scholarly journals ANALISIS EFISIENSI BANK UMUM SYARIAH DEVISA DI INDONESIA DENGAN METODE DATA ENVELOPMENT ANALYSIS STUDI PADA BANK MUAMALAT INDONESIA DAN BANK SYARIAH MANDIRI

2013 ◽  
Vol 4 (1) ◽  
pp. 1
Author(s):  
Helmi Haris ◽  
Nuning Sri Hastuti

Performance is one of the indicators of efficiency in a firm including Islamic banks. Performance measurament commonly done by Islamic banks using financial ratio. However performance measurament by using financial ratio can’t show the condition of Islamic banks truthfully. Data Envelopment Analysis (DEA) method can overcome restrictiveness of performance measurament which able to handle many input and output. DEA method is a linier programming which aim to maximize input and output. This study aims to aware and analyze financial performance of Islamic commercial bank with DEA method in period 2008-2011. The sample of two Islamic commercial bank: Bank Muamalat Indonesia and Bank Syariah Mandiri. This study uses input variables consist of deposits, assets, and personnel costs as well as using a variable output which comprises the amount of financing and operating income. These results indicate that Islamic commercial bank foreign exchange continue to have 100 percentefficiency is a Bank Muamalat Indonesia over a period of observation, while Bank Syariah Mandiri has 100 percent efficiency in Maret 2008, September 2008, Desember 2008, Juni 2009, September 2009, Desember 2009, September 2010, Desember 2010, Maret 2011, Juni 2011, September 2011 dan Desember 2011

KEUNIS ◽  
2020 ◽  
Vol 8 (1) ◽  
pp. 69
Author(s):  
Naili Farchah ◽  
Ida Savitri Kusmargiani

<p><em>The purpose of the research is to analayze efficiency level of Commercial Bank in Indonesia (Bank Mandiri, Bank BNI, Bank BRI, Bank BTN, Bank BCA, Bank Danamon, Bank CIMB and Bank PAN) 2014-2018 period with Data Envelopment Analysis (DEA) method. Data used in this research is secondary data taken from Financial Statement Publication issued by Otoritas Jasa Keuangan (OJK) 2014-2018 period.Bank used in this reseach is eight bank which include in BUKU 4. Length of research period is five years from 2014 until 2018. This research uses input and output variable with Data Envelopment Analysis (DEA) method. </em></p><em>The result of research in 2014 all bank object efficient. In 2015 and 2016 inefficiency bank is BNI. In 2017 and 2018 inefficiency banks is Mandiri and BNI. Based on invention can be concluded that national foreign exchange private bank (BUSN) more efficiency than government bank in period research</em>


ETIKONOMI ◽  
2020 ◽  
Vol 19 (2) ◽  
Author(s):  
Suhail Suhail ◽  
Mohamad Soleh Nurzaman

This research aims to analyze the efficiency level of 13 Islamic Banks in Indonesia, Saudi Arabia, and the United Kingdom from 2015 to 2019. The calculation of the efficiency level in this study is relative, not absolute. This study uses the Data Envelopment Analysis (DEA) method and source data from Bankscope and Bank Focus. This research consists of 3 input variables that are Total of Assets (X1), Staff Expenses (X2) and Total Deposit (X3), and 2 Output that is Income (Y1) and Loan (Y2). This research finds that the overall efficiency level of 13 Islamic banks in Indonesia, Saudi Arabia, and the United Kingdom are fluctuating. According to the result, the Islamic banks in Saudi Arabia is more efficient than in Indonesia and the United Kingdom. There are some inefficient variables—the solution for this inefficiency problem achieve by employing managerial simulation generated by DEA. This study implies that Islamic banks should reduce wasteful variables and optimize the variables that improve the efficiency.JEL Classification: C1, F30, G20, G21How to Cite:Suhail., & Nurzaman, M. S. (2020). How Efficient are Islamic Banks in Indonesia, Saudi Arabia, and the United Kingdom?. Etikonomi: Jurnal Ekonomi, 19(2), xx – xx. https://doi.org/10.15408/etk.v19i2.15862.


