvidos no cotidiano desse currículo – profissionais e crianças. A pesquisa é um exercício de compreensão do particular como forma de apreensão do real, olhando a especificidade como parte de um todo no qual se insere e representa. Os indícios encontrados no campo específico da pesquisa, dizem respeito a ele, mas não só. Dizem respeito à totalidade que o produz, aos sistemas, às escolas, aos sujeitos implicados com a Educação Infantil e seu currículo.  Palavras-chave:Pesquisa – Currículo – Educação Infantil This text is centered in the process and doctoral thesis research strategies already advocated. Your goal is to present the paths for the preparation of the thesis dealing with the curriculum of early childhood education and its relationship with anniversaries. It was proposed to hear those involved in the daily curriculum that - professionals and children. The research is a particular understanding of the exercise as real apprehension so, looking at the specificity as part of a whole in which it operates and is. The evidence found in the specific field of research, relate to it, but not only. They relate to all the produce, systems, schools, the subjects involved with the Children's Education and curriculum. Key words:Search - Curriculum - Early Learning                         


2021 ◽  
pp. 147821032098767
Author(s):  
Yan–Hong Ye ◽  
Yi-Huang Shih

This study explores the role of John Dewey’s educational philosophy before and after World War I. Before World War I, Dewey’s educational philosophy emphasized individualized and socialized development for learners, importance of children’s education, and encouragement of diverse and creative educational measures. Although these views did not change significantly after World War I, Dewey reflected on the connection between education and social life to allow teachers to fulfill their social responsibilities and to integrate various social issues into teaching regimes to inspire children and create a habit of exploring experience. This study concludes that a democratic education allows children to participate in the problem–solving process, that continuous use of real social issues enhances democratic literacy for children, and that the quality of children’s education depends on teachers’ commitment to social responsibility.


2007 ◽  
Vol 39 (1) ◽  
pp. 67-92 ◽  
Author(s):  
Marianna Fischer Valdez ◽  
Peter W. Dowrick ◽  
Ashley E. Maynard

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