scholarly journals Understanding the effect of sustained use of cloud-based point of sales on SMEs performance during covid-19 pandemic

2021 ◽  
Vol 11 (1) ◽  
pp. 33
Author(s):  
Yeney Widya Prihatiningtias ◽  
Maudina Rahma Wardhani
Keyword(s):  
Financial Performance ◽  
Small And Medium Enterprises ◽  
Linear Regression Method ◽  
Point Of Sale ◽  
Qualitative Approaches ◽  
Multiple Linear Regression Method ◽  
Sustained Use ◽  
Food And Beverage ◽  
Medium Enterprises ◽  
The Relationship

This study examined the effect of sustained use of cloud-based point of sales on SMEs’ performance during COVID-19 pandemic. In this study, both quantitative and qualitative approaches were employed. The sample consists of the food and beverage industries from Small and Medium Enterprises (SMEs) located in Malang City, Indonesia. The quantitative data which succeeded to collect 91 responses was taken from the questionnaire distribution of the sample SMEs and it was analyzed by using SPSS 21 with the multiple linear regression method, which indicated there is a relationship between sustained-use of cloud-based point of sale on SMEs non-financial performance during COVID-19 pandemic. 9 SMEs representatives, the owner, or the manager, were also interviewed to gain further insights and to confirm the quantitative findings. Technology Continuance Theory (TCT) was used to explain the link between the sustained use of cloud-based point of sale on SMEs’ performance during the COVID-19 pandemic. However, the results from both approaches found that there is a positive relationship between sustained use of cloud-based point of sale on SMEs non-financial performance during COVID-19 pandemic and the relationship between sustained use of cloud-based point of sale on SMEs financial performance is negative.

scholarly journals Financial capital, constraints, partners, and performance: An empirical analysis of Indonesia SMEs

2021 ◽  
Vol 18 (2) ◽  
pp. 210
Author(s):  
I Wayan Widnyana ◽  
I Made Dauh Wijana ◽  
Almuntasir Almuntasir
Keyword(s):  
Financial Performance ◽  
Financial Constraints ◽  
Small And Medium Enterprises ◽  
Value Added ◽  
Financial Capital ◽  
Moderation Effect ◽  
And Performance ◽  
Medium Enterprises ◽  
The Relationship

Indonesia's small and medium enterprises (SMEs) are considered the backbone of the national economy. However, the fact that SMEs still contribute less to the national gross domestic product (GDP) in terms of value-added, need to be addressed. While previous studies mainly focused on financial (access) constraints as one of the major constraints faced by small enterprises which affect their growth and performances, this study aims to extend the relationship between capital and financial performance of Indonesia SMEs with the moderating effect of financial constraints and partners. This study is different from others as it uses a bigger panel dataset which is about 4.36 million SMEs in Indonesia and is the first to explore the role of financial partners comprehensively. Moreover, the panel regression model with geographic analysis unit uses as a data analysis method. The results of the study show that financial capital has a positive and significant effect on the financial performance of SMEs. Furthermore, while the moderation role of financial partners on the relationship between financial capital and financial performance of Indonesia SMEs was failed to prove, the negative moderation effect of financial constraints was able to prove in this study.

scholarly journals Financial literacy training and micro insurance on the financial performance of SMEs in the Sekondi-Takoradi Metropolis, Ghana

2020 ◽  
Vol 9 (7) ◽  
pp. 247-256
Author(s):  
Ciciana Amoah ◽  
John N. Mungai
Keyword(s):  
Financial Performance ◽  
Financial Literacy ◽  
Small And Medium Enterprises ◽  
Microfinance Institutions ◽  
Government Regulations ◽  
Literacy Training ◽  
Micro Insurance ◽  
Medium Enterprises ◽  
The Relationship ◽  
Structured Questionnaire

