scholarly journals Dealing With The Challenge Of Generating Employment In South Africa: Does Banking Sector Efficiency Matter?

2013 ◽  
Vol 12 (11) ◽  
pp. 1361
Author(s):  
Andrew Maredza ◽  
Sylvanus Ikhide
Keyword(s):  
South Africa ◽  
Banking Sector ◽  
High Efficiency ◽  
Growth Path ◽  
Bank Efficiency ◽  
Second Stage ◽  
Efficiency Measures ◽  
Available Technology ◽  
Stage Analysis ◽  
Big Four

In this paper, the authors seek to investigate the nexus between banking sector efficiency and labour employment in South Africa. The Hicks-Moorsteen aggregator functions were used to generate total factor productivity (TFP) efficiency measures for the big-four commercial banks. The authors then used the pooled estimation technique to examine the link between banking sector TFP efficiency and employment. First stage results revealed that the average banking sector TFP efficiency was 68 percent implying that the observed TFP was 32 percent short of the maximum TFP possible using the available technology. Hence, the banking sector has the potential to augment productivity by 32 percent without the need for further input utilisation if they were to operate efficiently. Of paramount importance in the second stage analysis was that the authors found a positive and significant association between banking sector efficiency and national employment, meaning that national employment is influenced, inter alia, by the efficiency with which banks operate. This finding highlights how the enhancement of bank efficiency translates into increased employment in the economy. The authors therefore underscore the need for the banking sector to maintain high efficiency in order to augment efforts to achieve the objectives of the New Growth Path aimed at creating five million jobs in South Africa by 2020. They also advocate for banking sector policies and incentives that are directed at enhancing the efficiency of the banking sector.

Foreign Ownership and Bank Efficiency

2014 ◽  
pp. 75-100
Author(s):  
Özlem Olgu ◽  
Emrah Yılmaz
Keyword(s):  
Banking Sector ◽  
Relevant Literature ◽  
Balance Sheet ◽  
Data Envelopment ◽  
Bank Efficiency ◽  
Financial Ratio ◽  
Second Stage ◽  
Financial Ratio Analysis ◽  
The Relationship ◽  
Shed Light

This chapter examines the association between Foreign Direct Investment (FDI) and efficiency of commercial banks in Turkey during the 2003-2010 period. First, the authors examine the technical efficiency of banks by applying the Data Envelopment Analysis (DEA) and financial ratio analysis following the relevant literature. Then, they attempt to shed light on the relationship between FDI and bank efficiency applying a second stage regression analysis. The results indicate that banks that have received FDI are more efficient than others whilst there is no significant correlation among the FDI dummy and bank efficiency in Turkey. Moreover, the analysis of balance sheet ratios suggests that foreign investors target more profitable and larger banks in the sector to form partnerships. Thus, consistent with Berger et al. (2003), the authors propose that efficiency is a pre-condition rather than a result of FDI in the Turkish banking sector.

A model for the conservation of interactive electroacoustic repertoire: analysis, reconstruction, and performance in the face of technological obsolescence

2006 ◽  
Vol 11 (3) ◽  
pp. 273-284 ◽  
Author(s):  
DAVID BROOKE WETZEL
Keyword(s):  
Test Case ◽  
Test Cases ◽  
Interactive Electronics ◽  
Second Stage ◽  
Third Stage ◽  
Specific Device ◽  
The Face ◽  
Available Technology ◽  
And Performance ◽  
Stage Analysis

