Relevance of Financial Service Advertisements in Investment Decisions and Purchase of Financial Products : Evidence from the Indian Insurance Sector

2021 ◽  
Vol 51 (9) ◽  
pp. 41
Author(s):  
Sarfaraz Javed ◽  
Uvesh Husain ◽  
Namrata Pathak
Keyword(s):  
Investment Decisions ◽  
Financial Service ◽  
Insurance Sector ◽  
Financial Products ◽  
Indian Insurance

Impact of Information Technology in the Service Delivery of Indian Insurance Sector

2012 ◽  
Vol 2 (7) ◽  
pp. 253-255
Author(s):  
R. Meikanda Ganesh Kumar R. Meikanda Ganesh Kumar ◽  
◽  
Dr. P. Anbuoli Dr. P. Anbuoli
Keyword(s):  
Information Technology ◽  
Service Delivery ◽  
Insurance Sector ◽  
Indian Insurance

The influence of Education, Occupation and Income on Perceived Customer Value

2015 ◽  
Vol 3 (1) ◽  
Author(s):  
Amit Sharma ◽  
Bodh Raj Sharma
Keyword(s):  
Life Insurance ◽  
Customer Value ◽  
Demographic Variables ◽  
Insurance Companies ◽  
Primary Data ◽  
Insurance Sector ◽  
Significant Difference ◽  
Quota Sampling ◽  
Indian Insurance ◽  
Perceived Customer Value

The aim of this paper is to assess empirically perceptual gap among the customers having different educational qualification, occupation and income regarding customer value in Indian insurance sector. It is a fact that insurance sector has been growing tremendously despite a lot of competition in the marketplace. The study is based upon the primary data obtained from customers of four life insurance companies belonging to various districts of J&K through quota sampling. A questionnaire was framed containing items of demographics and statements measuring customer value based upon seven point Likert scale. The findings indicate that the demographic variables viz., qualification, occupation and monthly income, there is no significant difference regarding perceived customer value among the life insurance players.

scholarly journals Analysis of Financing Risk and Innovation Motivation Mechanism of Financial Service Industry Based on Internet of Things

Complexity ◽  
2021 ◽  
Vol 2021 ◽  
pp. 1-9
Author(s):  
Luya Li ◽  
Hongxun Li
Keyword(s):  
Supply Chain ◽  
Internet Of Things ◽  
Financial Institutions ◽  
Service Industry ◽  
Financial Innovation ◽  
Financial Service ◽  
Var Model ◽  
Continuous Innovation ◽  
Financial Products ◽  
Financial Service Industry

It is of practical significance to introduce the Internet of Things technology into the financial service industry and find the driving factors and mechanisms of financial innovation to accelerate the promotion of financial innovation. This article starts from the perspective of banks and other supply chain financial institutions, takes mainstream trading products in the commodity trading market as the research object, uses the LA-VAR model, and fully considers the market price fluctuations and liquidity factors of supply chain financial inventory products. It analyzes the theoretical basis of the continuous innovation of rural financial products. On the basis of analyzing the basic characteristics and types of rural financial product innovation, we explore the connotation of sustainable innovation of rural financial products, clarify the evaluation criteria, and lay a theoretical foundation for continuous dynamic evaluation. Based on technical innovation evaluation theoretical models such as Schumpeter’s innovation model, technical specifications-technological track model, and NR relationship model market, we analyze the innovation elements of rural financial products from the external and internal aspects of innovation and discuss the relationship between the factors. The interaction mechanism of rural financial products has established a dynamic mechanism model for the continuous innovation of rural financial products. A fuzzy comprehensive evaluation was made on the continuous innovation power of financial service industry products in a certain area. Using a combination of remote surveys and on-site visits, a questionnaire survey was conducted on financial service industry institutions in a certain region’s financial system. Each survey object was required to conduct 120 × 1067 index comparisons and use the data after processing the arithmetic average Matlab carries out the objective processing of programming. The results show that the LA-VAR model with liquidity indicators can measure the liquidity risk well and more comprehensively evaluate the risk of the inventory pledge financing model. According to the index weights determined by AHP, the development of the financial service industry will be promoted in a targeted manner from the internal construction of financial institutions and the optimization of the external innovation environment.

scholarly journals A Study on Impact of FDI on Selected Private Sector Insurance Companies in India

