scholarly journals Credit sources, access and factors influencing credit demand among rural livestock farmers in Nigeria

2019 ◽  
Vol 80 (1) ◽  
pp. 68-90 ◽  
Author(s):  
Asenath Kotugan Fada Silong ◽  
Yiorgos Gadanakis

Purpose Rural farmers’ access to farm credit in Nigeria has been very low, which affects farm performance, and credit providers have blamed for the problem in the sector. While this general perception persists the fact may be the case of credit demand, rather than just the risk-averse attitudes of credit providers. The purpose of this paper is to investigate significant factors influencing farmers’ credit demand to ensure efficient credit provision. Design/methodology/approach The research adopted mixed methods for an in-depth investigation into the problem. There were 216 research participants split into equal halves of men and women from six local government areas of Nasarawa State. Data collection methods employed structured interviews, focus group discussions, close/open-ended and key informant interviews. Analytical tools involved descriptive statistics, the logit and multinomial logit models to determine participants’ socio-economic characteristics, sources of credit, access, factors influencing credit demand generally and from the various sources of credit identified. Findings Findings reveal only 47.6 per cent of the participants accessed credit, with fewer women accessing than men. The most accessed forms of credit are from the semi-formal sources, with more men accessing from formal sources and more women from non-formal sources. Factors having significant influence on credit demand generally are education, group membership and household size. And from formal, semi-formal and non-formal credit sources are education, information on sources of credit, deposits, household size and marital status; education, deposits, group membership, household size, flock size; and education, group membership, and gender from the non-formal credit providers, respectively. Research limitations/implications Due to time constraint, this study data were collected concurrently with both quantitative and qualitative methods and did not allow for the interrogation of findings from one method with the other. In addition, the research categorised the agency of women based on marital status only as single or married and did not interrogate the agency of women further, this may be a limitation as some of the female participants are from polygamous homes. Originality/value Unlike the current concentration of Nigerian research of this kind with quantitative methods alone, this research contributes particularly to Nigerian research output and experience by triangulating both quantitative and qualitative methods to explore farmers sources of credit, access and factors determining access to credit in the study area.

2017 ◽  
Vol 77 (4) ◽  
pp. 446-462 ◽  
Author(s):  
Samuel Sekyi ◽  
Benjamin Musah Abu ◽  
Paul Kwame Nkegbe

Purpose The purpose of this paper is to examine farmers’ access to credit, credit constraint, and productivity in the Northern Savannah ecological zone of Ghana. Design/methodology/approach Secondary data from the Ghana Feed the Future baseline survey involving a total sample of 2,968 farm households were used. The conditional mixed process (CMP) framework was applied to estimate access to credit, credit constraint, and productivity simultaneously. As a system estimator the CMP corrects for possible heterogeneity and sample selection bias. Findings The results from the estimations revealed that age, literacy, farm non-mechanized equipment, and group membership were the variables influencing farmers’ access to credit. Credit constraint conditions were determined by household size, locality, group membership, and household durable assets. Finally, the results showed that productivity of farmers was dependent on marital status, household size, locality, farm size, commercialization, farm mechanized equipment, group membership, and household durable assets. Originality/value This paper is the first, to the best of the authors’ knowledge, to use the CMP framework to jointly estimate access to credit, credit constraint, and productivity. The results indicate that estimating credit access and constraint models separately would have yielded biased estimates. Thus, this paper informs future research on farmers’ credit access, credit constraint, and productivity for informed policymaking.


2019 ◽  
Vol 18 (3) ◽  
pp. 531-556
Author(s):  
Djoen San Santoso ◽  
Polwatta Gallage Madusha Piumal Gallage

Purpose This paper aims to analyse the factors affecting the performance of large construction projects in Sri Lanka. The causes, impacts and mitigations in association with the critical factors are explored and discussed. Design/methodology/approach The research focuses on the evaluation and perspectives of clients and contractors of large projects in Sri Lanka. Combined quantitative and qualitative methods were applied in this research. Initially, a questionnaire survey was conducted with clients and contractors involved in large projects to evaluate the factors affecting the performance of projects and to identify the ten most critical factors. Interviews with the clients and contractors of three large projects were conducted to examine the causes and impacts of the critical factors and the approaches used to mitigate them. Findings Significant differences in the factors were observed for more than 40 per cent of the total factors under study, the contractors assigning more weight to most of the factors than the clients. The study identified nine internal factors and one external factor as the critical factors. Of these, seven were related to the contractors, which suggested that the contractors have greater roles in defining performance. Lack of management and technical skills of the parties involved, human capacity, lack of understanding and knowledge of the local context, changes in government policies and political interference were identified as significant causes of the critical factors. Originality/value The study analysed the factors affecting the performance of large projects in Sri Lanka, which, at the time of research, had just ended a 26-year-long civil war and was pushing the construction of large projects to be competitive. The challenges faced in this effort were explored as lessons learnt that might improve the efficiency and effectiveness of infrastructure development in Sri Lanka. The combined quantitative and qualitative methods applied in this study are expected to provide new insights in the project performance research, especially the interviews of the critical factors to gain an understanding on how the factors occurred and manifested themselves in real projects. The findings are, however, expected to be applicable to other developing countries that are currently aggressively developing their large infrastructure.