This paper presents a three-stage model (analysis, reconstruction and performance) for the conservation of interactive electroacoustic works for which the original technology is now obsolete or otherwise unavailable. The first stage, analysis, is a detailed documentation of the electronic processes and effects required for each work in a format that is independent of any specific device or system. The analysis provides a blueprint for future realisations using available technology. The second stage, reconstruction, provides a working performance resource, as well as a test case for the validity of the analysis. Reconstructed systems are then tested and refined through the third stage, performance. With repeated performances, compositions gain wider exposure and may be evaluated by listeners on their musical merits. To date, the author has analysed, reconstructed and performed several works for clarinet and interactive electronics. Each performance has informed the continued development of the newly reconstructed system, and has in some cases led to corrections to the underlying analysis. As a classically trained clarinettist and computer musician, the author's approach to the conservation of electroacoustic repertoire comes from a desire to find performable works and to keep them viable and accessible for as long as possible. Four works for clarinet and interactive electronics (by Musgrave, Pennycook, Kramer, and Lippe) are presented as test cases for this model.

scholarly journals Efficiency and Determinants in Libyan Banks

2020 ◽  
Vol 8 (4) ◽  
pp. 1-16
Author(s):  
Khalad Alrafadi
Keyword(s):  
Banking Sector ◽  
Relevant Literature ◽  
Policy Implications ◽  
Data Envelopment ◽  
Tobit Regression ◽  
Bank Efficiency ◽  
Second Stage ◽  
Private Banks ◽  
Mean Cost ◽  
Tobit Regression Model

This paper provides a comparative analysis regarding the performance of 17 Libyan banks over the period 2004 up to 2010. According to the relevant literature, there are few studies that combine both the Data Envelopment Analysis (DEA) technique and Tobit model for assessing the efficiency levels and subsequently examining the determinants of efficiency for the banking sector in Libya. For this study, the DEA technique was used to estimate cost, allocative, and technical efficiency of sampled banks by using DEAP software.  In the second stage, Tobit regression model was used to identify potential determinants of efficiency by using Stata10 software. The results showed that the specialized banks have exhibited higher mean cost efficiency relative to commercial and private banks. The results of efficiency determinants showed positive relationship between bank efficiency, and return on investment (ROA); risk; and size of operation (SO). This paper concludes with some policy implications of the results.        

Stock Market Performance and Efficiency of Banks in a Developing Economy: Evidence from the Indian Banking Sector

2018 ◽  
Vol 7 (2) ◽  
pp. 178-193
Author(s):  
Dipasha Sharma
Keyword(s):  
Stock Market ◽  
Banking Sector ◽  
Developing Economies ◽  
Market Performance ◽  
Developed Countries ◽  
Bank Efficiency ◽  
Efficiency Measures ◽  
Stock Market Performance ◽  
Using Data ◽  
Indian Banks

Many studies have been conducted on bank efficiency and bank performance both in developed and developing economies. Although abundant research on the association of emerging dimensions of stock performance with bank efficiency is available for the developed countries, such research in developing economies is limited. In the light of this, a model is constructed with stock market return as the principal variable along with bank efficiency and bank-specific factors and tested for the Indian economy. The model was developed using data envelopment analysis (DEA) for Indian banks. Panel data regression analysis was used to examine the empirical association between efficiency measures and market performance measures. The regression results confirmed the presence of a statistically significant association between operational efficiency and market performance of Indian banks. Operationally efficient banks create more value and returns to their investors and are thus found to be effective.

The impact of globalization on the performance of Banks in South Africa

2016 ◽  
Vol 26 (4) ◽  
pp. 517-542 ◽  
Author(s):  
Fadzlan Sufian ◽  
Fakarudin Kamarudin
Keyword(s):  
South Africa ◽  
Host Country ◽  
Banking Sector ◽  
Generalized Method Of Moments ◽  
Estimation Method ◽  
Bank Performance ◽  
Content Type ◽  
Multinational Banks ◽  
Dynamic Panel Regression ◽  
The Impact