This research examines the effect of financial literacy training and micro insurance on the financial performance of Small and Medium Enterprises in the Sekondi-Takoradi Metropolis of Ghana. This study aims (i)to determine the effect of financial literacy training on the financial performance of SMEs, (ii) to establish the effect of microinsurance on the financial performance of SMEs; (iii) and to determine the moderating effect of government regulations on the relationship between financial literacy training, micro-insurance and the financial performance of SMEs. The study was based on the financial intermediation theory and Schumpeter’s theory of innovation. The study adopted an explanatory research design, using a sample size of 260 SMEs in the Sekondi-Takoradi metropolis, Ghana. A structured questionnaire was used to collect data on financial literacy training, micro insurance, financial performance, and government regulations from SME owners and microfinance institutions. Analysis of the data collected revealed that both financial literacy training and micro-insurance had a positive and significant effect on the financial performance of SMEs. The study recommends that the management of microfinance institutions that provide financial literacy training and micro-insurance should undertake a survey on the needs of SMEs and the specific challenges they face in accessing microfinance services.

scholarly journals Assessing the Influence of Accounting Outsourcing on Financial Performance of Small and Medium Enterprises in Thika Subcounty, Kenya

2018 ◽  
Vol 04 ◽  
pp. 148 ◽  
Author(s):  
Gideon M. Mwangi ◽  
Agness Mutiso ◽  
Daniel Mungai ◽  
◽  
◽  
...  
Keyword(s):  
Financial Performance ◽  
Small And Medium Enterprises ◽  
Positive Association ◽  
Simple Random Sampling ◽  
Significant Positive Association ◽  
Explanatory Variables ◽  
Simple Regression Model ◽  
Medium Enterprises ◽  
The Relationship

Globally, small and medium sized enterprises (SMEs) have been found to significantly contribute to the gross domestic product (GDP) in developing nations as well as to employment. In Kenya, the SMEs have the potential of raising many citizens to the mainstream economy. Although the SMEs contribute toward economic development as well as to employment in Kenya, their financial performance is still wanting, which is evidenced by the high collapse rate of SMEs. This research project assessed the influence of accounting outsourcing (AO) on financial performance of SMEs. The study used a descriptive design, and the number of SMEs that formed the population of study was 8605 in Thika subcounty. The sample size was therefore 368 SMEs, which were sampled using stratified and simple random sampling. The study adopted a questionnaire to collect data, and the Cronbach alpha coefficient was employed for testing of reliability. Descriptive and inferential statistics were used in analyzing the collected data with the assistance of statistical packages of social science (SPSS) version 23. The relationship between influences of AO and its effect on financial performance of SMEs were established through a simple regression model. The results of this study showed a significant positive association between the explanatory variables and the financial performance of SMEs. The study concludes that influences of AO have significant influence on SMEs financial performance. The study recommended that managers and owners of SMEs should seek service from qualified accountants as this may increase the quality of financial records and may improve their SMEs financial performance.

scholarly journals FINANCIAL LITERACY ON SMALL AND MICRO BUSINESS OF THE INDIGENOUS PEOPLE OF PAPUA IN JAYAPURA CITY

2021 ◽  
Vol 26 (4) ◽  
pp. 37-46
Author(s):  
Anita Erari ◽  
Kurniawan Patma ◽  
Ramasoyan Arung Lamba
Keyword(s):  
Linear Regression ◽  
Indigenous People ◽  
Quantitative Study ◽  
Financial Literacy ◽  
Educational Level ◽  
Small And Medium Enterprises ◽  
Regression Method ◽  
Linear Regression Method ◽  
Multiple Linear Regression Method ◽  
Medium Enterprises

This study is a quantitative study that aimed to find the level of financial literacy of Papuan Micro, Small, and Medium Enterprises (MSME) and the factors that influence it. The sample consisted of 75 respondents of MSME actors in Jayapura city at Pasar Mama-Mama Papua. The data was analyzed using multiple linear regression method with SPSS version 22.0. The results showed that (1) the level of financial literacy in Jayapura city is low, (2) there is no influence of gender towards the level of financial literacy, (3) there is an influence of last educational level towards the level of financial literacy, (4) there is no influence of monthly profit towards the level of financial literacy, (5) there is an influence of investment towards the level of financial literacy, (6) there is an influence of borrowing and saving in bank towards the level of financial literacy, (7) there is an influence of insurance towards the level of financialliteracy.

