An Exploratory Study of Perceived Economic Viability of Islamic Banking in Gombe Local Government Area, Gombe State, Nigeria

The paper set out to ascertain the viewpoints of the people of Gombe L.G.A. to review their perceptions of the economic viability of Islamic banking. The paper presents primary data collected through the use of questionnaire involving a sample of 134 respondents. The survey employs an exploratory factor analysis to examine what the respondents perceive to be the economic viability of Islamic banking in the local government area. The survey confirms that the advent of Islamic banking in the area will bring about economic benefits as it will serve as a means for financial inclusion for the financially excluded and will also serve as a potential vehicle for fund mobilization, create more employment opportunities and encourage foreign investment especially from the Middle East amongst others. However, the paper suggests that in order to actualize these economic benefits, the central bank and other relevant stakeholders including licensed Islamic banks must do enough in the area of creating awareness of Islamic banking and its relevance to the people.

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Selected NGOs and Poverty Reduction in Makurdi Local Government Area of Benue State, Nigeria

International Journal of Community Service & Engagement ◽

10.47747/ijcse.v2i3.344 ◽

2021 ◽

Vol 2 (3) ◽

pp. 32-47

Author(s):

Vincent Iorja Gisaor

Keyword(s):

Local Government ◽

Poverty Reduction ◽

Structured Interview ◽

Local Government Area ◽

Primary Data ◽

Economic Activities ◽

Government Organizations ◽

The People ◽

Descriptive Approach ◽

The Impact

The research was undertaken to access the impact of Non-Government organizations (NGOs) on poverty reduction in Makurdi local government area of Benue State. Using descriptive approach to analyze the primary data obtained from the respondents through a structured questionnaires and semi-structured interview administered to the staff and officials of selected NGOs in the study area. Result shows that the respondents confirm benefits in terms of increased income, use of good transportation means, good accommodation, feeding and sleeping materials. Despite these benefits, there were challenges confronting the NGOs in the study area. One of the biggest challenges was finance to execute all their programmes as well as disburse to beneficiaries as loans and grants. The activities of NGOs were found only limited to Makurdi while the majority of the people were residing outside the state capital. Therefore, recommendations made include: awareness creation for more participation by people in entrepreneurship and financial independence since it is only through such skills that they can propel themselves out of poverty and the NGOs should seek for more sources of funding including soliciting financial support from the international community to enable it fund diversified economic activities of the vulnerable people in the country.

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Customer Perception Regarding Car Loans in Islamic and Conventional Banking

International Journal of Learning and Development ◽

10.5296/ijld.v2i6.2859 ◽

2012 ◽

Vol 2 (6) ◽

pp. 174

Author(s):

M. Taimoor Hassan ◽

Mehtab Ahmed ◽

Muhammad Imran ◽

Azhar Naeem ◽

Mudassir Waheed ◽

...

Keyword(s):

Key Words ◽

Statistical Technique ◽

Primary Data ◽

Islamic Banking ◽

Islamic Banks ◽

Chi Square ◽

Customer Perception ◽

Conventional Banks ◽

Corporate Customers

Purpose: To see the customer perception regarding car loans in Islamic and conventional banking. Methodologies: This study is based on primary data. These followed by only Bahawalpur corporate customers are taken as the sample research. Firstly the persons have been identified of the selected banks that are the financial affairs of those banks. When these people show their willingness then questionnaire has been filled by them and the required data has been collected. The statistical technique chi-square had been adapted for analysis the data. Findings: Total 120 questionnaires have been distributed among different banks and out of which 104 were get completed and returned. Peoples prefer conventional banks for car loans as compared to Islamic banks. Key Words: Islamic Banking, Corporate Customer, Car Financing.

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LESSENING THE PREVALENCE OF POVERTY THROUGH FISH PRODUCTION IN DUTSINMA LOCAL GOVERNMENT AREA OF THE KATSINA STATE, NIGERIA

10.52862/jqaas.2021.1.1.1 ◽

2021 ◽

Vol 01 (01) ◽

pp. 1-1

Author(s):

Keyword(s):

Local Government ◽

Family Size ◽

Gini Coefficient ◽

Local Government Area ◽

Descriptive Statistics ◽

Primary Data ◽

Fish Production ◽

Profitability Analysis ◽

Poverty Status ◽

Distribution Of Income

This study was conducted in the Dutsinma local Government area of Katsina State on the lessening of the prevalence of poverty through fish production. The primary data used were obtained using structured questionnaires administered to eighty (n = 80) fishermen in the study area. Descriptive statistics, Gini coefficient and profitability analysis were employed to analyze the data. The result showed that 53% of the fishermen were young, 100% were males and 85% were married. Some of the fishermen (52%) had a family size of between 1 and 5. Also 53% had acquired Quranic edification. Results from the study exposed those fishermen use their income to re-invest into fishing activities. The Gini coefficient value of 0.53 indicates that there wereinequalities in the distribution of income. The poverty status of the fishermen showed that 23% and 35% of them were core poor and non-poor respectively. It was also found that fishing was a profitable venture and 100% of the fishermen were faced with inaccessibility to credit facilities. Therefore, it was concluded that the production of fish in this area may lowerthe levels of poverty easily of adopted by re-investment in thissector.