Purpose This paper aims to provide empirical evidence for the impact globalization has had on the performance of the banking sector in South Africa. In addition, this study also investigates bank-specific characteristics and macroeconomic conditions that may influence the performance of the banking sector. Design/methodology/approach The authors use data collected for all commercial banks in South Africa between 1998 and 2012. The ratio of return on assets was used to measure bank performance. They then used the dynamic panel regression with the generalized method of moments as an estimation method to investigate the potential determinants and the impact of globalization on bank performance. Findings Positive impact of greater economic integration and trade movements of the host country, while greater social globalization in the host country tends to exert negative influence on bank profitability. The results show that banks originating from the relatively more economically globalized countries tend to perform better, while banks headquartered in countries with greater social and political globalizations tend to exhibit lower profitability levels. Originality/value An empirical model was developed that allows for the performance of multinational banks to depend on internal and external factors. Moreover, unlike the previous studies on bank performance, in this empirical analysis, we control for the different dimensions of globalizations while taking into account the origins of the multinational banks. The procedure allows us to test for the home field, the liability of foreignness and global advantage hypotheses to deduce further insights into the prospects of banking across borders.

Bank lending channel and banking sector efficiency: panel data of Egypt

2018 ◽  
Vol 13 (5) ◽  
pp. 1291-1310 ◽  
Author(s):  
Mohamed Aseel Shokr ◽  
Anwar Al-Gasaymeh
Keyword(s):  
Monetary Policy ◽  
Panel Data ◽  
Banking Sector ◽  
Generalized Method Of Moments ◽  
Bank Lending ◽  
Bank Loan ◽  
Bank Lending Channel ◽  
Bank Efficiency ◽  
Content Type ◽  
Lending Channel

Purpose The purpose of this paper is to examine the relevance of the bank lending channel (BLC) of monetary policy and the bank efficiency in Egypt. Design/methodology/approach This paper examines the effectiveness of bank lending channel using generalized method of moments GMM model during the period from 1996 to 2014. Also, it uses stochastic frontier approach (SFA) to examine the bank efficiency in Egypt. Findings This study supports the relevance of the BLC using panel data. Moreover, applying SFA, this paper computes cost efficiency taking account of both time and country effects directly. The finding suggests that banks with low inflation and high GDP tend to perform more efficiently. Research limitations/implications The limitation of the study is examining one country only. Practical implications The finding signals that the Central Bank of Egypt (CBE) should adjust interest rate in order to stabilize the bank loan supply. Social implications It is important for the CBE and Egyptian banks because it highlights the importance of BLC. Originality/value It examines one channel of monetary policy and bank efficiency in Egypt.

scholarly journals Analysis and classification of tem¬perature measurements during melting and casting of alloys using neural networks

2020 ◽  
Vol 63 (10) ◽  
pp. 856-861
Author(s):  
A. V. Fedosov ◽  
G. V. Chumachenko
Keyword(s):  
Neural Network ◽  
Neural Networks ◽  
Human Factor ◽  
High Efficiency ◽  
Thermal Conditions ◽  
Second Stage ◽  
Three Stages ◽  
Fully Automatic ◽  
Artificial Neural

The article considers the issues of monitoring the thermal conditions of alloys melting and casting at foundries. It is noted that the least reliable method is when the measurement and fixing the temperature is assigned to the worker. On the other hand, a fully automatic approach is not always available for small foundries. In this regard, the expediency of using an automated approach is shown, in which the measurement is assigned to the worker, and the values are recorded automatically. This method assumes implementation of an algorithm for automatic classification of temperature measurements based on an end-to-end array of data obtained in the production stream. The solving of this task is divided into three stages. Preparing of raw data for classification process is provided on the first stage. On the second stage, the task of measurement classification is solved by using neural network principles. Analysis of the results of the artificial neural network has shown its high efficiency and degree of their correspondence with the actual situation on the work site. It was also noted that the application of artificial neural networks principles makes the classification process flexible, due to the ability to easily supplement the process with new parameters and neurons. The final stage is analysis of the obtained results. Correctly performed data classification provides an opportunity not only to assess compliance with technological discipline at the site, but also to improve the process of identifying the causes of casting defects. Application of the proposed approach allows us to reduce the influence of human factor in the analysis of thermal conditions of alloys melting and casting with minimal costs for melting monitoring.