scholarly journals THE IMPACT OF LEARNING ORIENTATION ON FINANCIAL PERFORMANCE WITH NON-FINANCIAL PERFORMANCE AS A MEDIATING VARIABLE

2018 ◽  
Vol 1 (1) ◽  
pp. 9
Author(s):  
Vicky F Sanjaya
Keyword(s):  
Financial Performance ◽  
Small And Medium Enterprises ◽  
Learning Orientation ◽  
Medium Enterprises ◽  
The Impact ◽  
The Relationship

This study aims to see the impact of learning orientation on the performance of companies in financial and non-financial, and see the role of non-financial performance as a mediating variable. No relevant profit theory and still limited research that saw the company's performance from both sides of the financial and non-financial to be a gap for doing research. The sample in this study is small and medium enterprises (SMEs) domiciled in the Province of Yogyakarta (DIY). The number of samples studied is as many as 113 respondents consisting of five districts / cities in DIY. The results of this study indicate that the orientation of learning has a positive and significant impact on financial performance and non-financial companies. In addition, this study also gives results that non-financial performance mediates some of the relationship between learning orientation to financial performance.Keywords: learning orientation, financial performance, non-financial performance, SMEs.

scholarly journals Enterprise Risk Management Best Practices for Improvement Financial Performance in Manufacturing SMEs in Cameroon

2017 ◽  
Vol 8 (3) ◽  
pp. 1004-1012
Author(s):  
Mbiki Mamai ◽  
Song Yinghua
Keyword(s):  
Best Practices ◽  
Financial Performance ◽  
Board Of Directors ◽  
Small And Medium Enterprises ◽  
Enterprise Risk Management ◽  
Enterprise Risk ◽  
The Board Of Directors ◽  
Risk Culture ◽  
Medium Enterprises ◽  
The Relationship

The aim of this study is to determine the relationship between the best practices and the financial performance among 86 manufacturing small and medium enterprises in Cameroon. To achieve this objective, we will carry out a Multivariate Analysis; and the results based on correlation analysis highlight a positive and significant impact of risk culture on financial performance of these enterprises and also show that the independence of the board of directors by itself is not sufficient to increase the firm’s performance.

scholarly journals The Effect of Financial Performance on the Profitability of Food and Beverage Companies in Indonesia

2020 ◽  
Vol 12 (1) ◽  
pp. 30
Author(s):  
Herdiyana Herdiyana ◽  
Adi Sumarno ◽  
Endri Endri
Keyword(s):  
Financial Performance ◽  
Secondary Data ◽  
Financial Statements ◽  
Linear Regression Method ◽  
Small Contribution ◽  
Test Tool ◽  
Multiple Linear Regression Method ◽  
Food And Beverage ◽  
Asset Turnover ◽  
Descriptive Statistical Analysis

This study aims to determine the effect of the company's financial performance which is calculated from total assets, net capital and total asset turnover on the profitability of the food and beverage sub-sector companies listed on the Indonesian Eefek Exchange in the period 2015-2018. The method is done by collecting secondary data taken from the company's financial statements on the IDX. The research test tool used descriptive statistical analysis and the inference of the multiple linear regression method. The results showed that total assets, net working capital and total assets turnover independently had no significant and significant effect on profitability as well as join contribution also had no effect but could make a small contribution to the profitability of food and beverage sub-sector companies listed in IDX.

scholarly journals Could more innovation output bring better financial performance? The role of financial constraints

2022 ◽  
Vol 8 (1) ◽  
Author(s):  
Benlu Hai ◽  
Ximing Yin ◽  
Jie Xiong ◽  
Jin Chen
Keyword(s):  
Financial Performance ◽  
Financial Constraints ◽  
Small And Medium Enterprises ◽  
Economic Benefits ◽  
Curvilinear Relationship ◽  
Economic Returns ◽  
Innovation Output ◽  
Medium Enterprises ◽  
The Relationship

