Thehottest spot temperature (HST) of windings of oil-immersed transformer is animportant factor that affects load capacity and operation life of transformer,and is closely related to the transformer load, top oil and environmenttemperature. HST, when operating at high temperature and overload, may lead totransformer failure which will affect the normal operation of the power system.In order to calculate the transformer hot spot temperature accurately, we takea 33MVA-500KV transformer as an example, and establish a three dimensionalmodel, get its internal temperature distribution based on Fluent simulationsoftware. At last, we comparative and analysis the accuracy of FVM calculation andIEEE guidelines recommend model combined with online monitored values. Theresults show that the FVM method with higher accuracy relative to the IEEEguidelines model, proved that using the FVM can accurately calculate the HST ofoil-immersed transformer.