2016 ◽  
Vol 23 (2/3) ◽  
pp. 184-200 ◽  
Author(s):  
Mohammad Hossein Imani Khoshkhoo ◽  
Zahra Nadalipour

Purpose This paper aims to study the impact of increasing number of competitors on the organisational learning (OL) in tourism small and medium-sized enterprises. The focus of this study is the tourism and travel agencies (TTAs) of the City of Ahvaz where the OL was studied within TTAs insofar as increasing the number of competitors is concerned. The underlying question in this paper is whether or not the increasing number of competitors affects OL in TTAs of the City of Ahvaz. Design/methodology/approach Using a longitudinal survey, OL was studied at individual, group and organisational levels. The research is based upon quantitative and qualitative methods. Owing to the small number of samples, in addition to questionnaire and quantitative analysis, authors made use of in-depth interviews. The first research was conducted in 2012, while the second one was done in 2014. Findings It was found that in 2012, with its limited number of competitors in the market, learning in these organisations was desirable at individual level and not at group or organisational levels. On the other hand, both the quantitative and qualitative methods in 2014, with the increased number of TTAs, suggested that the quality of learning were desirable in all organisational levels in that year. Research limitations/implications Care should be taken in generalising the results of the research to other TTAs because the size of the sample in this study was small. Moreover, structure and performance of TTAs may be different among various regions. In addition to the said limitation, it must be noted that some variables such as experience, education and gender were not consider in analysing the results of the study. Furthermore, OL in the TTAs might be affected by other variables that were not considered in this study. Originality/value Originality of the study is to link “OL” to the “competition”. There is not any study with special focus on OL with approaching to competition, neither in travel and tourism literature nor in OL literature, and this study can be a starting point to raise further and future research and debates.


2017 ◽  
Vol 9 (4) ◽  
pp. 153
Author(s):  
Isaac B. Oluwatayo ◽  
Ayodeji O. Ojo

The world where development is driven by advancement in education and Information and Communication Technology (ICT) is fast emerging. This study therefore examined the determinants of access to education and ICT in Nigeria. The study used information from 4,508 households from the National Bureau of Statistics (NBS) General Household Survey (GHS) Data. Probit regression model and descriptive statistical tools were used to analyze relevant data. Analysis of the data showed that average household size was fairly large consisting of 7 members with majority (85.1percent) of the households headed by men. Average age of the household heads was 52 years while average years of education was 4 years. Also, 82.0percent and 61.2percent of the households in urban and rural Nigeria respectively had access to education. Therefore, inequality in access to education exists based on location. The factors influencing access to education in Nigeria were found to include age, gender, marital status and household size. The results also revealed age, years of education, marital status, gender and household size as determinants of access to ICT. Analysis of different ICT devices used in Nigeria showed that Radio (88.1percent), Mobile Phones (86.4percent) and Television (55.1percent) were the most widely used. Meanwhile, a significant difference exist in the factors influencing access to education and ICT in rural and urban Nigeria. The study therefore recommended increased investment in education and infrastructure. Government and private organizations should encourage gender equality in access to ICT through gender sensitive interventions.


2020 ◽  
Vol 47 (10) ◽  
pp. 1225-1242
Author(s):  
Chanyalew Seyoum Aweke ◽  
Edward Lahiff ◽  
Muluken Gezahegn Wordofa ◽  
Jemal Y. Hassen

PurposeThe purpose of this study is to examine household food gap and food insecurity in Eastern Ethiopia. Differences in food gap and food insecurity were also examined in terms of gender of the household head and location.Design/methodology/approachA combination of quantitative and qualitative methods such as household survey, key informant interview and focused group discussion were utilized for this study. Households were drawn randomly from the study area.FindingsIn terms of food availability, more than half of the households experienced a food gap during the year, especially during the months of July and August. In terms of gender, female-headed households had more months of food shortage compared to their male counterparts. This disparity was also reflected in poorer food access among female-headed households as shown by the higher HFIAS. Differences in food insecurity were obtained in terms of gender of the household head and location. Livestock ownership, cereal crop production, extension contact and household size significantly influenced household food access.Research limitations/implicationsFindings are valid only for low-land agroecologiesOriginality/valueThis study contributes to the existing literature by examining household food gap and food insecurity using a combination of quantitative and qualitative methods. It adds value in examining disparities between male-headed and female-headed households. Literature related to seasonal household food insecurity is limited in Ethiopia. This study contributes in this regard by examining seasonal food insecurity between post-harvest and pre-harvest seasons.