2020 ◽  
Vol 1 (1) ◽  
pp. 25-48
Author(s):  
Joni Agusah Putra ◽  
Muhammad Doddy

Penelitian ini dilakukan untuk mengukur tingkat efisiensi Bank Muamalat Indonesia (BMI) dan Bank Mega Syariah (BMS). Metode yang digunakan adalah data envelopment analysis (DEA) model constant return to scale (CRS) dan model variabel return to scale (VRS) dengan pendekatan aset dan produksi. Hasil DEA model CRS pendekatan aset dibadingkan dengan rasio ROA sedangkan hasil DEA model VRS pendekatan produksi dibandingkan dengan rasio BOPO.Hasil penelitian ini menunjukkan, pada pendekatan aset BMI cenderung tidak efisien baik dengan model CRS, VRS dan secara skala. Sementara pada pendekatan produksi BMI tidak efisien dengan model CRS tetapi efisien berdasarkan model VRS dan secara skala. Sedangkan BMS cenderung dalam kondisi yang efisien pada pendekatan aset dan produksi baik dengan model CRS, VRSmaupun secara skala selama periode penelitian. Penelitian ini juga menyimpulkan, pengukuran efisiensi dengan DEA menunjukkan hasil yang konsisten dengan rasio keuangan ROA dan BOPO. Sehingga tidak ada perbedaan antara tingkat efisiensi menggunakan metode DEA dengan tingkat efisiensi menggunakan rasio keuangn pada BMI dan BMS selama periode penelitian.Kata Kunci: Efisiensi BUS, DEA, Rasio KeuanganABSTRACTThis research had been done to measure efficiency level Bank Muamalat Indonesia (BMI) and Bank Mega Syariah (BMS). The method tools were analysis envelopment data (DEA) model constant return to scale (CRS) and models variable return to scale (VRS) through asset and production approach. Result DEA model of asset approach CSR was compared to ratio ROA whereas result DEA model of production approach was compared to ratio BOPO. This research indicated that approach asset BMI tended to inefficiency both model CRS, VRS and by scale. Temporary approaching by production BMI in efficiency with model CRS but efficiency based on model VRS and by scale. Whereas BMS tended to be in efficiency to asset and production approach both model CRS, VRS and by scale during period of research. This research was also to conclude measurement efficiency by using DEA showed consistent result with financial ratio ROA and BOPO. So there would not be difference between the level of efficiency by using DEA method with the level of efficiency by using financial ratio at BMI and BMS during period of research.Keywords: BUS Efisiensi, DEA, Financial Ratio


2019 ◽  
Vol 1 (1) ◽  
pp. 50-57
Author(s):  
Tsalis Syaifuddin

This study aims to determine the efficiency level of management of zakat funds at the National Zakat Amil Agency (BAZNAS). The author uses the quantitative non-parametric Data Envelopment Analysis (DEA) method. Total assets, promotion, and documentation costs, and official travel costs as input variables. Whereas the output variance consists of receiving zakat funds and distributing zakat funds. The results showed that BAZNAS experienced efficiency in 2012-2014 and 2017 with a score of 100%. Inefficiencies occurred in 2015 at 79.16% and in 2016 amounted to 98.72%. In 2015-2016, all input variables experienced inefficiency, while the output variable was the only inefficient distribution of zakat funds. In overcoming, inefficiencies can be adjusted between the target and actual quantities specified in the DEA calculation. The author recommends that BAZNAS pay attention to the causes of inefficiency so that it can improve performance better.


2019 ◽  
Vol 3 (1) ◽  
pp. 54
Author(s):  
Ninda Ardiani

The purpose of this study is to see the efficiency of the national zakat institutions  in the collection of funds and distribution. Dompet Dhuafa is one of the national zakat institutions  which has branch office spread  in Indonesia. The problem  is how efficient is the institution of zakat when collecting zakat funds and channeling it. This research uses Data Envelopment Analysis (DEA) method with two test that is test for zakat fund and test to non-zakat fund. Input variables consist of receipts obtained by zakat institutions, while the output variables consist of expenditures for 8 asnaf and other expenditures. Data taken from Dompet Dhuafa financial statements from 2011 to 2015. The results of this study addressed  in 2011, 2014 and 2015 Dompet Dhuafa in collecting and disbursing zakat funds and non-zakat funds have been efficient. Inefficiencies that occur in the year 2012 and 2013 due to not optimal channeling of funds from Dompet Dhuafa.