2017 ◽  
Author(s):  
C.K. Hebbar ◽  
Meenakshi Acharya
Keyword(s):  
Private Sector ◽  
Negative Impact ◽  
Insurance Industry ◽  
Secondary Data ◽  
Insurance Companies ◽  
Insurance Markets ◽  
Insurance Sector ◽  
Previous Level ◽  
The Impact ◽  
Indian Insurance

India is one among the most promising emerging insurance markets in the world. Indian insurance sector was liberalised in 2001. The insurance industry in India has undergone transformational changes over the last 15 years. In July 2014, the Cabinet Committee on Economic Affairs (CCEA) approved 49% FDI in insurance from the previous level of 26%. This paper aimed at examining the impact of FDI on the performance of selected private sector insurance companies. The study is based on secondary data and it is a descriptive study. This paper found that FDI had a significant positive as well as negative impact on areas which were studied in the paper.

scholarly journals Marketing of Financial Service: Evidence from Nigeria Financial Market

2018 ◽  
Vol 2 (1) ◽  
pp. 31-46
Author(s):  
Lucky Anyike Lucky
Keyword(s):  
Financial Market ◽  
Financial Services ◽  
Service Marketing ◽  
Distribution Channels ◽  
Financial Service ◽  
Financial Inclusion ◽  
The Internet ◽  
Marketing Environment ◽  
Financial Products ◽  
Growing Population

Nigeria financial market is emerging, the growth in institutions and products require a marketing strategy that will meet the needs of growing population. This study examined marketing of financial services. It discussed financial service products, segmentation of financial products, brands in financial market, financial service marketing environment, marketing of financial service through the internet, distribution channels of financial products, strength, weakness, opportunities and threat of Nigeria financial market, the needs for marketing of financial services, features of financial products and pricing of financial products. The study concludes that marketing of financial services is a determinant of financial inclusion, therefore policies and strategies should be advanced by management and regulators in the financial market.

scholarly journals Impact of FDI in Insurance Sector

2019 ◽  
Vol 8 (2S10) ◽  
pp. 600-604
Keyword(s):  
International Economic ◽  
Economic System ◽  
Capital Inflows ◽  
Insurance Sector ◽  
Critical Phase ◽  
The Government ◽  
Indian Insurance ◽  
Excellent Improvement

One of the most hanging traits during the last many years is the amazing increase of FDI in the international economic system panorama. This excellent improvement of FDI in 1990 around the globe make FDI a important and critical phase of development technique in each created and creating nations and preparations are configuration with a selected cease intention to animate internal streams. FDI offers a win-win situation to the host and the nations of origin. The international locations are straightforwardly inspired by way of welcoming FDI, in mild of the fact that they advantage a great deal from such kind of task. As a rule FDI alludes to capital inflows from abroad that put sources into the era limit of the economic system and are normally favoured over other sort of outer fund due to the fact they're non-obligation making non-risky and their earnings rely upon the execution of the undertakings financed by the economic professionals. FDIinflow encourages the creating countries to created sincere, expansive and compelling association situation for task troubles and, assembles human and institutional abilties to execute the identical. The safety phase is of massive importance to each developing economic system; in includes the sparing propensity, which thusly produces lengthy haul investible assets for basis constructing. This present day Paper's locations are to explore the Indian Insurance part, to realize blessings of expanded outdoor direct undertaking restrain in protection section, to recognize the Government arrangement with respect to protection department in India, to understand Issues in FDI in Insurance Sector.

scholarly journals The key role of quoted spreads in financial services and transactions

2021 ◽  
Vol 10 (3) ◽  
pp. 208-216
Author(s):  
Guillermo Peña
Keyword(s):  
Financial Services ◽  
Investment Decisions ◽  
Value Added ◽  
Gravity Equation ◽  
Interesting Issue ◽  
Financial Products ◽  
The World ◽  
Intertemporal Decisions ◽  
Transaction Tax

Banking has driven the development of the world for centuries. An interesting issue to analyze is the optimal spread on financial products reflecting the value added that does not generate economic distortions for consumers in intertemporal decisions. Based on a gravity equation for these services, this paper examines the optimality of a modified Quoted Spread, the recently-proposed mobile-ratio, by assessing whether the pure interest expressed as a gravity equation between interests does not change after applying this spread. Results show that the mobile-ratio is the specification of the spread with no distortions on investment decisions. Regarding fiscal policy, this ratio plays a key role for both the Financial Transaction Tax and the VAT on financial services.

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