AbstractInnovation scholars highlight the economic benefits to firms, while research findings on the relationship between innovation output and economic returns remain mixed. In this study, we develop the profiting from innovation (PFI) framework and address the crucial role of financial constraints in the relationship between innovation output and financial performance. We argue that the liability of newness differentiates firms’ financial performance during the commercialization of innovation, leading to a U-shaped relationship between firms’ innovation output and financial performance. We further document the moderating impact of individual financial constraints (IFC) and market-based financial constraints (MFC) on this curvilinear relationship. Empirical tests based on the 142,972 firm-year observations of the multi-source dataset of Chinese manufacturing firms from 1999–2009 support our hypotheses. The additional analysis shows that non-state-owned enterprises and small and medium enterprises benefit more from the synergistic effect of reductions of IFC and MFC than state-owned enterprises and large firms. Our study enriches the literature of the PFI framework by uncovering the mechanism between innovation output and economic returns where financial constraints play an essential role. To the best of our knowledge, we are among the first to investigate the processes and mechanisms between innovation output and financial performance, generating novel insights for business practitioners and policymakers.

scholarly journals Financial Performance of SMEs in Kota Bharu, Kelantan During the COVID-19 Pandemic

2021 ◽  
Vol 9 (1) ◽  
pp. 12-24
Author(s):  
Nur Ain Ayunni Sabri ◽  
Shamini Redyyar V.Saravanam ◽  
Nurul Izyan Mat Daud ◽  
Fatihah Mohd
Keyword(s):  
Financial Performance ◽  
Random Sampling ◽  
Small And Medium Enterprises ◽  
Simple Random Sampling ◽  
Bank Credit ◽  
Trade Off ◽  
Factors Affecting ◽  
Medium Enterprises ◽  
The Relationship

The study identified the financial performance of Small and Medium Enterprises (SMEs) in Kota Bharu, Kelantan, specifically during the coronavirus disease (COVID-19) outbreak. Financial performance is a new but popular topic in this globalisation era, particularly during the pandemic. The study examined four factors: technology cost, bank credit, employee cost, and economic, focusing on SMEs in Kota Bharu, Kelantan. The main objective is to identify vital factors affecting SMEs’ financial performance in Kota Bharu, Kelantan and the relationship between technology cost, bank credit, employee cost, and economic towards the financial performance. Significantly, the study benefits SME entrepreneurs and upcoming entrepreneurs to identify the factors affecting the financial performance of SMEs. The Trade-Off Theory (TOT) was used to explain the study model. Besides, simple random sampling was used with 66 valid responses from SMEs in Kota Bharu, Kelantan tested and analysed using Google Form questionnaires.

Entrepreneurial Competencies, Institutional Voids and Performance of Small and Medium Enterprises: Evidence from an Emerging Economy

2021 ◽  
pp. 097226292110588
Author(s):  
Raj K. Kovid ◽  
Babita Bhati ◽  
Gunjan Mohan Sharma
Keyword(s):  
Financial Performance ◽  
Small And Medium Enterprises ◽  
Manufacturing Sector ◽  
Emerging Economy ◽  
Survey Method ◽  
National Capital Region ◽  
Institutional Voids ◽  
Managerial Implications ◽  
Medium Enterprises ◽  
The Relationship

The entrepreneurs leverage their competence to exploit the entrepreneurial opportunities in a market leading to improved firm performance. This study investigates the relationship between entrepreneurial competences and financial and non-financial performances of small and medium enterprises (SMEs). It further investigates whether presence of institutional voids moderates this relationship. Using the survey method, the data were collected from owner-cum-founder of 204 SMEs from manufacturing sector, in the National Capital Region of India, an emerging economy. A structured questionnaire was used to capture the data. The results suggest that entrepreneurial competence significantly affects the financial performance of the firm whereas it has insignificant effect on the non-financial performance. Further, institutional voids moderate the relationship between entrepreneurial competence and non-financial performance of the firms whereas it does not show any moderating effect on the relationship between entrepreneurial competence and financial performance of SMEs. This study does have some managerial implications for entrepreneurs who can use their competencies to the fullest while working around institutional voids. This study contributes to advance the understanding about the role of institutional voids in influencing the relation of entrepreneurial competence with SMEs’ performance.

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