2014 ◽  
Vol 35 (6/7) ◽  
pp. 508-520 ◽  
Author(s):  
Paul Gabriele Weston ◽  
Giuseppina Vullo

Purpose – The purpose of this paper is to describe the quantitative and qualitative methods to assess the sustainability of cooperation models within research libraries networks in the humanities. Design/methodology/approach – Changing research environment and budget constraints currently are the main challenges of research libraries networks: to cope with this pressure libraries need to build collective capacity through a strong model of collaboration and partnership and foster closer interaction between actors both from the library and the external world. In order to build effective and efficient cooperation models research libraries networks will first need to share a common vision and a well-focused organisation. Nevertheless, a multi-level approach should help them to identify their core functional requirements, the specialised needs of their users and a flexible cooperation structure able to maintain the financial sustainability of the system. Findings – After illustrating the current challenges in the research libraries world, and how cooperation and collaboration issues have been connoting library management and activities, this work presents the methodology and the preliminary results of a research project which surveyed the URBS network, an international consortium of 12 libraries from academic and research institutions of several nations (Austria, Denmark, Finland, Great Britain, Italy, the Netherlands, Norway, Spain, Sweden, Switzerland, the USA) based in Rome, Italy. Originality/value – This paper will be of interest and value to other research library networks or consortia with an interest in the development of new organisational models, and in the evaluation and assessment of their sustainability.


2017 ◽  
Vol 21 (1) ◽  
pp. 1-16 ◽  
Author(s):  
Minna Saunila

Purpose This paper aims to focus on the challenges and characteristics of innovation performance measurement in small and medium-sized enterprises (SMEs). Design/methodology/approach This study is exploratory-descriptive and uses mixed-method research. Quantitative and qualitative methods for collecting data are used. Findings The paper contributes to the current understanding of innovation performance measurement by clarifying how this measurement is used and by defining what must be improved. Originality/value Appropriate measures can contribute to a significantly better understanding of innovation. However, studies on how innovation performance measurement is used in practice are scarce. The current state of knowledge of performance measurement in SMEs seems to be limited to studying SMEs from traditional performance measurement perspectives.


Author(s):  
Patricia Bou-Franch

Abstract This paper approaches the study of conflict through an examination of Spanish metapragmatic labels and comments of impoliteness on Twitter. The aim is twofold. It first aims to confirm the attributed importance of the label maleducado /ill-mannered in the specific context of Twitter and of digital discourse more generally, on quantitative and comparative grounds; then, it investigates this label, and the metapragmatic comments where it occurred, in a contextualized corpus of tweets compiled during the political campaign of Spain’s General Elections of April 28, 2019. The study draws from five ad hoc corpora specifically compiled from Twitter, and a general corpus of Spanish digital discourse provided by Sketch Engine. The analysis adopts a corpus-based metapragmatic approach, which combines quantitative and qualitative methods. Findings revealed that maleducado was the most frequent metapragmatic label under scrutiny in the Twitter corpora and motivated the subsequent study of lay conceptualizations of this term.


2017 ◽  
Vol 9 (4(J)) ◽  
pp. 153-163
Author(s):  
Isaac B. Oluwatayo ◽  
Ayodeji O. Ojo

The world where development is driven by advancement in education and Information and Communication Technology (ICT) is fast emerging. This study therefore examined the determinants of access to education and ICT in Nigeria. The study used information from 4,508 households from the National Bureau of Statistics (NBS) General Household Survey (GHS) Data. Probit regression model and descriptive statistical tools were used to analyze relevant data. Analysis of the data showed that average household size was fairly large consisting of 7 members with majority (85.1percent) of the households headed by men. Average age of the household heads was 52 years while average years of education was 4 years. Also, 82.0percent and 61.2percent of the households in urban and rural Nigeria respectively had access to education. Therefore, inequality in access to education exists based on location. The factors influencing access to education in Nigeria were found to include age, gender, marital status and household size. The results also revealed age, years of education, marital status, gender and household size as determinants of access to ICT. Analysis of different ICT devices used in Nigeria showed that Radio (88.1percent), Mobile Phones (86.4percent) and Television (55.1percent) were the most widely used. Meanwhile, a significant difference exist in the factors influencing access to education and ICT in rural and urban Nigeria. The study therefore recommended increased investment in education and infrastructure. Government and private organizations should encourage gender equality in access to ICT through gender sensitive interventions.


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