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FARMERS’ PERCEPTION OF POVERTY AND WELFARE IN BOKI LOCAL GOVERNMENT AREA OF CROSS RIVER STATE, NIGERIA

International Journal of Research -GRANTHAALAYAH ◽

10.29121/granthaalayah.v6.i7.2018.1293 ◽

2018 ◽

Vol 6 (7) ◽

pp. 151-158

Author(s):

Rosemary I. Eneji ◽

Attah Frank

Keyword(s):

Local Government ◽

Rural Areas ◽

Local Government Area ◽

Primary Data ◽

Social Variables ◽

Health Care Education ◽

Chi Square ◽

Cross River ◽

Cross River State ◽

The Social

The worsening state of poverty among rural farmers in Nigeria’s Cross River State has attracted great concern from government and its agencies but farmers’ perception of poverty and welfare is little understood. In this study, it was determined whether and how the social variables of income, healthcare and education affect farmers’ perception of poverty and welfare in Boki Local government area. Primary data were derived from one hundred (100) respondents, randomly drawn from the study area using standard questionnaires and analysed using the chi-square technique. There was a significant direct relationship between income level, health care, education and nutrition on one hand and welfare of farmers on the other. Evidence from this field study strongly suggests that poverty alleviation programmes and infrastructural projects should be extended to rural areas for improved welfare and livelihood. However, farmers do not necessarily perceive poverty based only on the variables studied.

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Geospatial Distribution of Public Secondary in Gombe Local Government Area, Gombe State of Nigeria

International Journal on Research in STEM Education ◽

10.31098/ijrse.v1i1.59 ◽

2019 ◽

Vol 1 (1) ◽

pp. 30-39

Author(s):

Yila Caiaphas Makadi ◽

Abecca Stephen Sati ◽

Ismail Dankaka

Keyword(s):

Spatial Distribution ◽

Local Government ◽

Spatial Pattern ◽

Nearest Neighbor ◽

Secondary Data ◽

Local Government Area ◽

Primary Data ◽

Public Secondary School ◽

Data Survey ◽

Senior Secondary

The paper reviews research tradition of accessibility level and spatial distribution of student in public secondary school in gombe local government area, Gombe state. Primary and secondary data were used for the study. Primary data was collected using questionnaire and a hand-held GPS receiver to capture the coordinate points of schools and other relevant data. Secondary data include administrative map, population figures of both students and Teachers, Names and addresses of the secondary schools in the study area. The data were analyzed using geographic information techniques. From the data survey carried out, the result of the analysis showed the accessibility level and spatial distribution of school in Gombe were seventeen (17) public senior secondary and total number of students were nineteen thousand and eleven (19,011). The nearest neighbor analysis (NNA) for the spatial pattern of school were carried out based on each ward in study area which as ten (10) wards in each ward revealed two major spatial distributions. The spatial pattern of the Gombe LGA has Nearest Neighbour Ratio (NNR): 3.385087, Bolari East ward with NNR: 3.385087 and Shamaki wards NNR: 1.600148, which showed dispersed pattern, while Jekada Fari ward with NNR: 0.214890, Pantami ward with NNR: 0.226863, and Herwo Gana wards with NNR: 0.185239, were showed clustered pattern. The nearest neighbor index shows clustered pattern for all the wards in the local government area except Bolari East and Shamaki wards that has dispersed pattern of distribution. The implication of these two patterns means that accessibility is poor in the study area. Students travel than normal to overcome the function of distance.