scholarly journals Women's Contexts and Circumstances of Posttraumatic Growth After Sexual Victimization: A Systematic Review

2021 ◽  
Vol 12 ◽  
Author(s):  
Marika Guggisberg ◽  
Simone Bottino ◽  
Christopher M. Doran
Keyword(s):  
Sexual Violence ◽  
Posttraumatic Growth ◽  
Sexual Victimization ◽  
Healing Process ◽  
Extensive Literature ◽  
Second Stage ◽  
Physical Problems ◽  
Creative Insight ◽  
Negative Impacts ◽  
Stage Analysis

Sexual violence is a concerning public health and criminal justice problem. Even though extensive literature has linked sexual victimization to a multitude of mental and physical problems, some victim/survivors recover and are able to lead lives without notable negative impacts. Little is known about women who experienced posttraumatic growth following sexual victimization. This review brings together knowledge accumulated in the academic literature in the past decade. It was informed by the PRISMA-P guidelines. Databases were searched using a combination of keywords to locate original peer-reviewed research articles published between January 2010 and October 2020 focusing on posttraumatic growth following sexual victimization. The initial search identified 6,187 articles with 265 articles being read in full, identifying 41 articles that were included in the analysis. The results suggest that recovery from sexual victimization is possible with the healing process being idiosyncratic. Victim/survivors employed various strategies resulting in higher degrees of functioning, which were termed growth. Following a synthesis of themes that emerged from the thematic analysis, a higher order abstraction, using creative insight through reflexivity, discussions among the research team and consistent interpretation and re-interpretation of the identified themes as a second stage analysis, resulted in the identification of two superordinate topics “relationship to self” and “relationship to others.” Findings indicated that women engaged in deliberate introspection to connect with themselves and utilized altruistic actions and activism in an attempt to prevent further sexual victimization Helping victim/survivors deal with the sexual violence facilitated growth as a collective. We concluded that helping others may be a therapeutic vehicle for PTG. Given research in this area remains in its infancy, further investigation is urgently needed.

scholarly journals Corporate management in the banking sector of the national economy: problems and solutions

2021 ◽  
Vol 70 (3) ◽  
pp. 148-157
Author(s):  
M. Yeshchenko ◽  
I. Safronska
Keyword(s):  
Banking Sector ◽  
International Standards ◽  
Corporate Management ◽  
Bank Efficiency ◽  
Internal Factors ◽  
Current Trends ◽  
Long Run ◽  
National Market ◽  
Problems And Solutions ◽  
Banking Business

Current trends in the development of Ukrainian banks are associated with the intensification of financial globalization processes. Under the influence of the growing presence of foreign capital, Ukrainian banks have faced increased competition and an exacerbation of the problem of limited financing in the domestic market. In the open national market, banks are forced to look for competitive advantages in order to improve access to financial resources and implement effective long-term partnerships with foreign investors. The creation of quality corporate management under international standards is an important advantage for the investors. The need to increase the level of corporate management according to the best international practices determines the importance of the investigation and substantiation of the areas for improvement based on the analysis of internal factors and conditions of banking business development. Conflict of interest is a major problem of corporate management. The investment community, professional circles, as well as regulatory authorities of the countries pay great attention to the problems of organizing relations of companies and banks with shareholders and other stakeholders. There are some approaches to determining the range of stakeholders. Managers and shareholders are considered in the narrow sense. In the broad sense, the list can include all the possible stakeholders. High quality of corporate management is one of the key conditions for bank efficiency. The interests of the owners are completely consistent with the achievement of high profitability, which is the main criterion of efficiency. In turn, the requirements of creditors to the level of risk on the operations of the credit institution is largely the factor of its sustainability in the long run. The ways of solving problems of corporate governance in banks are proposed in this paper. The theoretical foundations of corporate management in banks are substantiated. The specifics of the organization of relations between the participants of corporate relations in the bank are highlighted. It is noted that many issues related to corporate management in credit institutions lie outside the legal system and are ethical rather than legal.

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