Attitude of Muslims and Non-Muslims towards Islamic Banking – An Exploratory Study in India

Author(s):  
Mohammad Faisal ◽  
Asif Akhtar ◽  
Asad Rehman
2015 ◽  
Vol 7 (1) ◽  
pp. 31-44 ◽  
Author(s):  
Hardius Usman

The aims of this study are to examine Muslim’s religious norms regarding to their belief on  the  law  of  the  prohibition  of  bank  interest,  and  to  investigate  the  effect  of religius norms on customers’ decision in using the Islamic banking services. This study employs natural experimental design with Analysis of Variance (ANOVA), and Pearson Chi-Square Test. The exploratory study also conducted to support the quantitative analysis. The results show that the religious norms among Muslims classified into two categories, i.e: traditional and contemporary group and the religious norm of the Muslim have significant affects on the decision in using the Islamic banks.DOI:10.15408/aiq.v7i1.1356


2012 ◽  
Vol 02 (08) ◽  
pp. 41-55
Author(s):  
Fada, Kodun Abiah

The paper set out to ascertain the viewpoints of the people of Gombe L.G.A. to review their perceptions of the economic viability of Islamic banking. The paper presents primary data collected through the use of questionnaire involving a sample of 134 respondents. The survey employs an exploratory factor analysis to examine what the respondents perceive to be the economic viability of Islamic banking in the local government area. The survey confirms that the advent of Islamic banking in the area will bring about economic benefits as it will serve as a means for financial inclusion for the financially excluded and will also serve as a potential vehicle for fund mobilization, create more employment opportunities and encourage foreign investment especially from the Middle East amongst others. However, the paper suggests that in order to actualize these economic benefits, the central bank and other relevant stakeholders including licensed Islamic banks must do enough in the area of creating awareness of Islamic banking and its relevance to the people.


2020 ◽  
Vol 7 (2) ◽  
pp. 147-164
Author(s):  
Zaki Ahmad ◽  
Faathih Zahir ◽  
Ahmed Mohamud Usman ◽  
Aishath Muneeza ◽  
Zakariya Mustapha

Tawarruq which is also known as commodity Murabahah in Islamic banking is widely practiced in Malaysia to structure different types of Islamic banking products. The widespread use of tawarruq has made Islamic banks to be re-named as “tawarruq banks” and some even call tawarruq as the “magic lamp” of the industry. Shariah scholars have criticised this frequent usage of tawarruq in Islamic banking industry of Malaysia, while the practitioners have replied by saying that if tawarruq is a shariah approved concept, then what is wrong with the usage of it? However, from the shariah perspective, the issue here is not about the shariah compliance of tawarruq transactions per se. It is about the shariah limitations imposed by the scholars on the use of it. This simply means that there is a reservation made by shariah scholars in allowing the usage of tawarruq contract in Islamic finance as tawarruq is a contract allowed to be used when one has to choose between a conventional loan and tawarruq. The purpose of this research is thus to show the alternative Islamic commercial contracts that could be used to structure Islamic banking products that have been structured in the market using tawarruq. It is anticipated that the outcome of this research will assist Islamic banking industry to understand why and how they can move away from tawarruq.


2020 ◽  
Vol 5 (1) ◽  
pp. 119-130
Author(s):  
Raúl Rojas ◽  
Farzan Irani

Purpose This exploratory study examined the language skills and the type and frequency of disfluencies in the spoken narrative production of Spanish–English bilingual children who do not stutter. Method A cross-sectional sample of 29 bilingual students (16 boys and 13 girls) enrolled in grades prekindergarten through Grade 4 produced a total of 58 narrative retell language samples in English and Spanish. Key outcome measures in each language included the percentage of normal (%ND) and stuttering-like (%SLD) disfluencies, percentage of words in mazes (%MzWds), number of total words, number of different words, and mean length of utterance in words. Results Cross-linguistic, pairwise comparisons revealed significant differences with medium effect sizes for %ND and %MzWds (both lower for English) as well as for number of different words (lower for Spanish). On average, the total percentage of mazed words was higher than 10% in both languages, a pattern driven primarily by %ND; %SLDs were below 1% in both languages. Multiple linear regression models for %ND and %SLD in each language indicated that %MzWds was the primary predictor across languages beyond other language measures and demographic variables. Conclusions The findings extend the evidence base with regard to the frequency and type of disfluencies that can be expected in bilingual children who do not stutter in grades prekindergarten to Grade 4. The data indicate that %MzWds and %ND can similarly index the normal disfluencies of bilingual children during narrative production. The potential clinical implications of the findings from this study are discussed.


1997 ◽  
Vol 6 (5) ◽  
pp. 371-377
Author(s):  
Wendy Zernike ◽  
Tracie Corish ◽  
Sylvia Henderson

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