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Analisis Rasch Pada Atribut Perbankan Syariah: Studi pada Generasi Milenial

JURNAL ILMIAH EKONOMI ISLAM ◽

10.29040/jiei.v5i3.530 ◽

2019 ◽

Vol 5 (3) ◽

pp. 145

Author(s):

Anggiya Rossana ◽

Egi Arvian Firmansyah

Keyword(s):

University Students ◽

Market Share ◽

Rasch Analysis ◽

Primary Data ◽

Islamic Finance ◽

Islamic Banking ◽

Islamic Banks ◽

Banking Services ◽

Finance Industry ◽

Potential Customers

The presence of Islamic banking in Indonesia is one form of progress and development of the Islamic finance industry in Indonesia. However, for more than 20 years, Islamic banking has apparently not been able to grow optimally and experienced a slowdown in its growth. Islamic banks need to increase their market share and also need to identify which attributes are most considered by the potential customers, especially the millennials whose number is large. This study aims to find out which attributes are most considered in using Islamic banking services. This study uses primary data by distributing online questionnaires to 180 university students in Bandung, namely Unpad, ITB and UPI students. To analyze the data, Rasch analysis was used. The results of Rasch analysis show that cleanliness, friendliness, and Islamic principles turned out to be the most considered attributes in selecting Islamic banking in Indonesia. Given that these three attributes are the most considered, it is expected that Islamic banking strengthen these three aspects in order to increase the market of Islamic finance industry markets.

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EVALUATION OF THE PROFITABILITY AND PERFORMANCE OF YOUTH PARTICIPATION IN CASHEW NUT (ANACARDIUM OCCIDENTALE) MARKETING IN ANKPA LOCAL GOVERNMENT AREA OF KOGI STATE, NIGERIA

Journal of Asian Rural Studies ◽

10.20956/jars.v2i1.1364 ◽

2018 ◽

Vol 2 (1) ◽

pp. 49

Author(s):

Adeio P.E ◽

Adejo E.G ◽

Zakari J

Keyword(s):

Local Government ◽

Market Integration ◽

High Efficiency ◽

Local Government Area ◽

Youth Participation ◽

Primary Data ◽

Gross Margin ◽

Cashew Nut ◽

Marketing Efficiency ◽

And Performance

This study assessed youth participation in cashew nut marketing in Ankpa Local Government Area of Kogi State, Nigeria. It specifically described the socioeconomic characteristics of the youths, examined the profitability of youth involvement in cashew nut marketing, assessed the efficiency and performance of youth in cashew nut marketing, and determined the level of market integration in cashew nut marketing. A three staged random sampling method was used to select 120 youth involved in cashew nut marketing for the study. Relevant primary data obtained through structured questionnaire were analysed using descriptive statistics, gross margin model, marketing efficiency, and Pearson price correlation. Findings of the study showed a mean age and marketing experience of 37 years and 10 years respectively. Gross margin obtained was N 445, 563.90 per annum, N14, 811.11 per bag and N185.11per kg with a high efficiency level of 654%. The level of integration (0.415) between Awo and Enjema markets was significant 5%. Youth are encouraged to consider cashew nut marketing as an option to reduce unemployment and improve their welfare.

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Food safety knowledge among farming households in Irepodun local government area, Kwara State, Nigeria

Agricultural Science and Technology ◽

10.15547/ast.2019.02.030 ◽

2019 ◽

Vol 11 (2) ◽

pp. 184-188

Author(s):

A.O. Awoyemi ◽

M.N. Ajiboy ◽

G.B. Adesiji ◽

A.O. Kayode

Keyword(s):

Food Safety ◽

Local Government ◽

Large Population ◽

Sampling Technique ◽

Modern Technology ◽

Local Government Area ◽

Primary Data ◽

Safety Practices ◽

Safety Knowledge ◽

Farming Households

Abstract. The study assessed the food safety knowledge and practices among farming households in Irepodun Local Government Area (LGA) of Kwara State, Nigeria. Irepodun LGA was purposively selected due to the large population of farmers in the area. Two-stage sampling technique was used to randomly select one hundred and four (104) respondents from five villages, namely: Elerinjare, Batanyin, Igbo-owu, Omode and Idofian. Primary data were used for the study and the data were collected by means of an interview schedule. Descriptive statistical tools such as precision counts, frequencies and percentages were used in analyzing the data while Pearson Product Moment Correlation (PPMC) analysis was used to test the hypothesis. The findings revealed that the mean income was 156375.50 NGN (441.74 USD) per annum, majority of the farming households have low knowledge towards food safety practices. Constraints to food safety practices include: lack of knowledge, inadequate training and awareness and inadequate finance. PPMC analysis showed that income and educational level was significantly related to the food safety practices among farmers across the selected farming households P≤0.05. Based on the findings, training and effective monitoring by relevant stakeholders, adequate provision of modern technology, sensitization and enlightenment campaigns will further boost farming household’s knowledge and attitudinal changes towards food safety and ultimately safe food for the people.

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