scholarly journals Development of Internet banking as an innovative distribution channel in Syria

2021 ◽  
Vol 7 (4) ◽  
pp. 95-102
Author(s):  
Yousef Ragheed ◽  
◽  
Oksana V. Vaganova ◽  
Author(s):  
Morteza Ziaee

E-banking is a special type of banking service to their customers to provide an electronic environment such as the Internet uses. This type of banking operations, including all of the bank receipt or deposit money, signature verification, inventory and other significant banking operations are conducted electronically. Internet Banking is a special kind of e-banking uses the Internet as a distribution channel. Two Popular models include electronic Reserve banks and branches electronics. Present age is communication and information technology age. One of the most important phenomena of this age is Revolutionizing of traditional banking. Development of electronic communication and access of large numbers of people to the Internet, has provided the conditions for establishing trade and economic exchanges. This subject led to increase of competition in the banking industry and creation of electronic banking services. With increasing demands for such services, something that should be considered is the barriers of electronic banking. In our research, we decided to check the status of e-banking in Iran. For this we have selected a number of banks. Questionnaire design and distribution between bank employees and its results interpreted.


Author(s):  
Sharul Islam ◽  
Mohammad Rokibul Kabir ◽  
Rabiul Hossain Dovash ◽  
Safa E Nafee ◽  
Shovan Saha

The rise in information technologies has transformed banking industry worldwide. To stay competitive, banks are introducing internet banking with the motive to achieve higher productivity and efficiency, reduce cost and increase profit. In Bangladesh, the impact of this new distribution channel in improving bank’s performance is yet to be measured. It is against this backdrop this research is conducted to identify whether performance of banks that has adopted internet banking is different from banks yet to adopt internet banking. Furthermore, it is to be seen whether there is significant change in performance of banks before and after implementation of internet banking. Performance was measured through Return on Asset (ROA) and Return on Equity (ROE). Secondary data were collected from annual report of all the 30 listed banks in Bangladesh. The results revealed that ROA and ROE of banks with online banking is higher compared to banks without online bank. However, the results were insignificant. Furthermore, ROA and ROE were found out to be lower after implementation of internet banking and is statistically significant. Such findings could be attributed to the initial cost allocated for infrastructure development and fail to attract customer to adopt online banking in mass scale. Thus with investment done, the benefit could not be realized during the initial period of internet banking adoption.


2019 ◽  
Vol 64 (8) ◽  
pp. 5-18
Author(s):  
Mirosława Kaczmarek

The Baby Boom generation, i.e. persons born between 1944 and 1963, constitutes over one fifth of the total European population, which makes it a significant segment of consumers. The important feature of this generation is their high trust in the banking system, which is one of the conditions for adapting technological changes in the areaof banking service distribution, including the acceptance of the internet banking (IB). In 2018, the average of 37.1% Baby Boomers used IB, which demonstrates that this distribution channel still has a large potential for development. There are distinct differences among European states regarding the scope of the internet usage for banking services by persons aged 55–74. The aim of this study is to define the structure of IB market for the European Baby Boom generation according to social and demographical characteristics (education and gender). The study is based on Eurostat’s corresponding data for 2018.The analysis of the structure of the IB market has been based on the gender and the level of education of its users, adopting one of the methods of cluster analysis, the Ward method. The analysis demonstrates that Nordic countries and the Netherlands are the European leaders in terms of IB usage among Baby Boomers, whereas the lowest percentage of IB usage among Baby Boomers has been observed in the Balkan and Southern Europe-an countries, e.g. Turkey and Italy. Among the analysed social and demographic characteristics, education differentiates the selected groups of states to a larger extent than gender.


Author(s):  
Ali Ulvi İşler

After rising the proportion of services sector in the economies of the countries, the need for quality measurement studies in services increased. Because internet banking, that began in 90’s, has a lot of advantages for banks and customers, it developed rapidly and a lot of banking services could be done in this new distribution channel. So, it is a requirement to measure of service qualities for internet banking distribution channel. In this study, it was tried to understand users thoughts about service quality in internet banking area. Practice study was done in internet banking users of Kuveyt Turk Participation Bank. Study results show that how the electronic banking services are perceived by users and what users expect from internet banking services.


2015 ◽  
Vol 17 (2) ◽  
pp. 97
Author(s):  
Sang-Lin Han ◽  
Kyung Sik Jung ◽  
Myoung Soung Lee ◽  
Jong Won Lee

GIS Business ◽  
2020 ◽  
Vol 15 (2) ◽  
pp. 31-45
Author(s):  
M. Ganesan ◽  
Dr. K. Prabhakar Rajkumar

Internet banking refers the systems that enable the customers to access their accounts and general information on bank products and service through the use of a bank’s website, without the intervention or inconvenience of sending letter, faxes original signatures. Internet banking as an “internet portal, through which customers can use different kinds of banking service ranging from bill payment to making investment”. Thus internet banking is the use of internet by bank customers for transacting their banking transactions. In other words, it is the use of internet by banks to deliver banking transaction. In other words, it is the use of internet by banks to deliver banking services to customers irrespective of their geographical location.


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