2021 ◽  
Vol 17 (1) ◽  
pp. 89-98
Author(s):  
Roikhan Mochamad Aziz ◽  
Dita Nur Amanda

This research has the purpose to measure efficiency and analyze the efficiency comparison between Sharia Commercial Bank (BUS) and Sharia Bussines Unit (UUS) in Indonesia and compare the efficiency during the period 2008-2013. There are 10 Islamic banks which are used as samples of this research consisting of 3 Sharia Commercial Bank (BUS) and 7 Sharia Business Unit (UUS) that were chosen by purposive sampling. Efficiency measurements in this research using Data Envelopment Analysis (DEA). To determine differences in efficiency between Sharia Commercial Bank (BUS) and Sharia Bussines Unit (UUS), this study uses a different test parametric independent sample t-test. The result of this research showed that there is no significant difference between the efficiency of Sharia Commercial Bank (BUS) and Sharia Bussines Unit (UUS), during the period of 2008-2013 with possible intervention t value (-0.429) < t table (2.002) and probability value =0.000.


2019 ◽  
Vol 1 (1) ◽  
pp. 120-130
Author(s):  
Syifa Ikrima Fauziah ◽  
Erry Sunarya ◽  
Kokom Komariah

The purpose of this study is to determine the level of efficiency in Islamic banks using the data envelopment analysis method. This type of research is quantitative research. The research method used in this study is to use data envelopment analyis (DEA). Data analysis techniques using DEAP version 2.1 software. The results of the study, Islamic banks are said to be efficient if they reach level 1 or 100%. The inputs used are assets, total deposits, operating costs and output are operating income and financing. This study uses 5 Sharia Commercial Banks namely Bank Muamalat Indonesia, Bank BNI Syariah, BCA Syariah Bank, Bank Syariah Mandiri and BRI Syariah Bank during the 2014-2016 period, there are only two banks that experience efficiency each year, namely Bank Muamalat Indonesia and Bank Syariah Mandiri. Conclusion, of the five Islamic banks there are only two banks that experience efficiency each year, namely Bank Muamalat Indonesia and Bank Syariah Mandiri. Keywords: Efficiency, Islamic Bank, Data Envelopment Analysis


2021 ◽  
Vol 8 (4) ◽  
pp. 462
Author(s):  
Abdul Ghoni ◽  
Ramdan Efendi

ABSTRAKPenelitian ini bertujuan untuk mengetahui tingkat efisiensi antara perusahaan reasuransi syariah di Indonesia, baik yang berbentuk Unit Usaha Syariah (UUS) maupun yang berbentuk full pledged dengan menggunakan metode Data Envelopment Analysis (DEA). Penelitian ini menggunakan data perusahaan reasuransi syariah tahun 2018 dan tahuhn 2019 dengan data input adalah asset dan beban umum, sedangkan data output adalah laba dan pendapatan usaha. Dari hasil olah data menunjukkan bahwa perusahaan reasuransi syariah baik yang berbentuk unit usaha maupun yang full pledged tingkat efisiensinya terhadap laba dan pendapatan tidak dapat dibandingkan.Kata Kunci: Efisiensi, Reasuransi Syariah, DEA. ABSTRACTThis study aims to determine the level of efficiency between Sharia reinsurance companies in Indonesia, both in the form of a Sharia Business Unit (UUS) or in the form of a full pledged using the Data Envelopment Analysis (DEA) method. This study uses data from Sharia reinsurance companies in 2018 and 2019 with the input data being assets and general expenses, while the output data are profits and operating income. The results of data processing show that sharia reinsurance companies, both in the form of business units and full pledged ones, are not comparable in terms of efficiency of profit and income.Keywords: eficiency, Reinsurance Sharia, DEA.


2021 ◽  
Vol 58 (1) ◽  
pp. 375-381
Author(s):  
Retno Fitrianti, Sri Undai Nurbayani

Banking sector mediation is related to efficiency in economic performance. As a financial institution, banks need to maintain their performance in order to operate optimally, one factor that must be considered is efficiency in performance. This research aimed to analyze the efficiency of Islamic Banks and Conventional Commercial Bank in Indonesia. Using a purposive sample technique for two Islamic banks and two commercial banks. Fixed assets, deposits, and other operating expenses as input variablesused, while credit as output variable.  Using Data Envelopment Analysis to calculate the efficiency of banking. The results show that all Sharia Commercial Bank samples reached efficiency level 1 was efficient. Besides, the sample of conventional commercial banks used in this study is not all efficient. This is due to one of the sample banks having an efficiency level below one, which is 0.644. It means that conventional bank groups are inefficient.


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